Bank Information of the World: Bank Information of the World

Bahrain

1. Ahli United Bank -
Objectives :
• To maximise shareholder value on a sustainable basis.
• To maintain the highest international standards of corporate governance and regulatory compliance.
• To maintain solid capital adequacy and liquidity ratios.
• To entrench a disciplined risk and cost management culture.
• To develop a cross-cultural meritocratic management structure.
• To optimise staff development through business driven training and profit related incentive.
• To contribute to the social and economic advancement of the communities in which the bank operates.

Address : Building 2495, Road 2832, Al Seef District 428, P.O. Box 2424, Manama, Kingdom of Bahrain.
Website : www.ahliunited.com, Phone number : 973-17- 585-858
2. National Bank of Bahrain -
Established in 1957 as Bahrain’s first locally owned Bank, NBB has grown steadily to become the countrys leading provider of retail and commercial banking services.With a major share of the total domestic commercial banking market and the largest network of 26 branches and 59 ATMs, the Bank plays a key role in the local economy. At the same time, the Bank continues to diversify and develop capabilities to capture business opportunities in the Gulf region and international markets. Our Abu Dhabi and Riyadh branch lead the way in this initiative. Publicly listed on the Bahrain Stock Exchange, the Bank is owned 51% by private shareholders, mainly Bahrainis, and 49% by Bahrain Mumtalakat Holding Company, which is 100% owned by the Government of the Kingdom of Bahrain. Market driven and customer led, the Bank harnesses the latest technology to people skills, enabling its 570 employees to deliver highly professional services for retail and corporate customers, financial institutions and government organizations.
Address : P.O.Box 106 Manama, Bahrain.
Website : www.nbbonline.com, Phone number : 973-17-228-800
3. Bank of Bahrain and Kuwait -
Through any of our channels, we are determined to demonstrate our bank’s true identity; the brighter perspective. It is a vision based on the determination to approach banking in an innovative way. Put simply, we constantly strive to create your ideal banking experience. Gradually, but surely these aspirations are being translated into a manner of delivering banking solutions to all our clients, growth for our shareholders, opportunities for our employees and prosperity for the community. We are optimistic and confident that BBK will personify this bright future for all.
Our outlook for the future is derived from our team of employees who represent a true and consistent expression of character, of what we believe in, what we identify with, and what we aim to achieve. We believe that great performance comes from motivated performers, who work to deliver a "financial partner/advisor" relationship and respond to your needs with the best level of service. In a climate of increasing competition and change, it is our team of employees equipped with entrepreneurial skills and innovative spirit that remains a steady means of differentiation. Our identity represents the promise of a future that is fulfilling, secure and bright !
Address : 43 Government Avenue,PO Box 597, Manama, Kingdom of Bahrain.
Website : www.bbkonline.com, Phone number : 973-17-207-777

4. BMI Bank -
Bahraini retail and commercial banking institution, BMI Bank is a retail bank, registered in Bahrain and regulated by the Central Bank of Bahrain. The Bank offers its customers a complete range of innovative and unique financial products and services through its extended network of 10 branches and 31 ATMs as at the end of the first half of 2013. The Bank’s multi-award winning eChannels, including its corporate website www.bmibank.com.bh have been honored with various prestigious awards helping in consolidating both its position as well as perception within the country as a young tech savvy retail Bank. BMI Bank posted a net profit of USD 1.4 million for the first half of the year ended 30th June 2013, marking its eighth straight quarter of profit. The Bank’s total assets stands at USD 2 billion whilst customer deposits stand at USD 1.5 billion with an excellent Capital Adequacy Ratio of over 17% and very strong liquidity as reported during the first half of 2013. The Bank recently announced that it had successfully repaid its three-year syndicated term loan of USD 80 million, six months ahead of its scheduled due date yet again demonstrating its excellent liquidity position.
Address : P.O. Box 350, Manama, Kingdom of Bahrain.
Website : www.bmibank.com.bh, Phone number : 973-17-508-080

5. Future Bank -
Future Bank is a full commercial Bank promoted in Bahrain and approved by the Central Bank of Bahrain (CBB). The Bank has its headquarters in Manama, Bahrain. Future Bank was established on the 1st of July, 2004 as a Joint Venture Project between three highly reputed financial institutions - Bank Saderat Iran, Bank Melli Iran, and Ahli United Bank (AUB) Bahrain, with a strategic vision of becoming a unified entity which incorporates the strengths of all three of its constituents. The bank's major shareholders are, between them, members of a vast global network within the GCC, European and Far Eastern markets, effectively extending their reach beyond the bank's regional footprint.
Established with the support of the Central Bank authorities in both Bahrain and Iran, Future Bank has continued to build upon its core strength of aligning the vast multi-market potential of the national economies which it inherently represents, providing its clients with rapid access to these markets, along with world-class financial services. Future Bank?s growing global reach now extends far beyond its regional presence, thanks to the vast reach of the global network of its shareholders.
Address : P.O.Box: 785, Road 203, Block 304, Government Avenue, Manama, Kingdom of Bahrain.
Website : www.futurebank.com.bh, Phone number : 973-17-505-000
6. Khaleeji Commercial Bank -
Khaleeji Commercial Bank BSC (KHCB) is an Islamic bank, headquartered in the Kingdom of Bahrain and
listed on the Bahrain Stock Exchange. KHCB offers a comprehensive range of innovative commercial banking
and Investment products and services to individuals and corporate entities.
Our Vision
To be a leading domestic and regional Islamic Bank, providing unique, innovative and high quality Shari’a
compliant products, services and investment opportunities for our clients.
Our Mission
To participate in the economic development of Bahrain, GCC and the MENA region, maximizing client and
shareholder value in accordance with the principles of Shari’a, contributing towards the growth of Islamic
Banking and providing a challenging environment to our employees to be innovative and realize their
professional objectives.
Our Values
The bank will empower its clients, creating long term relationships with them; provide the best service
available ; respond to clients’ different needs and demands; provide superior products and services; use market
knowledge and investment prowess to achieve our clients’ business.
Address : Post Box 60002, Tower East, Manama, Kingdom of Bahrain.
Website : www.khcbonline.com, Phone number : 973-17-540-054
7. Eskan Bank -
Vision
Eskan Bank aspires to be an acknowledged industry leader in the housing segment of the Kingdom of Bahrain,
with a focus on social housing solutions through the development of cohesive communities, and the formation
of a fair and efficient financing market.
Mission
To provide effective support to the Ministry of Housing to achieve the Government's housing policy to help
social housing groups purchase their own homes, with a strong commitment to :
- Collaborate with stakeholders to build, promote and support construction of housing units as well as social
facilities and infrastructure, as required by the Ministry of Housing.
- Facilitate the access of social housing groups to the financing market.
- Leverage the Bank's financial position to support the Kingdom's social housing agenda.
Address : Address : Almoayyed Tower, PO Box 5370, Seef Area,Kingdom of Bahrain.
Website : www.eskanbank.com, Phone number : 973-17-567-777
8. TAIB Bank -
TAIB Bank, a private bank based in Bahrain, was established in 1979 and is regulated by the Central Bank of Bahrain. Listed on the Bahrain Stock Exchange since 1994, TAIB is one of the region's first private banks with a focus on providing complete wealth management solutions to both high-net-worth individuals and institutional investors alike. Our strength lies in identifying and creating unique investment opportunities and is a testament to our 25 years of investment expertise and our network of six subsidiaries around the world. Our headquarters at TAIB Tower is located in the Diplomatic Area in Manama, Bahrain. This is the home to the Private Bank, TAIB Bank B.S.C. (c ), as well as our brokerage subsidiary, TAIB Securities.
Address : TAIB Tower, Diplomatic Area, P. O. Box 20485, Manama, Kingdom of Bahrain.
Website : www.taib.com, Phone number : 973-17-549-494

Bangladesh

1. AB Bank Ltd -
Vision Statement
"To be the trendsetter for innovative banking with excellence & perfection"
Mission Statement
"To be the best performing bank in the country"
Our Compliances
We consider adherence to national policies and objectives a priority for giving our customers the best financial
support with corporate integrity, meaning a fully compliant bank along with involvement in social development.
Our Customers
We give the best priority on our customer demand and through our endless effort we assure the best satisfaction
to our customers.
Our Shareholders
We assure the best return to our shareholders' by commenced performance over a rolling year.
Our Team Members
We provide secure, satisfying employment, ensuring the contribution of each individual to the success of ABBL.
Address : BCIC Bhaban, 30-31 Dilkusha C/A, Dhaka 1000, Bangladesh.
Website : www.abbl.com, Phone number : 88-02-9560312
2. Agrani Bank Ltd -
Agrani Bank Limited, a leading commercial bank with 892 outlets strategically located in almost all the commercial areas throughout Bangladesh, overseas Exchange Houses and hundreds of overseas Correspondents, came into being as a Public Limited Company on May 17, 2007 with a view to take over the business, assets, liabilities, rights and obligations of the Agrani Bank which emerged as a nationalized commercial bank in 1972 immediately after the emergence of Bangladesh as an independent state. Agrani Bank Limited started functioning as a going concern basis through a Vendors Agreement signed between the ministry of finance, Government of the People's Republic of Bangladesh on behalf of the former Agrani Bank and the Board of Directors of Agrani Bank Limited on November 15, 2007 with retrospective effect from 01 July, 2007.
Agrani Bank Limited is governed by a Board of Directors consisting of 13 (thirteen) members headed by a Chairman. The Bank is headed by the Managing Director & Chief Executive Officer; Managing Director is assisted by Deputy Managing Directors and General Managers. The bank has 11 Circle offices, 25 Divisions in head office, 62 zonal offices and 892 branches including 27 corporate and 40 AD (authorized dealer) branches.
Address : 9D, Dilkusha Commercial Area, Dhaka-1000, Bangladesh.
Website : www.agranibank.org, Phone number : 88-02-9566153
3. Al-Arafah Islami Bank -
Profile
With the objective of achieving success here & hereafter by pursuing the way directed by Allah and the path
shown by His Rasul (SM), Al Arafah Islami Bank Ltd was established (registered) as a private limited company
on 18 June 1995. The inaugural ceremony took place on 27 September 1995. The authorized capital of the Bank
is Tk.5000.00 million and the paid up capital is Tk. 4677.28 million as on 31.12.2010. Renowned Islamic
Scholars and pious businessmen of the country are the sponsors of the Bank. 100% of paid up capital is being
owned by indigenous shareholders. The equity of the bank stood at Tk. 9647.45 million as on 31 December
2010, the manpower was 1711 and the number of shareholders was 49,386. It has achieved a continuous profit
and declared a good dividend over the years. High quality customer service through the integration of modern
technology and new products is the tool of the bank to achieve success. The bank has a diverse array of
carefully tailored products and services to satisfy customer needs. The Bank is committed to contribute
significantly to the national economy. It has made a positive contribution towards the socio economic
development of the country with 78 branches of which 21 is AD throughout the country.
Vision
To be a pioneer in Islami Banking in Bangladesh and contribute significantly to the growth of the national
economy.
Mission
- Achieving the satisfaction of Almighty Allah both here & hereafter.
- Proliferation of Shariah Based Banking Practices.
- Quality financial services adopting the latest technology.
- Fast and efficient customer service.
- Maintaining high standard of business ethics.
- Balanced growth.
- Steady & competitive return on shareholders' equity.
- Innovative banking at a competitive price.
- Attract and retain quality human resources.
- Extending competitive compensation packages to the employees.
- Firm commitment to the growth of national economy.
- Involving more in Micro and SME financing.
Commitments
Ours is a customer focused modern Islamic Banking sound and steady growth in both mobilizing deposit and
making quality Investment to keep our position as a leading Islami bank in Bangladesh. To deliver financial
services with the touch of our heart to retail, small and medium scale enterprises, as well as corporate clients
through our branches across the country. Our business initiatives are designed to match the changing trade &
industrial needs of the clients.
Address : 36, Dilkusha(6-9 Floor) C/A, Dhaka-1000, Bangladesh.
Website : www.al-arafahbank.com, Phone number : 88-02-7123255
4. Bangladesh Commerce Bank -
Vision
Become a bank of first choice by the customers with meaningful contributions to the society.
Mission
Bangladesh Commerce Bank Limited is committed to fulfill its customer’s needs and become their first choice
in banking so that a sustainable growth, reasonable return and contribution to the socio-economic development
of the country can be ensured with a motivated and professional work-force.
Address : Eunoos Trade Centre (Level-22), 52-53 Dilkusha C/A, Dhaka-1000, Bangladesh.

Website : www.bcblbd.com, Phone number : 88-02-9571581
5. Bangladesh Krishi Bank -
Bangladesh Krishi Bank (BKB) is a 100% government owned specialized Bank in Bangladesh. KRISHI means
Agriculture. Since its inception, BKB is financing in agricultural sector remarkably. BKB also performs
commercial banking. People working abroad can easily send money home through our Taka Drawing
Arrangement. The major occupation of the people of Bangladesh is "Krishi". Krishi is a Bengali word which
means "Agriculture". About 85% of the population depends directly or indirectly on agriculture which
contributes a significant portion to GDP.
Bangladesh Krishi Bank (BKB) has been established under the Bangladesh Krishi Bank order 1973 (President's
Order No 27 of 1973). BKB is a Banking Company under the Banking Company Act-1991. Its Head Office is
located at Krishi Bank Bhaban,83-85 Motijheel Commercial Area, Dhaka-1000, Bangladesh.
Address : Krishi Bank Bhaban, 83-85 Motijheel Commercial Area, Dhaka - 1000, Bangladesh.
Website : www.krishibank.org.bd, Phone number : 88-02-9560021
6. Bank Asia Ltd -
Bank Asia has been launched by a group of successful entrepreneurs with recognized standing in the society. The management of the Bank consists of a team led by senior bankers with decades of experience in national and international markets. The senior management team is ably supported by a group of professionals many of whom have exposure in the international market. It set milestone by acquiring the business operations of the Bank of Nova Scotia in Dhaka, first in the banking history of Bangladesh. It again repeated the performance by acquiring the Bangladesh operations of Muslim Commercial Bank Ltd. (MCB), a Pakistani bank. In the year 2003 the Bank again came to the limelight with over subscription of the Initial Public Offering of the shares of the Bank, which was a record (55 times) in our capital market's history and its shares commands respectable premium.
The asset and liability growth has been remarkable. Bank Asia has been actively participating in the local money market as well as foreign currency market without exposing the Bank to vulnerable positions. The Bank's investment in Treasury Bills and other securities went up noticeably opening up opportunities for enhancing income in the context of a regime of gradual interest rate decline. Bank Asia Limited started its service with a vision to serve people with modern and innovative banking products and services at affordable charge. Being parallel to the cutting edge technology the Bank is offering online banking with added delivery channels like ATM, Tele-banking, SMS and Net Banking. And as part of the bank's commitment to provide all modern and value added banking service in keeping with the very best standard in a globalize world.
Address : Rangs Tower (2nd to 6th Floor), 68,Purana Paltan, Dhaka-1000, Bangladesh.
Website : www.bankasia-bd.com, Phone number : 88-02-7110042
7. BASIC Bank -
BASIC Bank Limited (Bangladesh Small Industries and Commerce Bank Limited) registered under the Companies Act 1913 on the 2nd of August, 1988, started its operations from the 21st of January ,1989. It is governed by the Banking Companies Act 1991. The Bank was established as the policy makers of the country felt the urgency for a bank in the private sector for financing small scale Industries (SSIs). At the outset, the Bank started as a joint venture enterprise of the BCC Foundation with 70 percent shares and the Government of Bangladesh (GOB) with the remaining 30 percent shares. The BCC Foundation being nonfunctional following the closure of the BCCI, the Government of Bangladesh took over 100 percent ownership of the bank on 4th June 1992. Thus the Bank is state-owned. However, the Bank is not nationalized; it operates like a private bank as before.
BASIC Bank Limited is unique in its objectives. It is a blend of development and commercial banks. The Memorandum and Articles of Association of the Bank stipulate that 50 percent of loanable funds shall be invested in small and cottage industries sector.
Address : Sena Kalyan Bhaban (5th Floor), 195 Motijheel C/A, Dhaka-1000, Bangladesh.

