Gambia
1. Bank PHB -
Bank PHB Gambia, a leading financial services institution, is Gambia’s emerging icon for banking excellence. Formally known as International Bank for Commerce (IBC) Limited, the bank launched its new brand identity on August 25, 2008 following the 100 percent acquisition of IBC by the Management of Bank PHB Nigeria. Our strategic intent is to build a national and diversified franchise by creating superior value for all our stakeholders through unrivaled customer service experience, superior shareholder value, a conducive workplace and commitment to corporate citizenship.
OUR VISION
To be the leading financial institution committed to providing superior Customer service by redefining standards.
OUR MISSION STATEMENT
To provide innovative solutions to our customers with passion while creating optimal value for our stakeholders.
OUR CORE (SHARED) VALUES
The values that will bind us together as a winning team to achieve our set vision are :
- Deliver on Promise – our word is our bond
- Professionalism – competent, cognate knowledge, excellence
- Integrity – honest & transparent in our dealing
- Team Spirit – teamwork, celebrating success
- Respect for the Individual – courtesy, empathy
THE BANK PHB BRAND
In line with our vision to build a strong, reliable, and viable financial institution, an icon for future generations of Africans, Bank PHB is emerging as a strong and highly recognizable brand in the Gambian banking industry through dynamic engagement with the Gambian public.
COMMITMENT TO OUR PEOPLE
We provide an enabling environment for our employees to realize their potentials, ensure that they are among the best professionals around by virtue of their training, which we believe will make us win in the market place. Consequently, we have on board people who are linked, one to the other, by a common thread - professionalism and superior experience, which will directly impact on the way our Customers’ needs are met, using global standards.
THE FUTURE
We have put in place the structures, the people, technology in an innovative working environment to continue to deliver above industry average performance that will see us emerge as the top bank in Gambia by 2010.
Address : 11 A Liberation Avenue, Banjul, The Gambia.
Website : www.gambia.bankphb.com, Phone number : 220–4497139
Bank PHB Gambia, a leading financial services institution, is Gambia’s emerging icon for banking excellence. Formally known as International Bank for Commerce (IBC) Limited, the bank launched its new brand identity on August 25, 2008 following the 100 percent acquisition of IBC by the Management of Bank PHB Nigeria. Our strategic intent is to build a national and diversified franchise by creating superior value for all our stakeholders through unrivaled customer service experience, superior shareholder value, a conducive workplace and commitment to corporate citizenship.
OUR VISION
To be the leading financial institution committed to providing superior Customer service by redefining standards.
OUR MISSION STATEMENT
To provide innovative solutions to our customers with passion while creating optimal value for our stakeholders.
OUR CORE (SHARED) VALUES
The values that will bind us together as a winning team to achieve our set vision are :
- Deliver on Promise – our word is our bond
- Professionalism – competent, cognate knowledge, excellence
- Integrity – honest & transparent in our dealing
- Team Spirit – teamwork, celebrating success
- Respect for the Individual – courtesy, empathy
THE BANK PHB BRAND
In line with our vision to build a strong, reliable, and viable financial institution, an icon for future generations of Africans, Bank PHB is emerging as a strong and highly recognizable brand in the Gambian banking industry through dynamic engagement with the Gambian public.
COMMITMENT TO OUR PEOPLE
We provide an enabling environment for our employees to realize their potentials, ensure that they are among the best professionals around by virtue of their training, which we believe will make us win in the market place. Consequently, we have on board people who are linked, one to the other, by a common thread - professionalism and superior experience, which will directly impact on the way our Customers’ needs are met, using global standards.
THE FUTURE
We have put in place the structures, the people, technology in an innovative working environment to continue to deliver above industry average performance that will see us emerge as the top bank in Gambia by 2010.
Address : 11 A Liberation Avenue, Banjul, The Gambia.
Website : www.gambia.bankphb.com, Phone number : 220–4497139
2.
Central Bank of
The Gambia -
Our Mission is based on the provisions of the CBG Act 2005. We will therefore work to achieve and maintain price and exchange stability, promote a sound financial system and contribute to the achievement and maintenance of sustainable economic development.
♦ We perform our functions independently without fear, favor or
prejudice
♦ We treat colleagues with respect
♦ We promote fairness and equity in employment practices
♦ We endeavor to be a good corporate citizen
These values will guide the way we carry out the mandate of the Central Bank.
Mission Statement
To Achieve and Maintain Price and Exchange Stability Underpinned by a Sound and Vibrant Financial System to Encourage and Promote Sustainable Economic Development.
Our Vision
We are committed to carrying out our mandate effectively and efficiently with the following results:
♦ Achieving the inflation targets as agreed within the framework of the PRGF and WAMZ.
♦ Contributing to the development of a strong and sound financial system that will contribute
effectively to the economic development of The Gambia as envisaged in the country’s Vision
2020 strategic framework.
♦ Ensuring efficient payments systems and maintaining the stability of and confidence in the
currency;
♦ Strengthening internal controls in foreign currency operations and maximize the returns on
the external reserves;
♦ Contribute to sustainable development of the Gambian economy.
♦ Achieve a strong reputation in The Gambia and abroad for sound financial management.
♦ Becoming a founding member central bank of the West African Central Bank (WACB).
This will require significant commitment by the staff. Thus the Central Bank will implement policies to make it a good place to work in by providing the technical capacity, training, remuneration and work processes that will attract and maintain the best qualified staff.
Our Values
Our values are based on the following commitments of Board, management and staff :
♦ We work with honesty and integrity
♦ We ensure transparency in all we do
♦ We work efficiently and effectively
♦ We make the public interest our primary goal.
♦ We shall be accountable to our stakeholders
The legal mandate of the Central bank is derived from the CBG Act 2005. According to the Act, the primary objects of the Central Bank are to :
♦ Achieve and maintain price stability.
♦ Promote and maintain the stability of the currency of The Gambia
♦ Direct and regulate the financial, insurance, banking and currency system in the interest of the
economic development of The Gambia.
♦ Encourage and promote sustainable economic development and the efficient utilization of the
resources of The Gambia through the effective and efficient operation of a financial system.
In trying to achieve these objectives, the Central Bank should perform the following functions:
♦ Formulate and implement monetary policy;
♦ Promote the stabilization of the value of the currency;
♦ Institute measures that will have a positive effect on the balance of payments, public finances
and the general development of the economy;
♦ Licence, regulate and supervise the financial system;
♦ Promote, regulate and supervise payment and settlement systems;
♦ Issue and redeem the currency notes and coins of The Gambia
♦ Maintain and manage The Gambia’s external reserves;
♦ Licence, regulate and supervise non-banking financial institutions;
♦ Act as banker and financial adviser to government and guarantee government loans;
♦ Promote and maintain relations with international financial institutions;
♦ Own, hold and manage official international reserves;
♦ Promote safe and sound development of the financial system; and
♦ Collect, analyze and publish statistical data.
Address : 1 Ecowas Avenue, Banjul, The Gambia.
Website : www.cbg.gm, Phone number : 220-4228103
Our Mission is based on the provisions of the CBG Act 2005. We will therefore work to achieve and maintain price and exchange stability, promote a sound financial system and contribute to the achievement and maintenance of sustainable economic development.
♦ We perform our functions independently without fear, favor or
prejudice
♦ We treat colleagues with respect
♦ We promote fairness and equity in employment practices
♦ We endeavor to be a good corporate citizen
These values will guide the way we carry out the mandate of the Central Bank.
Mission Statement
To Achieve and Maintain Price and Exchange Stability Underpinned by a Sound and Vibrant Financial System to Encourage and Promote Sustainable Economic Development.
Our Vision
We are committed to carrying out our mandate effectively and efficiently with the following results:
♦ Achieving the inflation targets as agreed within the framework of the PRGF and WAMZ.
♦ Contributing to the development of a strong and sound financial system that will contribute
effectively to the economic development of The Gambia as envisaged in the country’s Vision
2020 strategic framework.
♦ Ensuring efficient payments systems and maintaining the stability of and confidence in the
currency;
♦ Strengthening internal controls in foreign currency operations and maximize the returns on
the external reserves;
♦ Contribute to sustainable development of the Gambian economy.
♦ Achieve a strong reputation in The Gambia and abroad for sound financial management.
♦ Becoming a founding member central bank of the West African Central Bank (WACB).
This will require significant commitment by the staff. Thus the Central Bank will implement policies to make it a good place to work in by providing the technical capacity, training, remuneration and work processes that will attract and maintain the best qualified staff.
Our Values
Our values are based on the following commitments of Board, management and staff :
♦ We work with honesty and integrity
♦ We ensure transparency in all we do
♦ We work efficiently and effectively
♦ We make the public interest our primary goal.
♦ We shall be accountable to our stakeholders
The legal mandate of the Central bank is derived from the CBG Act 2005. According to the Act, the primary objects of the Central Bank are to :
♦ Achieve and maintain price stability.
♦ Promote and maintain the stability of the currency of The Gambia
♦ Direct and regulate the financial, insurance, banking and currency system in the interest of the
economic development of The Gambia.
♦ Encourage and promote sustainable economic development and the efficient utilization of the
resources of The Gambia through the effective and efficient operation of a financial system.
In trying to achieve these objectives, the Central Bank should perform the following functions:
♦ Formulate and implement monetary policy;
♦ Promote the stabilization of the value of the currency;
♦ Institute measures that will have a positive effect on the balance of payments, public finances
and the general development of the economy;
♦ Licence, regulate and supervise the financial system;
♦ Promote, regulate and supervise payment and settlement systems;
♦ Issue and redeem the currency notes and coins of The Gambia
♦ Maintain and manage The Gambia’s external reserves;
♦ Licence, regulate and supervise non-banking financial institutions;
♦ Act as banker and financial adviser to government and guarantee government loans;
♦ Promote and maintain relations with international financial institutions;
♦ Own, hold and manage official international reserves;
♦ Promote safe and sound development of the financial system; and
♦ Collect, analyze and publish statistical data.
Address : 1 Ecowas Avenue, Banjul, The Gambia.
Website : www.cbg.gm, Phone number : 220-4228103
3.
Ecobank The
Gambia-
At Ecobank Corporate Banking, we know that business success depends on much more than just access to money. We understand the broader needs of enterprises, be they multinationals or entrepreneurial start-ups. Our unrivalled presence across Africa and our experience of helping businesses grow means that we can provide you with practical financing solutions and ongoing support.
It is the knowledge, experience and local insight of our people that distinguishes Ecobank from our rivals and we place their considerable expertise at your disposal. At the heart of our involvement is your dedicated pan-African Relationship Manager who is committed to understanding your business needs and providing responsive, customized lending solutions, with a focus on local empowerment.
Whether you are in need of a trade loan, working capital or longer-term project finance, we are uniquely positioned to deliver a truly pan-African service:
Our Internet Banking service gives you secure access to corporate banking 24/7
Innovative and integrated cash management solutions to help you do business in Africa
Settle your transactions efficiently and mitigate payment risks
Supply Chain Finance across Africa with proven solutions for both your suppliers and distributors
Address : Greater Banjul area, 42 Kairaba Avenue, Ksmd, PMB Box 3149, Serrekunda, The Gambia.
Website : www.ecobank.com, Phone number : 220-4399031
At Ecobank Corporate Banking, we know that business success depends on much more than just access to money. We understand the broader needs of enterprises, be they multinationals or entrepreneurial start-ups. Our unrivalled presence across Africa and our experience of helping businesses grow means that we can provide you with practical financing solutions and ongoing support.
It is the knowledge, experience and local insight of our people that distinguishes Ecobank from our rivals and we place their considerable expertise at your disposal. At the heart of our involvement is your dedicated pan-African Relationship Manager who is committed to understanding your business needs and providing responsive, customized lending solutions, with a focus on local empowerment.
Whether you are in need of a trade loan, working capital or longer-term project finance, we are uniquely positioned to deliver a truly pan-African service:
Our Internet Banking service gives you secure access to corporate banking 24/7
Innovative and integrated cash management solutions to help you do business in Africa
Settle your transactions efficiently and mitigate payment risks
Supply Chain Finance across Africa with proven solutions for both your suppliers and distributors
Address : Greater Banjul area, 42 Kairaba Avenue, Ksmd, PMB Box 3149, Serrekunda, The Gambia.
Website : www.ecobank.com, Phone number : 220-4399031
4.
First
International Bank -
First International Bank Limited has its Corporate head office at 2 Kairaba Avenue, KMC - The Gambia, West Africa; and the bank is presently pioneered by a dynamic Managing Director/Chief Executive, supported by renowned professionals, businessmen and technocrats as directors, and a crop of competent management team. The bank is gradually spreading over Gambia's major cities and currently operates branches in Serrekunda, Kairaba Avenue, Latrikunda Sabiji, Brikama, Banjul and recently in Bakau and Basse. All branches/Agency Offices are computerized and electronically linked, with the aid of our software, which makes it easy for our customers to make deposits and withdrawals from any of the bank's locations irrespective of the branch where their accounts are domiciled. Since its incorporation as a Commercial Bank in January 1999 and commencement of full banking operations on July 1, 1999, the bank has numerous large corporate and top tier names as customers in virtually all the sectors of the economy. We have also continuously encouraged small-scale businessmen and women and contribute to the development of the Gambian economy. Services are in the area of Acceptance of Deposits, Funds Transfer, Trade Finance, Overdrafts, Bonds & Guarantees, Foreign Exchange payments and Letters of Credit on behalf of our customers.
The bank's shareholders' fund stands in excess of D60 million (Gambian Dalasis) and continues to be augmented in line with regulatory guidelines. It’s ranked as one of the most capitalized in the Gambia. It is also note worthy to state that the entire assets - both fixed and floating - are fully insured. First International Bank Ltd, The Gambia has correspondent banking relationship with UniCredit, Ghana International Bank Ltd, Afribank (Nigeria) PLC, ECOBANK (Nigeria), FIBANK Ltd, Sierra Leone, Liberia, DR Congo and Guinea. With our relationship with these institutions, we are able to give accurate and timely advice to our trade product processing, letters of credits and other foreign exchange matters speedily. The Bank is also a direct agent to Western Union Money Transfer. With this, our customers are afforded the opportunities to make local and foreign remittances at any of our Branch/Agency Offices.
Address : 2 Kairaba Avenue, KSMD, The Gambia.
Website : www.fibankgm.com, Phone number : 220-4396584
First International Bank Limited has its Corporate head office at 2 Kairaba Avenue, KMC - The Gambia, West Africa; and the bank is presently pioneered by a dynamic Managing Director/Chief Executive, supported by renowned professionals, businessmen and technocrats as directors, and a crop of competent management team. The bank is gradually spreading over Gambia's major cities and currently operates branches in Serrekunda, Kairaba Avenue, Latrikunda Sabiji, Brikama, Banjul and recently in Bakau and Basse. All branches/Agency Offices are computerized and electronically linked, with the aid of our software, which makes it easy for our customers to make deposits and withdrawals from any of the bank's locations irrespective of the branch where their accounts are domiciled. Since its incorporation as a Commercial Bank in January 1999 and commencement of full banking operations on July 1, 1999, the bank has numerous large corporate and top tier names as customers in virtually all the sectors of the economy. We have also continuously encouraged small-scale businessmen and women and contribute to the development of the Gambian economy. Services are in the area of Acceptance of Deposits, Funds Transfer, Trade Finance, Overdrafts, Bonds & Guarantees, Foreign Exchange payments and Letters of Credit on behalf of our customers.
The bank's shareholders' fund stands in excess of D60 million (Gambian Dalasis) and continues to be augmented in line with regulatory guidelines. It’s ranked as one of the most capitalized in the Gambia. It is also note worthy to state that the entire assets - both fixed and floating - are fully insured. First International Bank Ltd, The Gambia has correspondent banking relationship with UniCredit, Ghana International Bank Ltd, Afribank (Nigeria) PLC, ECOBANK (Nigeria), FIBANK Ltd, Sierra Leone, Liberia, DR Congo and Guinea. With our relationship with these institutions, we are able to give accurate and timely advice to our trade product processing, letters of credits and other foreign exchange matters speedily. The Bank is also a direct agent to Western Union Money Transfer. With this, our customers are afforded the opportunities to make local and foreign remittances at any of our Branch/Agency Offices.
Address : 2 Kairaba Avenue, KSMD, The Gambia.
Website : www.fibankgm.com, Phone number : 220-4396584
5.
The International
Bank for Commerce -
MISSION STATEMENT
- IBC a Bank of excellence with a mission to:
- Provide high quality banking services to the general public and corporate bodies
- Facilitate International trade and financial transactions for it's customers.
- Reinvest in the local market, profit generated by it's banking activities
- Contribute to the socio-economic development of The Gambia.
- Contribute to the economic revival of The Gambia
- Continue to provide job opportunities for the local work force.
- Continue to raise it's staff professional and living standard
- Facilitate access to banking services to all by proximity banking services
- Make it's customers,staff and shareholders happy by reaching all targets.
- Contribute to the West African Sub Regional economic integration
- Provide innovative information technology for quick and secure transaction processing
- Provide and assists it's customers with priceless financial services
- Provide to it's customers a large network of first international Banks
International Bank For Commerce is part of the Abass Group of Companies which has its headquarters in Banque Mauritanie Pour Le Commerce Internationale (BMCI). The Group of Companies includes investments in Banks and Hotels in Africa. In August, 1997 the BMCI acquired the Banjul branch of BICIS. The new bank incorporated as a limited liability company in The Gambia was called international Bank for Commerce (IBC). The International Bank for Commerce (IBC) has its headquaters in Banjul, the capital of Gambia. It has a branchin Serrekunda which is the most populous and fastest growing urban centre. The second branch is in Bakau which is The Gambias tourist Paradise. Recently the Bank opened a new Branch at Old Jeshwang.
