Finland
1. Aktia Bank -
Aktia Group provides a broad range of banking, asset management, insurance and real estate agency. The Group's geographical area of activity covered by the Finnish coast, the metropolitan area and inland growth centers. Aktia back to 1825, when Finland's deposit bank was established. The action was initiated in the following year. Aktia Savings Bank was created about 20 years ago at the Savings Bank and a number of the coastal area of the merger of savings banks. Aktia became a limited company in 1993. In 2008, the Group carried out a restructuring of the activities aligned to better reflect the broader range of products and services. In autumn 2008, the bank was renamed Aktia Bank plc and the parent company's name Aktia. In summer 2013 the Group's legal structure was reduced when Aktia Corporation merged with Aktia Bank plc, which became the listed parent company. Aktia group of about 350 000 customers were served about 60 branch offices as well as Internet and telephone channels. Aktia is owned by the Finnish Aktia and savings bank foundations, corporations and individuals.
Address : Aktia plc, Mannerheimintie 14, 00100 Helsinki, Finland.
Website : www.aktia.fi, Phone Number: 358-10-247-5000
2. Svenska Handelsbanken Ab -
Handelsbanken is a Nordic universal bank , which acts as a steady and long-term. Handelsbanken was founded in 1871, and has operations in more than 20 countries . In Finland, we have been operating since 1985 , and we have 45 branch offices across the country. Our approach is direct and clear. We are a business, and our only goal is to operate profitably . Here we are successful because we are satisfied banking customers and small expenses . We work all over locally. At the office has the power and responsibility of business domain . We make decisions close to the customer , because the branches operate independently. Each office is a full-service bank , where individuals and companies can take care of all their financial affairs . Also, the network service is of high quality .
Interests of the client first
Us, it is very important that the customers are satisfied with our bank . We take care of the staff 's competence and carefully listen to the client's wishes . We give only advice to the customer 's interest. We believe that this will gradually achieve the trust of our customers . We hope that the bank will be a long-term relationship .
Firmly and deliberately
Stability is an important principle for us . Set up branches with care , but we will be here to stay . Stability also implies caution in the credit policy . In the 1990s Handelsbanken was the only Nordic bank, which survived the banking crisis without state aid.
Our approach is simple, but unique.
We focus on the essentials , and we do things well - every day.
Address : Espoo, Finland -Hall, Alberganesplanadi 1, FIN-02600 Espoo, Finland.
Website : www.handelsbanken.fi, Phone Number: 358-10-444-3070
3. Bank of Åland -
Bank of Åland was founded in 1919 by contemporary Aland contractors. The name was then Åland Equity Bank in 1942 and was registered on the Helsinki Stock Exchange. The trend has been stable and favorable. Headquartered still in Mariehamn, Åland, but we have gradually expanded our horizons. First, to Helsinki, where we were in 1982 the first bank in Finland to offer the service Private Banking. In the 1990s, after a banking crisis where the Bank of Åland is the only bank in Finland survived without bank support, expanded with seven new offices. There are now three offices in Helsinki, and one each in Espoo, Tampere, Vaasa, Turku and Parga. After the powerful establishment in Finland, it seemed natural to start to look towards Sweden. We continued our tradition of using weak market conditions for expansion by 2009 to establish ourselves through an acquisition. In this way created a platform for our business in Sweden who now has offices in Stockholm, Gothenburg and Malmö. Our Group has approximately 750 employees, which includes our six subsidiaries, each with activities closely related to banking.
Address : PO Box 3, street address Nygatan 2, 22101 Mariehamn, Finland.
Website : www.alandsbanken.fi, Phone Number: 358-10-204-29011
4. Bank of Finland Suomen Pankki -
The Bank of Finland acts as Finland's central bank, national monetary authority and member of the European System of central banks and the Eurosystem. The Eurosystem covers the European Central Bank and the euro area central banks. It administers the world's second largest currency, the euro. There are over 300 million people living in the euro area and from the beginning of 2011 the area covers 17 countries. Therefore, the Bank of Finland's strategies are related to both domestic and Eurosystem objectives.
The main objective of the Eurosystem and Bank of Finland alike is price stability, which means maintaining a moderate rise in consumer prices. Price stability creates the prerequisites for a sound economy. In order to meet this objective, the Bank of Finland participates in the preparation and decision-making process of the Eurosystem's monetary policy as well as implementing the policy in Finland. A broad research base provides a solid background to the Bank's expertise in these tasks. In addition to monetary policy and research, the Bank of Finland has three other core functions: financial markets and statistics, banking operations and the maintenance of currency supply. There are approximately 420 persons working at the Bank of Finland and an additional 210 in association with it at the Financial Supervisory Authority (FIN-FSA).
Address : PO Box 160, 00101 Helsinki, Finland.
Website : www.suomenpankki.fi, Phone Number: 358-9-1831
5. Nordea Bank Finland -
The service is available 24 hours a day every day of the week. Netbank services are reasonably priced and are available also in Swedish and in English. You can access Netbank wherever you can go online. There are customer terminals with Netbank access located also at Nordea branches and in their lobbies.
Benefits from using Netbank
- You can view up-to-date information on your accounts, loans and savings.
- You can apply for a card or a loan and enable new services.
- You can link family members’ accounts and investment portfolios to one Netbank.