Website : www.basicbanklimited.com, Phone number : 88-02-9568190
8. BRAC Bank -
Corporate Vision
Building profitable and socially responsible financial institution focused on Market and Business with Growth
potential, thereby assisting BRAC and stakeholders to build a just, enlightened, healthy democratic and poverty
free Bangladesh”.
Corporate Mission
- Sustained growth in Small & Medium Enterprise sector
- Continuous low-cost deposit Growth with controlled growth in retail assets.
- Corporate Assets to be funded through self-liability mobilization. Growth in Assets through syndications
and investment in faster growing sectors.
- Continuous endeavor to increase non-funded income
- Keep our debt charges at 2% to maintain a steady profitable growth
- Achieve efficient synergies between the bank’s branches, SME unit offices and BRAC field offices for
delivery of remittance and Bank’s other products and services
- Manage various lines of business in a full controlled environment with no compromise on service quality
- Keep a divers, far flung team fully controlled environment with no compromise on service quality
- Keep a diverse, far flung team fully motivated and driven towards materializing the bank’s vision into reality
Core Values
Our Strength emanates from our owner - BRAC. This means, we will hold the following values and will be
guided by BRAC as we do our work.
- Value the fact that one is a member of the BRAC family
- Creating an honest, open and enabling environment
- Have a strong customer focus and build relationships based on integrity, superior service and mutual benefit
- Strive for profit & sound growth
- Work as team to serve the best interest of our owners
- Relentless in pursuit of business innovation and improvement
- Value and respect people and make decisions based on merit
- Base recognition and reward on performance
- Responsible, trustworthy and law-abiding in all that we do.
Address : 1 Gulshan Avenue, Gulshan -1, Dhaka-1212, Bangladesh.
Website : www.bracbank.com, Phone number : 88-02-8859202
9. Citibank Bangladesh, Website : www.citi.com, Phone number : 88-02-9550060
10. CBCL Bangladesh -
With an unblemished history of nearly a century in the Sri Lanka's Banking arena, Commercial Bank has been
rated as the Best Bank in Sri Lanka for the 15th successive year by Global Finance magazine - New York, as
Bank of the Year Sri Lanka by The Banker magazine - UK for seven years, affirmed AA (LKA) rating of the
bank by Fitch Ratings Lanka Ltd and Bangladesh Operations has been rated as AAA by CRISL (Credit Rating
Information and Services Ltd). Equipped with modern technology and a unique versatility as an efficient
service provider, the Bank's objective is to 'Redefine convenience in financial services'.
Over the period of last 9 years of operation in Bangladesh, CBC has expanded its branch network to 10
branches, 2 specialised OBU sections in Dhaka(Dhanmondi) and Chittagong(CEPZ) and 6 SME centres in
Bangsal Road(Dhaka), Progati Sharani(Dhaka), Shantinagar(Dhaka), Tongi (Dhaka), Jubilee Road(Chittagong)
and CDA Avenue (Chittagong). Unique products and services, superior service quality and efficient and
customised solutions to the requirements of corporate and personal banking customers are hallmarks of the
successful stride of CBC in Bangladesh.
Our Vision
"To be the Bank of Excellence in Service and Commitments"
Our Mission
"To deliver optimum value to :
- Customers
- Employees
- Shareholders and
- the Nation
while ensuring good Corporate Governance"
Address : Hadi Mansion, 2 Dilkusha C/A, Dhaka 1000, Bangladesh.
Website : www.combank.net, Phone number : 88-02-7114125
11. Dhaka Bank Ltd -
Our Mission
To be the premier financial institution in the country providing high quality products and services backed by
latest technology and a team of highly motivated personnel to deliver Excellence in Banking.
Our Vision
At Dhaka Bank, we draw our inspiration from the distant stars. Our team is committed to assure a standard that
makes every banking transaction a pleasurable experience. Our endeavour is to offer you razor sharp sparkle
through accuracy, reliability, timely delivery, cutting edge technology, and tailored solution for business needs,
global reach in trade and commerce and high yield on your investments.
Our Goal
Our people, products and processes are aligned to meet the demand of our discerning customers. Our goal is to achieve a distinction like the luminaries in the sky. Our prime objective is to deliver a quality that demonstrates a true reflection of our vision – Excellence in Banking.
Address : Biman Bhaban (1st Floor), 100, Motijheel C/A, Dhaka - 1000, Bangladesh.
Website : www.dhakabankltd.com, Phone number : 88-02-9554514
12. Dutch-Bangla Bank -
Dutch-Bangla Bank started operation is Bangladesh's first joint venture bank. The bank was an effort by local shareholders spearheaded by M Sahabuddin Ahmed (founder chairman) and the Dutch company FMO. From the onset, the focus of the bank has been financing high-growth manufacturing industries in Bangladesh. The rationale being that the manufacturing sector exports Bangladeshi products worldwide. Thereby financing and concentrating on this sector allows Bangladesh to achieve the desired growth. DBBL's other focus is Corporate Social Responsiblity (CSR). Even though CSR is now a cliche, DBBL is the pioneer in this sector and termed the contribution simply as 'social responsiblity'. Due to its investment in this sector, DBBL has become one of the largest donors and the largest bank donor in Bangladesh. The bank has won numerous international awards because of its unique approach as a socially conscious bank.
DBBL was the first bank in Bangladesh to be fully automated. The Electronic-Banking Division was established in 2002 to undertake rapid automation and bring modern banking services into this field. Full automation was completed in 2003 and hereby introduced plastic money to the Bangladeshi masses. DBBL also operates the nation's largest ATM fleet and in the process drastically cut consumer costs and fees by 80%. Moreover, DBBL choosing the low profitability route for this sector has surprised many critics. DBBL had pursued the mass automation in Banking as a CSR activity and never intended profitability from this sector. As a result it now provides unrivaled banking technology offerings to all its customers. Because of this mindset, most local banks have joined DBBL's banking infrastructure instead of pursuing their own. Even with a history of hefty technological investments and an even larger donations, consumer and investor confidence has never waned. Dutch-Bangla Bank stock set the record for the highest share price in the Dhaka Stock Exchange in 2008.
Address : Sena Kalyan Bhaban (4th Floor), 195, Motijheel Commercial Area, Dhaka-1000, Bangladesh.
Website : www.dutchbanglabank.com, Phone number : 88-02-9574196-97
13. Eastern Bank Ltd -
Vision
To become the most valuable brand in the financial services in Bangladesh creating long-lasting value for our stakeholders and above all for the community we operate in by transforming the way we do business and by delivering sustainable growth.
Mission
- We will deliver service excellence to all our customers, both internal and external.
- We will ensure to maximize shareholders' value.
- We will constantly challenge our systems, procedures and training to maintain a cohesive and professional
team in order to achieve service excellence.
- We will create an enabling environment and embrace a team based culture where people will excel.
Address : Jiban Bima Bhaban, 10, Dilkusha C/A, Dhaka-1000, Bangladesh.
Website : www.ebl-bd.com, Phone number : 88-02-9556360
14. EXIM Bank Limited -
Our Vision
The gist of our vision is ‘Together Towards Tomorrow’. Export Import Bank of Bangladesh Limited believes in togetherness with its customers, in its march on the road to growth and progress with service. To achieve the desired goal, there will be pursuit of excellence at all stages with climate of continuous improvement, because, in Exim Bank, we believe, the line of excellence is never ending. Bank’s strategic plans and networking will strengthen its competitive edge over others in rapidly changing competitive environment. Its personalized quality services to the customers with trend of constant improvement will be the cornerstone to achieve our operational success.
Our Mission
The Bank’s mission gives emphasis to:
- Provide quality financial services especially in Foreign Trade
- Continue a contemporary technology based professional banking environment
- Maintain corporate & business ethics and transparency at all levels
- Sound Capital Base
- Ensure sustainable growth and establish full value to the honorable stakeholders
- Fulfill its social commitments and
- Above all, to add positive contribution to the national economy
Corporate Culture
Organizational culture is considered as an essential component of business corporations as it has the ability to bind organizational members together. The culture and values of our bank have been proved as a source of competitive advantage for us and are acting as a key component to establish the relationship between the bank and our employees and , in turn , between our employees and our customers. Our culture and values also encourage customers and employees to join us and stay with us. EXIM Bank has also been able to improve organizational performance via improving the performance of individual contributors and also recognizes existing talents to fill up the higher vacancies within the organization or place them in the right position, wherein the best use of their abilities can be ensured. Our culture promotes sharing of common goal which ensures harmonious relationship in the working environment.
Address : Plot # SE (F): 9, Road # 142, Gulshan Avenue, Dhaka- 1212, Bangladesh.
Website : www.eximbankbd.com, Phone number : 88-02-9889363
15. First Security Islami Bank -
Vision
To be the premier financial institution in the country providing high quality products and services backed by latest technology and a tem of highly motivated personnel to deliver excellence in Banking.
Mission
- To contribute the socio-economical development of the country.
- To attain highest lavel of satisfaction through extension of services by dedicated and motivated professional.
- To maintains continuous growth of market share ensuring quality.
- To ensure ethics and transparency in all levels.
- To ensure sustainable growth and establish full value of the honorable shareholders and
- Above all, to add effective contribution to national economy.
Address : House- SW(I) 1/A, Road-8, Gulshan-1, Dhaka-1212, Bangladesh.
Website : www.fsiblbd.com, Phone number : 88-02-9888446
16. HSBC Bangladesh -
In Bangladesh, the HSBC Group's history dates back to 1996 when The Hongkong and Shanghai Banking Corporation (HSBC) Ltd opened its first branch. Today, the HSBC Group offers a comprehensive range of financial services in Bangladesh including commercial banking, consumer banking, payments and cash management, trade services, treasury, and custody and clearing.
General Background
- Opened first Bangladesh branch in December 1996
- Network of 13 offices, 39 ATMs, 7 Customer Service Centres, an offshore banking unit, and offices in 7 EPZs.
Key business areas
- Retail Banking and Wealth Management
- Commercial Banking
- Corporate and Institutional Banking
- Global Markets
Address : 108, Bir Uttam C R Dutta Road, Dhaka, Dhaka, 1205.0, Bangladesh.
Website : www.hsbc.com.bd, Phone number : 88-02-9660547