Address : 48 Kairaba Avenue, Serrekunda, KMC, P.O. Box 1600, Banjul, The Gambia.
Website : www.accessgambia.com, Phone number : 220-4228144
MISSION STATEMENT
- IBC a Bank of excellence with a mission to:
- Provide high quality banking services to the general public and corporate bodies
- Facilitate International trade and financial transactions for it's customers.
- Reinvest in the local market, profit generated by it's banking activities
- Contribute to the socio-economic development of The Gambia.
- Contribute to the economic revival of The Gambia
- Continue to provide job opportunities for the local work force.
- Continue to raise it's staff professional and living standard
- Facilitate access to banking services to all by proximity banking services
- Make it's customers,staff and shareholders happy by reaching all targets.
- Contribute to the West African Sub Regional economic integration
- Provide innovative information technology for quick and secure transaction processing
- Provide and assists it's customers with priceless financial services
- Provide to it's customers a large network of first international Banks
International Bank For Commerce is part of the Abass Group of Companies which has its headquarters in Banque Mauritanie Pour Le Commerce Internationale (BMCI). The Group of Companies includes investments in Banks and Hotels in Africa. In August, 1997 the BMCI acquired the Banjul branch of BICIS. The new bank incorporated as a limited liability company in The Gambia was called international Bank for Commerce (IBC). The International Bank for Commerce (IBC) has its headquaters in Banjul, the capital of Gambia. It has a branchin Serrekunda which is the most populous and fastest growing urban centre. The second branch is in Bakau which is The Gambias tourist Paradise. Recently the Bank opened a new Branch at Old Jeshwang.
Address : 48 Kairaba Avenue, Serrekunda, KMC, P.O. Box 1600, Banjul, The Gambia.
Website : www.accessgambia.com, Phone number : 220-4228144
6.
International
Commercial Bank -
PRODUCTS AND SERVICES
Deposits
• Savings Account
• Business Savings
• Salary Account
• Current Account Local Currency
• Current Account with Sweeping facilities to FD and Business SA
• Current Account NJULA - COT charges only on cash withdrawal
• Premium Current Account
• Premium Gold Current Account
International Banking
• SWIFT Transfer
• Coinstar and RIA Remittance
• Documentary Letters of Credit
• Foreign Currency
• Bills Discounting
• Import/Export Collection
Loans
• Salary Loan
• Small Traders Loan
• Executive Loan Scheme
Other Services
• Financial/Performance Guarantee
Address : 48 Kairaba Avenue, Serrekunda, KSMD, P.O. Box 1600, Banjul, The Gambia.
Website : www.icbank-gambia.com, Phone number : 220 437 7878
PRODUCTS AND SERVICES
Deposits
• Savings Account
• Business Savings
• Salary Account
• Current Account Local Currency
• Current Account with Sweeping facilities to FD and Business SA
• Current Account NJULA - COT charges only on cash withdrawal
• Premium Current Account
• Premium Gold Current Account
International Banking
• SWIFT Transfer
• Coinstar and RIA Remittance
• Documentary Letters of Credit
• Foreign Currency
• Bills Discounting
• Import/Export Collection
Loans
• Salary Loan
• Small Traders Loan
• Executive Loan Scheme
Other Services
• Financial/Performance Guarantee
Address : 48 Kairaba Avenue, Serrekunda, KSMD, P.O. Box 1600, Banjul, The Gambia.
Website : www.icbank-gambia.com, Phone number : 220 437 7878
Georgia
1.
Bank of Georgia -
The Bank of Georgia was founded in February 2000 by local business owners from Peachtree in an effort to establish a hometown bank for local residents and businesses. We believe in individualized customer service and are committed to be an integral part of our community. We have seven locations throughout Fayette and Coweta Counties, including offices in Peachtree City, Fayetteville, Newnan, Sharpsburg, Tyrone, and Fairburn, Georgia. As a full-service bank, we provide a broad array of services, including checking accounts, savings accounts, personal loans (including home equity lines of credit), business loans, credit cards, commercial cash management, and more.
When you walk into The Bank of Georgia, you'll find experienced bankers to help with any financial request you might have. But that's not all. You will also find caring people that are ready and willing to give you their best and go the extra mile for you. Stop by and see for yourself. We look forward to serving you !
Address : 100 Westpark Drive, Peachtree City, GA 30269.
Website : www.bankofgeorgia.ge, Phone number : 995-322-444-444
The Bank of Georgia was founded in February 2000 by local business owners from Peachtree in an effort to establish a hometown bank for local residents and businesses. We believe in individualized customer service and are committed to be an integral part of our community. We have seven locations throughout Fayette and Coweta Counties, including offices in Peachtree City, Fayetteville, Newnan, Sharpsburg, Tyrone, and Fairburn, Georgia. As a full-service bank, we provide a broad array of services, including checking accounts, savings accounts, personal loans (including home equity lines of credit), business loans, credit cards, commercial cash management, and more.
When you walk into The Bank of Georgia, you'll find experienced bankers to help with any financial request you might have. But that's not all. You will also find caring people that are ready and willing to give you their best and go the extra mile for you. Stop by and see for yourself. We look forward to serving you !
Address : 100 Westpark Drive, Peachtree City, GA 30269.
Website : www.bankofgeorgia.ge, Phone number : 995-322-444-444
2.
Basis Bank -
Basisbank launched operating in 1993. It was set up in the period of rather complex business environment existing in the country. However, by own efforts, it managed to build up as a stably growing financial institution with a firm base.
Basisbank provides full package of banking services, for private and corporate customers. The most important events of the last years were the recognition by the International Financial Institutions and further strengthening cooperation with them. The successful cooperation was proceeded with the Agreement concluded between the European Bank for Reconstruction and Development and JSC Basisbank - EBRD acquired equity stake in Basisbank. According to EBRD the decision was taken based on the Georgian bank’s stability, experience, a huge branch network, moderate and rational management and transparent ownership.
China’s Xinjiang Hualing Industry & Trade (Group) Co. Ltd (the "Hualing Group") acquired 90% equity stake in JSC Basisbank in 2012. This acquisition is the first case for a Chinese private enterprise to acquire a foreign commercial bank. “Hualing Group plans to expand the Bank’s service network” - stated Zhang Jun, Deputy General Manager of Hualing Group and Executive Chairman of Supervisory Board of JSC Basisbank.“Basisbank will be in a favourable and unique position to expand its client base with Chinese enterprises as well as extend the business further into Central Europe and Asia”, added Mr. Zhang.
Address : 1 Ketevan Tsamebuli Ave 0103 Tbilisi, Georgia.
Website : www.basisbank.ge, Phone number : 995-322-922-922
Basisbank launched operating in 1993. It was set up in the period of rather complex business environment existing in the country. However, by own efforts, it managed to build up as a stably growing financial institution with a firm base.
Basisbank provides full package of banking services, for private and corporate customers. The most important events of the last years were the recognition by the International Financial Institutions and further strengthening cooperation with them. The successful cooperation was proceeded with the Agreement concluded between the European Bank for Reconstruction and Development and JSC Basisbank - EBRD acquired equity stake in Basisbank. According to EBRD the decision was taken based on the Georgian bank’s stability, experience, a huge branch network, moderate and rational management and transparent ownership.
China’s Xinjiang Hualing Industry & Trade (Group) Co. Ltd (the "Hualing Group") acquired 90% equity stake in JSC Basisbank in 2012. This acquisition is the first case for a Chinese private enterprise to acquire a foreign commercial bank. “Hualing Group plans to expand the Bank’s service network” - stated Zhang Jun, Deputy General Manager of Hualing Group and Executive Chairman of Supervisory Board of JSC Basisbank.“Basisbank will be in a favourable and unique position to expand its client base with Chinese enterprises as well as extend the business further into Central Europe and Asia”, added Mr. Zhang.
Address : 1 Ketevan Tsamebuli Ave 0103 Tbilisi, Georgia.
Website : www.basisbank.ge, Phone number : 995-322-922-922
3. National Bank of
Georgia -
The National Bank of Georgia is the central bank of Georgia. Its status is defined by the Constitution of Georgia. The main objective of the National Bank is to ensure price stability. Georgia's first central bank was established in 1919. In its current form the National Bank of Georgia has existed since 1991. According to the Constitution of Georgia, the National Bank is independent in its activities. The members of legislative and executive bodies haven't right to intervene in NBG's activities. The rights and obligations of the National Bank of Georgia as a central bank of the country, the principles of its activity and the guarantee of its independence are defined by the Organic Law of Georgia on the National Bank of Georgia. The National Bank of Georgia implements monetary policy according to the main directions of monetary and foreign exchange policy defined by the parliament of Georgia. It holds, keeps and disposes international foreign reserves of the country. Through its regulation and monetary instruments, the National Bank of Georgia is responsible for ensuring the fulfillment of basic functions and objectives assigned to it by legislation.
For the purpose of facilitating financial stability and transparency of the financial system, as well as for protecting rights of the sector consumers and investors, the National Bank exercises supervision over the Financial Sector. Through the Financial Monitoring Service of Georgia - the Legal Entity of the Public Law, the National Bank undertakes measures against illicit income legalization and terrorism financing. In addition, the National Bank represents a banker and fiscal agent of the Government. The NBG is the banker and fiscal agent of the government.
The NBG is responsible for performing and disseminating financial and external sector statistics in accordance with international standards and methodologies, also for effective and proper functioning of payments systems. The Bank has the sole right to issue money units as legal tender in the territory of Georgia, as well as the right to mint commemorative coins for numismatic and circulating purposes. The National Bank of Georgia may provide banking services to foreign governments, foreign central banks and foreign monetary authorities, as well as international organizations. The National Bank participates in the activities of international organizations that pursue economic stability in the monetary sector through international cooperation.
Address : 2 Sanapiro St. 0114 Tbilisi. Georgia.
Website : www.nbg.gov.ge, Phone number : 995-322-406-544
5. Respublica Bank-
Mission : Bank Republic, as a member of the international group Société Générale, acts in accordance with the group’s general development strategy. The bank aims to provide proper and sustainable financing to the Georgian economy, ensure relevant solutions to the needs of its clients, while adhering to the CSR principles. Bank Republic offers professional challenges and career development opportunities to its staff.
Vision : Bank Republic’s stable development is based on our capability to build and maintain sustainable relationship with our clients and partners thanks to fair and professional attitude of our staff. Corporate culture based on team spirit approach, reflected in our values is the key to future success.
Bank Republic, one of the Georgia's oldest privately owned banks, was founded in 1991. Bank Republic is a leading commercial bank with rapid expansion of operations in Corporate, Retail banking and Financial Services in Georgia. Employing more than 1000 people, the Bank serves its clients through 37 branches and service centers.
In 2006, Societe Generale Group took over controlling interests in Bank Republic (60% stakes). SG increased its shares up to 80% in 2009. The access to the global expertise of Societe Generale Group is one of the main strengths for Bank Republic. The Bank is equally strong in Corporate banking as well as in Retail banking and can provide any kind of investment banking services through SocGen Group. Bank Republic is very active in mortgage credit market, in consumer finance segment and is seriously represented in micro financing, providing considerable assistance to small entrepreneurs not only in Tbilisi, but throughout Georgia.
Year 2010 has been very active year for the banking sector, outstanding with the recovery actions and aggressive marketing strategies for full rehabilitation of the commercial status, strengthening the position and promotion of the new products and solutions. Bank Republic, as the active member of the banking industry, implements very active strategic actions and offers very beneficial and innovative products to customers. In the end of 2011 and beginning of 2011, BR significantly eased the crediting terms and presented the cheapest rates ever on the Georgian market, assessed by the society as “very positive campaigns” thus proving to be utterly popular and successful ultimately leading to the increase of the credit portfolio of the Bank. Bank Republic will offer more interesting and attractive solutions to the customers in future. CSR remained one of the priority issues for Bank Republic and many interesting social projects are implemented for the benefit of the society where we live and operate.
Address : 2 Gr. Abashidze St.
Website : www.republic.ge, Phone number : 995-322-925-555
The National Bank of Georgia is the central bank of Georgia. Its status is defined by the Constitution of Georgia. The main objective of the National Bank is to ensure price stability. Georgia's first central bank was established in 1919. In its current form the National Bank of Georgia has existed since 1991. According to the Constitution of Georgia, the National Bank is independent in its activities. The members of legislative and executive bodies haven't right to intervene in NBG's activities. The rights and obligations of the National Bank of Georgia as a central bank of the country, the principles of its activity and the guarantee of its independence are defined by the Organic Law of Georgia on the National Bank of Georgia. The National Bank of Georgia implements monetary policy according to the main directions of monetary and foreign exchange policy defined by the parliament of Georgia. It holds, keeps and disposes international foreign reserves of the country. Through its regulation and monetary instruments, the National Bank of Georgia is responsible for ensuring the fulfillment of basic functions and objectives assigned to it by legislation.
For the purpose of facilitating financial stability and transparency of the financial system, as well as for protecting rights of the sector consumers and investors, the National Bank exercises supervision over the Financial Sector. Through the Financial Monitoring Service of Georgia - the Legal Entity of the Public Law, the National Bank undertakes measures against illicit income legalization and terrorism financing. In addition, the National Bank represents a banker and fiscal agent of the Government. The NBG is the banker and fiscal agent of the government.
The NBG is responsible for performing and disseminating financial and external sector statistics in accordance with international standards and methodologies, also for effective and proper functioning of payments systems. The Bank has the sole right to issue money units as legal tender in the territory of Georgia, as well as the right to mint commemorative coins for numismatic and circulating purposes. The National Bank of Georgia may provide banking services to foreign governments, foreign central banks and foreign monetary authorities, as well as international organizations. The National Bank participates in the activities of international organizations that pursue economic stability in the monetary sector through international cooperation.
Address : 2 Sanapiro St. 0114 Tbilisi. Georgia.
Website : www.nbg.gov.ge, Phone number : 995-322-406-544
5. Respublica Bank-
Mission : Bank Republic, as a member of the international group Société Générale, acts in accordance with the group’s general development strategy. The bank aims to provide proper and sustainable financing to the Georgian economy, ensure relevant solutions to the needs of its clients, while adhering to the CSR principles. Bank Republic offers professional challenges and career development opportunities to its staff.
Vision : Bank Republic’s stable development is based on our capability to build and maintain sustainable relationship with our clients and partners thanks to fair and professional attitude of our staff. Corporate culture based on team spirit approach, reflected in our values is the key to future success.
Bank Republic, one of the Georgia's oldest privately owned banks, was founded in 1991. Bank Republic is a leading commercial bank with rapid expansion of operations in Corporate, Retail banking and Financial Services in Georgia. Employing more than 1000 people, the Bank serves its clients through 37 branches and service centers.
In 2006, Societe Generale Group took over controlling interests in Bank Republic (60% stakes). SG increased its shares up to 80% in 2009. The access to the global expertise of Societe Generale Group is one of the main strengths for Bank Republic. The Bank is equally strong in Corporate banking as well as in Retail banking and can provide any kind of investment banking services through SocGen Group. Bank Republic is very active in mortgage credit market, in consumer finance segment and is seriously represented in micro financing, providing considerable assistance to small entrepreneurs not only in Tbilisi, but throughout Georgia.
Year 2010 has been very active year for the banking sector, outstanding with the recovery actions and aggressive marketing strategies for full rehabilitation of the commercial status, strengthening the position and promotion of the new products and solutions. Bank Republic, as the active member of the banking industry, implements very active strategic actions and offers very beneficial and innovative products to customers. In the end of 2011 and beginning of 2011, BR significantly eased the crediting terms and presented the cheapest rates ever on the Georgian market, assessed by the society as “very positive campaigns” thus proving to be utterly popular and successful ultimately leading to the increase of the credit portfolio of the Bank. Bank Republic will offer more interesting and attractive solutions to the customers in future. CSR remained one of the priority issues for Bank Republic and many interesting social projects are implemented for the benefit of the society where we live and operate.
Address : 2 Gr. Abashidze St.
Website : www.republic.ge, Phone number : 995-322-925-555
6.
TBC Bank-
Mission
We create new opportunities for the success of people and businesses.
Vision
Through the best employees, strong brand and superior customer experience provided via innovative multichannel facilities we will:
Have the largest franchise of medium and high income retail and SME business segments;
- Be the core bank for large corporate businesses;
- Be the leader in Non-Resident deposits’segment;
- Be the bank of regional importance.
Address : 7 Marjanishvili St. Tbilisi, Georgia.
Website : www.tbcbank.com.ge, Phone number : 995-322-272-727
Mission
We create new opportunities for the success of people and businesses.
Vision
Through the best employees, strong brand and superior customer experience provided via innovative multichannel facilities we will:
Have the largest franchise of medium and high income retail and SME business segments;
- Be the core bank for large corporate businesses;
- Be the leader in Non-Resident deposits’segment;
- Be the bank of regional importance.
Address : 7 Marjanishvili St. Tbilisi, Georgia.
Website : www.tbcbank.com.ge, Phone number : 995-322-272-727
7. VTB Bank -
VTB Bank Georgia was established in 1995 and became one of the largest universal banks in Georgia. At present it is majority owned by Vneshtorgbank (Russia) and has EBRD as a shareholder. Among other activities, UGB acquired good experience in servicing international trade transactions, including those among countries of the Black Sea region.