With Netbank, daily banking is quick and easy
Accounts
- check the balance of your accounts
- browse account transactions from a 90-week period
- you get an electronic account statement
- you can order account alerts to your mobile phone
Payments
- make payments and credit transfers, also cross-border
- complete SEPA credit transfers to the Single European Payments Area
- check when your invoices fall due
- choose the e-invoice and receive bills directly in Netbank
- save beneficiary information on a beneficiary list
Cards
- monitor your MasterCard and Visa use
- transfer money from MasterCard and Visa credit to your account
- order a new card
- order a new PIN for your card
- change the withdrawal and payment limits of your cards
Address : Aleksanterinkatu 36, 00020 Nordea, Finland.
Website : www.nordea.fi, Phone Number: 358-9-1651
6. Okopankki Oyj -
Pohjola Bank plc is the most important subsidiary of OP-Pohjola Group Central Cooperative. Pohjola is a listed financial services group providing banking, non-life insurance and asset management services. For Finnish and global corporate customers, Pohjola Bank Group provides comprehensive finance, investment, cash management and non-life insurance services. For private customers, Pohjola Group provides non-life insurance and asset management services. Acting as OP-Pohjola Group's central bank, Pohjola manages the Group's liquidity and international operations. Pohjola's series A shares are listed on NASDAQ OMX Helsinki and their trading code is POH1S and the industry class Financials. The company has aroud 32,000 shareholders. Together with OP Mortgage Bank, Pohjola manages OP-Pohjola Group's liquidity and international funding.
Pohjola Insurance Ltd is a subsidiary of Pohjola Bank plc. It engages in non-life insurance operations in Finland, offering comprehensive insurance cover for private, corporate and institutional customers. Pohjola Bank Group's non-life insurance operations comprise not only Pohjola Insurance but also A-Insurance, Eurooppalainen Insurance Company, and Seesam company operating in the Baltic countries.
Address : OP-Pohjola Group Central Cooperative, Teollisuuskatu 1b, P.O.Box 308, FI-00101 Helsinki, Finland.
Website : www.op.fi, Phone Number: -358-09-12901
France
1. Banque D'Orsay -
Independent family group, Oddo & Cie says its development ambitions, and long-term investment, with the acquisition of Banque d'Orsay from the German group WestLB. "Three reasons led the Oddo to seize this opportunity: the desire to strengthen us in the fields of asset management and private banking, a range of quality products that will complement our offer, and finally, the fact that Both companies have an obvious cultural proximity to facilitate the approximation of the teams in this new set. With this acquisition, Oddo can display new ambitions to serve its customers, "said Philippe Oddo. Werner Taiber, member of the Executive Committee that WestLB sold its French subsidiary under its agreements with the European Commission, says: "With the sale of Banque d'Orsay, WestLB marks another important step in its focus on its activities heart of business. For this, our French subsidiary and its highly qualified and skilled employees have the support of a strong new shareholder with Oddo & Cie ".
Guido Mundt, CEO of Banque d'Orsay adds that "The prospect of a new stable shareholder and long established on French territory is a growth opportunity for the group, and I am delighted."
Outstanding Banque d'Orsay represent 2.5 billion in assets under management, including nearly $ 500 million in Private Banking. With a range of 40 funds open and dedicated Banque d'Orsay brings recognized expertise in asset management: European Equity funds, bond funds and fund Absolute Return, which complement the range of 120 investment supports Oddo Asset Management. The Group will seek to preserve the continuity and quality of the relationship with private clients, institutions and companies. From a market culture, Oddo & Cie Banque d'Orsay have know-how and expertise to both similar and complementary, which facilitate the creation of a new set of nearly 900 people. This is done as part of a growth strategy, where each employee of Banque d'Orsay is destined to find its place and to contribute fully to the dynamics of the new entity. Subject to authorization by the supervisory authorities concerned, the transaction could be completed by the end of 2010.
About Banque D''ORSAY
Banque d'Orsay has two businesses: Institutional Asset Management and Private Banking. It is characterized by the stability of its management teams, management and customer relations. In total, the Banque d'Orsay has nearly 100 employees, and at the end of 2009, it posted a net profit of 9.5 million euros, has 112 million of equity and $ 2.5 billion euros in assets under management. In 2010, Banque d'Orsay received during Trophies income, the price of the best range Specialized Institutions over 3 years.
Address : 33 Avenue de Wagram, Cedex 17, Paris 75854, France.
Website : www.banquedorsay.fr, Phone Number: 33-1-4299-3300
2. Cetelem Bank -
To meet the different needs of everyday life, BNP Paribas Personal Finance, branded Cetelem and its local version, manufactures a complete line of consumer loans - personal loans or revolving loans with no credit card through auto loans or work -. well as mortgages
The company has more than 20,000 employees and operates in a dozen countries .
In addition to these offers, the goal of BNP Paribas Personal Finance is to provide its customers a range of competitive solutions, including both insurance products, pension and savings. In France, offering savings (Booklet A and Booklet Cetelem), marketed in the fall of 2010, is based on simple offers (no stock products or mutual funds) and long-term support of the client in a logical security its budget.
Meanwhile, BNP Paribas Personal Finance is forging agreements with partner banks and insurers and referral partners in the world of commerce, for offerings marketed under their own brand.
A dual model that the company intends to continue adapting and reproduce in all its countries of operation.
Address : Consumer Service, 71 BP 015, 44010 Nantes cedex 1, Paris, France.