17. IFIC Bank Ltd -
International Finance Investment and Commerce Bank Limited (IFIC Bank) is banking company incorporated in the People's Republic of Bangladesh with limited liability. It was set up at the instance of the Government in 1976 as a joint venture between the Government of Bangladesh and sponsors in the private sector with the objective of working as a finance company within the country and setting up joint venture banks/financial institutions aboard. In 1983 when the Government allowed banks in the private sector, IFIC was converted into a full fledged commercial bank. The Government of the People�s Republic of Bangladesh now holds 32.75% of the share capital of the Bank. Directors and Sponsors having vast experience in the field of trade and commerce own 8.62% of the share capital and the rest is held by the general public.
Bank's Mission
Our Mission is to provide service to our clients with the help of a skilled and dedicated workforce whose creative talents, innovative actions and competitive edge make our position unique in giving quality service to all institutions and individuals that we care for.
We are committed to the welfare and economic prosperity of the people and the community, for we derive from them our inspiration and drive for onward progress to prosperity.
We want to be the leader among banks in Bangladesh and make our indelible mark as an active partner in regional banking operating beyond the national boundary.
In an intensely competitive and complex financial and business environment, we particularly focus on growth and profitability of all concerned.
Address : 8, Rajuk Avenue, G.P.O. Box # 2229, Dhaka-1000, Bangladesh.
Website : www.ificbankbd.com, Phone number : 88-02-9563020
18. Islami Bank Bangladesh
Islami Bank Bangladesh Limited is a Joint Venture Public Limited Company engaged in commercial banking business based on Islamic Shari'ah with 63.09% foreign shareholding having largest branch network (250 Branches & 30 SME/Krishi Branches i.e. total 280 Branches) among the private sector Banks in Bangladesh. It was established on the 13th March 1983 as the first Islamic Bank in the South East Asia. It is listed with Dhaka Stock Exchange Ltd. and Chittagong Stock Exchange Ltd. Authorized Capital of the Bank is Tk. 20,000.00 Million ($257.23 Million) and Paid-up Capital is Tk. 14,636.28 Million ($188.25 Million) having shareholders as on 30th June 2013.
Mission
To establish Islamic Banking through the introduction of a welfare oriented banking system and also ensure equity and justice in the field of all economic activities, achieve balanced growth and equitable development in through diversified investment operations particularly in the priority sectors and less developed areas of the country. To encourage socio-economic upliftment and financial services to the loss-income community particularly in the rural areas.
Vision
- Our vision is to always strive to achieve superior financial performance, be considered a leading Islamic Bank by reputation and performance.
- Our goal is to establish and maintain the modern banking techniques, to ensure soundness and development of the financial system based on Islamic principles and to become the strong and efficient organization with highly motivated professional, working for the benefit of people, based upon accountability, transparency and integrity in order to ensure stability of financial systems.
- We will try to encourage savings in the form of direct investment.
- We will also try to encourage investment particularly in projects which are more likely to lead to higher employment.
Strategic Objectives
- To ensure customers' satisfaction.
- To ensure welfare oriented banking.
- To establish a set of managerial succession and adopting technological changes to ensure successful development of an Islamic Bank as a stable financial institution.
- To prioritize the clients welfare.
- To emerge as a healthier & stronger bank at the top of the banking sector and continue stable positions in ratings, based on the volume of quality assets.
- To ensure diversification by Sector, Size, Economic purpose & geographical location wise Investment and expansion need based Retail and SME/Women entrepreneur financing.
- To invest in the thrust and priority sectors of the economy.
- To strive hard to become a employer of choice and nurturing & developing talent in a performance-driven
culture.
- To pay more importance in human resources as well as financial capital.
- To ensure lucrative career path, attractive facilities and excellent working environment.
- To ensure zero tolerance on negligence in compliance issues both sharia’h and regulatory issues.
- To train & develop human resources continuously & provide adequate logistics to satisfy customers’ need.
- To be excellent in serving the cause of least developed community and area.
- To motivate team members to take the ownership of every job.
- To ensure developemnt of devoted and satisfied human resources.
- To encourage sound and pro-active future generation.
- To achieve global standard.
- To strengthen corporate culture.
- To ensure Corporate Social Responsibilities (CSR) through all activities.
- To promote using solar energy and green banking culture and echological balancing.
Core Values
- Trust in Almighty Allah
- Strict observance of Islamic Shari’ah
- Highest standard of Honesty, Integrity & Morale
- Welfare Banking
- Equity and Justice
- Environmental Consciousness
- Personalized Service
- Adoption of Changed Technology
- Proper Delegation, Transparency & Accountability
Commitments
- To Shariah
- To the Regulators
- To the Shareholders
- To the Community
- To the Customers
- To the Employees
- To other stakeholders
- To Environment
Address : 40, Dilkusha Commercial Area, Dhaka-1000, Bangladesh.
Website : www.islamibankbd.com, Phone number : 88-02-9563040
19. Jamuna Bank Ltd -
Jamuna Bank Limited (JBL) is a Banking Company registered under the Companies Act, 1994 of Bangladesh with its Head Office currently at Chini Shilpa Bhaban, 3, Dilkusha C/A, Dhaka-1000, Bangladesh. The Bank started its operation from 3rd June 2001. The Bank provides all types of support to trade, commerce, industry and overall business of the country. JBL's finances are also available for the entrepreneurs to set up promising new ventures and BMRE of existing industrial units. Jamuna Bank Ltd., the only Bengali named 3rd generation private commercial bank, was established by a group of local entrepreneurs who are well reputed in the field of trade, commerce, industry and business of the country.
The Bank offers both conventional and Islamic banking through designated branches. The Bank is being managed and operated by a group of highly educated and professional team with diversified experience in finance and banking. The Management of the bank constantly focuses on understanding and anticipating customers' needs. Since the need of customers is changing day by day with the changes of time, the bank endeavors its best to device strategies and introduce new products to cope with the change. Jamuna Bank Ltd. has already achieved tremendous progress within its past 10 years of operation. The bank has already built up reputation as one of quality service providers of the country.
At present the Bank has real-time Online banking branches (of both Urban and Rural areas) network throughout the country having smart IT-backbone. Besides traditional delivery points, the bank has ATMs of its own, sharing with other partner banks and consortium throughout the country. The operation hour of the Bank is 10:00 A.M. To 6:00 P.M. from Sunday to Thursday with transaction hour from 10:00 A.M. to 4:00 P.M. The Bank remains closed on Friday, Saturday and government holidays.
Address : 2, Dilkusha C/A, Dhaka - 1000, Bangladesh.
Website : www.jamunabankbd.com, Phone number : 88-02-9570912
20. Janata Bank Ltd
Janata Bank Limited, one of the state owned commercial banks in Bangladesh, has an authorized capital of Tk. 20000 million (approx. US$ 250 million), paid up capital of Tk. 11000.00 million, reserve of Tk.17234 million. The Bank has a total asset of Tk. 508567 million as on 31st December 2012. Immediately after the emergence of Bangladesh in 1971, the erstwhile United Bank Limited and Union Bank Limited were renamed as Janata Bank. On 15th November, 2007 the bank has been corporatised and renamed as Janata Bank Limited.
Janata Bank Limited operates through 889 branches including 4 overseas branches at United Arab Emirates. It is linked with 1202 foreign correspondents all over the world. The Bank employees more than 15(fifteen) thousand persons. The mission of the bank is to actively participate in the socio- economic development of the nation by operating a commercially sound banking organization, providing credit to viable borrowers, efficiently delivered and competitively priced, simultaneously protecting depositors funds and providing a satisfactory return on equity to the owners. The Board of Directors is composed of 13 (Thirteen) members headed by a Chairman. The Directors are representatives from both public and private sectors. The Bank is headed by the Chief Executive Officer & Managing Director, who is a reputed banker. The corporate head office is located at Dhaka with 10 (ten) Divisions comprizing of 38 (thirty eight) Departments.
Address : 48, Motijheel Commercial Area, Dhaka-1000, Bangladesh.
Website : www.janatabank-bd.com, Phone number : 88-02-9571724
21. Mercantile Bank -
Mercantile Bank Limited emerged as a new commercial bank to provide efficient banking services and to contribute socio-economic development of the country. The Bank commenced its operation on June 2, 1999. The Bank provides a broad range of financial services to its customers and corporate clients. The Board of Directors consists of eminent personalities from the realm of commerce and industries of the country.
Address : 61, Dilkusha Commercial Area, Dhaka-1000, Bangladesh.
Website : www.mblbd.com, Phone number : 88-02-9559333
22. Mutual Trust Bank
The Company was incorporated on September 29, 1999 under the Companies Act 1994 as a public company limited by shares for carrying out all kinds of banking activities with Authorised Capital of Tk. 38,00,000,000 divided into 38,000,000 ordinary shares of Tk.100 each.
The Company was also issued Certificate for Commencement of Business on the same day and was granted license on October 05, 1999 by Bangladesh Bank under the Banking Companies Act 1991 and started its banking operation on October 24, 1999. As envisaged in the Memorandum of Association and as licensed by Bangladesh Bank under the provisions of the Banking Companies Act 1991, the Company started its banking operation and entitled to carry out the following types of banking business:
(i) All types of commercial banking activities including Money Market operations.
(ii) Investment in Merchant Banking activities.
(iii) Investment in Company activities.
(iv) Financiers, Promoters, Capitalists etc.
(v) Financial Intermediary Services.
(vii) Any related Financial Services.
The Company (Bank) operates through its Head Office at Dhaka and 86 branches. The Company/ Bank carries out international business through a Global Network of Foreign Correspondent Banks.
Address : 26, Gulshan Avenue, Gulshan 1, Dhaka-1212, Bangladesh.
Website : www.mutualtrustbank.com, Phone number : 88-02-8826966
23. National Bank -
National Bank Limited is one of the leading private commercial bank having a spread network of total 167 service locations across Bangladesh and plans to open few more branches to cover the important commercial areas in Dhaka, Chittagong, Sylhet and other areas in 2013. National Bank Limited has been licensed by the Government of Bangladesh as a Scheduled commercial bank in the private sector in pursuance of the policy of liberalisation of banking and financial services and facilities in Bangladesh. In view of the above, the Bank within a period of 25 years of its operation achieved a remarkable success and met up capital adequacy requirement of Bangladesh Bank. National Bank Limited is a customer oriented financial institution. It remains dedicated to meet up with the ever growing expectations of the customer because at National Bank, customer is always at the center.
Address : 18 Dilkusha Commercial Area, Dhaka, Bangladesh.
Website : www.nblbd.com, Phone number : 88-02-9563081
24. NCC Bank -
National Credit and Commerce Bank Ltd. bears a unique history of its own. The organization started its journey in the financial sector of the country as an investment company back in 1985. The aim of the company was to mobilize resources from within and invest them in such way so as to develop country's Industrial and Trade Sector and playing a catalyst role in the formation of capital market as well. Its membership with the browse helped the company to a great extent in these regard. The company operated upto 1992 with 16 branches and thereafter with the permission of the Central Bank converted into a full fledged private commercial Bank in 1993 with paid up capital of Tk. 39.00 crore to serve the nation from a broader platform.
Since its inception NCC Bank Ltd. has acquired commendable reputation by providing sincere personalized service to its customers in a technology based environment. The Bank has set up a new standard in financing in the Industrial, Trade and Foreign exchange business. Its various deposit & credit products have also attracted the clients-both corporate and individuals who feel comfort in doing business with the Bank.
Address : 7-8, Motijheel C/A, Dhaka - 1000, Bangladesh.
Website : www.nccbank.com.bd, Phone number : 88-02-9561902-4
25. One Bank -
ONE Bank Limited was incorporated in May, 1999 With the Registrar of Joint Stock Companies under the Companies Act. 1994, as a commercial bank in the private sector. The Bank is pledge-bound to serve the customers and the community with utmost dedication. The prime focus is on efficiency, transparency, precision and motivation with the spirit and conviction to excel as ONE Bank in both value and image. The name 'ONE Bank' is derived from the insight and long nourished feelings of the promoters to reach out to the people of all walks of life and progress together towards prosperity in a spirit of oneness.
OBL is a private sector commercial bank dedicated in the business line of taking deposits from public through its various saving schemes and lending the fund in various sectors at a higher margin. However, due attention is given in respect of risk undertaking, risk hedging and if not appropriately hedged, reflection of the same in pricing. In the financing side, the bank's major concentration is in trade finance covering about 20.88% of total financing as on YE2006 which is mainly a short-term investment. The banks financing concentrate in both, working capital finance and long-term finance. OBL has major concentration of financing in medium and large industries. Since the short-term finance carries low risk compared to long-term finance; the financing strategy of OBL will assist the bank to keep the risk at minimal.
While financing the industrial sector, the major concentration of the bank appeared to be in the textile and RMG sector; both the above sectors cover 30.89% of the total portfolio. OBL also involved in cement construction and transport sector financing. In the investment portfolio, OBL have substantial investment in quoted and non-quoted shares of different organization including some very prospective financial institutions. The bank has shown its acumen in reducing its exposure from ship scrapping sector, steel re-rolling where the bank had investment earlier. With the increase in exposure to RMG, the bank has increased its non-funded business income substantially. With an age of only 8 years, the OBL has taken initiative to launch IT based banking products like ATM facilities, E-banking etc that are praiseworthy.
Our Vision Statement
- To establish ONE Bank Limited as a Role Model in the Banking Sector of Bangladesh.
- To meet the needs of our Customers, Provide fulfillment for our People and create Shareholder Value.
Our Mission Statement
- To constantly seek to better serve our Customers.
- Be pro-active in fulfilling our Social Responsibilities.
- To review all business lines regularly and develop the Best Practices in the industry.
- Working environment to be supportive of Teamwork, enabling the Employees to perform to the very best of
their abilities.
Address : 46, Kawran Bazar C/A, Dhaka-1215, Bangladesh.
Website : www.onebankbd.com, Phone number : 88-02-9118161
26. Premier Bank -
Background
The Premier Bank Limited is incorporated in Bangladesh as banking company on June 10, 1999 under Companies Act.1994. Bangladesh Bank, the central bank of Bangladesh, issued banking license on June 17, 1999 under Banking Companies Act.1991. The Head Office of The Premier Bank Limited is located at Banani, one of the fast growing commercial and business areas of Dhaka city.
Corporate Information:
Authorized Capital : BDT 6000.00 Million
Paid up Capital : BDT 2242.30 Million
Registered Name of the Company:
The Premier Bank Limited
Legal Form
A scheduled Commercial Bank incorporated on June 10, 1999 as Public Limited Company under companies act, 1994 and Bank companies act, 1991.
Incorporation Certificate:
C- 37922 (2222)/99, dated June 10, 1999
Commencement of Business Certificate:
Ref. no. 16370, dated June 17, 1999
Bangladesh Bank Approval Certificate:
BRPD (P) 744 (72)/99- 1638, dated June 17, 1999.
VAT Registration:
5101027082, dated July 31, 2000.
TIN Certificate:
140-201-0820, LTU, Dhaka, dated October 17, 2000
Auditors
Howladar Yunus & Co.
Chartered Accountants
67, Dilkusha Commercial Area (2nd Floor)
Dhaka-1000, Bangladesh
Address : 42, Kemal Ataturk Avenue, Banani, Dhaka- 1213, Bangladesh.
Website : www.premierbankltd.com, Phone number : 88-02-9820844
27. Prime Bank Ltd -
In the backdrop of economic liberalization and financial sector reforms, a group of highly successful local entrepreneurs conceived an idea of floating a commercial bank with different outlook. For them, it was competence, excellence and consistent delivery of reliable service with superior value products. Accordingly, Prime Bank was created and commencement of business started on 17th April 1995. The sponsors are reputed personalities in the field of trade and commerce and their stake ranges from shipping to textile and finance to energy etc.
As a fully licensed commercial bank, Prime Bank is being managed by a highly professional and dedicated team with long experience in banking. They constantly focus on understanding and anticipating customer needs. As the banking scenario undergoes changes so is the bank and it repositions itself in the changed market condition.
Prime Bank has already made significant progress within a very short period of its existence. The bank has been graded as a top class bank in the country through internationally accepted CAMELS rating. The bank has already occupied an enviable position among its competitors after achieving success in all areas of business operation.
Prime Bank offers all kinds of Commercial Corporate and Personal Banking services covering all segments of society within the framework of Banking Company Act and rules and regulations laid down by our central bank. Diversification of products and services include Corporate Banking, Retail Banking and Consumer Banking right from industry to agriculture, and real state to software.
Prime Bank, since its beginning has attached more importance in technology integration. In order to retain competitive edge, investment in technology is always a top agenda and under constant focus. Keeping the network within a reasonable limit, our strategy is to serve the customers through capacity building across multi-delivery channels. Our past performance gives an indication of our strength. We are better placed and poised to take our customers through fast changing times and enable them compete more effectively in the market they operate.
Address : 119-120, Motijheel C/A, Dhaka-1000, Bangladesh.
Website : www.primebank.com.bd, Phone number : 88-02-9567265
28. Pubali Bank Ltd -
The Pubali Bank was initially emerged in the Banking scenario of the then East Pakistan as Eastern Mercantile Bank Limited at the initiative of some Bangalee entrepreneurs in the year 1959 under Bank Companies Act 1913 for providing credit to the Bangalee entrepreneurs who had limited access to the credit in those days from other financial institutions. After independence of Bangladesh in 1972 this Bank was nationalized as per policy of the Government and renamed as Pubali Bank. Subsequently due to changed circumstances this Bank was denationalized in the year 1983 as a private bank and renamed as Pubali Bank Limited. Since inception this Bank has been playing a vital role in socio-economic, industrial and agricultural development as well as in the overall economic development of the country through savings mobilization and investment of funds.
At Present, Pubali Bank is the largest private commercial bank having 419 branches and it has the largest real time centralized online banking network. Pubali Bank limited has achieved constantly about 20% growth for the last 6 (six) years. Following table summarizes the performance of the key financial indicators of the Bank.
Address : 26 , Dilkusha Commercial Area, Dhaka - 1000, Bangladesh.
Website : www.pubalibangla.com, Phone number : 88-02-9551614
29. Rupali Bank Ltd -
Rupali Bank Ltd. was constituted with the merger of 3 (three) erstwhile commercial banks i.e. Muslim Commercial Bank Ltd., Australasia Bank Ltd. and Standard Bank Ltd. operated in the then Pakistan on March 26, 1972 under the Bangladesh Banks (Nationalization) Order 1972 (P.O. No. 26 of 1972), with all their assets, benefits, rights, powers, authorities, privileges, liabilities, borrowings and obligations. Rupali Bank worked as a nationalized commercial bank till December13, 1986. Rupali Bank Ltd. emerged as the largest Public Limited Banking Company of the country on December 14, 1986.
Present Capital Structure
Authorized Capital : Tk. 7000 million (US$ 88.66 million)
Paid up Capital : Tk. 1650 million (US$ 20.9 million)
Break up of paid up Capital
Government shareholding : 90.19%
Private shareholding : 09.81 %
Present Share Structure
Total Number of share (Each lot 10) : 16,50,00,000
Share Demated by shareholders as on 24.02.2013 : 124358890
Number of Branches
Rupali Bank operates through 517 branches. It is linked to its foreign correspondents all over the world.
Number of Employees
The total number of employees is 4293.
Chief Executive
The Bank is headed by the Managing Director (Chief executive) who is a reputed professional Banker.
Address : 34 Dilkusha Commercial Area, Dhaka-1000,Bangladesh.
Website : www.rupalibank.org, Phone number : 88-02-9551525
30. Shahjalal Islami Bank -
Shahjalal Islami Bank Limited (SJIBL) commenced its commercial operation in accordance with principle of Islamic Shariah on the 10th May 2001 under the Bank Companies Act, 1991. During last twelve years SJIBL has diversified its service coverage by opening new branches at different strategically important locations across the country offering various service products both investment & deposit. Islamic Banking, in essence, is not only INTEREST-FREE banking business, it carries deal wise business product thereby generating real income and thus boosting GDP of the economy. Board of Directors enjoys high credential in the business arena of the country, Management Team is strong and supportive equipped with excellent professional knowledge under leadership of a veteran Banker Mr. Md. Abdur Rahman Sarker.
Our Vision
To be the unique modern Islami Bank in Bangladesh and to make significant contribution to the national economy and enhance customers' trust & wealth, quality investment, employees' value and rapid growth in shareholders' equity.
Our Mission
- To provide quality services to customers.
- To set high standards of integrity.
- To make quality investment.
- To ensure sustainable growth in business.
- To ensure maximization of Shareholders' wealth.
- To extend our customers innovative services acquiring state-of-the-art technology blended with Islamic
principles.
- To ensure human resource development to meet the challenges of the time.
Our Strategies
- To strive for customers best satisfaction & earn their confidence.
- To manage & operate the Bank in the most effective manner.
- To identify customers needs & monitor their perception towards meeting those requirements.
- To review & updates policies, procedures & practices to enhance the ability to extend better services to the
customers.
- To train & develop all employees & provide them adequate resources so that the customers needs are
reasonably addressed.
- To promote organizational efficiency by communicating company plans, polices & procedures openly to the
employees in a timely fashion.
- To cultivate a congenial working environment.
- To diversify portfolio both the retail & wholesale markets.
Address : 2/B Gulshan South Avenue, Gulshan-1, Dhaka-1212, Bangladesh.
Website : www.shahjalalbank.com.bd, Phone number : 88-02-8825457
31. Social Islami Bank -
The SOCIAL ISLAMI BANK LTD (SIBL), a second-generation bank, operating since 22 November, 1995 based on Shariah Principles, has now 86 branches all over the country with two subsidiary companies - SIBL Securities Ltd. & SIBL Investment Ltd. Targeting poverty, SOCIAL ISLAMI BANK LTD. is indeed a concept of 21st century participatory three sector banking model in one. in the formal sector, it works as an Islamic participatory Commercial Bank with human face approach to credit and banking on the profit and loss sharing: it is a Non-formal banking with informal finance and credit package that empowers and humanizes real poor family and create local income opportunities and discourages internal migration; it is a Development Bank intended to monetize the voluntary sector and management of Waqf, Mosque properties and introducing cash Waqf system for the first time in the history. In the formal corporate sector, this Bank would, among others, offer the most up to date banking services through opening of various types of deposit and investment accounts, financing trade, providing letters of guarantee, opening letters of credit, collection of bills, leasing of equipment and consumers' durable, hire purchase and instalment sale for capital goods, investment in low-cost housing and management of real estates, participatory investment in various industrial, agricultural, transport, educational and health projects and so on.
The bank has taken a renewed drive aiming at consolidating its business in more focused areas covering SME and Agro-finance with emphasis on searching for alternative delivery channel under which SMS banking and mobile based remittance payment systems that are gradually introduced to disseminate the SIBL services to the doorsteps of the customers. The bank has already introduced Internet banking and launched some new products to strengthen its business. The products are Sonali Din, Sommridhir Sopan, Sonchoy Protidin, Swopner Shiri, Shukher Thikana, Sabuj Chhya, Sabuj Shayanho, Subarnolata, Subornarekha, Sanchaita etc. and Zamil ATM Debit card. SIBL is a pioneer in introducing on-line banking among all the Islami Banks of the country with state-of-the-art banking software, which will enable the bank to perform as any branch real time banking service to the clients. The state-of-the-art banking software of the bank will enable to perform as any branch real time banking service to the clients. SIBL is supported by core banking solutions and our products & services are strongly backed by IT infrastructure, which are upgraded & expanded on continuous basis.
SIBL has set its strategy to convert all its banking activities from traditional branch-based banking system to an ideal blending of both centralized processing unit (CPU) and effective operation of branch that based on modern essence of banking. The bank is running its payment system successfully through BACPS, BEFTN under BACH in order to boost up its businesses in multiple dimensions. Adopting BACH System as per guidelines of Bangladesh Bank, SIBL ensures security, safety and hassle free faster transactions from end to end. Moreover, the bank is effectively adopting regulatory guidelines on IT risk management. SIBL is quite conscious of its social business responsibilities and is always trying to participate in various social programs in the country under its CSR portfolio giving special emphasis on health, habitat & education. The bank ensures to provide better integrated idea of formal, informal & voluntary banking in the same platform. SIBL has its unique feature to mobilize capital through CASH WAQF program. SIBL lays emphasis on employment generated, environment friendly and green banking based investment keeping an eye on equitable distribution of resources over geographical territory for sustainable growth of macro economy of the country. The Bank's continuous effort has been to increase the shareholders' value, and be valued as a compliant organization. The Corporate Governance systems in SIBL ensure transparency and accountability at all levels in conducting business. SIBL in its journey towards continuous excellence has changed its brand logo recently. We take pride in our new logo.
Address : 103, Motijheel Commercial Area, Dhaka-1000, Bangladesh.
Website : www.siblbd.com, Phone number : 88-02-9550195
32. Sonali Bank Ltd -
Soon after independence of the country Sonali Bank emerged as the largest and leading Nationalized Commercial Bank by proclamation of the Banks' Nationalization Order 1972 (Presidential Order-26) liquidating the then National Bank of Pakistan, Premier Bank and Bank of Bhwalpur. As a fully state owned institution, the bank had been discharging its nation-building responsibilities by undertaking government entrusted different socio-economic schemes as well as money market activities of its own volition, covering all spheres of the economy. The bank has been converted to a Public Limited Company with 100% ownership of the government and started functioning as Sonali Bank Limited from November 15 2007 taking over all assets, liabilities and business of Sonali Bank. After corporatization, the management of the bank has been given required autonomy to make the bank competitive & to run its business effectively. Sonali Bank Limited is governed by a Board of Directors consisting of 11(Eleven) members. The Bank is headed by the Chief Executive Officer & Managing Director, who is a well-known Banker and a reputed professional. The corporate head quarter of the bank is located at Motijheel, Dhaka, Bangladesh, the main commercial center of the capital.
Our Vision :
Socially committed leading banking institution with global presence.
Our Mission :
Dedicated to extend a whole range of quality products that support divergent needs of people aiming at enriching their lives, creating value for the stakeholders and contributing towards socio-economic development of the country.
Our Slogan :
Your trusted partner in innovating banking.
Address : 35-42,44 Motijheel Commercial Area, Dhaka-1000, Bangladesh.
Website : www.sonalibank.com.bd, Phone number : 88-02-9550426
33. Southeast Bank -
Vision
To be a premier banking institution in Bangladesh and contribute significantly to the national economy.
Missions
- High quality financial services with state of the art technology
- Fast customer service
- Sustainable growth strategy
- Follow ethical standards in business
- Steady return on shareholders equity
- Innovative banking at a competitive price
- Attract and retain quality human resource
- Commitment to Corporate Social Responsibility
Commitment to Clients
- Provide service with high degree of professionalism and use of modern technology
- Create long term relationship based on mutual trust
- Respond to customer needs with speed and accuracy
- Share their values and beliefs
- Grow as our customers grow
- Provide products and service at competitive pricing
- Ensure safety and security of customers' valuables in trust with us
Address : 52-53, Dilkusha C/A, Dhaka-1000, Bangladesh.
Website : www.southeastbank.com.bd, Phone number : 88-02-9571115
34. Standard Bank Ltd -
Standard Bank Limited (SBL) was incorporated as a Public Limited Company on May 11, 1999 under the Companies Act, 1994 and the Bank achieved satisfactory progress from its commercial operations on June 03, 1999. SBL has introduced several new products on credit and deposit schemes. It also goes for Corporate and Retail Banking etc. The Bank also participated in fund Syndication with other Banks. Through all these myriad activities SBL has created a positive impact in the Market.
Objectives
- To be a dynamic leader in the financial market in innovating new products as to the needs of the society.
- To earn positive economic value addition (EVA) each year to come.
- To top the list in respect of cost efficiency of all the commercial Banks.
- To become one of the best financial institutions in Bangladesh economy participating in the most significant
segments of business market that we serve.
Core Values
- Our Shareholders: By ensuring fair return on their investment through generating stable profit.
- Our customer: To become most caring bank by providing the most courteous and efficient service in every
area of our business.
- Our employee: By promoting the well being of the members of the staff.
- Community: Assuring our socially responsible corporate entity in a tangible manner through close adherence
to national policies and objectives.
Address : 122-124 Motijheel C/A, Dhaka-1000, Bangladesh.
Website : www.standardbankbd.com, Phone number : 88-02-7175698
35. SCB Bangladesh -
Today, Standard Chartered Bank is the largest international bank in Bangladesh with 26 Branches, 57 ATMs and 7 Financial Kiosks; employing over 1,300 people. We are the only foreign bank in the country with presence in 6 cities – Dhaka, Chittagong, Khulna, Sylhet, Bogra and Narayanganj; including the country's only offshore banking units inside Dhaka Export Processing Zone (DEPZ) at Savar and Chittagong Export Processing Zone (CEPZ).
The acquisitions of Grindlays bank (in 2000) and the commercial banking business of American Express Bank in Bangladesh (in 2006) are reflections of the Bank’s increasing commitment to Bangladesh. The bank increasingly invested in people, technology and premises as its business grew in relation to the country's thriving economy. We currently provide both Consumer Banking and Wholesale Banking Services, ranging from Personal & Corporate Banking to Institutional Banking, Treasury and Custodial services. Extensive knowledge of the market and essential expertise in a wide range of financial services underline our strength to build business opportunities for corporate and institutional clients in Bangladesh. Continuous upgrading of technology and control systems has enabled the bank to offer new and improved services such as Phonebanking, I-banking, e-Lending.
Address : City Centre, Plot 5/A, Motijheel C/A, Dhaka, Bangladesh.
Website : www.standardchartered.com.bd, Phone number : 88-02-8332272
36. The City Bank Ltd -
Vision
The Financial Supermarket with a Winning Culture Offering Enjoyable Experiences
Mission
- Offer wide array of products and services that differentiate and excite all customer segments
- Be the Employer of choice� by offering an environment where people excel and leaders are created
- Continuously challenge processes and platforms to enhance effectiveness and efficiency
- Promote innovation and automation with a view to guaranteeing and enhancing excellence in service
- Ensure respect for community, good governance and compliance in everything we do
Value
- Result Driven
- Accountable & Transparent
- Courageous & Respectful
- Engaged & Inspired
- Focused on Customer Delight
Address : 136, Gulshan Avenue, Gulshan-2, Dhaka-1212, Bangladesh.
Website : www.thecitybank.com, Phone number : 88-02-8813483
37. Trust Bank Ltd -
Trust Bank Limited is one of the leading private commercial banks having a spread network of 77 branches, 7 SME centers, 114 ATM Booths and 65 POS in 55 Branches across Bangladesh and plans to open more branches to cover the important commercial areas in Dhaka, Chittagong, Sylhet and other areas in 2013. The bank, sponsored by the Army Welfare Trust (AWT), is first of its kind in the country. With a wide range of modern corporate and consumer financial products Trust Bank has been operating in Bangladesh since 1999 and has achieved public confidence as a sound and stable bank.
In 2001, the bank introduced automated branch banking system to increase efficiency and improve customer service. In the year 2005, the bank moved one step further and introduced ATM services for its customers. Since bank’s business volume increased over the years and the demands of the customers enlarged in manifold, our technology has been upgraded to manage the growth of the bank and meet the demands of our customers. In January 2007, Trust Bank successfully launched Online Banking Services which facilitate Any Branch Banking, ATM Banking, Phone Banking, SMS Banking, & Internet Banking to all customers. Customers can now deposit or withdraw money from any Branch of Trust Bank nationwide without needing to open multiple accounts in multiple Branches.
Via Online Services and Visa Electron (Debit Card), ATMs now allow customers to retrieve 24x7 hours Account information such as account balance checkup through mini-statements and cash withdrawals. Trust Bank has sucessfully introduced Visa Credit Cards to serve it’s existing and potential valued customers. Credits cards can now be used at shops & restaurants all around Bangladesh and even internationally. Trust Bank is a customer oriented financial institution. It remains dedicated to meet up with the ever growing expectations of the customer because at Trust Bank, customer is always at the center.
Address : 36, Dilkusha C/A, Dhaka-1000, Bangladesh.
Website : www.trustbank.com.bd, Phone number : 88-02-9570261
38. United Commercial Bank -
Name of the Company
United Commercial Bank Ltd.
Legal Form
A public limited company incorporated in Bangladesh on 26th June 1983 under the companies Act 1994 and listed in Dhaka Stock Exchange Limited on 30th November 1986 and Chittagong Stock Exchange Limited on 15th November 1995.
Commencement of Business
27 June 1983
Address : Bulus Center, Road No-34, Gulshan Avenue, Dhaka-1212, Bangladesh.
Website : www.ucbl.com, Phone number : 88-02-8852500
39. Uttara Bank Ltd -
Uttara Bank-one of the largest and oldest private-sector commercial bank in Bangladesh, with years of experience. Adaptation of modern technology both in terms of equipment and banking practice ensures efficient service to clients. 215 branches at home and 600 affiliates worldwide create efficient networking and reach capability. Uttara is a bank that serves both clients and country.
Address : 90, Motijheel Commercial Area, Dhaka-1000, Bangladesh.
Website : www.uttarabank-bd.com, Phone number : 88-02-9551162

