Bank Information of the World - A

Afghanistan

1.       Azizi Bank - 
      Azizi Bank is a technology driven bank. It is focused on providing high-tech banking solutions to customers. It also implemented the most advanced Core Banking Software. It is Malaysian made software called ICBA designed by InfoPro. ICBA is centralized software connecting all our branches to one main Data Center. All it's branches are connected via a high speed Microwave link. Internet Banking facilities are available to customers. You can view your balance, order cheque Books, and transfer funds between accounts.Currently, Azizi Bank is in the process of setting up it's ATMs. Customers will ever be close to accessing it's funds. In addition, it plans to provide Visa & MasterCard facilities. It will enable it's customers to enjoy the benefits and convenience of Debit, ATM, and Credit cards. 

      Address :  Zanbaq Square, Opp Turkish Embassy, Main Road, Kabul, Afghanistan. 
      Website : www.azizibank.com, Phone number : 93-799-700-900

2.       Pashtany Bank  - 
        Pashtany Bank opens new individual current accounts to its customers in various currencies such as: Afghanis,   
        Pounds, Euros, U.S. Dollar, Pakistani Kaldar, Indian Kaldar, UAE Derham. It is also welcoming its 
       customers to open savings account as per their request and their trust on Pashtany Bank. 
       Address : Mohammed Jan khan watt Kabul Afghanistan 
         Email  :   info@pashtany bank .com

         Website : www.pashtanybank.com, Phone number :  93-797-999-100

3.       Afganistan International Bank - 
        Afghanistan International Bank “AIB” which commenced operation on March 2004 is the first private   
        bank in the country promoted by multilateral development finance institutions and some of the   
        prominent business houses of the country headquartered at Kabul, the capital city of Afghanistan. Within eighth 
        years of commencing business the Bank has grown rapidly with thirty one branch and five cash outlets 
        throughout the country. The bank has planned to open three more branches  inside Kabul city and in provinces
        this year.  
        Address :  Shahr-e-Naw, Haji Yaqoob Square, Shahabudin Watt, P.O.Box No. 2074, Kabul, Afghanistan.
        Website : www.aib.af, Phone number : 93-202-550-255


4.       Afghan United Bank - 

       Afghan United Bank is a name with a meaning that endorses our vision and values. The name takes its inspiration from "UNITY", a natural element which makes people living in a country a Nation. Since its inception, the management of the Bank has implemented strategies and policies to carve a distinct position for the Bank in the market place. All its initiatives are aimed at attaining "Service Leadership" and will make service truly unmatched. It perceive the requirements of customers and match with quality products and service solutions.

       Address : Shar-e-Naw Turabaz Khan Watt, P.O. Box. 425, Kabul, Afghanistan. 
       Website : www.aub.af, Phone number : 93-202-203-836

5.       Central Bank of Afganistan (Da Afghanistan Bank)- 
        Vision : 

        The vision of DAB (Da Afghanistan Bank) is that of a monetary institution which upholds international best  
        practice in fostering price stability and a sound financial system conducive to macro-economic stability, and 
        broad-based economic growth.
        Basic Tasks of DAB:
- Formulate, adopt and execute the monetary policy of Afghanistan.    
- Hold and manage the official foreign exchange reserves of Afghanistan.    
- Print and issue Afghani banknotes and coins.    
- Act as banker and adviser to, and as fiscal agent of the State.    
- License, regulate and supervise banks, foreign exchange dealers, money service providers, payment system      
          operators, securities service providers, securities transfer system operators.    
- Establish, maintain and promote sound and efficient systems for payments, for transfers of securities issued by    the State or DAB, and for the clearing and settlement of payment transactions and transactions in such   
         securities.
         Address : City Branch 04, Kabul Customs House, Afghanistan.
      Website : www.centralbank.gov.af, Phone number : 93- 202-104-146

6.       Bank-e- Millie Afghan - 
        Deposit Scheme - Fixed Deposit, Saving Accounts, Current Accounts
 Remittance - Secure and save money transfer, SWIFT, Western Union
 Fund Based Facilities - Working Capital Finance, Term Loans, Consumer Loans, Microfinance
 Non-Fund Based Facilities - Letters of Credit, Bid Securities, Performance Guarantee, Advance Payment    
        Guarantee
        Islamic Banking - Murabahah (buy and resale), Mudarabah (Partnership), Musharakah (Jointly undertaking the 

        services), Diminishing Musharakah, Ijarah (Leasing), Istisna (Manufacturing), Qarda-e-Hasana (Current    
        Account)    
        Address:  Bank-e- Millie Afghan, Jade Ibne Sina, Kabul Afghanistan.

       Website : www.bma.com.af, Phone number :  93-752-091-756

Algeria

1.       ABC Bank Algeria - 
     ABC Bank Algeria Group is a subsidiary of Arab Banking Corporation (BSC) Bahrain and the first international private bank based in Algeria after obtaining approval of its bank to the Council of Money and Credit of the Bank of Algeria September 1998.Le ABC Group has been supported in the financing of the Algerian economy. Since its inception ABC Bank Algeria offers customized services for corporate clients. The bank pays particular attention to the needs of its customers and account for this purpose develop its banking and expand its branch network to better serve you.
       Address : Arab Banking Corporation, 54 Avenue des Trois frères Bouadou, Bir Mourad Rais, ALGERIA.

       Website : www.arabbanking.com.dz, Phone number : 213-2154-0183
2.       African Development Bank - The African Development Bank Group – Fast Facts
 - Founded : 1964
 - Constituent Institutions - The African Development Bank (ADB), The African Development Fund (ADF)
   The Nigeria Trust Fund (NTF)
 - Shareholders
    53 African countries (regional member countries), 24 non-African countries (non-regional member countries)
 - Mission To promote sustainable economic growth and reduce poverty in Africa.
 - Authorized Capital at December 31, 2012 UA 66.98 billion
 - Subscribed Capital at December 31, 2012 UA 65.22 billion
 - Paid-up Capital at December 31, 2012 UA 4.96 billion
 - Callable capital as of December 31, 2012 (ADB) UA 60.25 billion
 - Total reserves as of December 31, 2012 (ADB) UA 2.67 billion
 - Approved Operations, 2012 199 operations totalling UA 4.25 billion, financed as follows:
        ADB: UA 2.08 billion
        ADF: UA 1.89 billion
        NTF: UA 14.1 million
        Special Funds: UA 269.0 million
- Of which:
        Loans: UA 2.98 billion (55 operations)
        Grants: UA 623.0 million (80 operations)
        HIPC: UA 248.0 million (5 operations)
        Equity Participations: UA 133.9 million (9 operations)
        Special Funds: UA 269.0 million (50 operations)
- Sector Approvals, 2012
        Infrastructure: UA 1.76 billion (48.9 percent of total loans and grants)
        Social: UA 525.3 million (14.6 percent)
        Multisector: UA 505.4 million (14.0 percent )
        Finance: UA 402.8 million (11.2 percent)
        Agriculture and Rural Development: UA 308.1 million (8.6 percent)
        Industry, Mining and Quarrying: UA 97.7 million (2.7 percent)
- Total Cumulative Loan and Grant Approvals, 1967–2012 3,796 loans and grants totalling UA 63.66 billion

          Address : 3, rue Hamdani Lahcène, Daira Birmouradrais Alger, Algérie 

          Website : www.afdb.org, Phone number : 213- 2143- 5395
3.       Arab Bank - 
       Arab Bank's mission has been the road map for leading to the bank's significant role in developing Arab economies through financing strategic infrastructural projects across the Middle East /North Africa region (MENA). With Headquarters based in Amman, Jordan, the Arab Bank constitutes the first private sector financial institution in the Arab World. 