Mission
To provide world-class financial services and a better future for customers, shareholders and society.
Values
- Trust
Earning our customers’ trust is the most important thing we do.
- Reliability
Our strength and reliability are supported by our prominent position in financial markets, our international
expertise and our global reach.
- Transparency
We are open and transparent, and focus on partnership and cooperation.
- Versatility
We offer comprehensive and sophisticated solutions based on our expertise across the financial services industry.
- Our Team
Our dedicated team of professionals harnesses the knowledge, potential, energy and creativity of each member.
Identity
VTB bank is a leading Georgian financial institution with global presence and scale.
Vision
VTB seeks to be number one in all of its target markets.
Address : 14 G.Tchanturia St 0102 Tbilisi, Georgia.
Website : www.vtb.com, Phone number : +995 322 24 24 24
VTB Bank Georgia was established in 1995 and became one of the largest universal banks in Georgia. At present it is majority owned by Vneshtorgbank (Russia) and has EBRD as a shareholder. Among other activities, UGB acquired good experience in servicing international trade transactions, including those among countries of the Black Sea region.
Mission
To provide world-class financial services and a better future for customers, shareholders and society.
Values
- Trust
Earning our customers’ trust is the most important thing we do.
- Reliability
Our strength and reliability are supported by our prominent position in financial markets, our international
expertise and our global reach.
- Transparency
We are open and transparent, and focus on partnership and cooperation.
- Versatility
We offer comprehensive and sophisticated solutions based on our expertise across the financial services industry.
- Our Team
Our dedicated team of professionals harnesses the knowledge, potential, energy and creativity of each member.
Identity
VTB bank is a leading Georgian financial institution with global presence and scale.
Vision
VTB seeks to be number one in all of its target markets.
Address : 14 G.Tchanturia St 0102 Tbilisi, Georgia.
Website : www.vtb.com, Phone number : +995 322 24 24 24
Germany
1.
Aktivbank AG -
The active bank operates as a specialist bank for commerce and trade since 1990. We see ourselves as allies of the middle class. 1995 began our concentration on collaborative groups, and central settlement factoring. Today, our customers include over four thousand medium-sized enterprises from more than fifteen different industries. Our contact person in the company are owners and managers. Our industry focus is in the areas of automotive parts, building materials and kitchens. We offer central settlement and factoring from a single source. As a wholly owned subsidiary of the BNP bank , we are like this for ANWR Group .
In the ANWR Group, we are the specialized institution for shopping - and sales financing for alliances in trade and crafts. Our customers include particular medium wholesalers, retailers and processors who have joined together in composite groups, franchise organizations or collaborations. In 2010, the bank posted a 60 percent active in the financial services revenues from external customers within the ANWR group. AKTIVBANK AG provides financial services for central settlements, billings, and sales financing. The company is based in Pforzheim, Germany.
Address : Stuttgarter Strasse 20-22, Pforzheim, 75179, Germany.
Website : www.aktivbank.de, Phone Number: +49 723 144 4360
The active bank operates as a specialist bank for commerce and trade since 1990. We see ourselves as allies of the middle class. 1995 began our concentration on collaborative groups, and central settlement factoring. Today, our customers include over four thousand medium-sized enterprises from more than fifteen different industries. Our contact person in the company are owners and managers. Our industry focus is in the areas of automotive parts, building materials and kitchens. We offer central settlement and factoring from a single source. As a wholly owned subsidiary of the BNP bank , we are like this for ANWR Group .
In the ANWR Group, we are the specialized institution for shopping - and sales financing for alliances in trade and crafts. Our customers include particular medium wholesalers, retailers and processors who have joined together in composite groups, franchise organizations or collaborations. In 2010, the bank posted a 60 percent active in the financial services revenues from external customers within the ANWR group. AKTIVBANK AG provides financial services for central settlements, billings, and sales financing. The company is based in Pforzheim, Germany.
Address : Stuttgarter Strasse 20-22, Pforzheim, 75179, Germany.
Website : www.aktivbank.de, Phone Number: +49 723 144 4360
2.
Bankhaus
Loebbecke -
The bank Löbbecke was founded in 1761 by brothers Löbbecke in Brunswick and now has its headquarters in Berlin. In 2010 an office was opened in Dresden. As a 100 % subsidiary of the bank MM Warburg & CO KGaA, Hamburg , one of the major private banks in Germany , the bank has Löbbecke again a purely private shareholder background .
The focus of the activity is located in the affluent private clients and asset management. The corporate banking and lending business is primarily offered to meet strict credit requirements in the regions of Berlin / Brandenburg , the Greater Brunswick and selected regions in the new federal states. Another service is the execution of difficult for a third party credit exposures that can be offered as a service or as an acquisition of assets. Because of the location in Berlin-Mitte , contact with government agencies and public institutions of the capital is located and thereby also the extensive range of services offered to the Warburg Group.
Address : Bankhaus AG Löbbecke, Behrenstrasse 36, 10117 Berlin, Germany.
Website : www.bankhaus-loebbecke.de, Phone Number: +49 308 84210
The bank Löbbecke was founded in 1761 by brothers Löbbecke in Brunswick and now has its headquarters in Berlin. In 2010 an office was opened in Dresden. As a 100 % subsidiary of the bank MM Warburg & CO KGaA, Hamburg , one of the major private banks in Germany , the bank has Löbbecke again a purely private shareholder background .
The focus of the activity is located in the affluent private clients and asset management. The corporate banking and lending business is primarily offered to meet strict credit requirements in the regions of Berlin / Brandenburg , the Greater Brunswick and selected regions in the new federal states. Another service is the execution of difficult for a third party credit exposures that can be offered as a service or as an acquisition of assets. Because of the location in Berlin-Mitte , contact with government agencies and public institutions of the capital is located and thereby also the extensive range of services offered to the Warburg Group.
Address : Bankhaus AG Löbbecke, Behrenstrasse 36, 10117 Berlin, Germany.
Website : www.bankhaus-loebbecke.de, Phone Number: +49 308 84210
3.
Augsburger
Aktienbank AG -
History - From the direct bank to bank full service
As sales Bank, later UTB Bank Ltd., in January 1963 we started our business operations - and were the first branchless direct bank in Germany. 1986 was followed by three major steps: the conversion to a corporation, the name change in Augsburg share Bank AG and the opening of the first switch operation for the regional market in Augsburg. Another name change in the late 90s in alliance bank assets we made the change of shareholders in 2002 to reverse - for us to return to autonomy and independence.
Ahead of its time with the partner sales
In the late 80s, the share Augsburg AG started with the so-called distribution partners. We worked with various insurance companies and collecting their experiences with different forms of distribution. This we brought into the cooperation with financial institutions, asset managers, distributors, brokers pools, banks and institutional investors. With its long and rich experience to share the Augsburg Bank has now secured a place in the partner sales and made a very good name.
Our shareholder
The LVM insurance since July 2002 alone, the shareholders' equity Augsburg AG. With the traditional insurance companies are a long-standing and fruitful cooperation.
Our Strengths
Independence, flexibility and speed - the value our customers and partners in addition to the ease of care. The business at a distance and our years of experience working with different partners are our strength, the benefit of our private customers. They rely on us as a durable, reliable and fair partner with outstanding service and competitive prices.
What makes us different
The Augsburg share bank offers banking products at attractive prices and is your independent specialist for the securities business. All of the shares authorized for distribution in Germany, bonds, warrants, funds can be ordered from us. And the best: We will keep all your securities in a single deposit! Save on high cost depot and get all accounts from a single source.
Address : Halderstraße 21, 86150 Augsburg, Germany.
Website : www.aab.de, Phone Number: +49 821 50150
History - From the direct bank to bank full service
As sales Bank, later UTB Bank Ltd., in January 1963 we started our business operations - and were the first branchless direct bank in Germany. 1986 was followed by three major steps: the conversion to a corporation, the name change in Augsburg share Bank AG and the opening of the first switch operation for the regional market in Augsburg. Another name change in the late 90s in alliance bank assets we made the change of shareholders in 2002 to reverse - for us to return to autonomy and independence.
Ahead of its time with the partner sales
In the late 80s, the share Augsburg AG started with the so-called distribution partners. We worked with various insurance companies and collecting their experiences with different forms of distribution. This we brought into the cooperation with financial institutions, asset managers, distributors, brokers pools, banks and institutional investors. With its long and rich experience to share the Augsburg Bank has now secured a place in the partner sales and made a very good name.
Our shareholder
The LVM insurance since July 2002 alone, the shareholders' equity Augsburg AG. With the traditional insurance companies are a long-standing and fruitful cooperation.
Our Strengths
Independence, flexibility and speed - the value our customers and partners in addition to the ease of care. The business at a distance and our years of experience working with different partners are our strength, the benefit of our private customers. They rely on us as a durable, reliable and fair partner with outstanding service and competitive prices.
What makes us different
The Augsburg share bank offers banking products at attractive prices and is your independent specialist for the securities business. All of the shares authorized for distribution in Germany, bonds, warrants, funds can be ordered from us. And the best: We will keep all your securities in a single deposit! Save on high cost depot and get all accounts from a single source.
Address : Halderstraße 21, 86150 Augsburg, Germany.
Website : www.aab.de, Phone Number: +49 821 50150
4.
Bankhaus
Neelmeyer -
The communication of 2012 was marked by our very successful testimonial campaign for our customers. Now, we are pleased to present to you in 2013, the testimonial campaign of the employees "Our employees about us."
In last year's campaign, our customers have all spoken very positively about the supervisors of the Bank Neelmeyer. For us, it is natural to now ask the staff at the center of a campaign. This closes the circle of testimonial campaign of our house.
The focus of all our efforts, you as our customer. To advise them competently, conscientiously and intense, has always been part of our self-understanding of the strengths of our company. We rely extensively with your goals apart and offer you a differentiated advice that is completely dedicated to your specific needs. Our account managers are universally trained generalists, they are supported by specialists in the relevant fields. With this concept we want to achieve the highest level of customer satisfaction and support you in the long term as a trusted expert.
Address : Am Markt 14-16, 28195 Bremen, Germany.
Website : www.neelmeyer.de, Phone Number: +49 421 36030
The communication of 2012 was marked by our very successful testimonial campaign for our customers. Now, we are pleased to present to you in 2013, the testimonial campaign of the employees "Our employees about us."
In last year's campaign, our customers have all spoken very positively about the supervisors of the Bank Neelmeyer. For us, it is natural to now ask the staff at the center of a campaign. This closes the circle of testimonial campaign of our house.
The focus of all our efforts, you as our customer. To advise them competently, conscientiously and intense, has always been part of our self-understanding of the strengths of our company. We rely extensively with your goals apart and offer you a differentiated advice that is completely dedicated to your specific needs. Our account managers are universally trained generalists, they are supported by specialists in the relevant fields. With this concept we want to achieve the highest level of customer satisfaction and support you in the long term as a trusted expert.
Address : Am Markt 14-16, 28195 Bremen, Germany.
Website : www.neelmeyer.de, Phone Number: +49 421 36030
5.
AXA Bank - AXA Bank Europe specialises in both retail banking and financial markets operations. Its retail banking operations are based in Belgium, Hungary, the Czech Republic and Slovakia and are provided in line with our OneAXA business model, through which we offer our customers both insurance and banking products and services. Investment banking services are provided by our AXA Bank Europe Financial Services division, which has three core activities :
- Asset & liability management (ALM), providing a centre of expertise for all our AXA Bank Europe entities.
- Centralized, automated treasury and portfolio management for our retail banks.
- Investment product services: the design and development of investment products, such as variable annuities,
hedging services and Euro Medium-Term Notes (EMTN).
AXA Bank Europe also develops and implements synergies with other AXA bank entities such as France and Germany.
Address : Colonia Allee 10-20, Berlin,Germany.
Website : www.axa.de, Phone Number: +49 221 1483 8900
- Asset & liability management (ALM), providing a centre of expertise for all our AXA Bank Europe entities.
- Centralized, automated treasury and portfolio management for our retail banks.
- Investment product services: the design and development of investment products, such as variable annuities,
hedging services and Euro Medium-Term Notes (EMTN).
AXA Bank Europe also develops and implements synergies with other AXA bank entities such as France and Germany.
Address : Colonia Allee 10-20, Berlin,Germany.
Website : www.axa.de, Phone Number: +49 221 1483 8900
6.
Bhf Bank -
BHF-BANK is a modern private bank for internationally operating medium-sized family businesses. Their field of asset management and corporate advisory services are closely linked and very focused on the needs of its discerning customers. The first class quality of service our company is proven in many market studies. Thus, the BHF-BANK is published by the Handelsblatt "Elite Report, the asset manager" for seven years in the first place. The market study examined each year approximately 400 asset managers from German speaking countries. performance ranking of the first five years, the Bank achieved across all risk categories and investment periods of time consistently excellent rankings. A convincing proof of the enduring strength of our company performance. BHF-BANK is represented in major German commercial centers and in various international locations.
BHF-BANK Aktiengesellschaft provides wealth management and corporate advisory services for entrepreneurs and their families in Germany and internationally. The company’s private banking and asset management services comprise identifying and analyzing personal and business assets for developing an investment strategy; investing in securities, real estate, private equity, mezzanine capital, and entrepreneurial participations; securities advisory and portfolio management services; and investment services to institutional investors. Its private banking and asset management services also include managing security portfolios for private investors and foundations; managing portfolios of wealthy individuals; market risk measurement services for the assets of investment companies, insurance firms, and pension funds, as well as the needs of banks, family offices, and companies in the energy sector; and online banking and portfolio information services. The company also offers services for corporate clients and financial institutions in the areas of financial markets, international banking, corporate finance, and payments. It provides equity research, equity customer advisory, sales trading, portfolio trading, derivatives, investment fund trading, transfer agent, and equity capital market services; fixed income, and securities lending and repo services; currencies on the forex market; documentary business, guarantees and suretyships, export finance, and forfeiting banking services; corporate and structured commodity financings, and borrowing base facilities. In addition, it offers a range of services for payment transactions, including traditional instruments and cash management solutions; and corporate finance services, such as mergers and acquisitions, equity capital markets, and acquisition finance services. The company was founded in 1854 and is headquartered in Frankfurt am Main, Germany. BHF-BANK Aktiengesellschaft operates as a subsidiary of DB Value S.à r.l.
Address : Bockenheimer Landstrasse 10, Frankfurt am Main, 60323 Germany.
Website : www.bhf-bank.com, Phone Number: +49 697 180
BHF-BANK is a modern private bank for internationally operating medium-sized family businesses. Their field of asset management and corporate advisory services are closely linked and very focused on the needs of its discerning customers. The first class quality of service our company is proven in many market studies. Thus, the BHF-BANK is published by the Handelsblatt "Elite Report, the asset manager" for seven years in the first place. The market study examined each year approximately 400 asset managers from German speaking countries. performance ranking of the first five years, the Bank achieved across all risk categories and investment periods of time consistently excellent rankings. A convincing proof of the enduring strength of our company performance. BHF-BANK is represented in major German commercial centers and in various international locations.
BHF-BANK Aktiengesellschaft provides wealth management and corporate advisory services for entrepreneurs and their families in Germany and internationally. The company’s private banking and asset management services comprise identifying and analyzing personal and business assets for developing an investment strategy; investing in securities, real estate, private equity, mezzanine capital, and entrepreneurial participations; securities advisory and portfolio management services; and investment services to institutional investors. Its private banking and asset management services also include managing security portfolios for private investors and foundations; managing portfolios of wealthy individuals; market risk measurement services for the assets of investment companies, insurance firms, and pension funds, as well as the needs of banks, family offices, and companies in the energy sector; and online banking and portfolio information services. The company also offers services for corporate clients and financial institutions in the areas of financial markets, international banking, corporate finance, and payments. It provides equity research, equity customer advisory, sales trading, portfolio trading, derivatives, investment fund trading, transfer agent, and equity capital market services; fixed income, and securities lending and repo services; currencies on the forex market; documentary business, guarantees and suretyships, export finance, and forfeiting banking services; corporate and structured commodity financings, and borrowing base facilities. In addition, it offers a range of services for payment transactions, including traditional instruments and cash management solutions; and corporate finance services, such as mergers and acquisitions, equity capital markets, and acquisition finance services. The company was founded in 1854 and is headquartered in Frankfurt am Main, Germany. BHF-BANK Aktiengesellschaft operates as a subsidiary of DB Value S.à r.l.
Address : Bockenheimer Landstrasse 10, Frankfurt am Main, 60323 Germany.
Website : www.bhf-bank.com, Phone Number: +49 697 180
7.
Badische
Beamtenbank -
The BBBank eG is a universal bank for all residential customers. The BBBank was established on 12 November 1921 as a self-help device for the public service. The official business began on 1 Januar 1922. In 2011, the BBBank celebrates its 90th anniversary. Seat of the Institute is centrally managed Karlsruhe. Total assets amounted to 7.597 billion euros. (As of 31/12/2012)
Around 400,000 members - all private customers - from all parts of Germany serves the BBBank with 1,633 employees. The BBBank builds as one of the strongest members of cooperative banks in Europe on two pillars: a network of 105 stores in ten states and the steady development of direct sales channels with online banking and broking as well as telephone banking and broking. The comprehensive self-service offering is complemented by statement printers and ATMs in stores and other self-service points. The BBBank focuses on the retail business, offering all the products and services of a modern bank. These include financing, the full range of general and life insurance, real estate services and investment advice and asset management. A major goal of the Institute is to offer its customers an affordable basic services in account management and payment transactions. We are the only national institute of cooperative retail bank with a nationwide business area.