Belarus
1. Bel Swiss Bank -
“Bel Swiss Bank” is a resident of the Republic of Belarus and it was registered by The National Bank of the Republic of Belarus on October 07, 2002. Supervision and control of Bel Swiss Bank activity is overseen by The National Bank of the Republic of Belarus. The National Bank of the Republic of Belarus is the central bank and a governmental agency of the Republic of Belarus operating exclusively in the interests of the Republic of Belarus. BelSwissBank’s activities are not subject to supervision by any other organization (including FINMA) except The National Bank of the Republic of Belarus. The Swiss capital constitutes 100% of the Bank’s Authorized Capital.
For Business Customers
One of the major strategic goals of Bel Swiss Bank is the comprehensive encouragement and support of the private initiative and business. Therefore, we pay special attention to our business customers. We seek to be more than just “a bank,” we want to be your reliable partner, friend and ally. This is why our work is guided by the principle of friendly relations between people. We believe that every customer deserves attention and an individual approach. We have established a servicing system known as “ Your Personal Team ”. The team includes Your Personal Manager and Your Account Administrator, who provide operative and accurate management of all your current operations, solve every service problem and bear personal responsibility for your interests as a customer of Bel Swiss Bank.
For Private Customers
We try to make your life more comfortable, in the strange world of finance – more available, with the benefits of finance management – the best. We work for You, Your Family, and Your Friends. Recently the fraudulent use of famous trade marks has become increasingly frequent. Some time ago the new fraudulent web-site with an offering of different financial services on behalf of “Bel Swiss Bank” has appeared in the Internet. In connection to this we would like to make clear that the official unique web-site of “Bel Swiss Bank” is www.bsb.by . Any other web-site is not supported by the bank, and is not allowed to offer anything on behalf of JSC “BelSwissBank”. The exhaustive list of bank services of “Bel Swiss Bank” is presented only on www.bsb.by web-site. Here you can find the contact-list and the names of employees working with our customers.
Address : 23/3 Pobediteley ave., 220004, Minsk, Belarus.
Website: www.bsb.by, Phone Number: 375-17-306-2040
2. Belarus Bank -
Mission
Belarus Bank is the largest systemically important bank of the Republic of Belarus, part of the banking system of the country. The Bank’s strategy is based on the Program for Social and Economic Development of the Republic of Belarus, major provisions of the Program for Development of the Banking Sector of the Republic of Belarus, and the Guidelines for the Monetary Policy of the Republic of Belarus. Belarus Bank traditionally aims to meet the demand of the public for banking products. The extensive network of the Bank’s outlets makes its services available for each citizen of the Republic of Belarus. As a major universal credit institution of the country, the Bank provides loans to the real sector of the economy, makes its contribution to the implementation of government programs and large-scale investment projects in the Republic of Belarus.
The goals and tasks
- To ensure its sustainability and effective performance.
- To achieve this goal, the Bank is to meet the following tasks:
- To ensure a growth of profit,
- To increase the profitability of the Bank, to ensure a growth of income for its shareholders based on a
balanced growth of the Bank’s economic performance;
- To build an effective system of providing high-quality banking products and services fully meeting the
customers’ needs;
- To enhance the internal control system
- To improve the quality of risk management
- To ensure a proper level of the Bank’s reliability
- To impose high professional demands on the Bank’s personnel and
- To tap the potential of each employee;
- To make a substantial contribution to the development of the banking system of the Republic of Belarus ;
- To expand long-term mutually beneficial relations with international financial institutions
- To improve the image of the Bank in the world financial community.
Address : Belarus, 220089, Minsk, Dzerzhinski ave, 18
Website : http://belarusbank.by, Phone number : 375-17-200-1831