Website : www.cetelem.fr, Phone Number: 33-1-5861-9699
3. Banque de France -
Central Bank , the Bank of France leads in the framework of the Eurosystem, the monetary policy actions. These actions ensure the purchasing power of the euro. Central bank , the Bank of France produces some of euro banknotes. It ensures the quality of notes and coins used in France. Financial supervisor , the Bank of France monitors, on behalf of the Commission Bancaire, credit institutions, insurance and mutual help protect customers and policyholders, and ensure financial stability enterprises. Institution of the Republic , the Banque de France provides services that contribute to the balance of relations between economic actors, credit mediation, treatment of over-indebtedness of individuals, file management information. The Bank of France, guaranteeing monetary stability . Formed by the European Central Bank (ECB) and the national central banks of the countries that have adopted the euro, the Eurosystem is the monetary authority of the euro area. Its main objective is to maintain price stability for the common good. The Bank of France is a major player. It implements in France decided by the Governing Council of the ECB, where the Governor of the Bank of France head monetary policy. It produces studies and statistics needed to define the policy. She brings to the French banks against collateral, the cash they need.
The Bank of France, ensuring the financial stability chaired by the Governor of the Bank of France, the Prudential Control Authority verifies that the credit institutions, insurance companies and mutual respect the rules of prudence. It is based on the periodic review of their accounting records and on-site inspections. It may impose sanctions against them. The Bank of France also analyzes the changes in the financial sphere, evaluates risks and propose adaptations of the regulation. It monitors the systems large payments and settlement of securities. The Bank of France, ensuring the security of payment. Bank of France ensures the smooth operation of payment by checks, cards and electronic money. To ensure the quality of currency in circulation throughout the country, its coffers sort and recirculate several billion tickets per year. The Bank of France is one of the largest manufacturers of euro banknotes. It produces some of the most common notes, those of € 5, € 10 and € 20. It participates in the European work of creating the future range of euro banknotes. The Bank of France, an international She brings expertise in many European and international bodies responsible for the regulation and financial stability. It develops analyzes, studies and research programs that sit audience in academic circles. It participates in the creation and management of large technical infrastructure of the Eurosystem.
The Bank of France for Business network of the Bank of France has a branch by department, which evaluates the financial strength of companies: the note she attributes, called rating is a valuable indicator for companies, banks and the Prudential Control Authority. Branches following monthly changes in the economy, through direct contact with thousands of business leaders. They provide companies and local authorities in economic and financial diagnostics, and departmental offices are national credit mediator. The Bank of France serving individuals She treats over-indebtedness of individuals. It works with banks to allow those who are deprived of having a bank account. To improve the quality of relationships between banks and their customers, the Bank of France operates several files information: Central Cheque, National Register of irregular checks, Incident File reimbursement of loans to individuals. Banks feed these files, the Bank of France can tell you if you are registered. The Bank of France, keeper of the foreign exchange reserves of France Bank of France maintains and manages gold reserves and foreign currency of France.
The Bank of France, eco-friendly institution , the Bank of France is committed to a sustainable development strategy that covers the three pillars of environmental, social and economic. The strategy of the Bank of France a responsible company. In particular, the equality label rewards its commitment to equality between men and women.
Eight values guide the actions of the Bank of France and all its agents daily. Independence and responsibility is to exercise our duties with fairness, ethics and neutrality in a spirit of transparency vis-à-vis the citizens and their representatives. Spirit of service and efficiency , it is aimed, in all our actions, the general interest and the satisfaction of our partners, conducting our business with rigor and competence to provide the best service at the best cost.
Address : 31 rue Croix des Petits-Champs, 75049 PARIS cedex 01, France.
Website : www.banque-france.fr, Phone Number: 33-1-6480-2347
4. Crédit Mutuel Bank -
The three degrees
More than 2,000 local branches , more than one third located in rural areas, are grouped into 18 regional federations which in the National Confederation. The three levels - local, regional and national - operate according to the principle of subsidiarityexplanation : the closest to the shareholder level, the local bank has the main functions of a bank, other levels perform tasks that local entities are not itself secure.
Organization Credit Mutuel
2104 Local Banks
The first level of the structure of the Crédit Mutuel is made by local banks, cooperative societies with variable capital . Credit institutions in the banking law, is owned by their member-customers . Financially autonomous, Local Banks collect savings, distribute loans and provide all financial services.
18 Regional Groups
Regional groups of Crédit Mutuel cover the entire national territory. Each includes a Federation and Federal Fund or Interfederal common to several Groups. The 18 regional federations plus the Federation of Rural and Agricultural Credit Mutuel (CMAR) nationally based on the agricultural market.
The National Confederation and Caisse centrale
All regional groups are members of the National Confederation of Credit Mutuel, which has the legal form of an association. Central Organ of the network under the Monetary and Financial Code, the National Confederation represents Groups with public authorities. It ensures the protection and promotion of its interests.
Guarantees the cohesion of the network , coordinates development and providing services of common interest. 19 Unions and Caisse centrale du Credit Mutuel its affiliates. Caisse centrale, national financial institution manages liquidity regional groups and organizes financial solidarity Crédit Mutuel. Its capital is held by all federal Banks.
Address : 88-90, Rue Cardinet, Cedex 17, Paris, 75847, France.
Website : www.creditmutuel.fr, Phone Number: 33- 1-4401-1010
5. Banque Nationale de Paris -
The company traces its history to a number of French banks. These include Banque Nationale pour le Commerce et l’Industrie (established 1932), Comptoir National d’Escompte de Paris (established 1848), Banque de Crédit et de Dépôts des Pays-Bas (founded 1863), and Banque de Paris (founded 1869). The 1999 merger resulted when BNP attempted to prevent Paribas from merging with rival bank Société Générale, causing the hostile takeover of Paribas by BNP.
Our Corporate Social Responsibility
Every business has responsibilities in the face of the major challenges posed by sustainable development. Our business activities put us at the very heart of the system. We have thus launched a corporate social responsibility programme helping us to adapt to the changes in society, while underpinning the Group’s performance and stability.