       Using: In 2009, Arab Bank Group achieved pre-tax profit US $782.8 million; total assets reached US $50.6 billion, while shareholders' equity equaled to US $8.1 billion.

     The Arab Bank has an unmatched Global Arab branch network with 500 branches spanning 30 countries in 5 continents. It enjoys prominent positions in key financial markets and centers such as London, New York, Dubai, Singapore, Zurich, Paris, Frankfurt, Sydney and Bahrain. It offers a variety of products and services covering four major areas: Personal Banking, Corporate and Investment Banking (CIB), AB Private Banking and Treasury, which are catered to serve the needs of individuals, corporations, government agencies and other international financial institutions.
       Website : www.arabbank.dz, Phone number : 213-2191-7830
4.       Banque Al Baraka d'Algerie - 
       Our Mission
Meet the financial needs of communities around the world through business ethics, in accordance with our faith, apply the highest professional standards, and share the benefits with customers, staff and shareholders, all of which contribute to our success.
Our Vision
We believe that society needs an ethical and equitable financial system: a system that rewards effort and contributes to community development.
      Address : Hai Bouteldja Houidef, villa n°1 rocade sud, Ben AKnoun, Alger.
       Website : www.albaraka-bank.com, Phone number : 213-2191-6450
5.      Banque de Developpement Local  - 
       Your Bank
BDL, retail banking, consisting of 143 sales offices, 06 branches pawn and 16 regional directorates (DGE) distributed throughout the national territory, provides all banking, financing, advice and guidance.
Board of Directors
The Board of Directors of the BDL, chaired by the President and Chief Executive Officer, is composed of the following members
Become our customer
Our customer relationship managers await you in our branch network. Enjoy our services provide you security, speed and Privacy Policy.
BDL-SAA Partnership
BDL and SAA have signed a distribution of insurance products.
       Address : Direction générale, 05, rue Gaci Amar- Staoueli

       Website : www.bdl.dz, Phone number : 213-2139-2894
6.       CNEP Banque - 
       La CNEP BanqueCaisse Nationale d'Epargne-Bank has specialized since its creation in 1964, in the collection of savings, mortgages to individuals, the financing of public and private developers and the financing of companies involved in upstream the building sector.

       Website : www.cnepbanque.dz, Phone number : 213-0271-9288

7.      Central Bank of Algeria - 
       Role and Responsibilities
The Bank of Algeria's mission is to maintain in the field of monetary, credit and foreign exchange, the most favorable terms to developing the economy ordered. The Bank of Algeria establishes the terms under which banks and Algerian and foreign financial institutions may be allowed to be in Algeria and to operate there. It establishes, in addition, the conditions under which this authorization may be modified or withdrawn. The Bank of Algeria determines all the standards that each bank must comply at all times, including those relating to:
- Ratios Banking
- Liquidity ratios
- The use of capital - risks in general, etc.

       Address : Immeuble Joly, 38 Avenue Franklin Roosevelt -Alger.      

       Website : www.bank-of-algeria.dz, Phone number : 213-2123-0023
8.       Societe Generale Algerie - 
       Societe Generale Algeria is constantly concerned to bring you the best quality service possible. However, difficulties may arise in the operation of your account in the use of services at your disposal.
Agency: the first party
Get closer to your first customer advisor or head of your agency.
You can tell him your problems by any means at your convenience: directly to the agency, by telephone, letter, email or fax.
The Quality Service
Also in order to better meet your needs, Societe Generale Algeria provides the quality service.
Address : EL residence KERMA, Gue de Constantine 16105, BP: 55 Birkhadem
       Website : www.societegenerale.dz, Phone number : 213-2145-1155
9.       Union De Banques Arabes Et Francaises - 
        U.B.A.F was founded in 1970 to strengthen economic cooperation between the Arab World and France. The shareholders include major financial institutions throughout the Arab countries and Crédit Agricole Corporate & Investment Bank. U.B.A.F. is a French registered bank; its Head Office is located in Paris-Neuilly. Since its inception, U.B.A.F. has extended its activities throughout Europe, and has established a strategic position in Asia - developing the first and largest Arab bank network in the Asia-Pacific area. This international reach, backed by support from institutional shareholders and representative offices in the Arab World, and in Asia, in Europe with the opening in 2008 of a representative office in Bangladesh (Dhaka), provides the basis for U.B.A.F. to satisfy the requirements of Arab countries in the areas of trade assistance and finance. From its origins, U.B.A.F. has been especially active in trade finance with these countries, providing a broad offering of products and services.

       Address : 04 Bis rue du Hoggar, Hydra 16035, Alger, Algeria.
       Website : www.ubaf.fr, Phone number : 213- 2169-4121

Albania
1.       Alpha Bank -
       With faith, loyalty and vision, Alpha Bank preserved the principles and values that have governed its operation since its establishment. Our primary aim is credibility, reliability and efficiency in banking services. Our everyday concern? Constant qualitative and quantitative improvement of our products and services, modern and responsible treatment of all the banking needs of our clients.

       Website: www.alpha.gr, Phone Number: 355-4-326-0000
2.      Bank Of Albania - 
       The Bank of Albania is the only institution in the Republic of Albania responsible for designing, compiling, approving and implementing the monetary policy. This policy is designed in view of fulfilling the main target of the Bank of Albania: achievement and maintaining of price stability.
       Website: www.bankofalbania.org, Phone Number: 355-4-222-2152
3.       Credins Bank -
        Credins Bank is a duly organized bank, existing under the legal framework of the Bank of Albania and its internal regulations approved by the Board of Directors and the Assembly of Shareholders. The Management team is composed of experienced Albanian bankers with extensive background in several areas of banking activity such as: general management, credit operations, treasury, financial risk management etc. Credins Bank staff is fully dedicated to offer quality services in order to satisfy the needs of customers.Credins Bank is very well positioned in the banking system. The positive results achieved annually, increase the responsibility of the personnel toward the client, the shareholders and the partners of the bank for building a healthy and long term relationship for a better quality of life in the community where the Credins Bank operates. CREDINS bank actually operates in 16 cities in Albania, through 47 branches and agencies. One of the main objectives of the bank always remains to further extend its presence in Albania by opening new branches and agencies.
       Address : Rr. Ismail Qemali 4, Tiranë, Shqipëri, Albania.
       Website: www.bankacredins.com, Phone number : 355-4-223-4096

Andorra

1.       Mora Banca - 
       The data on Mora Banca consolidate the entity as a point of reference for solidity and confidence. The Group presents a satisfactory Balance Sheet for 2012, maintaining strong capitalisation and an optimum financial situation.
       Address : MoraBanc Headquarters, Av. Meritxell, 96, AD500 Andorra la Vella, Andorra.
       Website: www.bibm.ad, Phone Number: 376-884-255
2.       BancSabadell - 
        Products and services : Company Accounts, Financing, International Bussines, Treasury, Benefits scheme
 Payments and collection, Home banking, All products.
        Address : Av. de Joan Martí, 4 - Encamp, Andorra. 
        Website: www.bsandorra.com, Phone Number: 376 735 666
3.       Credit Andorra -
       Savings and investment 
We would like to help you meet your saving and investment goals in the short, medium and long term. This is why we have savings products for everyone and are committed to a customized service in order to match your investments to your situation and needs. Let our team of experts advise you. They will take charge of managing your savings and investments with the meticulousness you would expect.
- Student Plan
- Retirement Plans
- Investment Funds
- Fund portfolios
- Management mandate service
      Address : Plaça Rebés, 3, AD500 Andorra la Vella, Andorra. 
      Website: www.creditandorra.ad, Phone Number: 00 376 88 99 88