3. Prior Bank -
Being a full service bank "Prior Bank" JSC provides its clients a wide range of high quality banking services at competitive prices. With an 20 years work experience of working in the Belarusian market "Prior Bank" provides services to both public and private companies and enterprises which maintain accounts with our bank and with other banks. Priorbank has a long standing business relationship with the largest enterprises of the republic, ensuring an individual approach and a superior quality of customer service for all its corporate clients.. The system of personal account managers, responsible for the complex servicing of each client's accounts,has been introduced by the Bank.
One of the current key priorities of the Bank's business activity is increasing the number of SME clients. The Bank is striving to provide them with high quality services comparable to those provided to our corporate clients. To achieve this aim special business divisions, responsible only for the servicing of small and medium-sized enterprises, have been established in Prior Bank's Head Office and branches. Due to its perfect reputation in the international market, Prior Bank has well established relations with a number of international financial institutions, and first class foreign banks, which allows it to attract foreign credit resources in order to provide financial support for our clients. Joining the international banking group Raiffeisen granted Prior Bank and its clients additional advantages due to the provement of the Bank's status in the international market and gaining access to additional financial resources and modern banking technologies.
Address : 187, Minsk, Belarus.
Website : www.priorbank.by, Phone number : 375-17-289-9292

4. Trust Bank
In accordance with the license for implementation of banking activities, issued by the National Bank of the
Republic of Belarus, Trust Bank carries out the following transactions :
For individuals
- opening and maintaining Bank accounts for individuals;
- settlement and cash services for individuals;
- attraction of funds from individuals on accounts and deposits;
- placement of the attracted funds on its own behalf and at its own expense under the terms of repayment, payment
and urgency;
- currency exchange transactions ;
- purchase and sale of precious metals and sale of precious stones;
- issuance (emission) of Bank payment cards;
- issuance (emission) of electronic money;
- the provision of special places and located therein lock boxes for keeping documents and valuables.
For legal entities
- opening and maintaining Bank accounts for legal entities ;
- settlement and cash services for legal entities ;
- attraction of funds from legal entities on accounts and deposits;
- placement of the attracted funds on its own behalf and at its own expense under the terms of repayment,
payment and urgency, including factoring, guarantees, leasing;
- currency exchange transactions ;
- purchase and sale of precious metals and sale of precious stones ;
- the provision of special places and located therein lock boxes for keeping documents and valuables ;
- securities transactions.
Address : 11 Ignatenko Str, Minsk, Republic of Belarus 220035.
Website : www.trustbank.by, Phone number : 375-29-129 -3293

5. Moscow Minsk Bank
The Moscow Minsk Bank provides services for private persons on opening and keeping the current and deposit
accounts in Byelorussian rubles and in foreign currencies. The Bank opens such accounts in accordance with
concluded agreements following submission of the documents identifying personality of a private person. Opening,
keeping and closing accounts for private persons is made by the Bank free of charge. A deposit account of a private
person is intended for keeping the funds and for receiving an income by way of accrued interests as well as in any
other form in compliance with the terms and conditions stipulated by the agreement.
The current account of a private person is opened:
- For keeping the money assets ;
- For crediting funds incoming from juridical and private persons in favor of the account owner ;
- For funds transfers by order of the account owner ;
- For cash withdrawals.
Address : Belarus, Minsk, Kommunisticheskaya, 49, prem. 1.
Website : www.mmbank.by, Phone number : 375-17-237-8008

Belgium
1. Belfius Bank is an autonomous Belgian banking and insurance group wholly owned by the Belgian federal state through the Federal Holding and Investment Company (FHIC). Belfius Bank shares are not listed. Belfius Bank & Insurance is, above all, a local bank, collecting savings deposits and investments via its distribution networks in Belgium. It then re-invests these funds into the society in the form of loans to individuals (mainly mortgage loans), the self-employed, small and medium-sized enterprises and the liberal professions, corporates and, in particular, public and social institutions.
Our mission
After its acquisition by the Belgian federal state through the Federal Holding and Investment Company in October 2011, Belfius Bank & Insurance made three clear commitments, closely linked to the long experience that the bank has gained over the past 150 years in the public sector and in retail banking over the past 50 years:
- A locally anchored relationship bank and insurer
Belfius Bank & Insurance aims, today more than ever, to make the personal relationship it maintains with its customers its principal priority, thanks to a personalized management of relations, an open and integrated approach, specialized advice and an extensive range of high quality products and services via different channels. All this in a culture of sustainability and stability over the long term.
Being a relationship-based bank with its roots in the local community also implies that it has to be accessible 24/7. With 796 branches, Belfius Bank’s presence is equally strong in Flanders, Brussels and Wallonia.
- A bank that offers added value to society
From a financial point of view, Belfius Bank & Insurance seeks solutions to the major challenges in society such as the ageing population, sustainable development and social integration.
Moreover, Belfius Bank & Insurance wishes to continue to offer added value to society through sponsoring initiatives such as Belfius Foundation, Belfius Classics and Belfius Art. A further example is the creation of a Community Service Centre enabling members of staff to offer their project-related skills and expertise to local initiatives.
And, of course, Belfius Bank & Insurance aims to be the preferred financial partner in the public and social profit sectors. Initiatives such as “Savings bonds for local projects” are a manifestation of that and enable the funds collected to be allocated to projects that benefit society (convalescent and nursing homes, hospitals, swimming pools, nurseries ...).
- A bank that supports clear and transparent communication
Confidence is essential in a banking relationship. Such confidenc
Our activities
Commercial activities are organised around three business lines: Retail and Commercial Banking, Public and Wholesale Banking, and Insurance.
A. Retail and Commercial Banking
Belfius Bank offers individuals and the self-employed, the liberal professions and SMEs a complete range of retail, commercial and private banking products as well as insurance services. The bank, one of the three leading banks in Belgium, serves its 4 million customers through a network of 796 branches, internet and mobile banking applications, a contact center and a large number of automatic selfbanking machines, which makes the bank a 24-hour-a-day operation.
B. Public and Wholesale Banking
Belfius Bank has always been the preferred partner of local and social sector organisations (hospitals, schools, universities, rest homes...) in Belgium. It provides its clients with a complete and integrated range of products and services, ranging from credit lending and treasury management, to budget optimisation and financial IT solutions.
Corporate banking activities are directed principally at businesses operating in Belgium with the focus particularly on medium-sized corporates.
C. Insurance
Belfius Insurance, a fully-owned subsidiary of Belfius Bank, offers insurance products to clients of the Retail and Commercial Bank and to Public and Wholesale Banking clients.
Belfius Insurance is active on the Belgian insurance market with a comprehensive range in Life and Non-life insurance for individuals, the self employed, businesses, and the social profit and public sectors. This, via a trio of brands and channels:
- DVV Insurance, through a network of exclusive consultants,
- Belfius Insurance through Belfius Bank branches
- Corona Direct, a direct insurer.
This multichannel approach was extended in 2012 to the Elantis brand, which was purchased from Belfius Bank and offers mortgages through independent brokers.
Address : Pachecolaan 44, 1000 Brussels, Belgium. Website : www.belfius.be, Phone number : 32-2-222-9706
2. Banca Monte Paschi -
Banca Monte Paschi Belgio is the only bank of Italian origin operating under Belgian law in Belgium. Our bank has been active in this country since 1947 and offers individuals, Belgian and foreign companies, as well as different institutions in Belgium, a wide variety of tailor-made products and services. At Banca Monte Paschi Belgio we like to work closely with our customers and to be a real financial partner which accompanies each customer during the realisation of their projects. Banca Monte Paschi Belgio is part of the Monte dei Paschi di Siena group which was founded in 1472. Therefore, more than five centuries of banking experience are at your service. The Group has a worldwide presence with a network of over 3,000 branches in Italy. Day after day, more than 33,000 staff give of their best. In the service of our 6 million customers. Please don't hesitate to call on their professionalism and their knowledge of Belgian and European markets. Banca Monte Paschi Belgio: the Italian bank at the heart of Europe.
Address : Rue Joseph II, 24, 1000 Brussels, Belgium.
Website : www.montepaschi.be, Phone number : 32-2-220-7211
3. Fortis Bank -
In Belgium, its domestic market, BNP Paribas Fortis presents itself as the first choice and unique partner for all customers. There will be more collaboration between businesses that are serving clients in their business and private needs. Business clients will also be served for all their needs, on the business side as well as on the personal side. This means that they can choose for the proximity of the retail bank, that they can rely on the corporate bank for more complex skills or international experience and that private bankers are able to serve them for their personal banking matters.
Apart from a strong domestic bank, BNP Paribas Fortis has an international reach. It is a bank that can accompany its clients wherever their business leads them. To do so, the organisation will further develop its strong and unique network of Business Centres in Europe (Corporate & Transaction Banking Europe) that will serve the internationally active domestic clients and large corporate clients providing them with daily banking products. The European network will mainly focus on subsidiaries of domestic market clients, subsidiaries of Corporate & Investment Banking clients or large and mid-cap local clients.
To serve European clients of the BNP Paribas Group in their daily banking needs outside domestic markets, BNP Paribas Fortis will manage from Brussels four global competence centres dedicated to corporate clients: the Business Centres’ network, Cash Management, Trade Finance and Factoring. It will also host a Structured Finance regional platform covering the Benelux countries, Northern and Central Europe, Greece and Turkey. Fixed Income and Equity Derivatives will keep dedicated platforms in Brussels to cover all Belgian client needs. Finally, specific expertise will be leveraged throughout the BNP Paribas Group in Private Public Partnerships.
Address : Warandeberg 3, 1000 Brussels, Belgium.
Website : www.fortis.com, Phone number : 32-2-565-1111
4. Keytrade Bank -
Belgium's first online investment site VMS-Keytrade, saw the light of day in 1998. It experienced immediate success and dazzling growth. In 2002, VMS-Keytrade became Keytrade Bank and acquired its banking status by taking over RealBank. Today, Keytrade Bank is part of the Crédit Agricole Group, one of Europe's largest banking groups (total assets of € 913 billion and own funds of € 66 billion). Within this top-class group, Keytrade Bank keeps full autonomy and its own philosophy for serving its clients, while having the resources necessary for growth in Internet banking.
Keytrade Bank is still the undisputed leader in online trading in Belgium, with increased capacities to develop new products and investment services. As a client of Keytrade Bank, you benefit not only from this exceptional expertise but also from the resilience, strength and credibility of one of Europe's leading banking groups.
Address : Vorstlaan, 100 Bld du souverain-1170 Brussels, Belgium.
Website : www.keytradebank.com, Phone number : 32-2-679-9000
5. ING Belgium -
Savings
Choose the savings plan that fits your business and reap nice returns.
- Flexible account with high interest rate
- Flexible account with guaranteed bonus rate
- Term account with fixed interest rate
Investment
Discover the best way to invest your company's funds.
- Asset management
- Securities services
- Structured notes
Fiscal Plan
Arrange your own pension as a self-employed person and get tax relief.
- Pension plan for the self-employed
- Pension plan through you
Website : www.ing.be, Phone number : 32-2-547-2111
6. AXA Bank - Website : www.axa.be, Phone number : 32-2-678-6111
7. KBC Bank -
KBC is an integrated bancassurance group, catering mainly for retail, SME and midcap customers. It concentrates on its home markets of Belgium and certain countries in Central and Eastern Europe. Elsewhere around the globe, the group has established a presence in selected countries and regions.
Website : www.kbc.be, Phone number : 32-16-39-1130
8. Commerzbank Belgium -
As the first foreign subsidiary of a German credit institution in Belgium, Commerz Bank began its operations in Brussels in 1977. Decades of experience have allowed Commerz Bank to gain a true insight into the Belgian market, with all its particularities and rules. This in-depth knowledge, combined with our financial expertise, allows us to provide extensive services to both German companies, with presence in Belgium, and international companies with activities in Germany. We are your strategic partner for international business.
Your Benefits at a Glance
- German speaking relationship managers at our German Desks as well as multilingual relationship managers based in Brussels (comprehensive support during market entry through local networking: Chambers of commerce and industry, auditors, attorneys, consulting firms).
- Client focused relationship model resulting in close cooperation between the Commerzbank branches in Belgium, Germany and worldwide.
- Your relationship manager coordinates your international Client Service Team that has a deep understanding of your specific requirements.
Website : www.commerzbank.be, Phone number : 32-2-743-1811
9. Bank Degroof -
Bank Degroof is Belgium’s leading independent private and investment bank, with an excellent reputation in each of its fields of activity. For more than 140 years it has offered its private and institutional clients, along with business enterprises, a complete range of tailored solutions and services: asset management, financial markets, corporate finance, credit and structured finance, setup and administration of investment funds, real estate activities and financial analysis. The Bank has a thousand employees managing their customers’ future from offices in six countries.
Bank Degroof is a Belgian bank with subsidiaries in five countries: France, Luxembourg, Spain, Switzerland, and Hong Kong. The international advantages of working with Bank Degroof are not limited to its European operations. The Bank cooperates very closely with its subsidiaries, which allows for many and fruitful exchanges of know-how and experience.
Address : Rue de l'Industrie 44, 1040 Brussels, Belgium.
Website : www.degroof.be, Phone number : 32-2-287-9111
10. Byblos Bank -
Byblos Bank Group is a full-service financial institution that focuses on the domestic and regional markets while striving to offer world-class services to its customers, fulfillment to its employees, and economic benefit to the communities it serves.At Byblos Bank, we provide real banking for real life; it's a philosophy that informs everything we do. This means careful attention to the various ways in which we interact with our clients, the goal being to ensure that Byblos Bank products and services meet or exceed the constantly changing needs of the market.
Byblos Bank is one of the leading banks in Lebanon, providing a full range of banking services through one of the country's largest branch networks. Through its overseas subsidiaries, the Bank also conducts a wide range of Commercial Banking and other financial activities in Europe and the MENA region. Byblos Bank's power and versatility are derived from adhering to the values associated with traditional banking – a conservative approach to risk, total commitment to the many overlapping interests of our customers, investors, and employees, attention to detail bordering on obsession, and boundless faith in hard work. Our adherence to these values reflects a determination to remain focused on what we know best: Consumer Banking, Commercial Banking and Capital Markets. Our values encourage us to constantly update our products and services in order to meet the diverse and evolving needs of our clients.
Our Values
- Integrity
- Performance
- Customer Focus
- Teamwork
Our Mission
The Byblos Bank Group is a universal institution that is focused on the domestic and regional markets while striving to offer world-class services to its customers, fulfillment to its employees, and economic benefit to the communities it serves.
Address : Rue Montoyer 10, Bte. 3, 1000 Brussels, Belgium.
Website : www.byblosbank.com, Phone number :32-2-551-0020