Address : BBBank eG, Herrenstr. 2-10, 76133 Karlsruhe, Germany.
Website : www.bbbank.de, Phone Number: +49 721 141 685
The BBBank eG is a universal bank for all residential customers. The BBBank was established on 12 November 1921 as a self-help device for the public service. The official business began on 1 Januar 1922. In 2011, the BBBank celebrates its 90th anniversary. Seat of the Institute is centrally managed Karlsruhe. Total assets amounted to 7.597 billion euros. (As of 31/12/2012)
Around 400,000 members - all private customers - from all parts of Germany serves the BBBank with 1,633 employees. The BBBank builds as one of the strongest members of cooperative banks in Europe on two pillars: a network of 105 stores in ten states and the steady development of direct sales channels with online banking and broking as well as telephone banking and broking. The comprehensive self-service offering is complemented by statement printers and ATMs in stores and other self-service points. The BBBank focuses on the retail business, offering all the products and services of a modern bank. These include financing, the full range of general and life insurance, real estate services and investment advice and asset management. A major goal of the Institute is to offer its customers an affordable basic services in account management and payment transactions. We are the only national institute of cooperative retail bank with a nationwide business area.
Address : BBBank eG, Herrenstr. 2-10, 76133 Karlsruhe, Germany.
Website : www.bbbank.de, Phone Number: +49 721 141 685
8.
Bremer Landesbank
-
History
The roots of Bremer Landesbank lie in the soil credit institution founded in 1883 the Duchy of Oldenburg and the existing since 1938 Bremer Landesbank - Girozentrale -. In its present form, the Bremer Landesbank Kreditanstalt Oldenburg - Girozentrale - since 1983. In that year the federal states of Bremen and Lower Saxony concluded a treaty, the fusion of the direct predecessor institutions founded and "State Kreditanstalt Oldenburg-Bremen", "Bremer Landesbank - - Girozentrale".
Mission Statement
"All - West Course in a common, prosperous future" - under this central message, Bremer Landesbank has demonstrated its multiple articulated mission statement :
- for our region: a strong partner
- for our clients: local expertise
- for our staff: Everyone is a model
- for our owners: a strong bank
- for our investors: a good address
Corporate strategy
Bremer Landesbank is understood as a universal bank. It occurs as a regional commercial bank with international
specialty shop on - while maintaining its function as Landesbank and Savings Bank.
their core business area: North West Germany. From here, the Bank supports its regional and national clients in
Europe, with class solutions to achieve their financial goals. The Bank actively uses the leadership of the
Sparkassen-financial services network.
Its special responsibility comes the bank - in addition to the four business areas - with their investments after. The
focus of the investment portfolio form regional as national institutions specializing in the financial industry, in
particular the Sparkassen-financial services network. Through its investments, Bremer Landesbank contributes
equally to the fulfillment of the public service as well as to strengthen the regional economy.
Business Line
The division of Bremer Landesbank extends over the north-western Germany. It includes the Free Hanseatic City of Bremen, the counties bunting country, Aurich, Cloppenburg, Cuxhaven, Diepholz, Friesland, Leer, Oldenburg (Oldb.), Easter Wood, Rotenburg (Wumme), Vechta, Verden, Weser Marsh, Witt mouth as well as the cities of Delmenhorst, Emden , Oldenburg (Oldb.) and Wilhelmshaven. In its Special Finance, the Bank is also active nationally - and uses a number of overseas locations.
Address : Kreditanstalt Oldenburg-Girozentrale-Domshof 26, 28195 Bremen, Germany.
Website : www.bremerlandesbank.de, Phone Number: +49 421 3320
History
The roots of Bremer Landesbank lie in the soil credit institution founded in 1883 the Duchy of Oldenburg and the existing since 1938 Bremer Landesbank - Girozentrale -. In its present form, the Bremer Landesbank Kreditanstalt Oldenburg - Girozentrale - since 1983. In that year the federal states of Bremen and Lower Saxony concluded a treaty, the fusion of the direct predecessor institutions founded and "State Kreditanstalt Oldenburg-Bremen", "Bremer Landesbank - - Girozentrale".
Mission Statement
"All - West Course in a common, prosperous future" - under this central message, Bremer Landesbank has demonstrated its multiple articulated mission statement :
- for our region: a strong partner
- for our clients: local expertise
- for our staff: Everyone is a model
- for our owners: a strong bank
- for our investors: a good address
Corporate strategy
Bremer Landesbank is understood as a universal bank. It occurs as a regional commercial bank with international
specialty shop on - while maintaining its function as Landesbank and Savings Bank.
their core business area: North West Germany. From here, the Bank supports its regional and national clients in
Europe, with class solutions to achieve their financial goals. The Bank actively uses the leadership of the
Sparkassen-financial services network.
Its special responsibility comes the bank - in addition to the four business areas - with their investments after. The
focus of the investment portfolio form regional as national institutions specializing in the financial industry, in
particular the Sparkassen-financial services network. Through its investments, Bremer Landesbank contributes
equally to the fulfillment of the public service as well as to strengthen the regional economy.
Business Line
The division of Bremer Landesbank extends over the north-western Germany. It includes the Free Hanseatic City of Bremen, the counties bunting country, Aurich, Cloppenburg, Cuxhaven, Diepholz, Friesland, Leer, Oldenburg (Oldb.), Easter Wood, Rotenburg (Wumme), Vechta, Verden, Weser Marsh, Witt mouth as well as the cities of Delmenhorst, Emden , Oldenburg (Oldb.) and Wilhelmshaven. In its Special Finance, the Bank is also active nationally - and uses a number of overseas locations.
Address : Kreditanstalt Oldenburg-Girozentrale-Domshof 26, 28195 Bremen, Germany.
Website : www.bremerlandesbank.de, Phone Number: +49 421 3320
9.
Bank Julius Bär -
Bank Julius Bär in Germany was established in 1989 and is focused on the needs of private clients. With our locations in Duesseldorf, Frankfurt /Main (German headquarters), Hamburg, Kiel, Mannheim, Munich, Stuttgart and Wuerzburg, we aim for the proximity to our clients which is necessary in order to provide individual and consistent care. We combine local market expertise with Julius Baer Group's wealth of global experience for the benefit of our clients. Bank Julius Baer is the principal operating company of the Julius Baer Group, with origins dating back to 1890. The rich Swiss heritage becomes manifest in the values for which the Bank stands, e.g. trustworthiness, accountability and expertise. However, at the same time Julius Baer is a modern, forward-looking company at the leading edge of a genuine growth industry.
Address : Neuer Wall 80, P.O. Box 11 31 55, 20431 Hamburg, Germany.
Website : www.juliusbaer.de, Phone Number: +49 699 074 3500
Bank Julius Bär in Germany was established in 1989 and is focused on the needs of private clients. With our locations in Duesseldorf, Frankfurt /Main (German headquarters), Hamburg, Kiel, Mannheim, Munich, Stuttgart and Wuerzburg, we aim for the proximity to our clients which is necessary in order to provide individual and consistent care. We combine local market expertise with Julius Baer Group's wealth of global experience for the benefit of our clients. Bank Julius Baer is the principal operating company of the Julius Baer Group, with origins dating back to 1890. The rich Swiss heritage becomes manifest in the values for which the Bank stands, e.g. trustworthiness, accountability and expertise. However, at the same time Julius Baer is a modern, forward-looking company at the leading edge of a genuine growth industry.
Address : Neuer Wall 80, P.O. Box 11 31 55, 20431 Hamburg, Germany.
Website : www.juliusbaer.de, Phone Number: +49 699 074 3500
10.
Commerzbank -
Commerzbank is a leading bank in Germany and Poland. It is also the world its customers as a partner of the economy in all the relevant markets to the side. The business areas of retail, SME, Corporates & Markets, Central & Eastern Europe, and it offers its private and corporate clients and institutional investors, the banking and capital market services that they need. Commerzbank has around 1,200 branches across one of the densest networks of branches among German private banks and manages a total of nearly 15 million private and one million business and corporate clients. In 2012, it achieved an average of approximately 56,000 employees, gross revenues of almost 10 billion euros.
Our strategy
The financial and sovereign debt crisis has changed the environment for banks fundamentally. It responds consistently Commerzbank: We build risks further and optimize our capital, set strict cost management, and investing at the same time in the profitability of the core bank by aligning our business model to meet the needs of our customers and the real economy.
This means in detail :
- We invest in the profitability of the core banking
We invest in new products and services in order to increase our profitability. We are guided by the needs of our customers and our traditional values. We conduct our business model consistently it. In the retail business , we want to build a modern multi-channel bank that combines innovative technologies with traditional values such as fairness, trust and competence. In the SME Bank , we are continuing our successful business model and build our market position at home and abroad continues. In the segment Corporates & Markets we position ourselves even more as a great niche player. In Central & Eastern Europe , we focus on organic growth in the Bre-bank and build their successful universal bank model.
- We optimize our capital
We have abandoned the business public finance, commercial real estate and banking German ship and build their bundled in non-core assets worth segment portfolios carefully and judiciously from. As a result, we are here free tied-up capital, which is used for growth in the core bank.
- We put our strict cost management continued
We have already developed excellent on the cost side. The cost synergies from the Dresdner Bank acquisition will be realized as announced. Our strict cost management, we continue to consistently continuing.
Commerzbank will thus strengthen its position as the leading bank for private and corporate customers in Germany and Poland also sustainable in a challenging environment.
Address : 60261, Frankfurt, Germany.
Website : www.commerzbank.de, Phone Number: +49 69 136 20
Commerzbank is a leading bank in Germany and Poland. It is also the world its customers as a partner of the economy in all the relevant markets to the side. The business areas of retail, SME, Corporates & Markets, Central & Eastern Europe, and it offers its private and corporate clients and institutional investors, the banking and capital market services that they need. Commerzbank has around 1,200 branches across one of the densest networks of branches among German private banks and manages a total of nearly 15 million private and one million business and corporate clients. In 2012, it achieved an average of approximately 56,000 employees, gross revenues of almost 10 billion euros.
Our strategy
The financial and sovereign debt crisis has changed the environment for banks fundamentally. It responds consistently Commerzbank: We build risks further and optimize our capital, set strict cost management, and investing at the same time in the profitability of the core bank by aligning our business model to meet the needs of our customers and the real economy.
This means in detail :
- We invest in the profitability of the core banking
We invest in new products and services in order to increase our profitability. We are guided by the needs of our customers and our traditional values. We conduct our business model consistently it. In the retail business , we want to build a modern multi-channel bank that combines innovative technologies with traditional values such as fairness, trust and competence. In the SME Bank , we are continuing our successful business model and build our market position at home and abroad continues. In the segment Corporates & Markets we position ourselves even more as a great niche player. In Central & Eastern Europe , we focus on organic growth in the Bre-bank and build their successful universal bank model.
- We optimize our capital
We have abandoned the business public finance, commercial real estate and banking German ship and build their bundled in non-core assets worth segment portfolios carefully and judiciously from. As a result, we are here free tied-up capital, which is used for growth in the core bank.
- We put our strict cost management continued
We have already developed excellent on the cost side. The cost synergies from the Dresdner Bank acquisition will be realized as announced. Our strict cost management, we continue to consistently continuing.
Commerzbank will thus strengthen its position as the leading bank for private and corporate customers in Germany and Poland also sustainable in a challenging environment.
Address : 60261, Frankfurt, Germany.
Website : www.commerzbank.de, Phone Number: +49 69 136 20
Ghana
1.
Bank of Ghana
-
The Central Bank of Ghana traces its roots to the Bank of the Gold Coast (BCG), where it was nurtured. As soon as local politicians and economists saw political independence in sight in the mid 1950's the agitation for a central bank was revived. It was argued that a central bank was one institution which would give true meaning to political independence. It may be recalled that way back in 1947 some leading politicians had called for the establishment of a national bank with central bank functions to act as banker to government and to cater for the indigenous sector of the economy. Proposals of the advocates for a central bank were accepted and in early 1955 another Select Committee was set up by the Government to take a new look at the Trevor Report and prepare the grounds for the establishment of a central bank in Ghana. Fortunately, the BGC had already set the stage for central banking: all that was needed was specially trained personnel in central banking and suitable accommodation for the bank to take off.
By the end of 1956, all was set for the establishment of the Bank of Ghana. A new and modern five-storey building had been put up on the High Street, adjacent to the Accra Metropolitan Assembly (AMA) to house both the Bank of Ghana and the Ghana Commercial Bank (GCB).
The Establishment of Bank of Ghana, 1957
On the 4th March 1957, just two days before the declaration of political independence, the Bank of Ghana was formally established by the Bank of Ghana Ordinance (No. 34) of 1957, passed by the British Parliament. Frantic preparations then began to put in place an organisational structure for the new central bank. By the middle of July 1957, all was set for the official commissioning of the new Head Office of the Bank on the High Street.
In his opening address at the end of July 1957, the then Leader of Government Business (Prime Minister) stated with pleasure that the occasion marked the beginning of independent monetary administration in the newly independent Ghana – a cherished dream had at long last become a reality. The Leader of Government Business had put the aspiration of the country in establishing the central bank as follows: "In the modern world a central bank plays a very important and decisive role in the life of a country. It is essential to our own independence that we have a government-owned bank and that the central bank follows a policy designed to secure our economic independence and to further the general development of our country."
The principal objects of the new central bank, as enshrined in the 1957 Ordinance, were "to issue and redeem bank notes and coins: to keep and use reserves and to influence the credit situation with a view to maintaining monetary stability in Ghana and the external value of the Ghana pound; and to act as banker and financial adviser to the Government. The opening ceremony paved the way for the Bank to commence formal banking operations on 1st August 1957, when the Banking Department opened for business. The Issue Department did not commence operations until July 1958. The Bank of Ghana has since 1957 undergone various legislative changes. The Bank of Ghana Ordinance (No.34) of 1957 was repealed by the Bank of Ghana Act (1963), Act 182. This Act was subsequently amended by the Bank of Ghana (Amendment Act) 1965, (Act 282).The Bank of Ghana Law, 1992 PNDCL 291 repealed Acts 182 and 282. The current law under which the Bank operates is the Bank of Ghana Act, 2002 (Act 612)
Corporate Profile
The first Governor of the Bank was Mr. Alfred Eggleston, the former Managing Director of BGC and an accomplished Scottish banker on secondment to Ghana from the Imperial Bank of India. His Deputy Governor was one Mr. Douglas F. Stone, another renowned British central banker also on secondment from Bank of England.
The general administration of the Bank was entrusted in the hands of a seven-member board of directors under the Chairmanship of the Governor.
The first Board was as follows :
- Alfred Eggleston Chairman
- Douglas F. Stone Deputy Governor
- R . S. Blay Director
- Dr. N. T. Clerk Director
- C. E. Osei Director
- R. C. Parkin Director
- Albert Adomako Secretary
The Governor of the Bank and his Deputy were appointed by the Governor of the Gold Coast on the recommendation of the Prime Minister, in accordance with Section 10(1) of the 1957 Ordinance. The Governor and his Deputy were each appointed for a term of five years and were eligible for reappointment. Those two officials were answerable to the Board for their acts and decisions in the course of general administration of the affairs of the Bank. The Board itself was also answerable to the Ministry of Finance for efficient management of the Bank. The other directors of the Board were also appointed by the Prime Minister with the approval of the Governor of the Gold Coast for a term of three years, subject to renewal.
The Bank commenced business with six main departments namely :
- The Governors' Office
- The Administration/Personnel Department
- The Banking Department
- The Issue Department
- Accounts/Audit Department
- Economics/Statistics Department
The Governors' Office was headed by the Secretary to the Board while the other departments were headed by Managers who reported directly to the Deputy Governor or, in special cases to the Governor. The departments were run by the managers in accordance with policies and decisions arrived at by an in-house Management accordance with policies arrived at by an in-house Management Committee comprising the Governor, the Deputy Governor and three or four heads of department appointed by the Governor.
With that initial organisational arrangements, the Bank of Ghana assumed its central role in the banking system of Ghana, which then comprised the central bank, two expatriate commercial banks – the British Bank of West Africa (BBWA) (now Standard Chartered Bank) and Barclays Bank Limited (Dominion, Colonial and Overseas); and the new Ghana Commercial Bank (GCB).
There was also the Post Office Savings Bank (POSB), which was, in fact, not a bank by definition; it was only an institution set up by the government to mobilise public savings through the agency of the numerous post offices in the country, for investment in government paper. Relations with the other banks in the system were set out under sections 39 – 42 of the 1957 Ordinance. Initially, the relation were not very strong. The Central Bank was to act as banker to other banks and co-operate with them to promote and maintain adequate and reasonable banking services for the public. It was also to ensure high standards of conduct and management in the banking system. The Bank was also given powers to require the banks to maintain a proportion of their assets in specified form and to submit monthly returns on their operation to the Central Bank. It must be noted, however, that banking supervision or bank examination was not specifically highlighted in the ordinance in the Ordinance. In conclusion, it may be said that the establishment of Bank of Ghana on 4th March 1957 was indeed a significant landmark in the history of the financial system in Ghana. It boosted public morale and raised further the aspirations of many countrymen even two days before Ghana attained independence on 6th March 1957. The lists of all boards of directors and deputy governors are provided in appendices I and II.