Our CSR policy is structured around 4 pillars and 12 commitments. More recently, we have integrated the Group’s corporate governance, bolstering BNP Paribas’ long-term strategy.
Address : 10 Boulevard Malesherbes, Paris.
Website : www.bnpparibas.com, Phone Number: 33-1-4014-4546
6. HSBC Bank France -
The HSBC Group is pursuing its strategy to be where the growth is, ensure the connection of customers to the opportunities it generates, helping businesses grow, economies prosper and individuals realize their ambitions.
HSBC declined in France, as a universal bank, this strategy aims to become the preferred partner to assist French companies in their international development and in particular the management of their assets.
HSBC France - key figures
Key financial figures to 31 December 2012
- Profit before tax 450 million
- Core Tier 1 HSBC France: 12.6%
- Regulatory liquidity ratio HSBC France: 124%
Social information to 31 December 2012
- The expertise of nearly 10 000 employees
- A network of nearly 400 outlets
HSBC's operations in France
Retail Banking and Wealth Management
Offering customers the opportunity to secure their future and realize their ambitions
HSBC bank in France offers its private and business customers personalized support, as well as heritage and
comprehensive approach. It continues its policy of conquest of a heritage customer, relying on the strengths of
the HSBC Group and incorporating a business proposal:
- a range of products designed to accompany each stage of the customer life both personal and professional needs, whether it's mortgages, life insurance, retirement, retirement ... or investment solutions through targeted the HSBC Group mutual fund ranges;
- a presence throughout France and especially in major cities, with nearly 315 outlets including 94 branches
including 40 Premium HSBC Premier Centres and direct agencies;
- Teams of specialized experts, advisers HSBC Premier, Professional advisers, economic and financial experts;
- suitable proposals based clients: HSBC Premier, HSBC Advance.
Private Banking
Become bank benchmark for asset management
HSBC Private Bank France offers a range of customized products and services to a resident and international
wealthy clients based on:
- expertise teams discretionary and advisory management;
- its international network;
- strong synergies with other business of HSBC France, including Commercial Banking and Global Banking and
investment.
Commercial Banking
Be the 1st business bank for international trade
Commercial Banking offers a wide range of domestic and international products and services to assist in their daily
operations and their dynamic growth of international commercial conquest a variety of corporate clients, from very
small to multinational.
It is based on:
- recognized in supporting companies in their international development expertise, especially to emerging markets;
- the network formed by the HSBC Group worldwide;
- experts in cash management, trade services and factoring;
- a specialized network in profile and size of clients including 11 Corporate Banking Centres, 51 Business Centres
Businesses dedicated to SMEs and 15 Poles Contractors serving TPE and direct agencies for the SOHO and small and medium Associations.
Bank Financing and Investment Markets
Giving customers access to opportunities created by global growth
Dimension to the local and global HSBC makes a reference partner to accompany the large corporations and
institutional clients in their projects and operations in France and around the world. HSBC provides a
comprehensive range of solutions:
- Bank financing: corporate banking, payment and cash management, acquisition finance leveraged, real estate and
structured finance;
- investment banking: mergers and acquisitions, IPO, capital increase;
- bank markets: markets business rate, currency and equity. In Paris, it is one of the four platforms of the Group's markets, (with London, Hong Kong and New York) and the Centre of Expertise Group 3 activities: structured rate (rates derivatives), liquid products euro (euro rates), equity derivatives (structured equity).
Address : 103 avenue des Champs-Elysées, 75008 Paris, France.
Website : www.hsbc.fr, Phone Number: 33-1-0085-5855
7. Banque Populaire de Lorraine -
Created by and for entrepreneurs, Banques Populaires now form the fourth banking network in France. This network includes 17 regional Banques Populaires and two banks with national jurisdiction, and the Credit Cooperative Casden Banque Populaire. Key player in the regional economy, the People's Bank supports and encourages all those who dare to undertake. First bank for SMEs and craftsmen, it is the leader in loans to business creation. Engaging in support of the personal and professional clients and members, give their "desire to act," and assist them in time, this is the spirit Banque Populaire. Created by and for entrepreneurs, the People's Bank has remained true to its original commitment: to stimulate initiatives and entrepreneurship. Commitments that are more relevant than ever. Born in May 2002 through the merger of two banks changing (the People's Bank and Banque Populaire Lorraine Champagne) the PAO aims to consolidate its hold on the market and increase its development. The company has increased human power, economic and financial support to the economic challenges of tomorrow.
Address : BP-40124-57021, Metz Cedex 1, Paris, France.
Website : http://www.bplc.fr, Phone Number: 33-11-1077 7777
8. BRED Bank -
BRED Banque Populaire is the largest commercial bank Groupe BPCE, the second French banking group.
Cooperative Bank, high of 130,000 members and 3 billion euros of equity, it bases its development on two main areas of activity: the bank in Ile-de-France, Aisne, Normandy and overseas and commercial banking abroad, especially in Asia and Oceania.
It employs nearly 5,000 employees, of which 25% abroad.
It builds in France, through a network of 400 branches and specialized centers, a long-term relationship with nearly 1 million customers: individuals, professionals, professions, banking customers, corporate and institutional clients.
It is recognized for its innovative capabilities that result in the creation of value-added services, especially in the field of payment flows and e-commerce or private management.
Consolidated net income (Group share) close to 180 million at the end of 2012, confirms the relevance of a strategy based on the service provided to its customers.
Address : 94018 Creteil Cedex, Paris, France.
Website : www.bred.fr, Phone Number: 33-1-4186-2600
1. Aktia Bank -
Aktia Group provides a broad range of banking, asset management, insurance and real estate agency. The Group's geographical area of activity covered by the Finnish coast, the metropolitan area and inland growth centers. Aktia back to 1825, when Finland's deposit bank was established. The action was initiated in the following year. Aktia Savings Bank was created about 20 years ago at the Savings Bank and a number of the coastal area of the merger of savings banks. Aktia became a limited company in 1993. In 2008, the Group carried out a restructuring of the activities aligned to better reflect the broader range of products and services. In autumn 2008, the bank was renamed Aktia Bank plc and the parent company's name Aktia. In summer 2013 the Group's legal structure was reduced when Aktia Corporation merged with Aktia Bank plc, which became the listed parent company. Aktia group of about 350 000 customers were served about 60 branch offices as well as Internet and telephone channels. Aktia is owned by the Finnish Aktia and savings bank foundations, corporations and individuals.
Address : Aktia plc, Mannerheimintie 14, 00100 Helsinki, Finland.
Website : www.aktia.fi, Phone Number: 358-10-247-5000
2. Svenska Handelsbanken Ab -
Handelsbanken is a Nordic universal bank , which acts as a steady and long-term. Handelsbanken was founded in 1871, and has operations in more than 20 countries . In Finland, we have been operating since 1985 , and we have 45 branch offices across the country. Our approach is direct and clear. We are a business, and our only goal is to operate profitably . Here we are successful because we are satisfied banking customers and small expenses . We work all over locally. At the office has the power and responsibility of business domain . We make decisions close to the customer , because the branches operate independently. Each office is a full-service bank , where individuals and companies can take care of all their financial affairs . Also, the network service is of high quality .
Interests of the client first
Us, it is very important that the customers are satisfied with our bank . We take care of the staff 's competence and carefully listen to the client's wishes . We give only advice to the customer 's interest. We believe that this will gradually achieve the trust of our customers . We hope that the bank will be a long-term relationship .
Firmly and deliberately
Stability is an important principle for us . Set up branches with care , but we will be here to stay . Stability also implies caution in the credit policy . In the 1990s Handelsbanken was the only Nordic bank, which survived the banking crisis without state aid.
Our approach is simple, but unique.
We focus on the essentials , and we do things well - every day.
Address : Espoo, Finland -Hall, Alberganesplanadi 1, FIN-02600 Espoo, Finland.
Website : www.handelsbanken.fi, Phone Number: 358-10-444-3070
3. Bank of Åland -
Bank of Åland was founded in 1919 by contemporary Aland contractors. The name was then Åland Equity Bank in 1942 and was registered on the Helsinki Stock Exchange. The trend has been stable and favorable. Headquartered still in Mariehamn, Åland, but we have gradually expanded our horizons. First, to Helsinki, where we were in 1982 the first bank in Finland to offer the service Private Banking. In the 1990s, after a banking crisis where the Bank of Åland is the only bank in Finland survived without bank support, expanded with seven new offices. There are now three offices in Helsinki, and one each in Espoo, Tampere, Vaasa, Turku and Parga. After the powerful establishment in Finland, it seemed natural to start to look towards Sweden. We continued our tradition of using weak market conditions for expansion by 2009 to establish ourselves through an acquisition. In this way created a platform for our business in Sweden who now has offices in Stockholm, Gothenburg and Malmö. Our Group has approximately 750 employees, which includes our six subsidiaries, each with activities closely related to banking.
Address : PO Box 3, street address Nygatan 2, 22101 Mariehamn, Finland.
Website : www.alandsbanken.fi, Phone Number: 358-10-204-29011
4. Bank of Finland Suomen Pankki -
The Bank of Finland acts as Finland's central bank, national monetary authority and member of the European System of central banks and the Eurosystem. The Eurosystem covers the European Central Bank and the euro area central banks. It administers the world's second largest currency, the euro. There are over 300 million people living in the euro area and from the beginning of 2011 the area covers 17 countries. Therefore, the Bank of Finland's strategies are related to both domestic and Eurosystem objectives.
The main objective of the Eurosystem and Bank of Finland alike is price stability, which means maintaining a moderate rise in consumer prices. Price stability creates the prerequisites for a sound economy. In order to meet this objective, the Bank of Finland participates in the preparation and decision-making process of the Eurosystem's monetary policy as well as implementing the policy in Finland. A broad research base provides a solid background to the Bank's expertise in these tasks. In addition to monetary policy and research, the Bank of Finland has three other core functions: financial markets and statistics, banking operations and the maintenance of currency supply. There are approximately 420 persons working at the Bank of Finland and an additional 210 in association with it at the Financial Supervisory Authority (FIN-FSA).
Address : PO Box 160, 00101 Helsinki, Finland.
Website : www.suomenpankki.fi, Phone Number: 358-9-1831
5. Nordea Bank Finland -
The service is available 24 hours a day every day of the week. Netbank services are reasonably priced and are available also in Swedish and in English. You can access Netbank wherever you can go online. There are customer terminals with Netbank access located also at Nordea branches and in their lobbies.
Benefits from using Netbank
- You can view up-to-date information on your accounts, loans and savings.
- You can apply for a card or a loan and enable new services.
- You can link family members’ accounts and investment portfolios to one Netbank.
With Netbank, daily banking is quick and easy
Accounts
- check the balance of your accounts
- browse account transactions from a 90-week period
- you get an electronic account statement
- you can order account alerts to your mobile phone
Payments
- make payments and credit transfers, also cross-border
- complete SEPA credit transfers to the Single European Payments Area
- check when your invoices fall due
- choose the e-invoice and receive bills directly in Netbank
- save beneficiary information on a beneficiary list
Cards
- monitor your MasterCard and Visa use
- transfer money from MasterCard and Visa credit to your account
- order a new card
- order a new PIN for your card
- change the withdrawal and payment limits of your cards
Address : Aleksanterinkatu 36, 00020 Nordea, Finland.
Website : www.nordea.fi, Phone Number: 358-9-1651
6. Okopankki Oyj -
Pohjola Bank plc is the most important subsidiary of OP-Pohjola Group Central Cooperative. Pohjola is a listed financial services group providing banking, non-life insurance and asset management services. For Finnish and global corporate customers, Pohjola Bank Group provides comprehensive finance, investment, cash management and non-life insurance services. For private customers, Pohjola Group provides non-life insurance and asset management services. Acting as OP-Pohjola Group's central bank, Pohjola manages the Group's liquidity and international operations. Pohjola's series A shares are listed on NASDAQ OMX Helsinki and their trading code is POH1S and the industry class Financials. The company has aroud 32,000 shareholders. Together with OP Mortgage Bank, Pohjola manages OP-Pohjola Group's liquidity and international funding.
Pohjola Insurance Ltd is a subsidiary of Pohjola Bank plc. It engages in non-life insurance operations in Finland, offering comprehensive insurance cover for private, corporate and institutional customers. Pohjola Bank Group's non-life insurance operations comprise not only Pohjola Insurance but also A-Insurance, Eurooppalainen Insurance Company, and Seesam company operating in the Baltic countries.
Address : OP-Pohjola Group Central Cooperative, Teollisuuskatu 1b, P.O.Box 308, FI-00101 Helsinki, Finland.
Website : www.op.fi, Phone Number: -358-09-12901
France
1. Banque D'Orsay -
Independent family group, Oddo & Cie says its development ambitions, and long-term investment, with the acquisition of Banque d'Orsay from the German group WestLB. "Three reasons led the Oddo to seize this opportunity: the desire to strengthen us in the fields of asset management and private banking, a range of quality products that will complement our offer, and finally, the fact that Both companies have an obvious cultural proximity to facilitate the approximation of the teams in this new set. With this acquisition, Oddo can display new ambitions to serve its customers, "said Philippe Oddo. Werner Taiber, member of the Executive Committee that WestLB sold its French subsidiary under its agreements with the European Commission, says: "With the sale of Banque d'Orsay, WestLB marks another important step in its focus on its activities heart of business. For this, our French subsidiary and its highly qualified and skilled employees have the support of a strong new shareholder with Oddo & Cie ".
Guido Mundt, CEO of Banque d'Orsay adds that "The prospect of a new stable shareholder and long established on French territory is a growth opportunity for the group, and I am delighted."
Outstanding Banque d'Orsay represent 2.5 billion in assets under management, including nearly $ 500 million in Private Banking. With a range of 40 funds open and dedicated Banque d'Orsay brings recognized expertise in asset management: European Equity funds, bond funds and fund Absolute Return, which complement the range of 120 investment supports Oddo Asset Management. The Group will seek to preserve the continuity and quality of the relationship with private clients, institutions and companies. From a market culture, Oddo & Cie Banque d'Orsay have know-how and expertise to both similar and complementary, which facilitate the creation of a new set of nearly 900 people. This is done as part of a growth strategy, where each employee of Banque d'Orsay is destined to find its place and to contribute fully to the dynamics of the new entity. Subject to authorization by the supervisory authorities concerned, the transaction could be completed by the end of 2010.
About Banque D''ORSAY
Banque d'Orsay has two businesses: Institutional Asset Management and Private Banking. It is characterized by the stability of its management teams, management and customer relations. In total, the Banque d'Orsay has nearly 100 employees, and at the end of 2009, it posted a net profit of 9.5 million euros, has 112 million of equity and $ 2.5 billion euros in assets under management. In 2010, Banque d'Orsay received during Trophies income, the price of the best range Specialized Institutions over 3 years.
Address : 33 Avenue de Wagram, Cedex 17, Paris 75854, France.
Website : www.banquedorsay.fr, Phone Number: 33-1-4299-3300
2. Cetelem Bank -
To meet the different needs of everyday life, BNP Paribas Personal Finance, branded Cetelem and its local version, manufactures a complete line of consumer loans - personal loans or revolving loans with no credit card through auto loans or work -. well as mortgages
The company has more than 20,000 employees and operates in a dozen countries .
In addition to these offers, the goal of BNP Paribas Personal Finance is to provide its customers a range of competitive solutions, including both insurance products, pension and savings. In France, offering savings (Booklet A and Booklet Cetelem), marketed in the fall of 2010, is based on simple offers (no stock products or mutual funds) and long-term support of the client in a logical security its budget.
Meanwhile, BNP Paribas Personal Finance is forging agreements with partner banks and insurers and referral partners in the world of commerce, for offerings marketed under their own brand.
A dual model that the company intends to continue adapting and reproduce in all its countries of operation.
Address : Consumer Service, 71 BP 015, 44010 Nantes cedex 1, Paris, France.
Website : www.cetelem.fr, Phone Number: 33-1-5861-9699
3. Banque de France -
Central Bank , the Bank of France leads in the framework of the Eurosystem, the monetary policy actions. These actions ensure the purchasing power of the euro. Central bank , the Bank of France produces some of euro banknotes. It ensures the quality of notes and coins used in France. Financial supervisor , the Bank of France monitors, on behalf of the Commission Bancaire, credit institutions, insurance and mutual help protect customers and policyholders, and ensure financial stability enterprises. Institution of the Republic , the Banque de France provides services that contribute to the balance of relations between economic actors, credit mediation, treatment of over-indebtedness of individuals, file management information. The Bank of France, guaranteeing monetary stability . Formed by the European Central Bank (ECB) and the national central banks of the countries that have adopted the euro, the Eurosystem is the monetary authority of the euro area. Its main objective is to maintain price stability for the common good. The Bank of France is a major player. It implements in France decided by the Governing Council of the ECB, where the Governor of the Bank of France head monetary policy. It produces studies and statistics needed to define the policy. She brings to the French banks against collateral, the cash they need.
The Bank of France, ensuring the financial stability chaired by the Governor of the Bank of France, the Prudential Control Authority verifies that the credit institutions, insurance companies and mutual respect the rules of prudence. It is based on the periodic review of their accounting records and on-site inspections. It may impose sanctions against them. The Bank of France also analyzes the changes in the financial sphere, evaluates risks and propose adaptations of the regulation. It monitors the systems large payments and settlement of securities. The Bank of France, ensuring the security of payment. Bank of France ensures the smooth operation of payment by checks, cards and electronic money. To ensure the quality of currency in circulation throughout the country, its coffers sort and recirculate several billion tickets per year. The Bank of France is one of the largest manufacturers of euro banknotes. It produces some of the most common notes, those of € 5, € 10 and € 20. It participates in the European work of creating the future range of euro banknotes. The Bank of France, an international She brings expertise in many European and international bodies responsible for the regulation and financial stability. It develops analyzes, studies and research programs that sit audience in academic circles. It participates in the creation and management of large technical infrastructure of the Eurosystem.
The Bank of France for Business network of the Bank of France has a branch by department, which evaluates the financial strength of companies: the note she attributes, called rating is a valuable indicator for companies, banks and the Prudential Control Authority. Branches following monthly changes in the economy, through direct contact with thousands of business leaders. They provide companies and local authorities in economic and financial diagnostics, and departmental offices are national credit mediator. The Bank of France serving individuals She treats over-indebtedness of individuals. It works with banks to allow those who are deprived of having a bank account. To improve the quality of relationships between banks and their customers, the Bank of France operates several files information: Central Cheque, National Register of irregular checks, Incident File reimbursement of loans to individuals. Banks feed these files, the Bank of France can tell you if you are registered. The Bank of France, keeper of the foreign exchange reserves of France Bank of France maintains and manages gold reserves and foreign currency of France.
The Bank of France, eco-friendly institution , the Bank of France is committed to a sustainable development strategy that covers the three pillars of environmental, social and economic. The strategy of the Bank of France a responsible company. In particular, the equality label rewards its commitment to equality between men and women.
Eight values guide the actions of the Bank of France and all its agents daily. Independence and responsibility is to exercise our duties with fairness, ethics and neutrality in a spirit of transparency vis-à-vis the citizens and their representatives. Spirit of service and efficiency , it is aimed, in all our actions, the general interest and the satisfaction of our partners, conducting our business with rigor and competence to provide the best service at the best cost.
Address : 31 rue Croix des Petits-Champs, 75049 PARIS cedex 01, France.
Website : www.banque-france.fr, Phone Number: 33-1-6480-2347
4. Crédit Mutuel Bank -
The three degrees
More than 2,000 local branches , more than one third located in rural areas, are grouped into 18 regional federations which in the National Confederation. The three levels - local, regional and national - operate according to the principle of subsidiarityexplanation : the closest to the shareholder level, the local bank has the main functions of a bank, other levels perform tasks that local entities are not itself secure.
Organization Credit Mutuel
2104 Local Banks
The first level of the structure of the Crédit Mutuel is made by local banks, cooperative societies with variable capital . Credit institutions in the banking law, is owned by their member-customers . Financially autonomous, Local Banks collect savings, distribute loans and provide all financial services.
18 Regional Groups
Regional groups of Crédit Mutuel cover the entire national territory. Each includes a Federation and Federal Fund or Interfederal common to several Groups. The 18 regional federations plus the Federation of Rural and Agricultural Credit Mutuel (CMAR) nationally based on the agricultural market.
The National Confederation and Caisse centrale
All regional groups are members of the National Confederation of Credit Mutuel, which has the legal form of an association. Central Organ of the network under the Monetary and Financial Code, the National Confederation represents Groups with public authorities. It ensures the protection and promotion of its interests.
Guarantees the cohesion of the network , coordinates development and providing services of common interest. 19 Unions and Caisse centrale du Credit Mutuel its affiliates. Caisse centrale, national financial institution manages liquidity regional groups and organizes financial solidarity Crédit Mutuel. Its capital is held by all federal Banks.
Address : 88-90, Rue Cardinet, Cedex 17, Paris, 75847, France.
Website : www.creditmutuel.fr, Phone Number: 33- 1-4401-1010
5. Banque Nationale de Paris -
The company traces its history to a number of French banks. These include Banque Nationale pour le Commerce et l’Industrie (established 1932), Comptoir National d’Escompte de Paris (established 1848), Banque de Crédit et de Dépôts des Pays-Bas (founded 1863), and Banque de Paris (founded 1869). The 1999 merger resulted when BNP attempted to prevent Paribas from merging with rival bank Société Générale, causing the hostile takeover of Paribas by BNP.
Our Corporate Social Responsibility
Every business has responsibilities in the face of the major challenges posed by sustainable development. Our business activities put us at the very heart of the system. We have thus launched a corporate social responsibility programme helping us to adapt to the changes in society, while underpinning the Group’s performance and stability.