Angola
1.      African Development Bank - 
       Since resuming operations in the country in 2001, at the end of civil war, the Bank Group has regularly provided diversified support to Angola’s development efforts characterized by the following sector distribution: agriculture, rural development and environment (49%); social, including health and education (27%); water and sanitation (16%); and multi-sector (8%). To date, the AfDB Group has provided eight loans valued at a total of US $122.4 billion.
       Website : www.afdb.org, Phone number : 216-7110-2151 
2.       Banco Angolano de Investimentos - 
        Banco Angolano de Investimentos founded on November 14th 1996, BAI is today a dynamic bank using the most up-to-date technology. We give special attention to a more efficient and personalized market approach, and we work to become an essential partner in your business. We are actively engaged in providing an attentive service to Individual Customers and offering innovating solutions to support SMEs (Small and Medium Enterprises) while keeping ourselves as an undeniable reference among Corporate Organizations. A team of dedicated and expert professionals ensures our presence in the national and international market. With 89 branches in Angola, BAI is also present in Portugal by BAI Europa, in Cape Verde by BAI Cabo Verde, S. Tomé e Príncipe, Brazil through partnerships that ensure BAI businesses and now in South Africa by a Representative Office.
       Website : www.bancobai.ao, Phone number : 244 222 693 890
3.       Banco Angolano de Negócios e Comércio - 
        Mission
- Being a bank profitable and create value for customers, shareholders and employees.   
- Be an engine for wealth creation and welfare in the quality of life of the population.
- Contribute to the development of the Angolan financial system.
- Operate on a national scale.
- Ensure a rapid response to competitive and market demands.
Address : Travessa da Sorte, nº 12. Maianga, Luanda 
Website : www.banc.co.ao, Phone number : 244-222-395-026
4.      Banco de Comércio e Indústria - 
       There are many advantages in having a card Multicaixa BCI! Practical, comfortable and safe to carry the card Multicaixa BCI allows you to comfortably perform a number of operations at any time of day on any day of the week.
       Address : Rua Alfredo Guisado, 8, 500-030 Lisboa
       Website : www.bci.ao, Phone number : 244-222-331-562
5.       Banco de Fomento Angola - 
        To join BFA Net shall hold an account at BFA and deliver on any of our branches and investment centers signed  the Membership Agreement. The accession documents may also be obtained at any branch or Investment Centre BFA.
       Address : Estrada principal do Benfica, Futungo II - Bairro Benfica
       Website : www.bfa.ao, Phone number : 244 923 346894
6.       Banco Espírito Santo Angola - 
        BESA offers your company follow through a dedicated manager, who anticipate their financial needs, advising him for the best options and services. Available in person at the Centers Managers, as well as via phone or email, will move to meet whenever necessary, trying to understand your business and acting as a true financial partner.
Accounts to Order
Current Account: account that records, preferably, all movements customer debit and credit, national and international.
Current Account Cash: account that records, preferably, all debit and credit made ​​in cash.
Treasury Applications
Deposits: kwanza, dollars or euros, negotiable depending on term and amounts.
Monetary Applications: Account Account BESA BESA and Yield Bonds.
Credit Support
Short-term financing to bridge occasional cash needs arising from the company's activity.
The medium and long term to support investment, upon presentation of the project.
        Address: Customer service, Street 1st Congress of the MPLA No. 27 Ingombotas, Luanda-Angola
        Website : www.besa.ao, Phone number : 244-222-693-610
7.       Banco Nacional de Angola - 
        The installation of the first banking institution in Angola dates back to 1865 and started operations in August of the same year. It was a branch of the National Bank Overseas, allowed to settle in Luanda, passing notes issued by this bank to provide the national currency. Were the bases for the beginning of the banking activities in Angola. However, the prosecution of this case was troubled. Uncontrolled level of monetization led to an unsustainable financial situation in the colony, and to get around this, the colonial authorities created a Currency Board which has initiated a process of monetary reform, whose first action was the establishment of a Bank separate issuer, "Banco de Angola".
       Address : Av. 4 de Fevereiro nº 151 - Luanda - Angola
       Website : www.bna.ao, Phone number : 244-222-679-200
8.      Banco Privado Atlântico - 
       We changed the brand of private bank Atlantic because we have success in our business, customers give us value, knowledge is a basis for the decision, and because we have an increasingly international positioning. We can say that our fact today is small for the size of our soul. Clearly and assumed our name is now Atlantic. A name that shows closeness and trust.
Values ​​and knowledge
We are a brand identity and values​​. We assume verticality, ethics, balance and safety.

       Website : www.atlantico.ao, Phone number : 244-226-432-400
9.      Standard Bank Angola Ltd - 
       With the recognition of cash ATMs, your deposits are credited instantly. Through our central call management and you can make payments, inquiries, transfers, order products and many more operations. The most convenient and secure way to pay your credit card. Activate this service is very easy and no cost. We remind you some tips to operate with the peace you need. National open competition to encourage youth financial education in secondary level.
        Website : www.standardbank.com.ar, Phone number : 244-226-432-500

Argentina
1.       Banco Galicia - 
          
        Galicia Eminent
 Expect a more exclusive service, agile and comfortable in every contact with the Bank.
 Bullet Prefer GaliciaA combination of services designed to meet all financial needs.
 Bullet Galicia Classic
 A mix of products and services with differential advantages.
 Bullet Account TotalTo handle all your banking in a more practical, easily and inexpensively.
 Bullet Salary Galicia
 The account that you can cash your paycheck and also allows you to access a wide variety of services on   
         preferential terms.
  Bullet Simple AccountTo the benefits of owning a Visa card Galicia add the advantages of operating a savings    
         bank and Galicia Debit Card.
         Website : www.bancogalicia.com, Phone number : 54-11-632-9000
2.       Banco de la Nación Argentina - 
          Contributes to the development of the productive sectors of the country, providing financial assistance to micro,    
          small and medium enterprises, whatever the economic activity in the act. Promotes and supports foreign trade, and   especially stimulates exports of goods, services and technology Argentina. It provides companies producing     
          goods  and services for investment loans and working capital, also providing, financing and guarantees to foreign 
          trade activity. Also it focuses on individuals through personal and mortgage loans for housing and interrelated 
          products.
          Website : www.bna.com.ar, Phone number : 54-11-434-7600
3.       Banco Frances - 
          BBVA Banco Francés was able to adapt to the new market conditions and remain one of the leaders in the   
         Argentine Financial. In this context; the Bank continues to focus on increasing financings in its three market 
         segments, with a special emphasis on the most profitable segments; boosting its business mix and keeping its  
         strict risk policy, which allowed it to have the lowest non-performing ratio in the financial system. In terms of 
         liabilities, the priority for the Bank is to focus on retail funds; increasing transactional participation as a
         percentage of total deposits. In a year of uncertainties, efficiency is another of the fundamental pillars of BBVA 
         Banco Francés strategy, which implies an important effort in order to make expenses useful; while strengthening 
         the transactional business at the same time.
         Website : www.bancofrances.com.ar, Phone number : 54-11-4346-4000
4.      Banco Macro - 
         Banco Macro S.A is a universal bank, with focus in low & mid-income individuals and small & mid-sized   
         companies organized under the laws of Argentina. Banco Macro was initiated by the members of the Brito and  
         Carballo families who are the actual controlling shareholders. Banco Macro has 85% of their homes in the  
         interior.   There are now more than 130 locations where among branches and ATMs, is the only banking presence.  
         The aim of the organization is to strengthen the banking coverage in the province of Salta, where it already has    
         155  ATMs, over 65 ATMs, 27 branches, 7 points for retirees and 7 annexes.
         Website : www.macro.com.ar, Phone number : 54-11-522-2650
5.      HSBC Bank Argentina - 
         In Argentina, the HSBC Group is comprised of HSBC Bank Argentina SA, HSBC Argentina Holdings SA,  
         HSBC Seguros de Vida (Argentina) SA, HSBC Seguros de Retiro (Argentina) SA, HSBC Investment   
         Management  SA S.G.F.C.I., HSBC Investments (Argentina) SA and MW Management SA. Through its network  
         of offices and branches throughout the country, customers can meet all your financial needs: a banking product or  
         life insurance.
         Website : www.hsbc.com.ar, Phone number : 54-114-344-3333 
6.     Tarjeta Naranja - 
        To access all the information on your card!
 You'll be able to:
- Knowing the status of your account and the next maturity.
- Check your available balance and simulate a purchase.
- Print your summary account and pay it through the web.
- Hiring "Orange on your Mobile phone service" to reload credit, check balance available and receive messages 
          with your account information.
          Website : www.tarjetanaranja.com, Phone number : 54 -351-570-8979


Armenia
1.       ACBA Credit Agricole Bank - 
        ACBA-Credit Agricole Bank was established in 1996. EU «TACIS» program and its evaluation , is considered one of the best such programs in the bank to set up a French bank Credit Agricole Group, the leading model of the leading French bank Credit Agricole 's long-term and mutually beneficial relationship with the group led to the 2006. On September 15, the bank group Credit Agricole has become a shareholder of the Bank , as a result, the bank was renamed " ACBA-Credit Agricole Bank" CJSC.
       Address : Byron Street. 1, Yerevan, Armenia. 
       Website : www.acba.am, Phone number : 374-1031-8888
2.       Anelik Bank - 
        Objectives of Anelik Bank
While implementing important strategic issues of its activity the bank emphasizes the following goals:

1. Increase of the volume of capitalization, during which the capital will permanently raise.
2. Ensuring sufficient profitability in conditions of continuously decreasing interest rates in market.
3. Management and reduction of banking risks.
4. Position strengthening and effective activity implementation in new service markets.
5. Maintenance, straightening and development of achieved success in the area of ​​lending processes as well as 
           increase of specific weight of mortgage lending.
6. Maximal ensuring of customer service conditions both in terms of structure, volume and correspondence with 
           international standards.
7. Increase of the Bank's image by increasing professional qualification of service personnel, corresponding 
           equipment, level and conditions of customers' service, availability of the provided services and the list of 
           services.
8. Extending the list of newly implemented banking services also by developing the implementation of new 
           international card services.
9. Conduction of proper personnel policy, at the same time increasing the level of professional qualification of 
           the personnel. 
       Address : 0010, 13 Vardanants str., Yerevan, Armenia.
       Website : www.anelik.am, Phone number : 374-1059-3333
3.       Ararat Bank - 
         Ararat Bank offers banking, including opening and maintenance of escrow accounts, cash transaction. It also
         offers an alternative to keeping money in cash , gold metal accounts.
         Address : 0010 Sq. Yerevan, 19 Pushkin, Armenia.
         Website : www.araratbank.am, Phone number : 374-1059-2323
4.       Arexim Bank - 
        "Areximbank - Gazprombank Group" CJSC has been established in 1998 to support the business and manage financial flows between Russia and Armenia. Since 2007 the shareholder of the Bank is one of the largest Russian banks - "Gazprombank" (Open Joint Stock Company), whose penetration into the Armenian financial market is conditioned by the increase of investments of Russian companies into the Armenian economy, the needs of large corporate clients in complex banking services, as well as the necessity in funding "Gazprom" projects in the country’s territory.
As a universal financial and credit organization, the Bank offers its clients a full range of banking products. Among the Bank's priorities of project financing are major corporate clients, primarily strategic industries in the country, particularly the energy sector, lending to small and medium enterprises, production and servicing of plastic cards, e-banking, international money transfers both via payment systems and ATMs. The Bank has successfully passed ISO 9001:2008 international standards certification as well as ISO 27001: 2005 information international standards certification. The Bank has 16 branches, 7 of which are located in Yerevan and 9 – in the Country’s regions.
       Address : "Areximbank-Gazprombank Group" Closed Joint-Stock Company, 6-10 Northern ave., Yerevan – 0001, Republic of Armenia.
       Website : www.areximbank.am, Phone number : 374-1051-4040
5.       Armeconom Bank - 
       Armeconom Bank is one of the largest and leading banks in the Republic of Armenia, playing an outstanding role in developing Armenian Bank system. Being a universal-type financial and credit Institution it offers its customers a comprehensive package of bank services.  Armeconom Bank (the former Armenian Republican Bank "Zhilsotsbank" of USSR ) was the first among state-owned banks of Armenia to be reorganized into a joint stock bank and to be registered in the Central Bank of Armenia (August 26, 1991, Registration No.1). The year 1997 was crutial for the Bank, as radical changes took place in the structure of share capital, due to attraction of a new strategic investor, the Sukiasyan family, the founders of SIL GROUP, the largest economic entity in the country. This enabled the Bank to resolve the problem of capitalization, increasing its chartered capital fivefold during that year. At present the Bank owns major stakes in "Sil Insurance" CJSC and "Economincassatsia" SCJSC.
       Address:    23/1 Amiryan str., 0002 Yerevan, RA.
       Website : www.aeb.am, Phone number : 374-1051-0910
6.     Armenian Development Bank - 
       Mission :
- Ensure stable and transparent activity and development of the Bank, be a reliable safeguard for population's   deposits and customers' funds.
- Provide contemporary, best and high-quality banking services, entirely meet their demands, be a reliable partner of a   client applying new technologies of banking system development.
- Conduct a distinct investment and lending policy promoting Armenian economy development and citizens' welfare as   well as the stability of the RA banking system.
- Making the best use of high professional potential of the personnel, quickly reacting to the competitive field's   challenges, be among Armenian leading banks for the benefit of clients and stockholders' welfare basing itself on   corporate management value system.
Address : Armenian Development Bank, RA, Yerevan, 0015, 21/1 Paronyan str.
Website : www.armdb.com, Phone number : 374-1059-1515
7.      Central Bank of Armenia - 
       The Central Bank Board is the highest body of the management of the Central Bank.
The Central Bank Board consists of the chairman, his deputy and 5 members. Chairman of the Central Bank and Deputy Chairman of the Central Bank are included in the Central Bank Board according to position. The Central Bank Board members are appointed by the President of Armenia for a period of 5 years. Members of the Central Bank Board can not hold any other paid position in the Central Bank.
The Chairman of the Central Bank is the highest official of the Central Bank. The Chairman is responsible for the fulfillment of the objectives set by this law. In the absence of the Chairman or if he is incapable to perform his duties, he is substituted by hisdeputy, and in case of absence, or impossibility to govern by the deputy, the eldest member of the Central Bank Board shall act in his place. The Chairman is appointed by the National Assembly, at the presentation by the President, for a period of6 years, and The Deputy Chairmanis appointed by the President, for a period of 6 years.The Chairman of the Central Bank coordinates and ensures the work of the Central Bank, represents the Central Bank in the Republic and abroad, as well as in the international organizations, implements other rights assigned exclusively to the Central Bank Board. The Chairman and his deputy as well as Board Members cannot be members in management of any party, may not hold another state title, or perform other payable work, except for the scientific research, pedagogical and creative activities.
       Address:  Central Bank of Armenia, Vazgen Sargsyan str.6, Yerevan – 0010, Republic of Armenia.
       Website : www.cba.am, Phone number : 374-1058-3841
8.     Converse Bank - 
       "Converse Bank" CJSC is one of the leading banks in Armenia.  Our main goal is to provide secure and reliable banking products at competitive rates along with the highest quality customer service in the market. The Bank's policy of complete transparency and prudent financial management has allowed us to grow steadily through a variety of economic cycles.  As the Bank has grown, the number of Bank employees has also increased.
As of December 31, 2012, the Bank has 684 employees.
Our outstanding professional staff continuously identifies new opportunities for our clients and allows the bank to promptly respond to changes in the market.  We constantly strive to:
- Use new banking technologies
- Provide secure and responsible allocation of customers' funds
- Provide the best banking products, and
- Always give the highest quality customer service
       Address : A/N 0010, Yerevan, 26/1, Vazgen Sargsyan.
       Website : www.conversebank.am, Phone number : 374-1051-1200
9.     Ineco Bank -   
       Ineco Bank renders universal bank services both for physical entities and corporate customers the number of which as of March 31, 2012 amounted to accordingly 170 164 and 6292. Our managers and employees are followed by the understanding of social responsibility towards society and willingness to contribute to the process of poverty reduction in our country. It is proved by the fact that the Bank shows active participation in multiple target projects of small and medium as well as micro enterprises lending offered by international banks and organizations thus contributing to the development of economy and establishment of new employment opportunities. Besides, in the upcoming years the Bank plans to expand the volume of funds allocated in this field in total loan portfolio. Our readiness to contribute to the enhancement of social status in the country is also reflected in providing the most favorable conditions for making purchase of miscellaneous goods on credit as well as constant development of that service and improvement of service quality. 
Address : 17 Tumanyan, Yerevan.
       Website : www.inecobank.am, Phone number : 374-1051-0510
10.    Pro-Credit Bank -   
        Pro-Credit Bank is a development-oriented full-service bank. We offer excellent customer service to private individuals and enterprises. In our operations, we adhere to a number of core principles: we value transparency in our communication with customers, we do not promote consumer lending and we provide services which are based both on an understanding of each client’s situation and on sound financial analysis. This responsible approach to banking allows us to build long-term partnerships with our clients based on mutual trust. In our operations with business clients, we focus on very small, small and medium-sized enterprises, as we are convinced that these businesses create jobs and make a vital contribution to the economies in which they operate. By offering simple and accessible deposit facilities and other banking services and by investing substantial resources in financial education we aim to promote a culture of savings and responsibility which can help to bring greater stability and security to ordinary households. Our shareholders expect a sustainable return on investment over the long term, rather than being focused on short-term profit maximisation. We invest extensively in the training and development of our staff in order to create an open and efficient working atmosphere, and to provide friendly and competent service for our customers.
       Address : 05/1 Teryan Str., area 11, Citadel Business Center, 7th floor, Yerevan 0009, Armenia.
       Website : www.procreditbank.am, Phone number : 374-1051-4860
11.    Prometey Bank LLC -   
       Prometey Bank LLC is among the first commercial banks in Armenia which withstood numerous cases of tightening the legislative framework of the banking sector and maintained compliance with the legislative and regulatory requirements. To date the Bank has been successfully operating and preserving its sustainable standing in the Armenian banking system. Thanks to its effective and consistent policy, the Bank ensures that its delivered banking services are consistent with international standards by using the existing appropriate technologies and its extensive experience. High professionalism of the Bank employees, in-depth knowledge about financial markets and customer-oriented approach allow our customers to acheive favorable business development conditions, thereby create an atmoshpere of success and sutainability for them.
       Address : 44/2 Hanrapetutyan Str., Yerevan, 0010 Armenia.
       Website : www.prometeybank.am, Phone number : 374-1052-1705
12.    Uni Bank -  
        Uni Bank is characterized as a financial institution, guided by a conservative method, but at the same time 
        quickly reacting to innovations and acting on the principles of entrepreneurship and transparency. Unibank aims 
        to become a universal bank for each client through the expansion of functions and services - to satisfy their 
        requirements and offering a wide range of banking services throughout the territory of Armenia. Being in sight  
        to  develop a universal bank, Unibank considers its mission to promote long-term and dynamic development of  
        the banking system of Armenia by providing quality banking services. 
        Address : 12 Charents str., N 53, N1-5, 0025 Yerevan, RA.
        Website : www.unibank-armenia.com, Phone number : 374-1059-2259
13.   VTB Armenia Bank -   
       VTB Group VTB Group - a bank VTB and its subsidiaries (VTB's share - more than 50% of the voting shares / shares) credit and financial institutions. Subsidiary credit institutions (banks) carry out banking operations. Subsidiaries financial institutions provide services in the securities market, insurance services and other services of a financial nature. Management companies of pension funds, mutual funds, leasing companies and other organizations to carry out transactions on the financial services market. At the subsidiary banks and financial institutions are called companies within the Group. VTB Group today has a unique for the Russian banks' international network, which includes more than 30 banks and financial institutions in more than 20 countries around the world. VTB provides its clients with comprehensive services in the countries of the CIS, Europe, Asia and Africa. The Russian banking market, VTB Group ranks second in all major indicators. State share in VTB is 60.9%.
       Address : 190000, St. Petersburg, ul. Bolshaya Morskaya.
       Website : www.vtb.am, Phone number : 374-8000-8787

Australia

1.   ANZ Banking Group - 
      Our history dates back over 175 years. We are committed to building lasting partnerships with our customers, 
      shareholders and communities in 32 countries in Australia, New Zealand, throughout Asia and the Pacific, and in the   
      Middle East, Europe and America. We provide a range of banking and financial products and services to around 8   
      million customers. We employ 48,000 people worldwide.
      Business Strategy
     We aim to become a super regional bank. This involves growing our presence in the Asia Pacific region and source  
     25-30% of earnings from our Asia Pacific Europe and America Division by 2017, while also being very focused on  
     growth in our core domestic businesses in Australia and New Zealand. We have a coherent strategy to drive competitive  
     advantage:
    Geographic  
    - Balanced exposure to Asia's growth
    - Regional connectivity
    - Growing financial services market
    - Strong domestic markets
    Building Super Regional Capabilities
    - Bench strength/talent
    - Technology operations hubs
    - Global core brand
    - Governance and risk management
    - Building leading product capability
   Customer Focus
   - Deep understanding of customer needs
   - Resources, agribusiness, infrastructure
   - Trade and investment flows
   - Migration/people flows/education
   Address : 833 Collins st, Melbourne 3008, Australia.
   Website : www.anz.com, Phone number : 61-3-9273-4991

2.  Bank of Melbourne - 
     Bank of Melbourne isn't just another bank. For starters, we’re based in Victoria. Headquarters are in the heart of  
     Melbourne. Our branches and corporate banking centres are staffed by locals who know the local neighbourhood - where 
     to find a bargain, a bite to eat or a decent coffee. Locals talk to each other. So at Bank of Melbourne, banking will be a  
     conversation. Listening to you we can help you find solutions more closely suited to the way you live. No one  
     understands Victorians better. We're serious about providing a genuine banking alternative. Over the next few years, we'll 
     be making considerable local investment throughout Victoria. We want to work with you to help you achieve your goals. 
     As you prosper, so will the rest of Victoria. Victoria deserves a first-class bank of its own. Bank of Melbourne will be   
     that  bank.
     Address : Bank of Melbourne, Locked Bag 20037, Melbourne VIC 3001.
     Website : www.bankofmelbourne.com.au, Phone number : 61-3-9982-4186

3.  Bank of Queensland - 
     Directors and Management of BOQ are committed to excellence in corporate governance and support the Principles of 
    Good Corporate Governance and Best Practice Recommendations developed by the Australian Securities Exchange’s 
    Corporate Governance Council ('the principles'), as the basis for enhancing the credibility and transparency of our capital 
    markets. Consistent with our values of passion, achievement, courage, integrity and teamwork, the Board has, over many 
     years, developed and implemented policies and practices which are consistent with the principles. We pride ourselves on 
     our commitment to excellence in all aspects of our operation, including in corporate governance.
     Adderess : Bank of Queensland, GPO Box 898, Brisbane-4001, Australia.
     Website : www.boq.com.au, Phone number : 61-7-3336-2222 

4.   Bank of Western Australia - 
     At Bankwest we believe that modern business banking is about more than just bank accounts. Which is why, as part of  
     our commitment to supporting every aspect of what you do, we have developed a number of additional services to help 
     give your business the edge.
     Cash Management and Transactional Solutions 
     Cash Management and Transactional Solutions are a specialist transactional banking team committed to working with  
     your business to deliver a range of products and services enabling you to streamline and effectively manage the 3 core 
     components of your banking.
     Merchant services
     BWA Merchant Services offer services which enable your business to accept payments in person, by internet, phone or   
     facsimile.
     - Provides your clients with a convenient and secure payment method
     - Allows your business to accept all major debit and credit cards
     - Secure payment method - less cash handling
     BPAY®
     Over 18,000 businesses in Australia are currently registered users of BPAY®. If you're not one of them Bankwest   
     Business can help you get started today.
     - Convenient easy payment option enhances your customer service
     - Your business receives cleared funds with same day value
     - Benefit from faster settlement of your invoices
     Online business banking
     Banking online makes great business sense. It's fast, simple and secure and enables you to perform a wide range of   
     procedures from the convenience of your office.
     -View real time transactions and balances  
     -Transfer money between accounts 
     - Pay bills and manage payroll
     - World class security and added fraud protection
     - World class platform reliability
     Online share trading
     We offer you a convenient online platform to manage your investments with a range of trading and portfolio benefits to    
     help you maximise your return.
     - From $19.95 per trade
     - Convenient access to a range of sophisticated services and trading tools
     - Security and strength of working with a leading equities investment provider
     Address : Bankwest, PO Box E237, Perth WA 6841.
     Website : www.bankwest.com.au, Phone number : 61-8-9449-2840 

5.   Commonwealth Bank of Australia - 
      At Commonwealth Bank of Australia, we never lose sight of the role we play in other people’s financial well being. 
      Our focus is helping people and businesses move forward to make the right financial decisions and achieve their goals 
      and aspirations. Globally, we offer outstanding service, advice and intuitive solutions to help customers manage their 
      finances in the way they want to. Regardless of where you work within CommBank, your initiative, talent and energy all 
      contribute to the impact that our work can make.
      Address : 67 Veterans Pde, Collaroy Plateau, NSW 2097. 
      Website : www.commbank.com.au, Phone number : 61-2-9378-2000

6.   Heritage Bank - 
      Heritage Bank is Australia's largest customer-owned bank. With a history going back to 1875, we've always been in the 
      business of helping Australians realise their financial dreams and enrich their lives. What's the difference between a  
      bank and a customer-owned bank? We're independent - owned by our customers, not shareholders. So instead of  
      pursuing  massive profits, our focus is on putting People first.
      Address : PO Box 190, Toowoomba QLD 4350. 
      Website : www.heritage.com.au, Phone number : 61-7-4690-9000

7.   National Australia Bank - 
      National Australia Bank Group (the Group) is a financial services organisation with over 12,000,000 customers and 
      50,000 people, operating more than 1,750 stores and Service Centres globally. Our major financial services franchises in 
     Australia are complemented by businesses in New Zealand, Asia, the United Kingdom and the United States. Each of 
     our brands is uniquely positioned, but built on a common commitment to provide our customers with quality products  
     and services, fair fees and charges, and relationships built on the principles of help, guidance and advice.
     Address : Level 4 (UB 4440), 800 Bourke Street, Docklands, Melbourne, Victoria 3008, Australia.
     Website : www.nab.com.au, Phone number : 61-3-8641-3500

8.  Reserve Bank of Australia - 
     The Reserve Bank of Australia (RBA) is Australia's central bank, which was continued in existence under, and derives its 
     functions and powers from the Reserve Bank Act 1959. Its duty is to contribute to the stability of the currency, full 
     employment, and the economic prosperity and welfare of the Australian people. It does this by setting the cash rate to 
     meet an agreed medium-term inflation target, working to maintain a strong financial system and efficient payments 
     system, and issuing the nation's banknotes. The RBA provides certain banking services as required to the Australian 
     Government and its agencies, and to a number of overseas central banks and official institutions. Additionally, it manages 
     Australia's gold and foreign exchange reserves. 
     Address : Reserve Bank of Australia, GPO Box 3947, Sydney NSW 2001, Australia.
     Website : www.rba.gov.au, Phone number : 61-2-9551-8111 

Austria 

1.   Austria Wirtschaftsservice Gesellschaft -   
     The aws - SME Fund is the largest Austrian Fund for dormant companies and providers of equity investments .  
     Founded in late 2009 by the Austrian Economic Service GmbH (aws ) he has a term until 31.12.2025. Currently, the 
     fund is endowed with EUR 80 million .
     The aws - SME Fund provides long- term growth of capital in the form of flexible financing solutions for Austrian 
     SMEs. The fund is structured as typical of the industry , working with market conditions and is open for 
     co-investments. 
    Website: www.awsg.at, Phone Number: +43 (1) 501 75 - 900
  
2.   Volks Bank -
     In constructing the new headquarters, Volks Bank aimed to combine the old with the new and, in so doing, to preserve 
     traditional values. The protection of values is to be found in the preservation of the historical part of the building, 
     which faces the historic centre of Vienna - a UNESCO World Heritage Centre. Partial demolition of the old building, 
     which contains more than half of the basic fabric in the block, allowed it to be designed as an element of the 
     Ringstraße development in a contemporary form with appropriate planned usage. The design required a great deal of 
     sensitivity with regard to height, structure and materials; in particular, the character and design elements of the 
     Wilhelminian structure had to be taken into account. With its new headquarters, VBAG has succeeded in designing a 
     distinctive, immediately recognisable and memorable bank building which satisfies the requirements of conservation 
     area regulations as well as providing VBAG with a modern landmark headquarters.
     Website: www.volksbank.com 

3.   Bank Austria - 
     We’re there for both: in a comprehensive network with about 300 offices throughout Austria, and in 19 countries and 
     3,800 branches in Central and Eastern Europe. Because as member of UniCredit, one of the largest European banking 
     groups, we are giving the Austrian business sector access to international markets. We offer you a wide range of 
     products and services, with which Bank Austria’s relationship managers deliver solutions to meet your specific needs. 
     We develop innovative solutions such as the mobile banking app for iPhone and Android devices, or SmartBanking 
     and OnlineBanking with mobileTAN. We are committed to helping disadvantaged people in our community, and we 
     are active in the areas of culture, sustainability and sport, reflecting our contribution at a social level. 
     Address : Stephansplatz 2, 1010 Wien.

     Website: www.bankaustria.at, Phone Number: +43 50505 25
  
4.    Erste Group Bank - 
     Erste Group Bank AG was founded in 1819 as the first Austrian savings bank. Around 46,000 employees are serving 
     16.6 million clients in 2,900 branches in 7 countries. Erste Group is one of the largest financial services providers in 
     Central and Eastern Europe.
     Website: www.erstegroup.com
  
5.   Hypo Group Alpe Adria - 
     With cross-border activities in the countries of the Alps-Adriatic region, Hypo Group Alpe Adria has a very good 
     position in the economic area constituted by South Eastern Europe. Its network of branches and offices extends from 
     Austria through Italy, from Slovenia through Croatia, Bosnia-Herzegovina, Serbia until Montenegro.
     Website: www.hypo-alpe-adria.com
  
6.   Raiffeisenlandes Bank - 
     Raiffeisenlandesbank Oberösterreich Aktiengesellschaft was founded over 100 years ago as a banking co-operative. 
     Today, it is Austria’s strongest regional bank.
     As such, the bank pursues the following objectives:
     -The recognition of opportunities
     -The creation of value added
     -The support of customers in the achievement of their success
    Comprehensive services for corporate customers
    Raiffeisenlandesbank Oberösterreich assists its corporate customers with tailor-made financial engineering services.    
    Optimum teamwork between account managers and specialists guarantees that individual solutions are quickly   
     implemented.
     In order to provide the business community with on-the-spot, project back-up, Raiffeisenlandesbank Oberösterreich   
     has established efficient branches and offices within a 500 km circle around Linz.
     Furthermore, the bank provides a unique services and support network by means of:
    - Co-operation agreements with the world’s strongest banks
    - Numerous correspondent banks on every continent
    In-depth services for retail investors
    Comprehensive retail investor services are provided at the bank’s local branches in Linz und Traun, which include:
   - Creative investment strategies
   - Modern bank information technologies
   - Personal consulting and support
   Website: www.rlbooe.at, Phone Number: 43(0)732/6596–0

Azerbaijan

1.       Amrah Bank - 
        Mission of the Bank
 Amrahbank’s mission is to:
    - Maximise shareholder value
    - Offer clients financial products that suit their needs and provide them value
    - Invest in and create opportunities for our people so they can achieve their full potential
Strategic Vision of The Bank
The strategic vision of Amrahbank is to become a full-service financial group offering retail customers and small to medium sized business innovative and valuable solutions through its branch network and developed in collaboration with its foreign partners drawing on their best practice insight.
       Address : 16 Yusif Safarov Street,Baku 1025, Azerbaijan.
       Website : www.amrahbank.com, Phone number : 994-12497-8860
2.       Ata Bank - 
        “Ata Bank” successfully functioning since 1993 is one of the largest commercial banks of Azerbaijan.    
        “AtaBank” is the hi-tech universal bank rending full complex of services to corporate and private clients.
        The Bank is among the most reliable financial structures of Azerbaijan. The main strategy of development of 
        activities of the Bank is built on development of corporate and retail banking based on granting of credits to  
        clients belonging to full spectrum of competitive, hi-tech bank products and services. Financial reports of the 
        Bank are checked by international audit company 6 running years. At the moment the independent audit of the 
        Bank is “Deloitte & Touche LLC”.
        Address: AZ1010, Baku city, Sh.Badalbayli str. 102.
        Website : www.atabank.com, Phone number : 994-12497-8700
3.       Bank of Baku - "Bank of Baku" is offering its clients full range of banking services for the opening and   
        administration of accounts. Through their accounts, clients of the Bank will get an opportunity to perform all 
        types of banking operations permitted by the relevant legislation of the Azerbaijan Republic.
        Following benefits will you get once you open an account and start using the services of "Bank of Baku" - 
- Convenient use
- Attractive rates
- High quality service
- Reliable partnership
Address : Baku , AZ1069, Ataturk Avenue 42.  
       Website : www.bankofbaku.com, Phone number : 994-12447-0055
4.       Bank Respublika - 
        Bank Respublika started its operations on May 22, 1992 based on a license issued by the National Bank of Azerbaijan Republic and has become one of Azerbaijan’s leading banks over that period. The Bank’s shareholders include 2 largest financial institutions of Germany: Investment Company DEG, a member of KfW banking group, and Sparkassen International Development Trust, a member of financial group Sparkassen-Finanzgruppe, which have owned a “25%+1 share” stock of Bank Respublika since April 28, 2005. The fact that Bank Respublika’s shareholders include Germany’s largest financial institutions, on one hand, evidences the international confidence in the Bank, and, on the other hand, creates a whole world of new opportunities for the Bank’s further development.
At present Bank Respublika offers a broad range of modern banking services including cash and settlement services, various consumer and business loans, deposits, plastic cards, money transfers, documentary transactions, travel checks, safekeeping boxes, remote customer services, etc.
       Address : 21, Khagani str., Baku.
       Website : www.bankrespublika.az, Phone number : 994-12598-0800
5.       Bank Standard - 
        We are constantly improving the conditions and quality of our products and services. Today the main  
        development directions of Bank Standard are retail business, crediting small and medium-sized enterprises,  
        cooperation with corporate clients and investors. Currently, we are actively update our product line and raise the 
        business technology to create quality loan and deposit products and provide the most modern banking services 
        to physical and legal persons. In its activity Bank Standard follows the principles of professionalism, reliability, 
        responsibility, quality and high standards of corporate culture. We are ready for a constructive and responsible 
        dialogue with you and always looking for new interesting ideas and projects. The Bank's management 
        personally takes part in making operational decisions that benefit our customers’ interests. 
        Address : 4 Azerbaijan Ave., Baku, Azerbaijan, AZ1005.
        Website : www.bankstandard.com, Phone number : 994-12497-8911
6.       International Bank of Azerbaijan - 
        The International Bank of Azerbaijan is a National Development Bank providing important support to the 
        stability of Azerbaijan banking system, its confidence domestically and internationally, as well as to socio-
        economic development of the country. TheInternational Bank of Azerbaijan is a universal bank applying most 
        advanced technologies to provide the wide range of high quality services to the customers.
 Address : 67 Nizami street, Baku AZ1005, Azerbaijan Republic.
        Website : www.ibar.az, Phone number : 994-12437-7900
7.       Mugan Bank - 
        “Muganbank” OJSC, one of the leading banks of Azerbaijan has been successfully functioning in the financial
  industry of the country for more than 20 years. Muganbank has a broad branch network covering the capital
  and regions of the country. The bank has 30 branches and 4 sub-branches operating across the country.
  Besides, it operates a representative office in Moscow, Russia.
         Address: Azerbaijan, Baku c., AZ1052, A. Rajabli str.,21 B.
         Website : www.muganbank.az, Phone number : +994-12564-3511
8.       Nikoil Bank - 
        NIKOIL ICB, as one of leaders of the banking sector in Azerbaijan, provides its clients with a wide range of 
        services, many of which are really revolutionary for the Azerbaijan market. Today NIKOIL Bank is a universal  
        financial and credit institution offering a full package of services including settlement, credit, payment, card, 
        guarantee, interbank, documentary, and other transactions conducted in the national and foreign currency. The 
        bank branch network numbers 17 points of sale located both in Baku City and in other regions of Azerbaijan. 
        NIKOIL Bank actively cooperates with foreign banks and international financial structures on the basis of its 
        wide international correspondent network. Setting itself as a bank targeted to client needs, NIKOIL actively 
        develops retail business which in its turn includes various types of retail lending as wells as diverse kinds of 
        services for population. 
 In Azerbaijan NIKOIL has worked since 1994 when NIKOIL CJSC Azerbaijan Investment Company 
        (NIKOIL AIC) was founded. Since 1998 NIKOIL AIC has been a shareholder of Ulpar CB.
        Address : 27 U.Gadjibekov Str., Baku City.
        Website : www.nikoil.az, Phone number : 994-12981-2020
9.      Para Bank - 
       Para Bank is one of the oldest Banks in Azerbaijan which was established in 03 December 1992 and has proved its sustainability during the years of existence in the Azeri banking Sector. Para Bank offers a wide range of services for individuals and corporate clients such as loans, deposits, money transfers, treasury services, trade finance services, cash services, deposit boxes, communal payments services, ATM and Pos Terminal services and other services. We try to improve our services by implementing new products to make the lives of our clients easy and provide access to finance to clients of all range. One of our latest proposals is the Group loans for teachers, doctors, farmers, municipal workers and etc.
Bank holds International ISO 9001-2008 certificate, which confirms the high-quality customer service. For today more than 30.000 clients trust us. The Bank has a wide geographical presence in Azerbaijan and the total quantity of the branches is 16: Baku -9, Ganca-2, Sumgait, Barda, Agcebedi, Beylagan, Guba, Shamkir. Our aim is to further develop number of branches with main focus on regions of our country. Main focus of the bank in terms of the lending is to finance Micro, Small and Medium Enterprise.
       Address : Azerbaijan Republic, Baku, AZ 1022, S.Vurgun str.60.
       Website : www.parabank.az, Phone number : 994-12412-4999
10.    Rabita Bank - 
        Mission of Rabita Bank
To present relevant and clear products and render qualitative services to micro, small and medium enterprises and professionals as a client-oriented bank.  
Values
- Responsibility
- Transparency
- Teamwork
- Efficiency
- Determination
Responsibility
All of us are responsible for implementation of our duties and business matters set ahead.
This is the main priority and minimum standard in our activity. As a team of Rabitabank we all are responsible for :
- implementation of business plan and increase of profitability of capital before shareholders;
- proper implementation of our activity and activity of the team, in general, before ourselves;
- highly fulfillment of the promises made by the bank before every client;
- implementation of requirements of taxes and the legislation before the state;      
- good name and influence of the bank before the society.
Transparency
This value defines transparency level, mutual confidence and ability to work jointly for the administration, colleagues and clients. We are transparent bank organized of team of professional, responsible and hard-working specialists. Our products must be simple and clear. We will create relevant connection between the world and our team members that means, we will obtain maximum possible information by not damaging commercial interests of the bank and not violating the principle of confidentiality.
The spirit of teamwork – the value joining us around our mission is the strategy of the bank and the goal set before each of us. We depend on each other and should render assistance to each other and our team in solution of the problems. We should mutually respect each other, appreciate estimable properties of our colleagues and compensate their shortages while trying to be a team. We should try to create mutual confidence and favorable conditions during the work process. Meanwhile, exigency towards himself /herself and others as well as healthy criticism and tolerance to this criticism are important attributes of a successful team.
Efficiency
This means rational behavior and achieving optimum solution of problems. 
All of us must take into account positive and negative sides of our decisions in order to make proper and considered decisions. 
All of us must be able to adequately substantiate efficiency of business proposals and decisions.
All of us must work goal-orientedly and achieve solution of problems.
Efficiency of the bank is the result of rational and expedient work of each of us and our team, in general.
Determination
This means urgent collection of necessary information, timely making and implementation of decisions.
Decision making ability means making of decisions by choosing one of the possible alternatives during a short period of time.
Decision making ability must be demonstrated not only in internal processes, but also in making of business decisions.
Attaching higher importance to this value will result in development of the bank business and creating competition opportunities in various areas of the business. 
       Making of timely decisions is as important as making of right decisions for our bank.
       Address : Azerbaijan, Baku , AZ 1010, 28 May str. 33.
       Website : www.rabitabank.com, Phone number : 994-12465-5935
11.    Zamin Bank - 
        Zamin Bank was established on November 16, 1992 based on the license N15 issued by Central Bank of  
        Azerbaijan Republic and the bank was authorised to carry out all types of bank operations. 38 branches and 17 
        bank branches cover almost the entire territory of the Republic. Besides certain executive structures there exists 
        collegial divisons for risk control. There was also formed special collegial bodies with purpose of managing 
        assets (ALKO) and liabilities (LIKO) and currently they are successfully operating. 
        Currently  Zamin Bank is a member of Azerbaijan Banks Association, Baku Inter-banks Currency Exchange, 
        Fund of Assistance ot Entrepreneurship under the Ministry of Economical Development, SWIFT and Visa 
        International systems. Joining the Mortgage Fund of National Bank, in 2007 Zamin Bank started lending 
        mortgage loans.  Major goal of Zamin Bank is to satisfy customers’ needs and to provide with service up to the 
        highest standards. We are proud to see satisfied and loyal customers in our bank. It has been 20 years that we 
        have been offering all the types of bank services and striving for innovations we developed the first 
        international speed money transfer system in Azerbaijan in 2006. This system which is called Caspian Money 
        Transfer within very short period of time enjoined major banks of Russia, Georgia, Moldova, Tadjikistan, 
        Ukrain and other CIS countries as well as Azerbaijan.  
 Zamin Bank, which always thinks about its customers and their convenience started providing some of the bank 
        operations for 24 hours a day. You can come to our head office or branches any time you want to be provided 
        with necessary bank operations. Bank provides money delivery services for customers who have high turnover.  
        Our corporative clients are also offered exchange and conversion services. Clients are provided with highly 
        qualified experts and relevant bank services for realizing proposals and project.
 Address : 1130, A.Guliyev str., AZ1025, Baku, Azerbaijan Republic.