Functions of the Central Bank of Ghana
- formulate and implement monetary policy aimed at achieving the objects of the Bank;
- promote by monetary measure the stablisation of the value of the currency within and outside Ghana;
- institute measures which are likely to have a favourable effect on the balance of payments, the state of public
finances and the general development of the national economy;
- regulate, supervise and direct the banking and credit system and ensure the smooth operation of the financial
sector;
- promote, regulate and supervise payment and settlement systems;
- issue and redeem the currency notes and coins;
- ensure effective maintenance and management of Ghana's external financial services;
- license, regulate, promote and supervise non-banking financial institutions;
- act as banker and financial adviser to the Government;
- promote and maintain relations with international banking and financial institutions and subject to the
Constitution or any other relevant enactment, implement international monetary agreements to which Ghana is
party ; and
- do all other things that are incidental or conducive to the efficient performance of its functions under this Act and any other enactment.
Address : One Thorpe Road, P. O. Box GP 2674, Accra, Ghana.
Website : www.bog.gov.gh, Phone number : 233-302-666-174
The Central Bank of Ghana traces its roots to the Bank of the Gold Coast (BCG), where it was nurtured. As soon as local politicians and economists saw political independence in sight in the mid 1950's the agitation for a central bank was revived. It was argued that a central bank was one institution which would give true meaning to political independence. It may be recalled that way back in 1947 some leading politicians had called for the establishment of a national bank with central bank functions to act as banker to government and to cater for the indigenous sector of the economy. Proposals of the advocates for a central bank were accepted and in early 1955 another Select Committee was set up by the Government to take a new look at the Trevor Report and prepare the grounds for the establishment of a central bank in Ghana. Fortunately, the BGC had already set the stage for central banking: all that was needed was specially trained personnel in central banking and suitable accommodation for the bank to take off.
By the end of 1956, all was set for the establishment of the Bank of Ghana. A new and modern five-storey building had been put up on the High Street, adjacent to the Accra Metropolitan Assembly (AMA) to house both the Bank of Ghana and the Ghana Commercial Bank (GCB).
The Establishment of Bank of Ghana, 1957
On the 4th March 1957, just two days before the declaration of political independence, the Bank of Ghana was formally established by the Bank of Ghana Ordinance (No. 34) of 1957, passed by the British Parliament. Frantic preparations then began to put in place an organisational structure for the new central bank. By the middle of July 1957, all was set for the official commissioning of the new Head Office of the Bank on the High Street.
In his opening address at the end of July 1957, the then Leader of Government Business (Prime Minister) stated with pleasure that the occasion marked the beginning of independent monetary administration in the newly independent Ghana – a cherished dream had at long last become a reality. The Leader of Government Business had put the aspiration of the country in establishing the central bank as follows: "In the modern world a central bank plays a very important and decisive role in the life of a country. It is essential to our own independence that we have a government-owned bank and that the central bank follows a policy designed to secure our economic independence and to further the general development of our country."
The principal objects of the new central bank, as enshrined in the 1957 Ordinance, were "to issue and redeem bank notes and coins: to keep and use reserves and to influence the credit situation with a view to maintaining monetary stability in Ghana and the external value of the Ghana pound; and to act as banker and financial adviser to the Government. The opening ceremony paved the way for the Bank to commence formal banking operations on 1st August 1957, when the Banking Department opened for business. The Issue Department did not commence operations until July 1958. The Bank of Ghana has since 1957 undergone various legislative changes. The Bank of Ghana Ordinance (No.34) of 1957 was repealed by the Bank of Ghana Act (1963), Act 182. This Act was subsequently amended by the Bank of Ghana (Amendment Act) 1965, (Act 282).The Bank of Ghana Law, 1992 PNDCL 291 repealed Acts 182 and 282. The current law under which the Bank operates is the Bank of Ghana Act, 2002 (Act 612)
Corporate Profile
The first Governor of the Bank was Mr. Alfred Eggleston, the former Managing Director of BGC and an accomplished Scottish banker on secondment to Ghana from the Imperial Bank of India. His Deputy Governor was one Mr. Douglas F. Stone, another renowned British central banker also on secondment from Bank of England.
The general administration of the Bank was entrusted in the hands of a seven-member board of directors under the Chairmanship of the Governor.
The first Board was as follows :
- Alfred Eggleston Chairman
- Douglas F. Stone Deputy Governor
- R . S. Blay Director
- Dr. N. T. Clerk Director
- C. E. Osei Director
- R. C. Parkin Director
- Albert Adomako Secretary
The Governor of the Bank and his Deputy were appointed by the Governor of the Gold Coast on the recommendation of the Prime Minister, in accordance with Section 10(1) of the 1957 Ordinance. The Governor and his Deputy were each appointed for a term of five years and were eligible for reappointment. Those two officials were answerable to the Board for their acts and decisions in the course of general administration of the affairs of the Bank. The Board itself was also answerable to the Ministry of Finance for efficient management of the Bank. The other directors of the Board were also appointed by the Prime Minister with the approval of the Governor of the Gold Coast for a term of three years, subject to renewal.
The Bank commenced business with six main departments namely :
- The Governors' Office
- The Administration/Personnel Department
- The Banking Department
- The Issue Department
- Accounts/Audit Department
- Economics/Statistics Department
The Governors' Office was headed by the Secretary to the Board while the other departments were headed by Managers who reported directly to the Deputy Governor or, in special cases to the Governor. The departments were run by the managers in accordance with policies and decisions arrived at by an in-house Management accordance with policies arrived at by an in-house Management Committee comprising the Governor, the Deputy Governor and three or four heads of department appointed by the Governor.
With that initial organisational arrangements, the Bank of Ghana assumed its central role in the banking system of Ghana, which then comprised the central bank, two expatriate commercial banks – the British Bank of West Africa (BBWA) (now Standard Chartered Bank) and Barclays Bank Limited (Dominion, Colonial and Overseas); and the new Ghana Commercial Bank (GCB).
There was also the Post Office Savings Bank (POSB), which was, in fact, not a bank by definition; it was only an institution set up by the government to mobilise public savings through the agency of the numerous post offices in the country, for investment in government paper. Relations with the other banks in the system were set out under sections 39 – 42 of the 1957 Ordinance. Initially, the relation were not very strong. The Central Bank was to act as banker to other banks and co-operate with them to promote and maintain adequate and reasonable banking services for the public. It was also to ensure high standards of conduct and management in the banking system. The Bank was also given powers to require the banks to maintain a proportion of their assets in specified form and to submit monthly returns on their operation to the Central Bank. It must be noted, however, that banking supervision or bank examination was not specifically highlighted in the ordinance in the Ordinance. In conclusion, it may be said that the establishment of Bank of Ghana on 4th March 1957 was indeed a significant landmark in the history of the financial system in Ghana. It boosted public morale and raised further the aspirations of many countrymen even two days before Ghana attained independence on 6th March 1957. The lists of all boards of directors and deputy governors are provided in appendices I and II.
Functions of the Central Bank of Ghana
- formulate and implement monetary policy aimed at achieving the objects of the Bank;
- promote by monetary measure the stablisation of the value of the currency within and outside Ghana;
- institute measures which are likely to have a favourable effect on the balance of payments, the state of public
finances and the general development of the national economy;
- regulate, supervise and direct the banking and credit system and ensure the smooth operation of the financial
sector;
- promote, regulate and supervise payment and settlement systems;
- issue and redeem the currency notes and coins;
- ensure effective maintenance and management of Ghana's external financial services;
- license, regulate, promote and supervise non-banking financial institutions;
- act as banker and financial adviser to the Government;
- promote and maintain relations with international banking and financial institutions and subject to the
Constitution or any other relevant enactment, implement international monetary agreements to which Ghana is
party ; and
- do all other things that are incidental or conducive to the efficient performance of its functions under this Act and any other enactment.
Address : One Thorpe Road, P. O. Box GP 2674, Accra, Ghana.
Website : www.bog.gov.gh, Phone number : 233-302-666-174
2.
CAL Bank -
Currently the most innovative indigenous Ghanaian Bank in Ghana, CAL Bank formerly Continental Acceptances Ltd and CAL Merchant Bank commenced operations in July 1990, providing world class financial solutions to the Ghanaian banking sector. CAL Bank received its Universal Banking License in 2004 and soon commenced providing specialized retail banking services. With its highly skilled professional staff who emphasizes the delivery of efficient and excellent customer services, CAL Bank Limited continues to provide a broad range of banking and financial solutions to large corporations, small and medium-sized enterprises, public sector institutions and retail customers through a network of 19 branches and over 60 offsite ATMs across Ghana.
At CAL Bank, our promise is to deliver services you can always bank on. Our customer-centric approach in our service delivery is underpinned by the bank’s ethos of customer delight. It is out of this that the slogan ‘Bank on our service’ continuously drive the bank to play an important role in the Ghanaian financial sector by providing total banking services to personal, commercial and corporate clients in Ghana and beyond.
Address : 23 Independence Avenue, P.O.Box 14596, Accra, Ghana.
Website : www.calbank.net, Phone number : 233-302-680-061
Currently the most innovative indigenous Ghanaian Bank in Ghana, CAL Bank formerly Continental Acceptances Ltd and CAL Merchant Bank commenced operations in July 1990, providing world class financial solutions to the Ghanaian banking sector. CAL Bank received its Universal Banking License in 2004 and soon commenced providing specialized retail banking services. With its highly skilled professional staff who emphasizes the delivery of efficient and excellent customer services, CAL Bank Limited continues to provide a broad range of banking and financial solutions to large corporations, small and medium-sized enterprises, public sector institutions and retail customers through a network of 19 branches and over 60 offsite ATMs across Ghana.
At CAL Bank, our promise is to deliver services you can always bank on. Our customer-centric approach in our service delivery is underpinned by the bank’s ethos of customer delight. It is out of this that the slogan ‘Bank on our service’ continuously drive the bank to play an important role in the Ghanaian financial sector by providing total banking services to personal, commercial and corporate clients in Ghana and beyond.
Address : 23 Independence Avenue, P.O.Box 14596, Accra, Ghana.
Website : www.calbank.net, Phone number : 233-302-680-061
3.
Fidelity Bank
-
VISION
To become a world-class financial institution that provides superior returns for all stakeholders as follows :
- Our customers: The best place to bank
- Our shareholders: The best place to invest
- Our employees: The best place to work
- Our regulators: The best place to benchmark
MISSION
To be amongst the top five banks in Ghana by December 2014, based on all key performance indicators and anchored on three key pillars - our people, our service and processes, and return to stakeholders.
VALUES
- Driven to Exceed Expctations (Can-Do Attitude)
Customers: We are driven to exceed your expectations.
Processes: Our drive propels every aspect of our business.
Employees: We are driven to build our organization with our contributions.
Community: We know that the momentum of our drive can propel our community.
- Integrity
Customers: Our customers value our integrity.
Processes: We approach every aspect of our work with the highest standards of integrity.
Employees: We recognize the value of each other's contributions and know that we work together to form an integral whole.
Community: We know we are integral to our community and we take this responsibility very seriously.
- Passionate to Serve
Customers: We know that we exist to serve our customers.
Processes: Our technology aids our processes which serve our organization comprehensively.
Employees: We know that by serving each other willingly, we build ourselves.
Community: We see no difference between ourselves and the community we serve.
- Culture of Excellence
Customers: We promise our customers an excellent banking experience at Fidelity: excellent products, excellent service, and an excellent environment.
Processes: We get it right the first time, every time.
Employees: We believe that excellence is attainable.
Community: Our community expects excellence from us and we don't disappoint.
- Serving the Community
Address : New Corporate Building, East Legon, Accra, Ghana.
Website : www.fidelitybank.com.gh, Phone number : 233-302-522-633
VISION
To become a world-class financial institution that provides superior returns for all stakeholders as follows :
- Our customers: The best place to bank
- Our shareholders: The best place to invest
- Our employees: The best place to work
- Our regulators: The best place to benchmark
MISSION
To be amongst the top five banks in Ghana by December 2014, based on all key performance indicators and anchored on three key pillars - our people, our service and processes, and return to stakeholders.
VALUES
- Driven to Exceed Expctations (Can-Do Attitude)
Customers: We are driven to exceed your expectations.
Processes: Our drive propels every aspect of our business.
Employees: We are driven to build our organization with our contributions.
Community: We know that the momentum of our drive can propel our community.
- Integrity
Customers: Our customers value our integrity.
Processes: We approach every aspect of our work with the highest standards of integrity.
Employees: We recognize the value of each other's contributions and know that we work together to form an integral whole.
Community: We know we are integral to our community and we take this responsibility very seriously.
- Passionate to Serve
Customers: We know that we exist to serve our customers.
Processes: Our technology aids our processes which serve our organization comprehensively.
Employees: We know that by serving each other willingly, we build ourselves.
Community: We see no difference between ourselves and the community we serve.
- Culture of Excellence
Customers: We promise our customers an excellent banking experience at Fidelity: excellent products, excellent service, and an excellent environment.
Processes: We get it right the first time, every time.
Employees: We believe that excellence is attainable.
Community: Our community expects excellence from us and we don't disappoint.
- Serving the Community
Address : New Corporate Building, East Legon, Accra, Ghana.
Website : www.fidelitybank.com.gh, Phone number : 233-302-522-633
4.
First Atlantic
Bank -
Our Vision
To be in the top tier of banking services provision and recognized for our leadership in our chosen market segments and our superior value proposition that adds value to the business of our customers.
Our Mission
To provide appropriate financial services, packaged to the satisfaction of our customers by a well motivated professional staff to ensure sustainable growth in shareholders' value.
Our Core Values (C.A.R.E)
Customer Driven – We work closely with our customers to anticipate their needs and offer prompt advice and solutions that exceed their requirements
Astute – We demonstrate prudence and wisdom in being proactive and consistent in our service delivery and exhibit knowledge & professionalism at all times
Relentless – We show perseverance in delivering to our clients regardless of the challenges
Empathetic – We show respect for our clients' views and feelings and appreciate their experiences from their perspective
Address : Atlantic Place, No.1 Seventh Avenue, Ridge West, Accra, Ghana.
Website : firstatlanticbank.com.gh, Phone number : 233-302-682-203
Our Vision
To be in the top tier of banking services provision and recognized for our leadership in our chosen market segments and our superior value proposition that adds value to the business of our customers.
Our Mission
To provide appropriate financial services, packaged to the satisfaction of our customers by a well motivated professional staff to ensure sustainable growth in shareholders' value.
Our Core Values (C.A.R.E)
Customer Driven – We work closely with our customers to anticipate their needs and offer prompt advice and solutions that exceed their requirements
Astute – We demonstrate prudence and wisdom in being proactive and consistent in our service delivery and exhibit knowledge & professionalism at all times
Relentless – We show perseverance in delivering to our clients regardless of the challenges
Empathetic – We show respect for our clients' views and feelings and appreciate their experiences from their perspective
Address : Atlantic Place, No.1 Seventh Avenue, Ridge West, Accra, Ghana.
Website : firstatlanticbank.com.gh, Phone number : 233-302-682-203
5.
Ghana Commercial
Bank -
Ghana Commercial Bank Ltd. started in 1953 as the Bank of the Gold Coast to provide banking services to the emerging nation for socio-economic development. The Bank was to provide special attention to Ghanaian traders, business people and farmers who could not elicit support from the expatriate banks. In 1957, when Ghana attained independence, Bank of Ghana was established as the Central Bank while the Bank of the Gold Coast was renamed Ghana Commercial Bank to focus solely on commercial banking services. Since then GCB branches have been opened across the length and breadth of the nation tapping the potential of the 10 regions that make Ghana. The Bank had been wholly government owned until 1996 when under the economic recovery programme part of the government ownership was divested. Today government ownership stands at 21.36% while institutional and individual holdings add up to 78.64%.From the one branch of the 1950s, GCB now has over 150 branches and 11 agencies throughout the country.
GCB abounds in high quality human resource, which stands at 2,101 as at the end of 2009. This is remarkable when one considers that the Bank started with a staff of 27. Currently there are professionals of various disciplines who work in tandem to achieve the objectives of the Bank. The growth of the Bank has been synonymous with its customer base. During the first five years of the Bank's operations, our customers were mainly small Ghanaian traders (now termed SMEs) and other nationals who were expected to maintain credit balance accounts because the Bank was then not adequately capitalized. From the small trader as customer, GCB now has a customer profile that ranges from salaried workers through small and medium scale entrepreneurs to large trading concerns, quasi-governmental institutions and corporate customers.
GCB provides a wide range of products and services for the benefit. of its customers. From the traditional products of the Current/Savings Accounts, GCB now offers specialized products and services including Link2Home for Ghanaians resident abroad, doorstep cash collection, loans and overdrafts. There are also investment products like treasury bills as well as fixed and call deposits. These are cut to suit the individual needs of customers. In addition, GCB has taken advantage of an enhanced information technology system, to introduce Internet Banking (Commernet Plus), Royal Banking, Smart Pay (Fee Payments), Kudi Nkosuo, GCB Inland Express Money Transfer, International Money Remittance Payments, GCB Kidistar Account and MasterCard. All these have been done to increase profits and enhance shareholder value. Today we can boast of being the widest networked Bank in Ghana.
Address : P. O. Box 134, Accra, Ghana.