Our CSR policy is structured around 4 pillars and 12 commitments. More recently, we have integrated the Group’s corporate governance, bolstering BNP Paribas’ long-term strategy.
Address : 10 Boulevard Malesherbes, Paris.
Website : www.bnpparibas.com, Phone Number: 33-1-4014-4546
6. HSBC Bank France -
The HSBC Group is pursuing its strategy to be where the growth is, ensure the connection of customers to the opportunities it generates, helping businesses grow, economies prosper and individuals realize their ambitions.
HSBC declined in France, as a universal bank, this strategy aims to become the preferred partner to assist French companies in their international development and in particular the management of their assets.
HSBC France - key figures
Key financial figures to 31 December 2012
- Profit before tax 450 million
- Core Tier 1 HSBC France: 12.6%
- Regulatory liquidity ratio HSBC France: 124%
Social information to 31 December 2012
- The expertise of nearly 10 000 employees
- A network of nearly 400 outlets
HSBC's operations in France
Retail Banking and Wealth Management
Offering customers the opportunity to secure their future and realize their ambitions
HSBC bank in France offers its private and business customers personalized support, as well as heritage and
comprehensive approach. It continues its policy of conquest of a heritage customer, relying on the strengths of
the HSBC Group and incorporating a business proposal:
- a range of products designed to accompany each stage of the customer life both personal and professional needs, whether it's mortgages, life insurance, retirement, retirement ... or investment solutions through targeted the HSBC Group mutual fund ranges;
- a presence throughout France and especially in major cities, with nearly 315 outlets including 94 branches
including 40 Premium HSBC Premier Centres and direct agencies;
- Teams of specialized experts, advisers HSBC Premier, Professional advisers, economic and financial experts;
- suitable proposals based clients: HSBC Premier, HSBC Advance.
Private Banking
Become bank benchmark for asset management
HSBC Private Bank France offers a range of customized products and services to a resident and international
wealthy clients based on:
- expertise teams discretionary and advisory management;
- its international network;
- strong synergies with other business of HSBC France, including Commercial Banking and Global Banking and
investment.
Commercial Banking
Be the 1st business bank for international trade
Commercial Banking offers a wide range of domestic and international products and services to assist in their daily
operations and their dynamic growth of international commercial conquest a variety of corporate clients, from very
small to multinational.
It is based on:
- recognized in supporting companies in their international development expertise, especially to emerging markets;
- the network formed by the HSBC Group worldwide;
- experts in cash management, trade services and factoring;
- a specialized network in profile and size of clients including 11 Corporate Banking Centres, 51 Business Centres
Businesses dedicated to SMEs and 15 Poles Contractors serving TPE and direct agencies for the SOHO and small and medium Associations.
Bank Financing and Investment Markets
Giving customers access to opportunities created by global growth
Dimension to the local and global HSBC makes a reference partner to accompany the large corporations and
institutional clients in their projects and operations in France and around the world. HSBC provides a
comprehensive range of solutions:
- Bank financing: corporate banking, payment and cash management, acquisition finance leveraged, real estate and
structured finance;
- investment banking: mergers and acquisitions, IPO, capital increase;
- bank markets: markets business rate, currency and equity. In Paris, it is one of the four platforms of the Group's markets, (with London, Hong Kong and New York) and the Centre of Expertise Group 3 activities: structured rate (rates derivatives), liquid products euro (euro rates), equity derivatives (structured equity).
Address : 103 avenue des Champs-Elysées, 75008 Paris, France.
Website : www.hsbc.fr, Phone Number: 33-1-0085-5855
7. Banque Populaire de Lorraine -
Created by and for entrepreneurs, Banques Populaires now form the fourth banking network in France. This network includes 17 regional Banques Populaires and two banks with national jurisdiction, and the Credit Cooperative Casden Banque Populaire. Key player in the regional economy, the People's Bank supports and encourages all those who dare to undertake. First bank for SMEs and craftsmen, it is the leader in loans to business creation. Engaging in support of the personal and professional clients and members, give their "desire to act," and assist them in time, this is the spirit Banque Populaire. Created by and for entrepreneurs, the People's Bank has remained true to its original commitment: to stimulate initiatives and entrepreneurship. Commitments that are more relevant than ever. Born in May 2002 through the merger of two banks changing (the People's Bank and Banque Populaire Lorraine Champagne) the PAO aims to consolidate its hold on the market and increase its development. The company has increased human power, economic and financial support to the economic challenges of tomorrow.
Address : BP-40124-57021, Metz Cedex 1, Paris, France.
Website : http://www.bplc.fr, Phone Number: 33-11-1077 7777
8. BRED Bank -
BRED Banque Populaire is the largest commercial bank Groupe BPCE, the second French banking group.
Cooperative Bank, high of 130,000 members and 3 billion euros of equity, it bases its development on two main areas of activity: the bank in Ile-de-France, Aisne, Normandy and overseas and commercial banking abroad, especially in Asia and Oceania.
It employs nearly 5,000 employees, of which 25% abroad.
It builds in France, through a network of 400 branches and specialized centers, a long-term relationship with nearly 1 million customers: individuals, professionals, professions, banking customers, corporate and institutional clients.
It is recognized for its innovative capabilities that result in the creation of value-added services, especially in the field of payment flows and e-commerce or private management.
Consolidated net income (Group share) close to 180 million at the end of 2012, confirms the relevance of a strategy based on the service provided to its customers.
Address : 94018 Creteil Cedex, Paris, France.
Website : www.bred.fr, Phone Number: 33-1-4186-2600
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