Bhutan
1. Bank of Bhutan Ltd -
Bank of Bhutan Ltd. was incorporated by Royal Charter, 1968 and is now incorporated under the Companies Act of Kingdom of Bhutan 2000 and the Financial Institution Act of Kingdom of Bhutan, 1992. Bank of Bhutan was established as the public sector commercial bank and until the establishment of the Royal Monetary Authority of Bhutan; it rendered the function of the central bank in Bhutan. The Royal Monetary Authority of Bhutan is the Central Bank of Bhutan, which was established in 1982 and is responsible for the regulating the financial sector and formulating the monetary policies in Bhutan. Bank of Bhutan started with only 20 account holders and currently has about 150,000 accounts. The bank was established with a paid-up capital of Nu 2.5 million.
Though the bank was established in May 1968, due to non-convertibility of the local currency the desired pace of growth could not be achieved. Consequently, in 1971, a team of banking experts from India and the representatives from Royal Government of Bhutan recommended for collaboration with the State Bank of India (SBI). SBI was identified as partner in management and share holding. Accordingly, BOB was reconstituted under the Royal Charter of bank of Bhutan (1972) inducting State bank of India as partner in capital (in the ratio of 60:40) and the management of Bank of Bhutan. The SBI share in Bank of Bhutan was reduced to 25 percent in 1982 and then further to 20 percent in 1987. Today, Bank of Bhutan has a network of 28 branches and 12 extension counters with a paid up capital of Nu. 400 million (80:20). From 2004 until 2007, the market share of Bank of Bhutan was about 35 percent and it is expected to increase further.
Until 2007, the Board of Directors and the Chairman of the Board were appointed by the Royal Government of Bhutan and the State Bank of India. From the time the SBI invested in Bank of Bhutan in 1972 until 1997, the Managing Directors of the Bank of Bhutan were being sent by the SBI. In 1997, the management of the Bank of Bhutan was handed over to the Royal Government of Bhutan and a Bhutanese Managing Director was appointed. Since then the core banking portfolios related to investment, planning, HRD and credit was manned by the Bhutanese officers. With the establishment of the Druk Holding Investments Limited (DHI) in 2007, the control over the public sectors company including Bank of Bhutan was taken over by DHI. Mr. Pema Nadik is current CEO of the Bank of Bhutan. He was appointed in April 2013 .
Address : Post Box No. 75, Samdrup Lam, Phuentsholing, Bhutan.
Website : www.bob.bt, Phone number : 975-5-252402
2. Royal Monetary Authority of Bhutan -
Prior to the establishment of the RMA in 1982, functions relating to central banking were conducted principally by three agencies viz., the Ministry of Finance, State Trading Corporation of Bhutan and Bank of Bhutan. The Ministry of Finance was the currency issuer of Ngultrum(the Bhutanese currency) and had printed and issued the first Ngultrum notes in denomination of Nu 1,Nu 5,Nu 10 and Nu 100 in 1974 coinciding with the coronation of the Fourth Druk Gyalpo, His Majesty Jigme Singye Wangchuck. The Ministry also functioned as the custodian of foreign exchange balances received, essentially, as aid, which were kept with correspondent banks abroad in the name of the Ministry.
The State Trading Corporation of Bhutan (which handled exports to countries other than India and ensured the repatriation of foreign exchange receipts) also held foreign exchange in its own name.
The Bank of Bhutan which handled all commercial banking business in Bhutan also extended credit to the Government; financed other Government organizations against Government guarantees, and was the conduit through which Ngultrum notes and coins were issued to the public. Implementation of Five Years Plans resulted in robust growth, and accordingly complexity and dynamism of the economy increased. With these rapid developments, the Government, toward the end of the fourth plan, felt the need for an organization, capable of centralizing dispersed central banking functions. With the objective of setting up an institution capable of performing a minimum of central banking functions and one that could generate information adequate for monetary management, the Government requested the IMF for technical assistance on July,1981. Subsequently, Mr Rechards H.Miller, Advisor, Central Banking Department IMF was appointed to study feasibility and recommend legal frame to set up a Monetary Authority.
The Millar Report on the rationale and legal framework for the Monetary Authority was presented to the National Assembly during its 56th Session and on 4th August, 1982 the Royal Monetary Authority of Bhutan Act,1982 was enacted. Immediately after the enactment Her Royal Highness HRH Ashi Sonam Chhoden Wangchuck, Representative of His Majesty in the Ministry of Finance was appointed as its first Chairman while the current Minister of Work and Housing Lyonpo Yeshey Zimba became the founder Managing Director of the RMA. However due to lack of appropriate and adequate manpower, it took about a year for the RMA to finally emerge as an organization. During the initial stages of RMA’s development, various central banking functions continued to remain with the Ministry of Finance. As organizational capacities developed, particularly after the appointment of Mr Rabenath Mitra , a retired Executive Director of RBI in August 1983 as General Advisor under the IMF Technical Assistance ,these responsibilities were gradually shifted to the RMA in a phase manner.
Address : Post Box 154, Chhophel Lam, Kawajangsa, Thimphu, Bhutan.
Website : www.rma.org.bt, Phone number : 975-2-323111
3. Bhutan National Bank Limited
Brief Profile of the Bank
The Royal Government of Bhutan (RGOB), commanded in 1995, that the Unit Trust of Bhutan be converted into a
commercial bank. Through the technical assistance of the Asian Development Bank (ADB), the UTB was
successfully converted into a full fledge commercial bank in January in 1997 as the Bhutan National Bank Limited
(BNB), the first fully computerized financial institution in the Kingdom.
Products and Services
Offers financial services such as personal, retail, business and industrial banking, broking services, letters of credit
and investments.
Subsidiaries and Affiliates
BNB Securities Limited
Address : PO Box 439, Thimpu, Bhutan.
Website : www.bnb.bt, Phone number : 975-2-328577

4. Durk PNB Bank -
The Durk PNB Bank is first FDI bank in Bhutan. The total Capital of the bank is Nu.300 million. Out of which
51% share is of Punjab National Bank, 19% Bhutanese promoters and 30% initial share has already been floated
to the public of Bhutan
We promise to :
a. Act fairly and reasonably in all our dealings with you by :
- meeting the commitments and standards in this Code, for the products and services we offer, and in
the procedures and practices our staff follow.
- making sure our products and services meet relevant laws and regulations. our dealings with you will rest on
ethical principles of integrity and transparency.
b. Help you to understand how our financial products and services work by :
- giving you information about them in plain English and/or the local language.
- explaining their financial implications and.
- helping you chooses the one that meets your needs.
c. Deal quickly and sympathetically with things that go wrong by :
- correcting mistakes quickly
- handling your complaints quickly
- telling you how to take your complaint forward if you are still not satisfied and
- reversing any bank charges that we apply due to our mistake.
d. Publicise this Code, put it on our website and have copies available for you on request.
Address : Post Box 502, Norzin Lam, Main Traffic, Thimphu, Bhutan.
Website : www.drukpnbbank.bt, Phone number : 975-2-324497

5. T Bank
The main objective of the company is to establish and carry on business of banking in all forms within and
outside the Kingdom of Bhutan, including borrowing money and employing the same, advancing loan with
or without security, carrying on various other financial and banking activities such as dealing and trading in bills
of exchange, promissory notes, bill of lading, warrants, bonds, debentures, options, futures, forward rate
agreements, granting and issuing letter of credit, dealing in foreign exchange etc. The bank will also provide
commercial or consumer finance and investment advice to its customers
The Bank has opened its branch office in Thimphu, Phuentsholing,WangduePhodrang and Gelephu.Thimphu
on 12th March, 2010, Phuntsholing on 21st September 2010, Wangdue on 15th March 2012 and Gelephu on
27th April 2013 respectively. During the first nine months of its operation the bank has been able to mobilize
deposits aggregating to Nu.1297.21 million as on 30th September 2010 and its portfolio of advances stands at
Nu. 822.36 million on the same date.
Our Mission :
T Bank is committed to providing diverse and superior financial products and services that utilizes
individualized personal attention, while incorporating high tech solutions to our clients’ banking needs. Our
Products and services will be provided to businesses, their owners, employees, and the communities, while meeting
the goals of shareholders, providing our staff with a challenging and rewarding working environment.
Our Vision :
To be the most preferred financial institution in the country in terms of customer-centered organization with a
passion for service excellence; innovativeness in products, services, distribution and the use of state-of-art
technology; financial performance; corporate social responsibility; and developing competitive advantage on
a sustained basis by anticipating changes in customer’s preferences and in the manner of doing business.
Address : TCC Complex Building, Samten Lam, Post Box no: 631, Thimphu, Bhutan.
Website : www.tbankltd.com, Phone number : 975 -2-77103077
Bolivia
1. Banco De Credito -
Mission :
Serve the customer with innovative solutions and high quality .
Vision :
Being the best bank in Bolivia in service quality , innovation and solidity.
BCP Principles :
- Honesty , integrity and transparency as the basis for achieving the trust of our customers and partners.
- We know our customers and we are close to them to meet their needs.
- The quality of care and processes to deliver the best banking experience to our customers.
- Manage risk and take reasonable and prudent decisions .
- Innovation and proactivity our north to create and constantly improve .
- Dedication to our work and achieving results.
- Growing up in an efficient and profitable for our shareholders.
- Efficiency in use of resources as their own BCP .
- Teamwork to achieve more and better results.
- The commitment to banking as the core of our social responsibility.
- Excellence as permanent purpose in our actions.
Address : Box office 907,La Paz, Bolivia.
Website : www.bcp.com.bo, Phone number : 591-22-2175000
2. Banco Economico -
Mission
Being a bank financial intermediation and financial services profitable and solvent, focused on providing
business opportunities mainly to small and medium businesses, through personal attention and mutual
convenience, qualified human resources and innovative technology, contributing to economic and social
development.
Vision
"Being a leader in providing business opportunities to the segment of small and medium enterprises".
Address : Camacho Av N 1245, La Paz, Bolivia.
Website : www.baneco.com.bo, Phone number : 591-22-2155200
3. Banco FIE SA -
Mission
To be the preferred financial institution for micro and small enterprises in the country, for its known ability and quality of their services, attracting investors committed to equitable and inclusive development of Bolivia.
Vision
To be recognized worldwide as the microfinance institution of the future, where the international financial system promotes global development based not only on economic growth but also on distributive justice and environmental protection.
Values
Banco FIE's work is supported by a strong corporate social responsibility philosophy and a commitment to honesty, respect, loyalty, justice, accountability and transparency in the development of their activities.
Address : Calle General Gonzales, No. 1272, San Pedro area, La Paz, Bolivia.
Website : www.bancofie.com.bo, Phone number : 591-22-2117125

4. Banco Nacional de Bolivia -
Mission
"To create value for customers , shareholders, society and employees of the institution."
For customers , making strategic partners and meeting their needs with quality products, timely
service, ongoing support and guidance.
For shareholders , ensuring the solvency , profitability and value of the Bank.
For society, community, actively contributing to the development and progress of the country through
programs and projects that benefit society.
Vision
"Being a Bank committed to excellence and banking , financial services integrated with high quality for
customers, consolidating it as the best investment for our shareholders, and the best place to work for our
employees."
BNB Group
The Banco Nacional de Bolivia SA (BNB ) and its subsidiaries, National SAFI SA National Securities SA
and Leasing SA BNB BNB 's Group. BNB Group aims to offer its customers a comprehensive and
specialized financial services at their disposal, which consists in offering financial products and services designed
to meet the demands and requirements they have. The National subsidiary SAFI (Fund Manager Investment )
has established itself in the market for Fund Management Companies Investment as leader by the size of
the portfolio it manages and the number of participants you have. The National Securities SA subsidiary,
Stockbroker , is one of the largest and most active brokerage firms in the country. He participated in the
structuring and placement of the most important issues of securities on the stock market in Bolivia. The
subsidiary Leasing SA is a company specializing in asset and property financiamineto through leasing or
leasing, a tool that allows individuals and entities to acquire capital assets by paying installments and an
option to purchase at lease end for an amount previously agreed.
Address : Av. Camacho Esq. Colon No. 1312, La Paz, Bolivia.
Website : www.bnb.com.bo, Phone number : 591-22-621401