Website : www.gcb.com.gh, Phone number : 233-302-663-964
Ghana Commercial Bank Ltd. started in 1953 as the Bank of the Gold Coast to provide banking services to the emerging nation for socio-economic development. The Bank was to provide special attention to Ghanaian traders, business people and farmers who could not elicit support from the expatriate banks. In 1957, when Ghana attained independence, Bank of Ghana was established as the Central Bank while the Bank of the Gold Coast was renamed Ghana Commercial Bank to focus solely on commercial banking services. Since then GCB branches have been opened across the length and breadth of the nation tapping the potential of the 10 regions that make Ghana. The Bank had been wholly government owned until 1996 when under the economic recovery programme part of the government ownership was divested. Today government ownership stands at 21.36% while institutional and individual holdings add up to 78.64%.From the one branch of the 1950s, GCB now has over 150 branches and 11 agencies throughout the country.
GCB abounds in high quality human resource, which stands at 2,101 as at the end of 2009. This is remarkable when one considers that the Bank started with a staff of 27. Currently there are professionals of various disciplines who work in tandem to achieve the objectives of the Bank. The growth of the Bank has been synonymous with its customer base. During the first five years of the Bank's operations, our customers were mainly small Ghanaian traders (now termed SMEs) and other nationals who were expected to maintain credit balance accounts because the Bank was then not adequately capitalized. From the small trader as customer, GCB now has a customer profile that ranges from salaried workers through small and medium scale entrepreneurs to large trading concerns, quasi-governmental institutions and corporate customers.
GCB provides a wide range of products and services for the benefit. of its customers. From the traditional products of the Current/Savings Accounts, GCB now offers specialized products and services including Link2Home for Ghanaians resident abroad, doorstep cash collection, loans and overdrafts. There are also investment products like treasury bills as well as fixed and call deposits. These are cut to suit the individual needs of customers. In addition, GCB has taken advantage of an enhanced information technology system, to introduce Internet Banking (Commernet Plus), Royal Banking, Smart Pay (Fee Payments), Kudi Nkosuo, GCB Inland Express Money Transfer, International Money Remittance Payments, GCB Kidistar Account and MasterCard. All these have been done to increase profits and enhance shareholder value. Today we can boast of being the widest networked Bank in Ghana.
Address : P. O. Box 134, Accra, Ghana.
Website : www.gcb.com.gh, Phone number : 233-302-663-964
6.
Societe Generale
Ghana -
Societe Generale Ghana, with 45 fully networked branches, Agencies and outlets has one of the biggest banking networks in Ghana
Opening Hours
Monday to Friday : 8:30 am to 4 pm
The following branches also open on Saturday : 9 am to 2 pm
- Accra
- Ring Road Central
- Tudu
- Kaneshie
- Okaishie
- Spintex
- Kumasi
- Kumasi Central
- Adum
- Tema Community 2
- Takoradi
Address : Societe Generale Ghana Limited, P. O. Box 13119, Ring Road, Central Accra, Ghana.
Website : www.sg-ssb.com.gh, Phone number : 233-302-202-001
Societe Generale Ghana, with 45 fully networked branches, Agencies and outlets has one of the biggest banking networks in Ghana
Opening Hours
Monday to Friday : 8:30 am to 4 pm
The following branches also open on Saturday : 9 am to 2 pm
- Accra
- Ring Road Central
- Tudu
- Kaneshie
- Okaishie
- Spintex
- Kumasi
- Kumasi Central
- Adum
- Tema Community 2
- Takoradi
Address : Societe Generale Ghana Limited, P. O. Box 13119, Ring Road, Central Accra, Ghana.
Website : www.sg-ssb.com.gh, Phone number : 233-302-202-001
7.
Stanbic Bank
Ghana -
Stanbic Bank Ghana is a member of the Standard Bank Group, and is a fully fledged top tier bank. It began operations in 1999 and has since developed structures and strong pillars which have ensured the consistent growth of its business and brand in Ghana. Since 2007, Stanbic Bank Ghana has expanded its branch network to almost every region in Ghana and now there are 23 branches across the country. Stanbic Bank Ghana is a Tier One bank and the sixth largest bank in terms of assets. The bank was voted the top company in Ghana in 2009 in the prestigious Ghana Club 100 Company rankings (conducted by the Ghana Investment Promotion Council). It was also rated the leader in financial services, for two consecutive years, 2008 and 2009. Stanbic Bank Ghana has two main business units; these are Personal and Business Banking (PBB), and Corporate and Investment Banking (CIB).
The Personal and Business Banking business unit provides retail services and takes care of the transactional and financial services needs of individuals, small and medium scale enterprises and other businesses. The department offers a wide range of products and services tailored to suit the specific needs of customers. The Personal and Business Banking function is divided into the following :
- The personal banking unit takes care of individual customers through the branch network and other service
channels and provides quality financial services and products.
- The business banking unit serves small and medium scale enterprises, commercial entities and provides quality
financial solutions to assist customers to grow their businesses. The business banking unit offers products and services ranging from transactional to loan facilities and provision of advisory services to help start up business growth and to help existing ones to flourish.
- The wealth unit forms the third pillar of PBB. It has a private banking unit dedicated to high net worth
individuals and provides high quality banking services to corporate leaders and professionals.
The CIB team on the other hand focuses on the needs of corporate clients. The unit’s capabilities stretch across a broad range of services and banking innovations including project financing, loan structuring for corporate institutions, trade financing, foreign exchange and treasury services, custodial services, investment banking, assets management and a brokerage service. Stanbic Bank’s Global Market unit treasury offering and services is without compare in the market
The CIB team has a remarkable history in arranging significant deals and providing customised financial services to clients. Leveraging the network of the Standard Bank Group, the Corporate and Investment Banking team led the arrangement and syndication of a US$1.5 billion pre-financing deal for the Ghana Cocoa Board for the 2010-2011 cocoa season. Corporate and Investment Banking has facilitated the financing of projects in oil and gas, power, soft commodities, infrastructure, and communications sectors among many others. Stanbic Bank now has the capacity to take excellent care of the trading needs of clients on the Ghana Stock Exchange (GSE) be they foreign institutional clients, local institutional investors, individuals or international retail investors. This is through the newly established Brokerage House which is part of the Stanbic Investment Management Services, a fully owned subsidiary,
Leveraging Standard Bank Group’s extensive operations in 18 African countries and 13 countries outside the continent, coupled with its deep local insights, we offer customers access to extensive opportunities and world-class banking anytime, across our network. The Group recently cemented its connections with China, when the International Commercial Bank of China (ICBC) the world’s largest bank, acquired a 20% stake in the Standard Bank Group. Responsible corporate citizenship is very much valued at Stanbic Bank Ghana. This is reflected in the Bank’s business principles and practices, and its community support policies and programmes. By focusing on education, health and entrepreneurship among others, the bank ensures that it remains environmentally, culturally and socially relevant.
Address : PO Box CT 2344, Cantonments Accra, Ghana.
Website : www.stanbic.com.gh, Phone number : 233-302-815-789
Stanbic Bank Ghana is a member of the Standard Bank Group, and is a fully fledged top tier bank. It began operations in 1999 and has since developed structures and strong pillars which have ensured the consistent growth of its business and brand in Ghana. Since 2007, Stanbic Bank Ghana has expanded its branch network to almost every region in Ghana and now there are 23 branches across the country. Stanbic Bank Ghana is a Tier One bank and the sixth largest bank in terms of assets. The bank was voted the top company in Ghana in 2009 in the prestigious Ghana Club 100 Company rankings (conducted by the Ghana Investment Promotion Council). It was also rated the leader in financial services, for two consecutive years, 2008 and 2009. Stanbic Bank Ghana has two main business units; these are Personal and Business Banking (PBB), and Corporate and Investment Banking (CIB).
The Personal and Business Banking business unit provides retail services and takes care of the transactional and financial services needs of individuals, small and medium scale enterprises and other businesses. The department offers a wide range of products and services tailored to suit the specific needs of customers. The Personal and Business Banking function is divided into the following :
- The personal banking unit takes care of individual customers through the branch network and other service
channels and provides quality financial services and products.
- The business banking unit serves small and medium scale enterprises, commercial entities and provides quality
financial solutions to assist customers to grow their businesses. The business banking unit offers products and services ranging from transactional to loan facilities and provision of advisory services to help start up business growth and to help existing ones to flourish.
- The wealth unit forms the third pillar of PBB. It has a private banking unit dedicated to high net worth
individuals and provides high quality banking services to corporate leaders and professionals.
The CIB team on the other hand focuses on the needs of corporate clients. The unit’s capabilities stretch across a broad range of services and banking innovations including project financing, loan structuring for corporate institutions, trade financing, foreign exchange and treasury services, custodial services, investment banking, assets management and a brokerage service. Stanbic Bank’s Global Market unit treasury offering and services is without compare in the market
The CIB team has a remarkable history in arranging significant deals and providing customised financial services to clients. Leveraging the network of the Standard Bank Group, the Corporate and Investment Banking team led the arrangement and syndication of a US$1.5 billion pre-financing deal for the Ghana Cocoa Board for the 2010-2011 cocoa season. Corporate and Investment Banking has facilitated the financing of projects in oil and gas, power, soft commodities, infrastructure, and communications sectors among many others. Stanbic Bank now has the capacity to take excellent care of the trading needs of clients on the Ghana Stock Exchange (GSE) be they foreign institutional clients, local institutional investors, individuals or international retail investors. This is through the newly established Brokerage House which is part of the Stanbic Investment Management Services, a fully owned subsidiary,
Leveraging Standard Bank Group’s extensive operations in 18 African countries and 13 countries outside the continent, coupled with its deep local insights, we offer customers access to extensive opportunities and world-class banking anytime, across our network. The Group recently cemented its connections with China, when the International Commercial Bank of China (ICBC) the world’s largest bank, acquired a 20% stake in the Standard Bank Group. Responsible corporate citizenship is very much valued at Stanbic Bank Ghana. This is reflected in the Bank’s business principles and practices, and its community support policies and programmes. By focusing on education, health and entrepreneurship among others, the bank ensures that it remains environmentally, culturally and socially relevant.
Address : PO Box CT 2344, Cantonments Accra, Ghana.
Website : www.stanbic.com.gh, Phone number : 233-302-815-789
Greece
1.
Bank of Greece -
The Bank of Greece is the central bank of the country. It was established in 1927 by an Annex to the Geneva Protocol and started operations in May 1928. It was incorporated as a société anonyme. According to its Statute, its head office is in Athens. It has a nationwide network of 17 branches, 35 agencies and 9 outlets. As from January 2001, the Bank of Greece is an integral part of the Eurosystem, which consists of the European Central Bank (ECB) and the national central banks (NCBs) of the European Union (EU) Member States participating in the euro area. This implies that the Bank of Greece contributes through its activities to the achievement of the objectives and the performance of the tasks of the Eurosystem, which defines and implements monetary policy in the euro area.
The Bank of Greece is responsible for implementing the Eurosystem’s monetary policy in Greece and safeguarding the stability of the Greek financial system. According to its Statute, its primary objective is to ensure the stability of the general price level. Without prejudice to its primary objective, the Bank supports the general economic policy of the government. In the performance of its tasks, the Bank enjoys institutional, personal and operational independence, and is accountable to the Greek Parliament.
Address : 21 E. Venizelos Avenue, GR 102 50 Athens, Greece.
Website : www.bankofgreece.gr, Phone number : 30-210-320-1111
The Bank of Greece is the central bank of the country. It was established in 1927 by an Annex to the Geneva Protocol and started operations in May 1928. It was incorporated as a société anonyme. According to its Statute, its head office is in Athens. It has a nationwide network of 17 branches, 35 agencies and 9 outlets. As from January 2001, the Bank of Greece is an integral part of the Eurosystem, which consists of the European Central Bank (ECB) and the national central banks (NCBs) of the European Union (EU) Member States participating in the euro area. This implies that the Bank of Greece contributes through its activities to the achievement of the objectives and the performance of the tasks of the Eurosystem, which defines and implements monetary policy in the euro area.
The Bank of Greece is responsible for implementing the Eurosystem’s monetary policy in Greece and safeguarding the stability of the Greek financial system. According to its Statute, its primary objective is to ensure the stability of the general price level. Without prejudice to its primary objective, the Bank supports the general economic policy of the government. In the performance of its tasks, the Bank enjoys institutional, personal and operational independence, and is accountable to the Greek Parliament.
Address : 21 E. Venizelos Avenue, GR 102 50 Athens, Greece.
Website : www.bankofgreece.gr, Phone number : 30-210-320-1111
2. Piraeus Bank -
The Bank has a significant presence and experience in financing large enterprises , providing specialized and tailored to specific customer needs banking products and services. Products and corporate banking services are provided through group partners knowhow with significant experience in the domestic market, in the following sectors :
- Construction and infrastructure
- Steel, base metals, oil
- Hotels and tourism
- Real Estate (commercial and residential real estate)
- Telecommunications and New Technologies, Media
- Energy, Healthcare, Public Sector
In this context, Piraeus Bank provides specialized banking products and services in the countries where the Group (Greece, Albania, Bulgaria, Romania, Serbia, Ukraine and Cyprus) which indicatively include:
Funding : Financial products tailored to the needs of each business as Revolving Credit, Loans short / long-term, Debt Securities, Syndicated Loans, Leasing and Factoring.
Other loan products : Loan products to meet the needs of the transaction cycle corporate clients such as issuing letters of credit, documentary credit, etc.
Risk Management : management product interest rate and currency risk which can adapt to the requirements of each company.
Address : 4 Amerikis St, 105 64 Athens, Greece.
Website : www.piraeusbankgroup.com, Phone number : 30-210-930-4568
The Bank has a significant presence and experience in financing large enterprises , providing specialized and tailored to specific customer needs banking products and services. Products and corporate banking services are provided through group partners knowhow with significant experience in the domestic market, in the following sectors :
- Construction and infrastructure
- Steel, base metals, oil
- Hotels and tourism
- Real Estate (commercial and residential real estate)
- Telecommunications and New Technologies, Media
- Energy, Healthcare, Public Sector
In this context, Piraeus Bank provides specialized banking products and services in the countries where the Group (Greece, Albania, Bulgaria, Romania, Serbia, Ukraine and Cyprus) which indicatively include:
Funding : Financial products tailored to the needs of each business as Revolving Credit, Loans short / long-term, Debt Securities, Syndicated Loans, Leasing and Factoring.
Other loan products : Loan products to meet the needs of the transaction cycle corporate clients such as issuing letters of credit, documentary credit, etc.
Risk Management : management product interest rate and currency risk which can adapt to the requirements of each company.
Address : 4 Amerikis St, 105 64 Athens, Greece.
Website : www.piraeusbankgroup.com, Phone number : 30-210-930-4568
3.
Attica Bank S.A.-
Attica Bank operates as a Banking Company S.A., according to the provisions of Law 2190/20, on incorporated companies, as currently in effect, the provisions of Law 2076/92 on Financial Institutions and other relevant legislative provisions.
The term of the banking company is set at one hundred years from the date of publication of the original Statute, i.e. on February 5, 1925, ending on February 4th 2025. According to Article 2 of the Statute, the purpose of the company is "to undertake banking activities on its own account or on the account of others". Since 1964, the Bank belonged to the Emporiki Bank Group of Companies and was listed in the Athens Stock Exchange (ASE) on 2.6.1964. On 26.6.97, through the Athens Stock Exchange (ASE), the Emporiki Bank Group of Companies transferred part of the shares it held to TSMEDE and the DLF. On 09.09.2002, it transferred its remaining shares to Hellenic Postbank.
The Bank's main shareholder is the Pension Fund of the Engineers and Public Works Contractors (TSMEDE) with 51.3% of shares. The 48.7% belongs to individuals.
Address : Ακαδημίας 54, Athens 106 79, Greece.
Website : www.atticabank.gr, Phone number : 30-210- 366-9040
Attica Bank operates as a Banking Company S.A., according to the provisions of Law 2190/20, on incorporated companies, as currently in effect, the provisions of Law 2076/92 on Financial Institutions and other relevant legislative provisions.
The term of the banking company is set at one hundred years from the date of publication of the original Statute, i.e. on February 5, 1925, ending on February 4th 2025. According to Article 2 of the Statute, the purpose of the company is "to undertake banking activities on its own account or on the account of others". Since 1964, the Bank belonged to the Emporiki Bank Group of Companies and was listed in the Athens Stock Exchange (ASE) on 2.6.1964. On 26.6.97, through the Athens Stock Exchange (ASE), the Emporiki Bank Group of Companies transferred part of the shares it held to TSMEDE and the DLF. On 09.09.2002, it transferred its remaining shares to Hellenic Postbank.
The Bank's main shareholder is the Pension Fund of the Engineers and Public Works Contractors (TSMEDE) with 51.3% of shares. The 48.7% belongs to individuals.
Address : Ακαδημίας 54, Athens 106 79, Greece.
Website : www.atticabank.gr, Phone number : 30-210- 366-9040
4.
Emporiki Bank -
Emporiki Bank of Greece S.A. provides retail and corporate banking, investment banking, asset management, portfolio management, and other financial services in Greece, Romania, Bulgaria, Albania, Cyprus, and Great Britain. It offers demand deposits and fixed duration deposits, housing loans, loans for natural gas installation, investment-insurance products, loan installment payment protection insurance, life and property insurance, Visa cards, capital investment products, mutual funds, personal and mobile banking, and equity and derivatives brokerage services for private customers; and demand deposits and fixed duration deposits, housing loans, professional equipment loans, consumer loans for natural gas installation, cards, car lease, personal-consumer loans, and personal banking services for professionals.
The company also offers checking accounts and privileged corporate accounts, overdrafts, synthetic products and fixed-income products, financial advisory services for share issues, credit insurance, factoring, cards, car lease, project finance, syndicated and bond loans, options-swaps hedging, funds transfer, cash management, letters of guarantee, EFTPOS terminals, dividend payment, collection, foreign exchange trading, mutual funds, equity and derivatives brokerage services, and electronic staff payroll services for large companies, construction companies, small and medium enterprises, public sector companies, and financial institutions. In addition, it develops real estate properties; invests in business properties, tourist properties, and housing developments; and provides property management, property development and exploitation, project management, and real estate investment products creation and management services. As of June 27, 2012, Emporiki Bank operated through 303 branches and 10 business centers in Greece. The company was founded in 1886 and is headquartered in Athens, Greece. As of February 1, 2013, Emporiki Bank of Greece S.A. operates as a subsidiary of Alpha Bank A.E
Address : 11 Sofokleous Street, Athens, 10564, Greece.
Website : www.emporiki.gr, Phone number : 30-210-328-4000
Emporiki Bank of Greece S.A. provides retail and corporate banking, investment banking, asset management, portfolio management, and other financial services in Greece, Romania, Bulgaria, Albania, Cyprus, and Great Britain. It offers demand deposits and fixed duration deposits, housing loans, loans for natural gas installation, investment-insurance products, loan installment payment protection insurance, life and property insurance, Visa cards, capital investment products, mutual funds, personal and mobile banking, and equity and derivatives brokerage services for private customers; and demand deposits and fixed duration deposits, housing loans, professional equipment loans, consumer loans for natural gas installation, cards, car lease, personal-consumer loans, and personal banking services for professionals.
The company also offers checking accounts and privileged corporate accounts, overdrafts, synthetic products and fixed-income products, financial advisory services for share issues, credit insurance, factoring, cards, car lease, project finance, syndicated and bond loans, options-swaps hedging, funds transfer, cash management, letters of guarantee, EFTPOS terminals, dividend payment, collection, foreign exchange trading, mutual funds, equity and derivatives brokerage services, and electronic staff payroll services for large companies, construction companies, small and medium enterprises, public sector companies, and financial institutions. In addition, it develops real estate properties; invests in business properties, tourist properties, and housing developments; and provides property management, property development and exploitation, project management, and real estate investment products creation and management services. As of June 27, 2012, Emporiki Bank operated through 303 branches and 10 business centers in Greece. The company was founded in 1886 and is headquartered in Athens, Greece. As of February 1, 2013, Emporiki Bank of Greece S.A. operates as a subsidiary of Alpha Bank A.E
Address : 11 Sofokleous Street, Athens, 10564, Greece.
Website : www.emporiki.gr, Phone number : 30-210-328-4000
5.
National Bank of
Greece -
National Bank Greece was established in 1841 and became the first bank in the modern Greek state, with a decisive contribution to the financial life during these 170 years of history. Nowadays, National Bank leads the largest and strongest financial group in Greece, with a strong presence in Southeast Europe and Eastern Mediterranean.
National Bank offers a broad range of financial products and services that meet the ever changing needs of businesses and individuals.
It would be fair to describe it as the Bank of the Greek family, since it controls the ¼ of retail banking and has the largest deposit base in Greece (21% market share in deposits). The shares of deposits reflect the confidence of the savings customers, which are its driving force.
With 508 branches and 1,351 ATMs, it has the most complete service network covering the entire geographical area of Greece, while at the same time it is developing alternative distribution channels for its products, such as the Mobile and Internet Banking services. Today, the network of the Bank abroad includes 1,198 units and employs 36,093 employees, serving a market of 125 million residents (data as of 30.06.2013).
Address : Eolou 86, 10232 Athens, Greece.
Website : www.nbg.gr, Phone number : 30-210-334-1000
National Bank Greece was established in 1841 and became the first bank in the modern Greek state, with a decisive contribution to the financial life during these 170 years of history. Nowadays, National Bank leads the largest and strongest financial group in Greece, with a strong presence in Southeast Europe and Eastern Mediterranean.
National Bank offers a broad range of financial products and services that meet the ever changing needs of businesses and individuals.
It would be fair to describe it as the Bank of the Greek family, since it controls the ¼ of retail banking and has the largest deposit base in Greece (21% market share in deposits). The shares of deposits reflect the confidence of the savings customers, which are its driving force.
With 508 branches and 1,351 ATMs, it has the most complete service network covering the entire geographical area of Greece, while at the same time it is developing alternative distribution channels for its products, such as the Mobile and Internet Banking services. Today, the network of the Bank abroad includes 1,198 units and employs 36,093 employees, serving a market of 125 million residents (data as of 30.06.2013).
Address : Eolou 86, 10232 Athens, Greece.
Website : www.nbg.gr, Phone number : 30-210-334-1000
6.
Alpha Bank -
The Alpha Bank Group is one of the leading Groups of the financial sector in Greece, with a strong presence in the Greek and international banking market. The Group offers a wide range of high-quality financial products and services, including retail banking, SMEs and corporate banking, asset management and private banking, the distribution of insurance products, investment banking, brokerage and real estate management. The Parent Company and main Bank of the Group is Alpha Bank, which was founded in 1879 by John F. Costopoulos. Alpha Bank, the Bank that inspires confidence and constitutes a consistent point of reference in the Greek banking system, is one of the largest banks of the private sector, with a wide Network of over 1,200 service points in Greece and one of the highest capital adequacy ratios in Europe.
Significant recent milestones in the long and successful course of the Group are :
-The acquisition of the entire share capital of Emporiki Bank on 1.2.2013
-The successful recapitalisation of the Bank, on 31.5.2013, with oversubscription of the required private-sector participation in the Rights Issue, which resulted in the preservation of Alpha Bank's private character
-The completion of the legal merger by absorption of Emporiki Bank on 28.6.2013 and the creation of the
integrated Alpha Bank.
With consistency and credibility, the Alpha Bank Group supports individual and business Clients, contributing to the country's economic recovery.
Address : 40 Stadiou Street, GR-102 52 Athens, Greece.
Website : www.alpha.gr, Phone number : 30-210-326-0000
The Alpha Bank Group is one of the leading Groups of the financial sector in Greece, with a strong presence in the Greek and international banking market. The Group offers a wide range of high-quality financial products and services, including retail banking, SMEs and corporate banking, asset management and private banking, the distribution of insurance products, investment banking, brokerage and real estate management. The Parent Company and main Bank of the Group is Alpha Bank, which was founded in 1879 by John F. Costopoulos. Alpha Bank, the Bank that inspires confidence and constitutes a consistent point of reference in the Greek banking system, is one of the largest banks of the private sector, with a wide Network of over 1,200 service points in Greece and one of the highest capital adequacy ratios in Europe.
Significant recent milestones in the long and successful course of the Group are :
-The acquisition of the entire share capital of Emporiki Bank on 1.2.2013
-The successful recapitalisation of the Bank, on 31.5.2013, with oversubscription of the required private-sector participation in the Rights Issue, which resulted in the preservation of Alpha Bank's private character
-The completion of the legal merger by absorption of Emporiki Bank on 28.6.2013 and the creation of the
integrated Alpha Bank.
With consistency and credibility, the Alpha Bank Group supports individual and business Clients, contributing to the country's economic recovery.
Address : 40 Stadiou Street, GR-102 52 Athens, Greece.
Website : www.alpha.gr, Phone number : 30-210-326-0000
7.
Geniki Bank -
Geniki Bank (Greek: Γενική Τράπεζα της Ελλάδας - Geniki Trapeza tis Elladas) is a Greek financier group that provides complete banking and financing services. It was founded in 1937. The bank has been traded at the Athens Stock Exchange since 26 January 1963. The main shareholder of General Bank of Greece was the Participial Fund of Army in March 2004 the majority of shares was acquired by Société Générale Group and changed the name from General Bank of Greece to Geniki Bank. In October 2012 Société Générale agreed to sell all of its shares to Piraeus Bank. Today, Geniki bank is a brand of Piraeus Bank Group and operates over 100 branches in Greece, while the group consists of four subsidiaries, that provide specialised banking, financing and insurance services.
Address : 109-111 Mesoghion Ave., 11526 Ampelokopi, Athens, Greece.
Website : www.geniki.gr, Phone number : 30-210-697-5000
Geniki Bank (Greek: Γενική Τράπεζα της Ελλάδας - Geniki Trapeza tis Elladas) is a Greek financier group that provides complete banking and financing services. It was founded in 1937. The bank has been traded at the Athens Stock Exchange since 26 January 1963. The main shareholder of General Bank of Greece was the Participial Fund of Army in March 2004 the majority of shares was acquired by Société Générale Group and changed the name from General Bank of Greece to Geniki Bank. In October 2012 Société Générale agreed to sell all of its shares to Piraeus Bank. Today, Geniki bank is a brand of Piraeus Bank Group and operates over 100 branches in Greece, while the group consists of four subsidiaries, that provide specialised banking, financing and insurance services.
Address : 109-111 Mesoghion Ave., 11526 Ampelokopi, Athens, Greece.
Website : www.geniki.gr, Phone number : 30-210-697-5000
8.
ATE Bank -
The Agricultural Bank of Greece was a commercial bank based in Athens, Greece. The bank was founded in 1929. The bank proclaimed that it would focus on the Balkan bank market, with the business activities of supporting of the agricultural sector. ATEbank held a strong position at Athens Stock Exchange. The Bank's development of business activities called for a new name and corporate image as ATEbank. It is founded in 1929 as a non-profit organisation, provider of credit to the agricultural sector. The bank mainly aims at implementing programmes for financing both the activities of the primary sector of the economy and the processing and marketing of agricultural products, and enhancing rural development.
An increase in the Bank’s share capital took place, amounting to € 1.25 billion (June 2005). This capital increase allowed the Bank to deal with the problems encountered after adopting the International Accounting Standards (IAS) and has hence contributed to the substantial reorganization of the Bank’s financial statements. The Bank implemented the Panotokia Law, which benefited in total 63.220 debtors of whom 54.000 were farmers. Loans written off amounted to EUR 1.8 billion of which EUR 1.1 billion concerned debts of farmers. In November 2005, the share of the Bank became a constituent of the FTSE/Athex 20 Index. The Bank’s corporate identity was changed in association with the new logo “ΑΤΕbank” on the branches and ATMs. The Board of Directors distributed for the first time a dividend per share out of the profit for the year 2005. The Bank expands in the Balkans’ area by purchasing MINDΒank (July 2006) and getting permission for bancassurance operations in Romania.
Address : 23 Panepistimiou St., Athens, GR-105 64, Greece.
Website : www.atebank.gr, Phone number : 30-210-329-8742
The Agricultural Bank of Greece was a commercial bank based in Athens, Greece. The bank was founded in 1929. The bank proclaimed that it would focus on the Balkan bank market, with the business activities of supporting of the agricultural sector. ATEbank held a strong position at Athens Stock Exchange. The Bank's development of business activities called for a new name and corporate image as ATEbank. It is founded in 1929 as a non-profit organisation, provider of credit to the agricultural sector. The bank mainly aims at implementing programmes for financing both the activities of the primary sector of the economy and the processing and marketing of agricultural products, and enhancing rural development.
An increase in the Bank’s share capital took place, amounting to € 1.25 billion (June 2005). This capital increase allowed the Bank to deal with the problems encountered after adopting the International Accounting Standards (IAS) and has hence contributed to the substantial reorganization of the Bank’s financial statements. The Bank implemented the Panotokia Law, which benefited in total 63.220 debtors of whom 54.000 were farmers. Loans written off amounted to EUR 1.8 billion of which EUR 1.1 billion concerned debts of farmers. In November 2005, the share of the Bank became a constituent of the FTSE/Athex 20 Index. The Bank’s corporate identity was changed in association with the new logo “ΑΤΕbank” on the branches and ATMs. The Board of Directors distributed for the first time a dividend per share out of the profit for the year 2005. The Bank expands in the Balkans’ area by purchasing MINDΒank (July 2006) and getting permission for bancassurance operations in Romania.
Address : 23 Panepistimiou St., Athens, GR-105 64, Greece.
Website : www.atebank.gr, Phone number : 30-210-329-8742
9.
Aspis Bank -
TBank (formerly Aspis Bank - Greek: Ασπίς Τράπεζα) was a commercial bank in Greece. Its headquarters were in
Athens and it had 72 branches across Greece as of September 2008. The bank was being traded on the Athens
Stock Exchange. Aspis Bank was rebranded as TBank on 7 May 2010, following its acquisition by TT Hellenic
Postbank (Greek: Ταχυδρομικό Ταμιευτήριο)
Aspis Bank is embarking on an ambitious business transformation strategy aimed at achieving aggressive growth
and rapid differentiation leveraging technology. At the heart of this strategy is the initiative to replace its legacy
systems with a flexible and scalable new generation platform and Finacle is the chosen solution to replace legacy
systems and drive the transformation initiative.
Address : 4 Othonos St., Athens, 105 57, Greece.
Website : www.aspisbank.gr, Phone number : 30-210-336-4000
TBank (formerly Aspis Bank - Greek: Ασπίς Τράπεζα) was a commercial bank in Greece. Its headquarters were in
Athens and it had 72 branches across Greece as of September 2008. The bank was being traded on the Athens
Stock Exchange. Aspis Bank was rebranded as TBank on 7 May 2010, following its acquisition by TT Hellenic
Postbank (Greek: Ταχυδρομικό Ταμιευτήριο)
Aspis Bank is embarking on an ambitious business transformation strategy aimed at achieving aggressive growth
and rapid differentiation leveraging technology. At the heart of this strategy is the initiative to replace its legacy
systems with a flexible and scalable new generation platform and Finacle is the chosen solution to replace legacy
systems and drive the transformation initiative.
Address : 4 Othonos St., Athens, 105 57, Greece.
Website : www.aspisbank.gr, Phone number : 30-210-336-4000
10.
Proton Bank -
The Corporate Banking Division of Proton Bank provides high quality – value adding services to meet corporate clients’ needs. While the existing customer portfolio includes some of the most important Greek corporations, the bank focuses its efforts on the continuous improvement of services offered to small-to-medium enterprises. Corporate Banking Department offers a full range of financial services and structured finance products, the most important of which, include :
- Working Capital financing
- Medium to Long Term Financing
- Syndicated Loans
- Common and Convertible Bond Loans
- Issuance of Letters of Guarantee
- Issuance of Letters of Credit
- Treasury Products and Services
- Payroll Services
- Brokerage Services
- Insurance Products and Services through Omega Insurance
- Corporate Credit Cards
- Factoring
Welcome to one of our branches, where you will find that if you discuss your needs we will not just listen, we will actively help you with your business plans.
Address : Eslin and Amaliados 20, GR-11523, Athens, Greece.
Website : www.protonbank.gr, Phone number : 30-210-697-0000
The Corporate Banking Division of Proton Bank provides high quality – value adding services to meet corporate clients’ needs. While the existing customer portfolio includes some of the most important Greek corporations, the bank focuses its efforts on the continuous improvement of services offered to small-to-medium enterprises. Corporate Banking Department offers a full range of financial services and structured finance products, the most important of which, include :
- Working Capital financing
- Medium to Long Term Financing
- Syndicated Loans
- Common and Convertible Bond Loans
- Issuance of Letters of Guarantee
- Issuance of Letters of Credit
- Treasury Products and Services
- Payroll Services
- Brokerage Services
- Insurance Products and Services through Omega Insurance
- Corporate Credit Cards
- Factoring
Welcome to one of our branches, where you will find that if you discuss your needs we will not just listen, we will actively help you with your business plans.
Address : Eslin and Amaliados 20, GR-11523, Athens, Greece.
Website : www.protonbank.gr, Phone number : 30-210-697-0000
11.
TT Hellenic Post
Bank -
The “New TT Hellenic Postbank S.A.” was established in January 18th, 2013. The New TT Hellenic Postbank ranks among healthy and well-capitalized banks in the country. The newly founded Bank has been adequately funded by the HFSF, safeguarding customer deposits and the smooth servicing of its existing customer base. The transfer of 100% of the shares and voting rights of New TT Hellenic Postbank to Eurobank Ergasias SA was concluded on Friday 30th of August 2013, following an agreement between HFSF and Eurobank. Maintaining an independent branch network throughout the country, the New TT Hellenic Postbank keeps providing high quality banking products and services having the customers’ best interest in mind.
Address : 2-6 Pesmazoglou Street, 10175 Athens, Greece.
Website : www.ttbank.gr, Phone number : 30-210-370-4000
The “New TT Hellenic Postbank S.A.” was established in January 18th, 2013. The New TT Hellenic Postbank ranks among healthy and well-capitalized banks in the country. The newly founded Bank has been adequately funded by the HFSF, safeguarding customer deposits and the smooth servicing of its existing customer base. The transfer of 100% of the shares and voting rights of New TT Hellenic Postbank to Eurobank Ergasias SA was concluded on Friday 30th of August 2013, following an agreement between HFSF and Eurobank. Maintaining an independent branch network throughout the country, the New TT Hellenic Postbank keeps providing high quality banking products and services having the customers’ best interest in mind.
Address : 2-6 Pesmazoglou Street, 10175 Athens, Greece.
Website : www.ttbank.gr, Phone number : 30-210-370-4000
12.
Marfin Egnatia
Bank -
Marfin Egnatia Bank is a Greek subsidiary of “Cyprus Popular Bank Public Company Limited”. Laiki Bank Group based in Cyprus and supervised by the Central Bank of Cyprus.