5. Banco Central de Bolivia -
Banco Central de Bolivia is the central bank of Bolivia. It responsible for monetary policy and the issuance
of banknotes. It was established on July 20, 1928.
Address : Market Street # 308, La Paz, Bolivia.
Website : www.bcb.gob.bo, Phone number : 591-22-409090
Brazil
1. Banco Bradesco -
The business world evolves every moment. Therefore, Bradesco BBI seeks constant innovation of its products and services to facilitate transactions and development of your business. The Investment Banking team is specialized, experienced and operates jointly with the other areas of Bradesco Organization, seeking different solutions according to the needs of your business. Bradesco also offers a diversity of products and services customized to meet the specific needs of each client. Our team of experts are on hand to design solutions tailored to your business, regardless of segment.
Bradesco is the perfect choice for young people with the potential and desire to grow. We value internal career, providing personal development and career advancement. In recent years, Bradesco was recognized by major media as one of the best places to work, here are some highlights:
- Best Company to work for in 2012
- Best company for women to work
- Best Company to start career
Address : City of God s / n, Vila Yara, Osasco, São Paulo, Brazil.
Website : www.bradesco.com.br, Phone number : 55-11-3684-3311
2. Banco do Brasil -
Range of services offered by BB, which enables the settlement of commitments with suppliers, collaborators or employees. BB has advanced technological solutions for accounts payable of your company, with direct management of his office, the Financial Manager or its ERP. Investing is thinking ahead. The Bank of Brazil has developed for you and your company with a diversified portfolio of investments. Here you have the convenience to invest and move their money either by site bb.com.br, Automated Teller Machines BB, Mobile, Service Center or at any branch of Banco do Brazil. You also has "Integral Vision", which is a feature designed to enable applications to values less than the minimum to join some investment funds because it considers the balance you hold in other financial investments, for the composition of the investment value initial investment funds.
Address : SBS Quadra 01 Bloco C, Bancario Sul, Brasilia, DF, 70073-901, Brazil.
Website : www.bb.com.br, Phone number : 55-61-310-5920
3. Banco Votorantim -
Banco Votorantim is the seventh largest bank in Brazil. It operates in the wholesale, retail, treasury, asset management and brokerage fields, and was founded in 1988. Its headquarters are located in São Paulo, Brazil.
The operations of Banco Votorantim is driven by a set of institutions that operate in an integrated way: the Bank provides businesses products and services for the commercial sector and investment, the BV Financeira operates in the financing and consumer credit; Votorantim Asset Management (VAM) manages the resources of others, and Vototrantim CVTM makes securities and brokerage. The bank its owned by Votorantim Group and the Banco do Brasil, the operation was completed on 28 September 2009. Banco do Brasil then hold 49.9% of common shares and 50.1% of the preferred, Banco Votorantim continuing control of the Votorantim Group.
Address : Av. R P Jr, 999, São Paulo, Brazil.
Website : www.bancovotorantim.com.br, Phone number: 55-11-5171-5709
4. Caixa Econômica Federal -
Founded in 1861, Caixa Econômica Federal is the main agent of public policy for the federal government and, somehow or other, it is present in the lives of millions of Brazilians. This is because the Caixa - a 100% public institution - not only serves its bank customers, but all formal workers in Brazil, through these FGTS payments, PIS and unemployment insurance, social programs beneficiaries and Lottery bettors. Moreover, prioritizing sectors like housing, sanitation, infrastructure and services, It has an important role in promoting urban development and social justice in the country, helping improve the quality of life, especially the underprivileged. The performance of Caixa Econômica Federal also extends to the stage, classrooms and racetracks, with the support of artistic and cultural initiatives, educational and sports activities.
Address : SBS, Quadra 4, Lotes 3/4, 16º andar, Brasília, Distrito Federal, Brazil.
Website : www.caixa.gov.br, Phone number : 55-71-3206-9000
5. Central Bank of Brazil -
The Central Bank of Brazil is Banco Central do Brasil. It was established on December 31, 1964. The Central Bank is linked with the Ministry of Finance. Like other central banks, the Brazilian central bank is the principal monetary authority of the country. It received this authority when it was founded by three different institutions: the Bureau of Currency and Credit (SUMOC), the Bank of Brazil (BB), and the National Treasury. One of the main instruments of Brazil's monetary policy is the Banco Central do Brasil's overnight rate, called the SELIC rate. The Bank is active in promoting financial inclusion policy and is a leading member of the Alliance for Financial Inclusion. It is also one of the original 17 regulatory institutions to make specific national commitments to financial inclusion under the Maya Declaration during the 2011 Global Policy Forum in Mexico.
Address : SBS Quadra 3 Bloco B - Ed. Sede, Brasilia, Brazil.
Website : www.bc.gov.br, Phone number : 55-61-3414-2751
6. HSBC Bank Brazil -
HSBC Bank Brazil is a company aware of their role in society. We follow a number of principles and values that ensure ethical standards , fair and responsible treatment of business. We have a quality policy that allows us to strengthen the development of our company in a solid and safe, always focused on the customer. Customers are our most valuable asset . That's why we invest so much to be where you are at any moment of his life, delivering solutions with high added value for a fair price. HSBC Bank Brazil is present in 545 municipalities, with 866 branches, 399 banking service posts , 1,030 posts and 2,505 electronic service environments upmarket, with over 5,200 ATMs. Customers also count on more than 38,000 network ATMs shared with other banks and Banco 24 Horas. Additionally, they have at their disposal more than 1 million ATMs for withdrawals abroad through the network Cirrus / MasterCard and Visa Plus / Visa and approximately 61 million establishments affiliated with the network for Visa Electron debit card purchases in Brazil and abroad. HSBC Bank Brazil is part of HSBC Group , an international corporation based in London and present in 80 countries and territories .
Address : Praia de Botafogo, 300, 9th Floor, Botafogo, Rio de Janeiro, Brazil
Website : www.hsbc.com.br, Phone number : 55-41-3321-6161
7. Santander Brasil -
Banco Santander Brasil is a subsidiary of Banco Santander in Brazil, its largest division in Latin America and one of the world's most important, accounting for 50% of the total profit of the group. The bank was founded in 1982 in São Paulo, where its headquarters are located. Santander is the fifth largest commercial bank in Brazil by assets, after Itaú Unibanco, Banco do Brasil, Bradesco and Caixa Econômica Federal. With more than 9 million customers, it operates in all segments of financial markets, with a network of 3696 branches and service centers and 18,312 ATMs. In 1997, Santander purchased Banco Geral do Comério S.A., initiating the wave of acquisitions through which it earned a position among the largest financial groups in Brazil. In 1998, it acquired Banco Noroeste S.A.. In January 2000, the Southern Financial conglomerate (Banco Meridional and Banco Bozano, Simonsen) joined the group. In November of the same year, Santander made its largest acquisition yet, taking control over Banespa, previously owned by Brazil's wealthiest state, São Paulo.
After the Banespa acquisition, the financial conglomerate Santander Banespa was formed. While a strong franchise, Santander's position was still heavily concentrated in the Southeast region of Brazil. In 2007, Banco Santander participated along with Royal Bank of Scotland and Fortis in the acquisition of the Dutch financial conglomerate ABN AMRO. Santander took over ABN AMRO's Brazilian assets, mainly formed by the latter's acquisition of Banco Real, and developed a truly national platform, dropping the Banespa name and adopting the Santander Brasil franchise.
Address : Av. Juscelino Kubitschek 2041/2235, Bloco A, Vila Olimpia, São Paulo, Brazil.
Website : www.santander.com.br, Phone number : 55-11-3174-8589
Brunei
1. Autoriti Monetari Brunei Darussalam -
The establishment of AMBD signifies yet another important milestone in the development of the financial sector in Brunei Darussalam. It also underscores the commitment of the Government of His Majesty the Sultan and Yang Di-Pertuan Negara Brunei Darussalam in achieving and maintaining a sound and dynamic financial system; by continuously implementing appropriate measures, and embarking on necessary financial sector reforms in support of the national economic development objectives. AMBD is a statutory body, acting as the central bank of Brunei Darussalam which undertakes several core functions, chief of which is the formulation and implementation of monetary policies, the regulation and supervision of financial institutions as well as currency management.
Four divisions previously under the Ministry of Finance merged to form AMBD, namely:-
- The Financial Institutions Division or FID
- The Brunei Currency and Monetary Board or BCMB
- The Brunei International Financial Center or BIFC
- Part of the Research and International Division or RID
Address : Level 14, Ministry of Finance Complex, Bandar Seri Begawan, Brunei.
Website : www.ambd.gov.bn, Phone number : 673-238-4626
2. Baiduri Bank Berhad -
The Beginning
Baiduri Bank started its operations in 1994. The Bank’s shareholders include Baiduri Holdings, Royal Brunei Airlines, Royal Brunei Technical Services and BNP Paribas.
The Group
The Baiduri Bank Group comprises mainly of Baiduri Bank and Baiduri Finance. It is one of the largest providers of financial products and services in Brunei Darussalam.
World-Class Local
With a strong combination of local commitment and global expertise, the Group is acknowledged as one of the leading banks in the country with a track record of financial innovations and pioneering activities. Its core business includes banking services to:
- institutions or corporations
- retail banking
- consumer financing and
- wealth management.
Subsidiary
Baiduri Finance, a wholly-owned subsidiary of Baiduri Bank which came into existence in 1996, has already captured a significant portion of the automobile financing business, it is now the country’s leading finance company.
Widest Choice of Financial Product
Baiduri Bank’s payment card business has the largest card member and merchant base in the country. It is the first and only bank in Brunei to hold franchise for four major card brands, namely American Express, Visa, MasterCard and UnionPay, offering the widest range of payment cards to meet the needs of different customer segments.
Multiple Service Delivery Channels
Baiduri Bank Group’s network consists of 12 bank branches, a finance arm with two branches and 28 ATM locations making it readily accessible to customers.
Leadership and Innovation
Renowned for its strength, commitment and innovation in the Brunei market, Baiduri Bank has many 'first' to its name. Among some recent firsts are:
- the first to offer in-store and in-mall banking seven days a week.
- the first to launch the internationally accepted Visa electron debit card, MasterCard electronic Cash Card
and Ladies Card.
- the first to offer co-brand credit cards including the first co-brand card with American Express and the
country’s national carrier Royal Brunei Airlines.
- the first and only bank to provide money remittance facilities under the Western Union Agency.
- the first and only bank to introduce the next generation mobile suite of services which provides 24-7 banking
services via the mobile phone.
- the first and only bank to introduce multi-currency ATM dispensing US dollar, Singapore dollars, Euros and
Brunei dollars.
- the first to offer Visa Infinite, the most Prestigious of Visa classes as a cobrand Empire Visa Infinite Card.
Address : Units 1-3, Kompleks Perindustrian Beribi Highway End, Gadong BE1118, Brunei.

Website : www.baiduri.com.bn, Phone number : 673-245-4222
3. Bank Islam Brunei Darussalam Berhad -
Financial highlights
BIBD is Brunei Darussalam's premier financial institution. At year-end 2012, the total Group assets stood in excess of B$ 6 billion, with a net profit after Zakat and taxation of B$ 119 million. With a Group tier 1 capital of above B$ 1,025 million and an adequacy ratio of 25.7%, BIBD has significant capacity to expand its business. BIBD maintains conservative provisioning and write-off policies, and provides a consistent dividend stream to shareholders.
Market reach
BIBD is headquartered in Bandar Seri Begawan, with fourteen branches at strategic locations in Brunei's four districts, and has the largest network of ATMs in the country. BIBD leads the Brunei market in assets, financings and deposits. BIBD leads the Brunei market in assets, financings and deposits. It is also the preferred payroll bank for Government employees.
Services
BIBD provides a wide array of Islamic financial services to all customer segments. Consumer Banking contributes the majority of the Bank's revenue (53%), with Corporate Banking contributing 14% and Institutional Banking contributing 26%. BIBD was the first institution in Brunei to launch mutual funds domiciled in Brunei.
- At-Tamwill
A wholly-owned subsidiary, mainly provides hire purchase and fixed deposits.
- BIBD Securities
A wholly-owned subsidiary, provides brokerage services for both local and foreign Islamic shares listed on the Kuala Lumpur and Singapore stock markets.
- Syarikat Takaful Brunei Darussalam
It is 31% owned by BIBD. It provides general and family takaful services through its subsidiaries Takaful Brunei Am and Takaful Brunei Keluarga.
- Landmark transactions
In July 2012, BIBD became the sole arranger for an Ijara financing facility worth US$ 83 million to Brunei
Gas Carriers Sdn Bhd, to re-finance an LNG vessel along with being one of the mandated lead arrangers to
successfully close a US$ 170 million and a US$ 184 million long-term Ijara financing facility for the
construction and deployment of two LNG vessels.
In 2009, BIBD was a mandated lead arranger for the Islamic Development Bank.s USD 850m sukuk issuance as well as a joint lead manager for General Electric Capital Corp.s USD 500m sukuk issuance, which was awarded Best Sukuk Deal by Euromoney. To date, BIBD is the only Bruneian bank to have won international mandates.
People
BIBD Group has over 700 staff and its governance is rooted in global best practices. Corporate Social Responsibility BIBD actively supports the welfare of Bruneian society through organizing and supporting research and development activities, youth empowerment programmes and social causes. BIBD has also rapidly increased its efforts in this domain, where active volunteers in 2012 for all CSR activities reached 480 personnel, consisting of BIBD employee and members of the public. This showed an increase of 140% of volunteers from the year before.
Address : Lot 159, Jalan Pemancha, Bandar Seri Begawan, BS8711
Website : www.bibd.com.bn, Phone number : 673-223-8181
4. Perbadanan Tabung Amanah Islam Brunei -
Establishment, Information and History
Perbadanan Tabung Amanah Islam Brunei was established under Perbadanan Tabung Amanah Islam Brunei Cap 163. TAIB was officially launched by His Majesty Sultan Haji Hassanal Bolkiah Mu’izzaddin Waddaullah ibni Al-Marhum Sultan Haji Omar ‘Ali Saifuddien Sa’adul Khairi Waddien, Sultan and Yang Di-Pertuan of Negara Brunei Darussalam, the Present Monarch who is also the Supreme Executive Authority of the Country on the 29th September 1991. The launching of TAIB marked a new beginning for Brunei Darussalam as TAIB was the first Financial Institution that conducted all its activities in accordance with Islamic faith.
Corporate Structure
Since its establishment TAIB has two subsidiary companies which are Insurans Islam TAIB Sendirian Berhad (Takaful/Insurance) and Darussalam Holdings Sendirian Berhad (Haj/Umrah Services, Travel Agent) where both of which TAIB has a 100% shareholding.
Address : Perbadanan TAIB, Jalan Sultan, Bandar Seri Begawan BS8811, Brunei.
Website : www.taib.com.bn, Phone number : 673-223-2222