Today it is a leading financial institution with a history more than 110 years and an international presence in 10 countries in Southeast Europe with a network of 439 stores in 2012 and 8464 employees, provides a wide range of business and financial services.
CPB Bank was the Greek branch of Cyprus Popular Bank. The bank was founded under the name Marfin Egnatia Bank. It was formed by the consolidation of Marfin Investment Group's Egnatia, Laiki and Marfin Banks and was a 95%-owned subsidiary of Marfin Popular Bank (later renamed to Cyprus Popular Bank). In 2011 it was converted to a branch of Cyprus Popular Bank.[2] In early 2013, the bank was renamed Laiki Bank only to change its name once again in March of the same year to CPB Bank.[3][4] On 26 March 2013 its liabilities and assets were bought by Piraeus Bank.
Address : 24 Kifissias Ave., 15125 Marousi, Athens, Greece.
Website : www.marfinbank.gr, Phone number : 30-210-930-4568
Marfin Egnatia Bank is a Greek subsidiary of “Cyprus Popular Bank Public Company Limited”. Laiki Bank Group based in Cyprus and supervised by the Central Bank of Cyprus.
Today it is a leading financial institution with a history more than 110 years and an international presence in 10 countries in Southeast Europe with a network of 439 stores in 2012 and 8464 employees, provides a wide range of business and financial services.
CPB Bank was the Greek branch of Cyprus Popular Bank. The bank was founded under the name Marfin Egnatia Bank. It was formed by the consolidation of Marfin Investment Group's Egnatia, Laiki and Marfin Banks and was a 95%-owned subsidiary of Marfin Popular Bank (later renamed to Cyprus Popular Bank). In 2011 it was converted to a branch of Cyprus Popular Bank.[2] In early 2013, the bank was renamed Laiki Bank only to change its name once again in March of the same year to CPB Bank.[3][4] On 26 March 2013 its liabilities and assets were bought by Piraeus Bank.
Address : 24 Kifissias Ave., 15125 Marousi, Athens, Greece.
Website : www.marfinbank.gr, Phone number : 30-210-930-4568
13.
EFG Euro Bank -
At Eurobank proper and responsible corporate governance is a key prerequisite to the creation of value for its shareholders and for society at large. Eurobank draws from the relevant local legal framework, rules and regulations, from international developments, as well as from its internal corporate values, in developing the principles of corporate governance that it implements. The corporate governance principles of Eurobank concern the composition and competencies of its Board of Directors and of its various committees, as well as the conduct of all Group activities, with particular emphasis on the conduct of banking business. Eurobank aims to embed corporate governance principles in its wider corporate culture, making the first an inextricable part of the latter, as sound corporate governance is not limited to the typical observance of the law, but demands personal integrity and responsibility.
Corporate Responsibility
The incessant effort to improve the economic environment, along with the cultivation of an open dialogue with stakeholders and the Organization’s active participation in, and contribution to, society, comprise the corporate responsibility of Eurobank. More specifically, the Group’s corporate responsibility is implemented through four pillars of action :
- Stakeholder dialogue, through actions and initiatives that identify problems, promoting, at the same time, the
appropriate solutions;
- Enhancing corporate governance, which ensures transparency and the Organization’s virtuous operation;
Social contribution in key areas of the local communities the Group is operating in;
- Care for the environment, with the aim of dealing with climate change and contributing to sustainable growth.
Our Values
Meritocracy, Team Work, Quality, Trust, Efficiency, Creativity, Respect for People and Social Contribution: these are the values that represent the Organization and govern its every day action and operation.
Address : 20 Amalias Av., 10557 Athens, Greece.
Website : www.eurobank.gr, Phone number : 30-210-333-7000
At Eurobank proper and responsible corporate governance is a key prerequisite to the creation of value for its shareholders and for society at large. Eurobank draws from the relevant local legal framework, rules and regulations, from international developments, as well as from its internal corporate values, in developing the principles of corporate governance that it implements. The corporate governance principles of Eurobank concern the composition and competencies of its Board of Directors and of its various committees, as well as the conduct of all Group activities, with particular emphasis on the conduct of banking business. Eurobank aims to embed corporate governance principles in its wider corporate culture, making the first an inextricable part of the latter, as sound corporate governance is not limited to the typical observance of the law, but demands personal integrity and responsibility.
Corporate Responsibility
The incessant effort to improve the economic environment, along with the cultivation of an open dialogue with stakeholders and the Organization’s active participation in, and contribution to, society, comprise the corporate responsibility of Eurobank. More specifically, the Group’s corporate responsibility is implemented through four pillars of action :
- Stakeholder dialogue, through actions and initiatives that identify problems, promoting, at the same time, the
appropriate solutions;
- Enhancing corporate governance, which ensures transparency and the Organization’s virtuous operation;
Social contribution in key areas of the local communities the Group is operating in;
- Care for the environment, with the aim of dealing with climate change and contributing to sustainable growth.
Our Values
Meritocracy, Team Work, Quality, Trust, Efficiency, Creativity, Respect for People and Social Contribution: these are the values that represent the Organization and govern its every day action and operation.
Address : 20 Amalias Av., 10557 Athens, Greece.
Website : www.eurobank.gr, Phone number : 30-210-333-7000
14.
Millennium Bank -
Millennium bank started its operation in September 2000, introducing a new, customer-centric philosophy in the Greek banking market, based on three principles :
- high quality services
- innovative banking products
- technology
This innovative strategy established Millennium bank as the new power of Greek banking sector, achieving rapid growth and network size. Today, Millennium bank has an extensive branch network in Greece.
Millennium bank is a member of the Millennium bcp group which provides global reach and vast banking expertise.
Our philosophy
We are a bank which is not afraid of the future, which evolves and uses creativity as a guarantee of always staying up-to-date, with integrity, consistency, transparency and social responsibility.
Commitment
The products and services that we offer in the market are designed to meet the needs of our Customers.
Our Customers are a source of information and research for new products and services that aim at offering, high levels of satisfaction and support to customers’ goals.
Address : 182, Syggrou Avenue, Zip Code: 17671, Kallithea, Greece.
Website : www.millenniumbank.gr, Phone number : 30-210-955-7500
Millennium bank started its operation in September 2000, introducing a new, customer-centric philosophy in the Greek banking market, based on three principles :
- high quality services
- innovative banking products
- technology
This innovative strategy established Millennium bank as the new power of Greek banking sector, achieving rapid growth and network size. Today, Millennium bank has an extensive branch network in Greece.
Millennium bank is a member of the Millennium bcp group which provides global reach and vast banking expertise.
Our philosophy
We are a bank which is not afraid of the future, which evolves and uses creativity as a guarantee of always staying up-to-date, with integrity, consistency, transparency and social responsibility.
Commitment
The products and services that we offer in the market are designed to meet the needs of our Customers.
Our Customers are a source of information and research for new products and services that aim at offering, high levels of satisfaction and support to customers’ goals.
Address : 182, Syggrou Avenue, Zip Code: 17671, Kallithea, Greece.
Website : www.millenniumbank.gr, Phone number : 30-210-955-7500
15.
Pro Bank -
The Bank was founded in 2001 by the initiative of Bank executives with substantial experience in the sector. The initial share capital was raised amongst 703 shareholders, including businessmen, private investors and Bank employees, each with a maximum percentage of not more than 5%, shaping its multi-shareholder character from the very beginning. The Bank of Greece granted its authorization for the Bank’s operation on 21.05.2001 while in November of the same year the Bank launched its first branch. Moreover, in order for PROBANK to offer a comprehensive service framework to its customers, it founded subsidiaries specializing in Leasing, Autoleasing, Mutual Funds Management, Bankassurance as well as Financial Consulting Services, and so constituting a Group of universal banking and supplemental financial services.
Nowadays, PROBANK currently operates a network of our branches across Greece. For PROBANK the branch is the main point of contact with its customers, through which a wide range of financial services are offered, within the framework of a strong interpersonal customer relationship. Whilst the branch is at the center of PROBANK's operations, from an organizational point of view, there where all banking activities are completed offering the desired flexibility that speeds up the customer interaction, the employees are the Bank’s most valuable asset. Thanks to their contribution on capital raising, and making the Bank a reality, they have managed in few years to develop its network and build its key indicators, without falling short in results. Today, the employees constitute the Bank’s major Shareholder.
The Bank has successfully turned profitable at its second fiscal year, moreover after the third year, it distributes dividends to Shareholders. The founding Shareholders formed the basis for the Bank’s existence and continue to actively show their support by participating in four capital increases (2004, 2006, 2009 & 2012), together with new Shareholders, in this way contributing to PROBANK's strong capital adequacy. PROBANK was formed in order to offer a whole spectrum of Bank services through a organizational structure whose defining element is its customer service focus which is managed by dedicated, highly trained employees, in conjunction with modern technology at the branch level. This structure is enhanced by effective support and supervisory functions by the Bank as all the Group subsidiaries.
By the end of its first decade, PROBANK has become a Bank that is characterized by increased efficiency, by its multi-shareholder character having 6,204 Shareholders, by a dedicated personnel with excellent prospects of professional development as well as by its loyal customers that will recognize the high quality of the banking services offered, within the framework of a continuous, transparent and straightforward personal relationship with the Bank.
Address : 74 Peiraios Str., Moschato 183 46, Athens-Greece.
Website : www.probank.gr, Phone number : 30-210-989-1000
The Bank was founded in 2001 by the initiative of Bank executives with substantial experience in the sector. The initial share capital was raised amongst 703 shareholders, including businessmen, private investors and Bank employees, each with a maximum percentage of not more than 5%, shaping its multi-shareholder character from the very beginning. The Bank of Greece granted its authorization for the Bank’s operation on 21.05.2001 while in November of the same year the Bank launched its first branch. Moreover, in order for PROBANK to offer a comprehensive service framework to its customers, it founded subsidiaries specializing in Leasing, Autoleasing, Mutual Funds Management, Bankassurance as well as Financial Consulting Services, and so constituting a Group of universal banking and supplemental financial services.
Nowadays, PROBANK currently operates a network of our branches across Greece. For PROBANK the branch is the main point of contact with its customers, through which a wide range of financial services are offered, within the framework of a strong interpersonal customer relationship. Whilst the branch is at the center of PROBANK's operations, from an organizational point of view, there where all banking activities are completed offering the desired flexibility that speeds up the customer interaction, the employees are the Bank’s most valuable asset. Thanks to their contribution on capital raising, and making the Bank a reality, they have managed in few years to develop its network and build its key indicators, without falling short in results. Today, the employees constitute the Bank’s major Shareholder.
The Bank has successfully turned profitable at its second fiscal year, moreover after the third year, it distributes dividends to Shareholders. The founding Shareholders formed the basis for the Bank’s existence and continue to actively show their support by participating in four capital increases (2004, 2006, 2009 & 2012), together with new Shareholders, in this way contributing to PROBANK's strong capital adequacy. PROBANK was formed in order to offer a whole spectrum of Bank services through a organizational structure whose defining element is its customer service focus which is managed by dedicated, highly trained employees, in conjunction with modern technology at the branch level. This structure is enhanced by effective support and supervisory functions by the Bank as all the Group subsidiaries.
By the end of its first decade, PROBANK has become a Bank that is characterized by increased efficiency, by its multi-shareholder character having 6,204 Shareholders, by a dedicated personnel with excellent prospects of professional development as well as by its loyal customers that will recognize the high quality of the banking services offered, within the framework of a continuous, transparent and straightforward personal relationship with the Bank.
Address : 74 Peiraios Str., Moschato 183 46, Athens-Greece.
Website : www.probank.gr, Phone number : 30-210-989-1000
Guatemala
1. Banco de
Guatemala-
Guatemala Bank responds to the fundamental objective of the institution and materializes the one hand, in the
development of macro functions and macro processes in which the work is part of the Central Bank, by virtue of the that has its organic law and other laws, conventions and agreements, and the another, in the design and implementation of the Monetary, Exchange and Credit, and as activities are scheduled each year for the implementation of projects to achieve the objectives contained in the Institutional Strategic Plan in force.
Essential Purpose
Consistent with the fundamental objective of the Bank of Guatemala on help create and maintain conditions favorable to the orderly development of the national economy , for which propitiate the monetary, exchange and
credit to promote stability in the general price level , the policy Monetary , Exchange and Credit is determined to achieve that objective. In support of achieving the main objective and in order that in the medium term domestic inflation converges to the target, the execution of monetary policy complemented by actions in the areas of financial modernization and the consolidation of public finances in the context of a comprehensive policy conducive to sustainable competitiveness and efficiency of the productive sector .
Policy Goal
In a scheme of inflation targeting , is particularly relevant to define a path for the inflation target to allow anchoring inflation expectations economic agents , in the short , medium and long term , at levels consistent with the maintaining stability in the general level of prices . Goal setting provides that those expectations are anchored to said path , so that the goal of medium term from 2013 , is set to 4.0 % + / - 1 percentage point.
Address : 7a. Avda. #22-01, Zona 1. Guatemala City, Guatemala.
Website : www.banguat.gob.gt, Phone number : 502-2429-6000
Guatemala Bank responds to the fundamental objective of the institution and materializes the one hand, in the
development of macro functions and macro processes in which the work is part of the Central Bank, by virtue of the that has its organic law and other laws, conventions and agreements, and the another, in the design and implementation of the Monetary, Exchange and Credit, and as activities are scheduled each year for the implementation of projects to achieve the objectives contained in the Institutional Strategic Plan in force.
Essential Purpose
Consistent with the fundamental objective of the Bank of Guatemala on help create and maintain conditions favorable to the orderly development of the national economy , for which propitiate the monetary, exchange and
credit to promote stability in the general price level , the policy Monetary , Exchange and Credit is determined to achieve that objective. In support of achieving the main objective and in order that in the medium term domestic inflation converges to the target, the execution of monetary policy complemented by actions in the areas of financial modernization and the consolidation of public finances in the context of a comprehensive policy conducive to sustainable competitiveness and efficiency of the productive sector .
Policy Goal
In a scheme of inflation targeting , is particularly relevant to define a path for the inflation target to allow anchoring inflation expectations economic agents , in the short , medium and long term , at levels consistent with the maintaining stability in the general level of prices . Goal setting provides that those expectations are anchored to said path , so that the goal of medium term from 2013 , is set to 4.0 % + / - 1 percentage point.
Address : 7a. Avda. #22-01, Zona 1. Guatemala City, Guatemala.
Website : www.banguat.gob.gt, Phone number : 502-2429-6000
2. Cooperativa de
ahorro y credito integral -
Cooperativa de ahorro y credito integral is located in Chiquimula, Guatemala. Company is working in General business business activities.
Address : 4ta. Avenida 9-01 Zone 1 Esquipulas, Chiquimula, Guatemala.
Website : www.coosajo.com, Phone number : 502-7873-0808
Cooperativa de ahorro y credito integral is located in Chiquimula, Guatemala. Company is working in General business business activities.
Address : 4ta. Avenida 9-01 Zone 1 Esquipulas, Chiquimula, Guatemala.
Website : www.coosajo.com, Phone number : 502-7873-0808
3. Superintendencia
de Bancos de Guatemala -
Mission
"Promote stability and confidence in the financial system supervised".
View
"To be an institution of recognized credibility, which makes effective supervision of persons subject to the supervision and inspection, focused on fulfilling international standards, which serve society responsibly and transparently. With timely responsiveness, made by qualified personnel , adaptable to change and committed to quality service, supported by integrated processes, technology and appropriate levels of security. "
Historical Review
The Superintendency of Banks of Guatemala came in 1946, describes its emergence in Chapter X of the first report of the Bank of Guatemala work for the period July to December of that year. Were available at the time, that the appointment of the Superintendent of Banks, must come from a list that the Monetary Board propose to the Court and Comptroller of Accounts. The initial appointment went to Mr. José Joaquín Prieto Barrios, element previously was part of the Monetary and Banking Department of the Ministry of Economy and Labour.
In the initial organization, was the Superintendent's office, and four main sections: Auditing, Statistics, Law, and, Secretary and General File. The work of the Superintendency of Banks had formally beginning the September 2, 1946, being among its main objectives the standardization of nomenclature accounting banking system, as in the operating mechanism thereof.
Address : 9A. Avenida 22-00 Zona 1, Guatemala.
Website : www.sib.gob.gt, Phone number : 502-2429-5000
Mission
"Promote stability and confidence in the financial system supervised".
View
"To be an institution of recognized credibility, which makes effective supervision of persons subject to the supervision and inspection, focused on fulfilling international standards, which serve society responsibly and transparently. With timely responsiveness, made by qualified personnel , adaptable to change and committed to quality service, supported by integrated processes, technology and appropriate levels of security. "
Historical Review
The Superintendency of Banks of Guatemala came in 1946, describes its emergence in Chapter X of the first report of the Bank of Guatemala work for the period July to December of that year. Were available at the time, that the appointment of the Superintendent of Banks, must come from a list that the Monetary Board propose to the Court and Comptroller of Accounts. The initial appointment went to Mr. José Joaquín Prieto Barrios, element previously was part of the Monetary and Banking Department of the Ministry of Economy and Labour.
In the initial organization, was the Superintendent's office, and four main sections: Auditing, Statistics, Law, and, Secretary and General File. The work of the Superintendency of Banks had formally beginning the September 2, 1946, being among its main objectives the standardization of nomenclature accounting banking system, as in the operating mechanism thereof.
Address : 9A. Avenida 22-00 Zona 1, Guatemala.
Website : www.sib.gob.gt, Phone number : 502-2429-5000
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