Bulgaria
1. ProCredit Bank -
Pro Credit Bank is a development-oriented full-service bank. We offer excellent customer service to private individuals and enterprises. In our operations, we adhere to a number of core principles: we value transparency in our communication with customers, we do not promote consumer lending and we provide services which are based both on an understanding of each client's situation and on sound financial analysis. This responsible approach to banking allows us to build long-term partnerships with our clients based on mutual trust.
In our operations with business clients, we focus on very small, small and medium-sized enterprises, as we are convinced that these businesses create jobs and make a vital contribution to the economies in which they operate. By offering simple and accessible deposit facilities and other banking services and by investing substantial resources in financial education we aim to promote a culture of savings and responsibility which can help to bring greater stability and security to ordinary households. Our shareholders expect a sustainable return on investment over the long term, rather than being focused on short-term profit maximisation. We invest extensively in the training and development of our staff in order to create an open and efficient working atmosphere, and to provide friendly and competent service for our customers.
Address : Bulgaria, Sofia, 26, Todor Aleksandrov Blvd.
Website : www.procreditbank.bg, Phone number : 359-2-8135-100
2. Raiffeisen Bank -
Established in 1994 according to the Bulgarian Law on Banking and Credit Activities, Raiffeisenbank (Bulgaria) EAD is fully licensed for operations in Bulgaria and abroad. Raiffeisenbank (Bulgaria) EAD is fully consolidated subsidiary of Raiffeisen Bank International AG (RBI). RBI is one of the foremost providers of corporate and investment banking services in Austria and a leading universal bank in Central and Eastern Europe (CEE). It originated from the merger of the spun-off business areas of Raiffeisen Zentralbank Österreich AG (RZB) with Raiffeisen International Bank-Holding AG. The transaction was legally completed in October 2010. RBI is a fully-consolidated subsidiary of RZB, which owns 78.5 per cent of the bank's common stock. The remainder is in free float, with the shares listed on the Vienna Stock Exchange.
RBI offers corporate and investment banking for Austrian and international companies, an extensive banking and leasing network in CEE for both corporate and retail customers, as well as corporate and investment banking services in Asia and the world's principal financial centres.
Address : 18–20, Gogol Str.,1504, Sofia, Bulgaria.
Website : http://rbb.bg, Phone number : 359-2-91985-101
3. Uni Credit Bul Bank -
UniCredit Bulbank is the biggest Bulgarian bank in terms of assets, exceeding BGN 12 billion as of end of December 2012. The Bank is servicing over one million individual clients and households, high profile private customers, small and mid sized businesses, larger domestic and multinational corporates, municipalities and budget enterprises.
Mission
We want to create a new way of banking by thriving to serve our clients with innovative solutions.
Values
In pursuing our mission and affirming our identity we intend to model our behaviors on strong and widely shared convictions
Integrity Charter
The foundation of the UniCredit Group’s identity through a set of shared Values
Address : 7 Sveta Nedelya Sq. 1000 Sofia, Bulgaria.
Website : www.unicreditbulbank.bg, Phone number : 359-2-9884-636
4. DSK Bank -
DSK Bank was established in 1951 as a state savings institution – the only deposit and credit institution in the country at that time. With the adoption of the Law on DSK Reformation dated April 15, 1998, DSK was transformed into a commercial bank. In January 1999 DSK became a state-owned stock company named DSK Bank. In October of 2003 after a successful privatization OTP Bank of Hungary became the sole owner of DSK Bank. As a result of the swift adaptation to the high standards of OTP Group and the large-scale investment program of the Hungarian owner, the Bank managed to implement a very successful transformation program, making the transit from a state-owned institution into an exceptionally operating and efficient private bank. Along with its subsidiaries it managed to build a strong financial group of dynamically developing companies, modern and flexible, focusing on the needs of all its clients and offering wide variety of services, including pension insurance, asset management, security, cash collection and transportation, recreation-related services, etc.
Not only did DSK Bank establish itself as a preferred partner in banking. It is the most recognizable bank in Bulgaria according to the latest survey held by Ipsos, one of the leading global market researchers, and investor.bg. It is the first bank, which comes to mind for 34% of survey respondents. In tems of top of mind awareness DSK Bank is again an undisputed leader with 77%. In the bank brands category DSK Bank is named the most preferred brand with 32% of survey responses. Servicing some three million customers, DSK Bank practically reaches every Bulgarian family. Disposing of the largest branch network in Bulgaria, the bank has an incomparable service-provision infrastructure, it is well acquainted with the local potential and offers high level of servicing through individual approach and full range of bank products and services, which are tailor made to the needs of all customer segments, SME included.
Address : 19, Moskovska Str./5, G. Benkovski Str., 1036 Sofia, Bulgaria.
Website : https://dskbank.bg, Phone number : 359-2-9391-220
5. United Bulgarian Bank -
UBB expanded its network of ATMs with 20 new machines allowing our clients to deposit cash. For maximum convenience the new ATMs are installed at the facade of the bank’s branches in 15 cities and towns around the country. Established in 1992 through the merger of 22 Bulgarian regional commercial banks, the first and most comprehensive consolidation project in the Bulgarian banking sector. UBB has established correspondent relations with 849 banks in 91 countries and with 31 banks countrywide. UBB supports 23 correspondent accounts in 12 currencies.
Address : 5 Sveta Sofia St, 1040 Sofia, Bulgaria.
Website : www.ubb.bg, Phone number : 359-2-9880-822
6. Alpha Bank -
ALPHA BANK was founded in 1879 by John F. Costopoulos, when he established a small commercial firm in the city of Kalamata. In 1918 the banking department of the "J.F. Costopoulos" firm was renamed to "Bank of Kalamata".
In 1924 the Bank's headquarters were moved to Athens, and it was renamed to "Banque de Credit Commercial Hellenique". In 1947 the title was changed to "Commercial Credit Bank", in 1972 to "Credit Bank" and finally in March 1994 to "Alpha Credit Bank". The Bank grew considerably in the last decades. Beyond providing banking services and products, it has developed into a major Group offering a wide range of financial services.
In 1999 the bank acquired 51% of the shares of the Ionian Bank. On April 11, 2000 the merger of the Ionian Bank was approved through absorption by Alpha Credit Bank.
The name of the enlarged, new Bank, resulting from this merger is ALPHA BANK. On February 1, 2013, pursuant to the acquisition agreement of October 16th, 2012, with regards to the sale of Emporiki Bank S.A. from Crédit Agricole S.A. to Alpha Bank A.E., and the approvals by the Greek and Cypriot Central Banks and anti-trust authorities, the entire share capital of Emporiki has been transferred to Alpha Bank by Crédit Agricole. Alpha Bank is one of the largest banks in Greece. The Bank's activities cover the entire range of financial services. In September 1995,a new Branch of Ionian and Popular Bank of Greece was opened in Sofia. In December 2000, after the acquisition of Ionian Bank by ALPHA BANK the Branch was renamed to ALPHA BANK - Sofia Branch. In connection with the growth of the activities in Bulgaria, in 2007 the bank is renamed to Alpha Bank – branch Bulgaria.
Address : 1113 Sofia, Bulgaria, 99, Tsarigradsko Shose Blvd.
Website : www.alphabank.bg, Phone number : 359-2-8103-631
7. Emporiki Bank -
Emporiki Bank - Bulgaria EAD was founded in 1994 under the name Bulgarian Investment Bank by the European Bank for Reconstruction and Development (EBRD) and a group of Bulgarian banks and other shareholders. In 1998 Emporiki Bank of Greece acquired the majority of shares of Emporiki Bank - Bulgaria, and since 2003 holds 100% of shares. In 2007 the French Crédit Agricole Group acquired the majority of shares of Emporiki Bank of Greece.
Emporiki Bank – Bulgaria EAD is granted a full banking license as offering an extensive range of products and servises for retail and corporate clients. The Bank is a member of the Association of Commercial Bank in Bulgaria, Bulgarian Stock Exchange, Confederation of the Employers and the Industrialists in Bulgaria, Hellenic Business Council in Bulgaria, French-Bulgarian Chamber of Commerce and the American Chamber of Commerce in Bulgaria .
Address : 2, Kniaginia Maria Louiza Blvd., fl.5, 1000 Sofia, Bulgaria.
Website : www.emporiki.bg, Phone number : 359-2-9171-717
8. First Investment Bank -
Mission Statement
First Investment Bank AD aspires to continue to be one of the best banks in Bulgaria, recognized as a rapidly growing, innovative, customer-oriented bank, offering outstanding products and services to its customers, ensuring excellent careers for its employees, and contributing to the community. The Bank shall continue to develop high-technological solutions providing its customers with opportunities for banking from any place around the world at any time.
Business Standards of Fibank
We hold firmly to:
- The pursuit of the highest standards in banking practice :
Fibank aspires to provide its customers with bank products and services of the highest rank in accordance with the best banking practices. We aspire to be amongst the leading banks in the region and to occupy a long-term leader’s position among our competitors.
- Business solutions based on strict confidentiality :
We do not make any comments before third parties about the conditions and the deals concluded with our customers. Information about our customers may be revealed only to the supervising authorities such as the Bulgarian National Bank, the Financial Supervision Commission, the courts and other institutions to which the banks are legally required to provide information in the cases and under the circumstances provided by the Law.
- We value and respect our business partners :
Clear and transparent relations are amongst the basic principles we value and seek in our business partners. We are convinced that when these conditions are met we can maintain long-term business relations.
- We are a socially responsible institution which contributes to the community :
Fibank is a modern bank which realizes its role in the society and makes its contributions by actively participating in social events, supporting non-profit-making companies and organizations with idealistic purposes which are working in the field of education, culture, charity.
- We are responsible for our decisions and actions :
We fulfill all the engagements we have undertaken and consider ourselves directly responsible for every action of ours. In addition to legal responsibility under the existing Bulgarian legislation, we bear moral responsibility for all our actions towards our clients and partners. The bank products we offer are structured in accordance with the modern standards and technologies in a manner to facilitate our customers in their everyday operations, to completely meet their technical needs and to support their development as economically stable persons.
We, the bank officers, are also responsible for the information we give to the customers, for its authenticity, exhaustiveness and actuality. We consider it our main responsibility to render the information in an understandable and unambiguous way.
Address : 37, Dragan Tsankov Blvd., 1797 Sofia, Bulgaria.
Website : www.fibank.bg, Phone number : 359-2-8171-100
9. Piraeus Bank -
Piraeus Bank is a universal bank specialized in corporate banking, retail banking, SMEs, capital markets and leasing. The bank has subsidiaries in other financial sectors, such as real estate brokerage, project financing, asset management and private banking. Piraeus Bank Bulgaria started its operation in Bulgaria in 1993 and throughout its 19 year history in the country, the Bank has earned a solid reputation as a dynamic, innovative, flexible and stable financial institution with an extensive international experience, know-how, expertise, broad range of high quality products and services.
In early 2005, Piraeus Bank Group, implementing its strategy for expansion in Southeastern Europe and Eastern Mediterranean markets, acquired the Bulgarian Eurobank. The legal merger between the two financial institutions was finalized in March 2006. Combining Piraeus Bank Group's long years of experience with the enterprise of Eurobank - one of the most active banks on the Bulgarian market, Piraeus Bank Bulgaria became one of the ten most powerful and dynamically developing banks in the country.
We, at Piraeus Bank, believe that the good servicing of clients, care about employees, proper relations with partners and the care about the environment are of imperative significance for every business. The corporate social responsibility is not a one-time activity, but a process, in which the business demonstrates its attitude towards the society and the environment and contributes for their development and protection. Therefore, Piraeus Bank Bulgaria continues the initiative of the Group for a socially responsible bank with care to protect the environment.
Address : 115 E Tsarigradsko Shosse Blvd., 1784 Sofia, Bulgaria.
Website : www.piraeusbank.bg, Phone number : 359-2-9805-654
10. Allianz Bank Bulgaria -
Allianz Bank Bulgaria is a universal commercial bank having its headquarters in Sofia. It was established in 1997. On October 13, 2003 the bank received the name of its principal shareholder – Allianz Bulgaria Holding. Before that the bank was named ‘Bulgaria Invest’ Commercial Bank. Allianz Bank Bulgaria offers its products in more than hundred branches and offices all over the country, as well as through the broad agents’ network of Allianz Bulgaria Holding. The bank possesses a full banking license for carrying out banking and financial transactions. Allianz Bank Bulgaria is :
- licensed primary dealer of Government Securities;
- licensed investment intermediary for corporate and state securities;
- member of the Bulgarian Stock Exchange - Sofia AD;
- member of the Central Depositary AD;
- member of the Commercial Banks Association;
Management
Allianz Bank Bulgaria has a two-level management structure composed of a Board of Supervision and a Board of Management.
Address : 1202 Sofia, Bulgaria, 79, Maria Louisa Blvd.
Website : http://bank.allianz.bg, Phone number : 359-2-9215-404
11. MKB Union Bank -
MKB Unionbank has been part of the international Bayern LB/MKB Bank Group since 2006. The Bank is one of the most stable credit institutions, perfectly managed and suitably positioned on the Bulgarian financial market. Its achievements found public acknowledgement in a number of awards and honors. MKB Unionbank is a traditional and well-established partner of business and households, setting high standards of service. Its customers are not only large local and international corporates, but also small and medium–sized companies and private individuals.
Address : 30-32, E.I.Totleben, Sofia 1606, Bulgaria.
Website : www.unionbank.bg, Phone number : 359-2-9153-333
12. Bulgarian American Credit Bank -
The foundation meeting of the Bank’s shareholders was held on December 22, 1995, and BACB was registered with the Sofia City Court pursuant to a court resolution dated December 3, 1996. The founder of the Bank is the Bulgarian American Enterprise Fund (BAEF). BAEF is a private corporation established in the US pursuant to the United States Support for East European Democracy Act 1989 (the SEED Act), the primary aim of which is to encourage the entrepreneurship and to support the development of the former communist countries from Central and Eastern Europe. Under the SEED Act the BAEF was granted USD 57.8 million to invest in Bulgaria for the purposes of promoting the development of the private sector by supporting small- and medium-sized businesses in different sectors of the economy.
Initially, the Bank was granted a limited banking license by BNB. The limited license of BACB restricted its aggregate amount of loan extended up to the amount of the debt and equity funds provided by its shareholders. The first two lending programs were targeted at small- and medium-sized businesses and at the tourism sector. In 1998 the banking license was expanded and included permission for lending in amount greater than the funding received from BAEF as well as to perform wide range of banking services. Subsequently, the revised banking license in 2009 includes all banking services as per the Credit Institutions Act (CIA) with the exception of services relating to the issuing and management of bank cards, renting safe deposit boxes and issuing electronic mone.
Address : 193, Georgi S. Rakovski Str., Sofia, Bulgaria.
Website : www.bacb.bg, Phone number : 359-2-9658-345
13. Post Bank -
Postbank, legally known as Eurobank Bulgaria, is a leading universal bank in Bulgaria, offering a full range of banking services: various types of accounts and deposits; consumer loans; mortgage loans; special products for financing small enterprises and entrepreneurs; corporate credits; mutual funds; investments and cash management; foreign exchange transactions; credit and debit cards; bank guarantees and letters of credit; securities trading and trade finance activities.
The bank commands a market share of nearly 10%, a workforce of over 2 700 employees and a branch network of 186 locations countrywide. Having a banking history of over 20 successful years Postbank ranks among the leading universal banks in Bulgaria. Total assets of the Bank reached 5 637 million BGN as of 31 December 2012. Тhe Bulgarian Credit Rating Agency has assigned a long-term rating of ВВ+ to Postbank and a short-term rating of B.
Postbank is a member of Eurobank Group.
Address : 1, Bulgaria Sq., Sofia, Bulgaria.
Website : www.postbank.bg, Phone number : 359-2-8166-000
14. International Asset Bank -
International Asset Bank was founded on December 13, 1989 as a joint-stock company. Its head office is located in Sofia, 81-83 Todor Aleksandrov Blvd. The Bank is universal in type and it is a holder of a full license for domestic and international operations.
International Asset Bank is a licensed investment intermediary, a shareholder in the Central Depository, a member of the Bulgarian Stock Exchange – Sofia and possesses a brokerage seat on it. The Bank has a licence from the Ministry of finance for the sale and redemption to individuals of dematerialized securities. International Asset Bank is a direct participant in the national system component Target-2 BNB and an indirect participant in the SEPA credit transfer system, as well as a sub-agent of Western Union.
Address : 1303 Sofia, 81-83 Todor Aleksandrov Blvd., Bulgaria.
Website : www.iabank.bg, Phone number : 359-2-8120-234
15. Tokuda Bank -
Tokuda Bank was incorporated on 27 December 1994 as a joint stock company under the Banks Act and the Company Act. It holds s full license allowing it to perform, in Bulgaria and overseas, any of the transactions under Art. 1,. para. 1 of the Banks Act. The bank operates in compliance with the existing legal requirements and the full license received from the Bulgarian National Bank. It also is part of the economic group Tokushukai Medical Corporation, Japan, whose founder and owner is Dr. Torao Tokuda.
Address : №3 Graf Ignatiev Str., Sofia, Bulgaria.
Website : www.tcebank.com, Phone number : 359-2-4037-900

3 comments:

UnknownMarch 19, 2015 at 10:38 PM
Hello Abul, thank you so much for writing down about the banks and their visions. I haven't known these foreign banks before I came to your blog. Your article is quite informative. Please keep sharing such posts in the future as well.

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Micheal jamesNovember 16, 2020 at 2:39 PM
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Tax Consulting FirmSeptember 24, 2021 at 5:00 AM
This is a good post. This post gives truly quality information. I’m definitely going to look into it. Really very useful tips are provided here. Thank you so much. Keep up the good works. Visit:- Foreign Company Registration in India and Wholly Owned Subsidiary.

Bank Information of the World - B

3 comments: