Bank Information of the World - P

Pakistan
1.       National Bank of Pakistan - 
        National Bank of Pakistan is one of the largest commercial bank operating in Pakistan. It has redefined its role and has moved from a public sector organization into a modern commercial bank. The Bank's services are available to individuals, corporate entities and government. While it continues to act as trustee of public funds and as the agent to the State Bank of Pakistan (in places where SBP does not have presence). It has diversified its business portfolio and is today a major lead player in the debt equity market, corporate investment banking, retail and consumer banking, agricultural financing, treasury services and is showing growing interest in promoting and developing the country's small and medium enterprises and at the same time fulfilling its social responsibilities, as a corporate citizen.

        In today's competitive business environment, NBP needed to redefine its role and shed the public sector bank image, for a modern commercial bank. It has offloaded 23.2 percent share in the stock market, and while it has not been completely privatized like the other three public sector banks, partial privatization has taken place. It is now listed on the Karachi/Islamabad/Lahore Stock Exchanges. National Bank of Pakistan is today a progressive, efficient, and customer focused institution. It has developed a wide range of consumer products, to enhance business and cater to the different segments of society. Some schemes have been specifically designed for the low to middle income segments of the population. These include NBP Advance Salary, NBP Saiban, NBP Kisan Dost, NBP Cash n Gold.
        The bank has implemented special credit schemes like small finance for agriculture, business and industries, administrator to Qarz-e-Hasna loans to students, self employment scheme for unemployed persons, public transport scheme. The Bank has expanded its range of products and services to include Shariah Compliant Islamic Banking products. For the promotion of literature, NBP recently initiated the Annual Awards for Excellence in Literature. NBP will confer annual awards to the best books in Urdu and in all prominent regional languages published during the defined period. Patronage from NBP would help creative work in the field of literature. The Bank is also the largest sponsor of sports in Pakistan. It has provided generously to philanthropic causes whenever the need arose.
        The bank has taken various measures to facilitate overseas Pakistanis to send their remittances in a convenient and efficient manner. In 2002 the Bank signed an agreement with Western Union for expanding the base for documented remittances. More recently it has started Electronic Home Remittances Project. This project introduces technology based system to handle inward remittances efficiently, by ensuring that the Bank's branches keep a track of the remittance received from abroad till its final receipt. Bank has been signing different agreements with other leading players in the remittance field for ensuring that remittance services are available to most of the overseas Pakistanis. 
       A number of initiatives have been taken, in terms of institutional restructuring, changes in the field structure, in policies and procedures, in internal control systems with special emphasis on corporate governance, adoption of Capital Adequacy Standards under Basel II framework, in the up-gradation of the IT infrastructure and developing the human resources. National Bank of Pakistan has built an extensive branch network of 1310+ branches in Pakistan and operates in major business centre abroad. The domestic branch network has been automated and is online. The Bank has representative offices in Beijing, Tashkent, Chicago and Toronto. It has agency arrangements with more than 3000 correspondent banks worldwide. Its subsidiaries are Taurus Securities Ltd, NBP Exchange Company Ltd, NBP Capital Ltd, NBP Modaraba Management Company Ltd, and CJSC Bank, Almaty, Kazakhstan. It has recently opened a subsidiary in Dushanbe, Tajikistan.
        The Bank's joint ventures are, United National Bank (UK), First Investment Bank and NAFA, an Asset Management Company (a joint venture with NIB Bank & Fullerton Fund Management of Singapore).
        Address : NBP Building, I.I Chundrigar Road, Karachi, Pakistan.
        Website : www.nbp.com.pk, Phone number : 92-21-99220100
2.       Bank of Khyber - 
        The Bank of Khyber was established in 1991 through Act No. XIV, passed by the Provincial Legislative Assembly of the KHYBER PAKHTUNKHWA Province of Pakistan. It was awarded status of a scheduled bank in September 1994. The Bank of Khyber enjoys a unique position, and stands out amidst the other banks operating within Pakistan, and has the privilege of being bracketed amongst the only three government banks in the country.
        OUR VISION
        To become a Leading Bank providing efficient and dynamic services in both Islamic and Conventional banking through expanded nationwide network.
        OUR MISSION
        To increase shareholders’ value and provide excellent service and innovative products to customers through effective corporate governance, friendly work environment and contributing towards an equitable socioeconomic growth.
        NATIONAL TAX NUMBER
        0000092
        DETAILS OF ASSOCIATED COMPANIES
        Number of Shares: 4,050,374 
        Shares percentage: 30% 
        Address : I.I Chundrigar Road, Karachi, Pakistan.
        Website : www.bok.com.pk, Phone number : 92-91-5272042
3.       Bank of Punjab - 
        The Bank of Punjab (BOP) head quartered in BOP tower,  Main Boulevard , Gulberg, Lahore is one of the prominent financial institution of the country with PACRA  Ratings: AA – Long Term and A1 Short Term. With a strong company positioning of ‘Passion reborn’ driving us, the management of the bank has implemented strategies and policies to carve a distinct position in the market place. Fortified with years of banking expertise and driven by the strategic goals set out by our board of directors and senior management, the bank has invested in revolutionary technology to have an extensive range of products and services. This facilitates our commitment to repay the trust and confidence of our stakeholders, and also to a culture of innovation. BOP has emerged as on one of the foremost financial institutions in the country, focused on spurring an economic revival by endeavoring to meet the needs of tomorrow as well as today. Our extensive portfolio encompasses all facets of banking.  
        Our Vision
        To be customer focused bank with service excellence.
        Mission
        To exceed the expectation of our stakeholders by leveraging our relationship with the Government of Punjab and delivering a complete range of professional solutions with a focus on programme driven products and services in the agriculture and middle tier markets through a motivated team.
        Address : 10-B,Block E-II, Main Boulevard Gulberg III Lahore, Pakistan.
        Website : www.bop.com.pk, Phone number : 92-42-35783700
4.       First Women Bank - 
        First Women Bank Ltd. is a unique financial institution, a Scheduled Commercial Bank and a development financial  institution for the socio-economic empowerment of women. The Bank was set up in 1989 by the Islamic world’s  first woman Prime Minister Benazir Bhutto (Shaheed), who wanted a bank that would meet the banking needs of    women entrepreneurs. FWBL was incorporated as a Scheduled Commercial Bank in the Public Sector as a Public     Ltd. Company on 21st November, 1989 under the Companies Ordinance, 1984.
        The Bank commenced its business on 2nd December, 1989 with a paid up capital of Rs. 100 Million; 90% of 
        which was contributed in varying proportions by five leading Public Sector banks of the country. They were : 
        - National Bank of Pakistan, Habib Bank Limited, Muslim Commercial Bank Limited, United Bank Limited and    
          Allied   Bank Limited.
        - 10% of the remaining capital came from the Federal Government.
        Address : CL/10/20/2, Beaumont Road, Civil Lines, Karachi–75530, Pakistan.
        Website : www.fwbl.com.pk, Phone number : 92-21-35657684
5.       Sindh Bank - 
       The Sindh Bank Limited is a scheduled bank based in Karachi, Pakistan, with several branches in the Sindh province of the country. It was set up as a state-owned, regional bank. It offers micro-finance loans and other banking services.
        Address : Federation House Abdullah Shah Ghazi Road, Clifton, Karachi-75600, Pakistan.
        Website : www.sindhbankltd.com, Phone number : 92-21-35829394
6.       Zarai Taraqiati Bank Ltd - 
        Corporate Vision
        Dedicated to serve the needs of the farming community, by delivering financial products and technical services on a competitive and sustainable basis, in a convenient , efficient and professional manner, leading to success of the Bank and the farmers.
        Corporate Mission
        To play effective role in the promotion of economic growth, by enhancing the availability of credit to the agriculture sector, through reliable access to sustainable financing, special lending programs, technical assistance, and other products & services, and to promote career development opportunities for increasing professionalism and technical proficiencies of employees.
        Brief on ZTBL
        Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how. The restructuring of former ADBP is being carried out with the aim to uplift the agriculture and rural sector by raising farm productivity, streamlining the institutional credit and increasing income generating capacity of the farming community. ZTBL was incorporated as a Public Limited Company on 14th December, 2002 through repeal of ADB Ordinance of 1961. Thereby transforming the bank as a coporate entity to serve as R.F.I
        The new corporate structure redefines the bank's status as a public limited company registered under companies Ordinance'1984 with an independent Board of Directors which aims at ensuring good governance, autonomy, delivering high quality
        ZTBL is a key R.F.I of Pakistan providing affordable, rural and agriculture financial/non-financial services to the rural Pakistan , comprising 68 % of the total population. The Bank through a country-wide network of 371 branches is serving around half a million clients annually and over one million accumulated account holders with the average loan size of around Rs.162331 serving 68%, 29% & 3 % of subsistence, economic and large growers respectively.
        The total assets of the Bank stand at Rs.123 billion with authorized capital of Rs.25 billion as of 31.12.2011, with a nation-wide working strength comprises 5789 employees. The share of ZTBL in total national institutional agricultural credit outstanding is 40% as on 30.06.2013.
        Corporate Objectives
        » Develop and operate as a financially and operationally sustainable R.F.I of the country.
        » Assist rural community, particularly the small farmers, in raising their productivity and income levels through   
            timely delivery of credit, advisory and ancillary services.
         » Build ZTBL's image as a proactive, client friendly, financially & operationally sustainable with indigenous      
            product deployment.
         » Establish and provide backward and forward linkages to strengthen agri. value added commodity chains.
         » Engage in public - private and wholesale - retail partnership to deepen outreach and reduce operating cost.
         » To function as a rural commercial bank to mobilize rural capital formation and to commercialize the agri. sector  
             by delivering the true value of credit to the client. Provide a wide range of risk insurance products to its clients.
         » Open up it venues of operation to Domestic & International Banking Industry to avail comparative advantages.
        Transformation of ZTBL to R.F.I of the country and road to excellence
        Healthy and well-functioning rural finance markets are directly related to achieving the two key national policy objectives of accelerating rural/agriculture growth and reducing poverty. The realization of these objectives depends on the simultaneity of developments in rural finance and non-financial markets to foster the creation of diverse sources of rural finance to build sustainable financial institutions, and stimulate products and capital flows in the rural sector. For this, rural finance must be seen as an integral part of equitable development within a framework of macro economic stability. The ongoing corporatize restructuring lays the basis for fundamental reforms for rural finance market development.
        The recurring financial drain, pursuing the old rural finance paradigm and the narrowing fiscal space have also promoted a shift in Government strategy that now seeks viable intermediaries for enhancing outreach.
        For the majority, access to affordable rural finance services is also important to enable them to compete in the post-World Trade Organization scenario. Inability to compete because of high financial costs could reduce income of the majority of farmers and rural clients, particularly the small and subsistence clients. Lack of access to affordable rural finance services will also prevent the clients from switching to non-farm activities.
        The ZTBL restructuring plan covering the following; (i) governance: establish an environment that facilitates good governance and accountability; (ii) systems: modernize operations through use of technology, networking, and communication tools; (iii) business processes: streamline products and delivery systems so as to reduce transaction costs, simplify operations, and increase outreach; (iv) products and services: introduce products and services that are financially economically viable; (v) human resource development: improve standards and skills of management & staff and strengthen training capacity; and (vi) IT: establish new hardware and software platform to support MIS, accounting system including forensic accounting, and risk management functions.
        The reforms shall establish ZTBL as a key R.F.I of the country, aiming to outreach annual rural clientele to 600,000. By expanding its private sector role, the bank aims to establish network of high tech rural and agri. financial services through intermediations under public private participation and whole-sale -retail lending mechanism.
        Address : 1, Faisal Avenue, P.O.Box 1400, Islamabad, Pakistan.
        Website : www.ztbl.com.pk, Phone number : 92-51-9252805
7.       Askari Bank - 
        Askari Bank was incorporated in Pakistan on October 9, 1991, as a public limited company. It commenced operation on April 1, 1992, and is principally engaged in the business of banking, as defined in the Banking Companies Ordinance, 1962. The Bank is listed on Karachi, Lahore and Islamabad Stock Exchanges. Since inception, the bank has concentrated on growth through improving service quality, investment in technology and people, utilizing its extensive branch network which includes Islamic and Agricultural banking. Corporate Social Responsibility is an integral part of the way we do business. In order to fulfill our CSR objectives, we attempt to promote public interest by encouraging community growth and development through sponsoring social service events, supporting education, sports, and environment and also contribute in socio-cultural activities.
        Address : AWT Plaza, The Mall, P.O.Box 1084, Rawalpindi, Pakistan.
        Website : www.askaribank.com.pk, Phone number : 92-51-9063000
Panama
1.       Banco Nacional de Panamá - 
        The National Bank of Panama (Spanish: Banco Nacional de Panamá) is one of two Panamanian government-owned banks. As of January 2009, it held deposits of about US$5 billion. The other government-owned bank is Caja de Ahorros, with about US$1 billion in total deposits.Public Panamanian company and autonomous state entity. Banco Nacional de Panamá was created with the objective of conducting banking business and seeking to procure the necessary financing for the economical development of the country. The bank is licensed to give credit facilities, sureties and endorsements, and take demand, savings and fixed term deposits, as well as operate with foreign currency and conduct international exchange activities, among others.
        Address : Torre Banconal, Via España, Calle 55, Panama.
        Website : www.banconal.com.pa, Phone number : 507-505-2000
2.       Caja de Ahorros - 
        The Savings Bank, was created by Executive Decree No. 54 of June 15, 1934 by President Arias Madrid Harmodius. It began operations on July 5 of that year. Under the administration of Prime General Manager, Don Guillermo Roux, began operations in a loan from the National Bank of Panama, which at that time occupied a place in the ground floor of the Presidential Palace office. Photo of 1st. Savings. When starting operations, had a capital of B/.150.000.00 (One hundred and fifty thousand dollars) provided by the Government of Panama and had only 3 employees. Today is a Bank with over Billion in Assets. 
        "The Bank of the Panamanian Family" represents from its beginnings in the national life, being around the  Panamanian banking system, the bank with the largest number of savings accounts across the country. 
         Currently, the bank is at the forefront in granting Popular Home Mortgage placing it in an important place.  
         For over 79 years, nationally recognized as "The Bank of the Panamanian Family" an organization that promotes  good savings habit in Panamanian children and mortgage credit in social housing level. 
         Vision :
         Best Bank to the yearnings of the Panamanian Family reality
         Mission :
         - Encourage the habit of savings and offer variety of products
         - Select, train and motivate the team
         - Optimizing profitability and liquidity
        Address : Jardines del Hotel El Panamá, Vía España Av. Manuel Espinoza B, Ciudad de Panamá, Panama.
        Website : www.cajadeahorros.com.pa, Phone number : 507-508-1000
3.       Banco General, S.A.- 
       Banco General was founded in April, 1955, thanks to the vision of Panamanian businessmen who organized it as the first Panamanian Bank of local capital. Currently it is the largest Panamanian Bank with a widespread infrastructure of 60 branches and more than 300 ATMs, a universal bank in Costa Rica, and representative offices in Mexico, Central America, and Colombia.
        As a bank with a proven track record, it has been recognized for its financial strength, innovation, excellent service, and its permanent commitment with the community and ethical values. Additionally, since 1997, it has International Investment Grade Ratings from Standard and Poor's & Fitch Ratings, making Banco General one of the select group of banks in the region that are Investment Grade.
        Address : P.O. Box 0816-00843, Panama, Republic of Panama.
        Website : www.bgeneral.com, Phone number : 507-303-5001
4.       Banesco, S.A - 
        Banesco, S.A. provides personal and commercial banking services in Panama. The bank provides personal checking accounts; saving accounts; personal, mortgage, and car loans; credit lines; fixed-term deposits; checking accounts; and letters of credit. The company also offers SMEs checking accounts, saving accounts, credit cards and commercial loans for purchasing real estate assets. The company was founded in 2007 and is based in Panama City, Panama. The company was formerly known as Banesco International Bank Inc. and changed its name to Banesco, S.A. in 2010. The company operates as a subsidiary of Banesco Banco Universal,    C.A.
        Address : Calle Aquilino de la Guardia y Calle 47, Bella Vista, Marbella, Panama.
        Website : www.banesco.com.pa, Phone number : 507-282-2000
5.       Banco Aliado, S.A.- 
        Banco Aliado, S.A. is a corporation organized in accordance with the laws of the Republic of Panama, by means of Public Deed No. 2952 of 14 April 1992, executed by the Fifth Notary Public of the Circuit of Panama, and registered at the Panama Public Registry, Microfilm (Mercantile) Division, in Microjacket: 258812, Film: 35090, Frame: 0124, as of 27 April 1992. The Bank’s equity was provided by a Panamanian group of private investors. It started operations on 14 July 1992 pursuant to General License granted by the National Banking Commission (presently known as the Panama Banking Superintendence), which allows us to enter into banking operations both in Panama and abroad, indistinctively. Our main office is located at 50th and 56th Streets, Urbanización Obarrio, Banco Aliado Building, Panama City.
        During its first decade of operations, Banco Aliado maintained a strategy clearly oriented towards trade financing. In August 1993, the Colón Free Zone branch was inaugurated to support said operations. In 1995 we began to break through, cautiously but determinedly, in various foreign markets with the intention of expanding our clientele and diversifying our geographic distribution.  For this purpose, business relationships with a number of different financial institutions in South and Central America, were established. One of the cornerstones of the commercial activities of Banco Aliado is foreign trade financing (Free Zone), a traditional sector in this country. In addition to the above, we engage in interim financing of medium size construction projects, commercial and residential mortgage loans, in the provinces of Panama and Colón.
        Correspondent banking is another pillar of our business activities.  Even though it is an area historically reserved mainly to large foreign banks, Banco Aliado occupies a special place among the financial institutions located in the same geographic business area. Banco Aliado, S.A. offers services to its clientele in all 5 continents through an extensive net of correspondents in countries such as the United States, Germany, Spain, Hong Kong, India, Korea, Taiwan, Thailand, Costa Rica, El Salvador, Guatemala, Brazil and Ecuador. The Panama Canal area, the main commercial resource of our country, is another source of  business with great potential and excellent growth perspectives in the very near future, due to the fact that the Government has established tourism development policies and approved the installation of commercial centers along said area, and this will certainly require banking and financial services.
        Address : Urbanización Obarrio, 50th and 56th Streets, P.O. Box  0831-02109, Panama.
        Website : www.bancoaliado.com, Phone number : 507-302-1555
6.       Banco Azteca (Panamá), S.A. - 
       Private Panamanian banking company that provides products and services in the areas of savings, investments, and credits. The bank offers its clients a wide range of products, including Inversión Azteca, fixed term investment product Plazo Fijo Ganaré, and children's savings account Guardakids. Banco Azteca Panamá is a subsidiary of Mexico's Banco Azteca.
        Address : Calle Jorge Zarak, Vista Hermosa, Edificio Plaza América, Suite 2, Ciudad de Panamá, Panama.
        Website : www.bancoazteca.com.pa, Phone number : 507-278-7400
7.       Banco Cuscatlán de Panamá, S.A.- 
        Banco Citibank (Panamá) S.A. was formerly known as Banco Cuscatlan De Panama, S.A. Banco Citibank (Panamá) S.A. operates as a subsidiary of Citibank Overseas Investment Corporation. The bank City, Panama led in 45% of the credit card market, formalized Monday the birth of Citibank SA Panama after absorption of Banco Uno and Cuscatlan Bank Central. The U.S. bank and continues the steps already made in Honduras, El Salvador and Nicaragua with the absorption of these two Central banks to create Citibank SA Panama. 
        This new entity begins operations with assets of USD 250 million, around USD 1,840 billion assets, two dozen branches and 200,000 customers.  Mergers of banks Banco Uno and Cuscatlan Bank whereby Citibank SA is created in Panama are not related to the international financial crisis, said Monday the Superintendent of Banks of Panama, Olegario Barrelier. 
        Address : Calle Aquilino de la Guardia, Edificio Citi (Banco Citibank (Panama), S.A., Ciudad de Panamá, Panama. 
        Website : www.bancocuscatlan.com, Phone number : 507-208-8300
8.       Banco Delta, S.A. - 
        Private Panamanian company that trades on Panama's stock exchange. It conducts banking activities, and provides products and services in the areas of loans, deposits, insurance, and investments. With regards to loans, the bank offers financing through personal and auto loans, leasing, and factoring. Banco Delta maintains branches in David, La Gran Estación and Santiago.
        Address : Vía España, Torre Delta, Planta Baja, Ciudad de Panamá, Panama.
        Website : www.bandelta.com, Phone number : 507-340-0000

Papua New Guinea
1.       Bank of Papua New Guinea - 
       The Bank of Papua New Guinea is the central bank of Papua New Guinea. Its main function is to issue currency and to act as the banker and financial agent to the Government. It is also in charge of regulating banking and other financial services and manages the gold, foreign exchange and any other international reserves of Papua New Guinea. The Bank of Papua New Guinea is engaged in developing policies to promote financial inclusion and is a member of the Alliance for Financial Inclusion. In 2013, BPNG made a Maya Declaration Commitment[1] to create an enabling environment for building an inclusive financial sector in Papua New Guinea.
        Address : Port Moresby, Papua New Guinea.
        Website : www.bankpng.gov.pg, Phone number : 675-322-7200
2.       Bank of South Pacific Ltd - 
        Bank South Pacific Limited opened our doors in 1957 in Port Moresby as a branch of the National Bank of Australasia Limited. In 1995 a consortium of Papua New Guinea businesses acquired the bank creating the first and only PNG private sector owned bank. Bank South Pacific purchased the State Owned - Papua New Guinea Banking Corporation (PNGBC - formerly CBA PNG) in 2001 creating the largest Bank in PNG. Other acquisitions followed: Habib Bank in Fiji in 2006, National Bank of Solomon Islands 2007, Colonial Groups of Companies (Banking & Life Businesses) in Fiji in 2010. Bank South Pacific rebranded to become "BSP" in 2008. Our shareholders include major PNG Institutions - IPBC, Nasfund, Nambawan Super, Petroleum Resources Kutubu, Credit Corporation, MVIL, PNG Teachers Savings & Loan, Comrade Trustees, and the International Finance Corporate (IFC).
        Highlights
        - Awarded the "Best Bank Led Mobile Money Programme" in the World. World Connected Forum Awards,    
          Dubai,   November 2012. Sponsored by MasterCard Worldwide.
       - 2012 Net Profit after tax increased over 14% to K407.7m and assets also grow 14% to K13.3b - a values equivalent   to approximately 1/3 of PNG's GDP estimate.
       - 1 Million active Retail Accounts in PNG, 200,000 in Fiji and 80,000 in Solomon Islands.
       - Over 70 million transactions processed through all electronic and mobile phone channels in 2012.
       BSP has been internationally recognised for its underlying liquidity and capital strength, including "The Banker" 
       2012 Top 1000 Banks, ranked : 
       # 7 Highest Mover Asia Pacific region
       # 4 Profit on Average Capital
       # 3 Top 5 Returns on Capital in the Asia Pacific.
       Address : Cnr Douglas Street and Musgrave Street, PO Box 78, Port Moresby, Papua New Guinea.
       Website : www.bsp.com.pg, Phone number : 675-320-1212

Paraguay
1.       Banco Central del Paraguay - 
        Mission
        Preserve and safeguard the stability of the value of the currency, promote efficiency and stability of the financial system.
        View
        Being an independent institution to develop an efficient and credible management, based on the excellence of their values ​​and talents, recognized nationally and internationally.
        Strategic objectives of the Central Bank of Paraguay
        1 - Maintain annual inflation in single digit 
        2 - Maintain control and preventive, continuous and disciplined oversight of the financial system. 
        3 - Provide and promote a system of modern, safe and efficient payments. 
        4 - To contribute to the understanding of phenomena and financial economic and regulatory issues. 
        5 - Promote organization and corporate culture of excellence, social responsibility. 
        6 - Develop a comprehensive Risk Management.
        Address : Russian Federation and Cape 1 Marecos, B º Santo Domingo, Asunción-Paraguay.
        Website : www.bcp.gov.py, Phone number : 595-21-608011
2.       Banco Continental - 
        Banco Continental was founded in November 10, 1980. In the year 2004, with the purchase of the mayority of the bank's stocks by a group of Paraguayan investors, the bank was restructured and oriented to commercial banking. Its main objective is to promote economic development through investments, loans and lines of credit.
        Address : Estrella 621 c/15 de Agosto Asuncion Paraguay.
        Website : www.bancontinental.com.py, Phone number : 595-21-4193001
3.       Banco Regional - 
        Our founding shareholders dreamed and created a bank, initially small but with future intended primarily cater to the producers within the country. Regional Bank was founded with a strong belief and will work to advance the country, with strong roots in our confidence and that can be in Paraguay. Throughout this time we have experienced permanent changes, but the core values ​​of honesty, transparency and teamwork remain the foundation upon which all our actions are based.
        With an economy based on commitment to the country's development path, and with a commitment to becoming the leading bank and best bank for our customers, in 2008 we partnered with one of the best banks globally Rabobank Netherlands and have acquired the Banco ABN AMRO Paraguay. The dynamism and strength of the Regional Bank coupled with knowledge gained from years of experience of ABN AMRO in Paraguay, and the solvency of the Rabobank of Holland, combine to form a new great institution, "Major Regional Bank", opening great opportunities business in our country and the world.
        Address : Carlos Antonio López #1348 c/ 14 de Mayo CC 238, Encarnación,Itapúa, Paraguay.
        Website : www.bancoregional.com.py, Phone number : 595-21-4190000
4.       Sudameris Bank - 
        SUDAMERIS BANK S.A.E.C.A was originally formed as Banco Paraguayo de Credito S.A on June 30, 1958. In 1978, new European shareholders joined the initial group and the bank became the Banque Sudameris, based in Paris. Since 1994, the Banca Commerciale Italiana, of renowned prestige and worldwide presence, acquired majority control of Sudameris Group. In 1999, the Banca Commerciale ltaliana (COMIT) and Intesa SpA merged into the largest banking group in Italy. In July 2004, Intesa SpA, sold its shares to Abbeyfield Financial Holdings, domiciled in Ireland, becoming the majority shareholder of the Bank, with 98,22% of the shares. The SUDAMERIS BANK works with the highest dedication to provide effective financial solutions, ensuring customer satisfaction, quality of products and services and the creation of shareholder value.
        SUDAMERIS BANK S.A.E.C.A & SUSTAINABILITY
        The Sudameris Bank through the Environmental and Social Policy is committed to actively contribute to environmental protection and compliance with social norms. With the objective of reaching high institutional achievements in this field, we have developed an Environmental and Social Policy, in order to establish itself as a valuable tool to monitor and help improve environmental and social performance through customers and employees, complementing the core business of our company.
        To Sudameris Bank, Corporate Social Responsibility means not only supporting the communities in which it operates, but also to manage its business responsibly, implementing and maintaining the highest ethical standards in it's relationships with customers, employees, investors and suppliers. Regarding the ongoing commitment to the environment, it can be mentioned that the Sudameris Bank supports the campaign "A todo P ulmon Paraguay Respira", which seeks to restore one of the most important forests of South America (Bosque Atlantic° del Alto Parana), creating biological corridors that connect forest blocks that had been deforested.
        The benefits result in the continued preservation of the environment and society, through the cooperation between environmental and financial performance, identifying and assessing potential risks to the environment that may have investment projects, facilitating better practice guides for customers through an environmental management plan developed by the institution and conducting training for Bank staff in order to achieve maximum awareness on environmental management in enterprises.
        Address : Independencia Nacional Esq. Cerro Cora, Asuncion, Paraguay.
        Website : www.sudamerisbank.com.py, Phone number : 595-21-4161616

Peru
1.       Banco Central de Reserva - 
        The Central Reserve Bank of Peru (Spanish: Banco Central de Reserva del Perú) is the Peruvian central bank. It mints and issues metal and paper nuevos soles currency. Its branch in Arequipa was established in 1871,[citation needed] and it served the city by issuing money as well as maintaining a good reputation for savings accounts in Southern Peru. It is the equivalent of the Federal Reserve of the United States or the European Central Bank in Europe. The Constitution states that the purpose of the Central Reserve Bank is to preserve monetary stability. The Central Reserve Bank's target annual inflation is 2.0 percent, with a tolerance of one percentage point upward and downward; its policies are aimed at achieving that goal. The Constitution also assigns the following functions to the Central Reserve Bank: regulating currency and credit of the financial system, administering the international reserves in its care, issuing banknotes and coins, reporting regularly to the country on national finances, and managing the profitability of funds.
        Address : Jr. Antonio Miró Quesada 441-445, Lima, Perú.
        Website : www.bcrp.gob.pe, Phone number : 511-613-2000
2.       Banco de Comercio - 
        Banco de Comercio is part of the economic group led by the Military Police Pension Fund (CPMP), the institution responsible for administering the Pension Fund Staff of the Armed Forces and National Police of Peru. The Trade Bank is the bank's smallest Peruvian financial system and was founded in 2004. The entity is to perform the operations and services to banks allowed the financial system, specializing in commercial banking activities, credit for home purchases. Banco de Comercio, has 5 agencies.
        Address : Av. Enrique Canaval y Moreyra 454; Lima, Peru.
        Website : www.bancomercio.com, Phone number : 511-513-6003
3.       Banco de Crédito del Perú - 
        Banco de Crédito del Perú is a Peruvian bank, and the largest in the country. It is traded in the New York Stock Exchange and the Lima Stock Exchange (Bolsa de Valores de Lima). It is controlled by the Romero family thought the Credicorp financial holding, which also includes Pacifico Insurance, Prima AFP (leading Pension Fund), among others. 118 years after the bank's founding in 1889, BCP has 237 branches, 786 ATM's, 1400 agents and 10,771 employees.
        History
        Founded on April 9, 1889, BCP is Peru's oldest bank. It was called Banco Italiano for the first 52 years of its existence, and in 1919 Banca Commerciale Italiana acquired the bank. On 1 February 1942, the name of the institution was changed to Banco de Credito del Peru. Later, the bank opened offices in New York City and Nassau. Due to the increased activities, the bank moved its headquarters from Downtown Lima to a brand new building designed by Arquitectonica in the La Molina district in Lima. By 1988, the bank had a nationwide computer network connected to the main computer in Lima. The bank then proceeded to establish a network of ATM's throughout the country. In 1993, BCP acquired Banco Popular de Bolivia and renamed it Banco de Crédito de Bolivia. Since then, the company has launched several subsidiary companies such as Credifondo, a mutual funds company; Credileasing, a leasing subsidiary; Credibolsa, a Stock Brokerage firm; La Fiduiciaria, a fiduciary services company, among others. In 2010, BCP acquired Edificar, a leading micro-finance company in Peru. In 2004 the Miami chapter of the American Institute of Architects awarded the Banco de Crédito headquarters building the AIA Test of Time Award.
        Address : Calle Centenario 156, Urb. Santa Patricia, Lima, Peru.
        Website : www.viabcp.com, Phone number :  511-311-9898
4.       Banco de la Nacion - 
        Mission
        "The National Bank provides services to state agencies, promotes the banking and financial inclusion for the benefit of citizens complementing the private sector, and encourages decentralized country's growth through efficient management and self-sustainable."
        View
        "To be recognized as a strategic partner of the Peruvian State for the provision of innovative financial services and quality within a management framework based on good corporate governance practices and talent management."
        Institutional values
       - Vocation of service to citizens
       - Commitment and identification
       - Promoting financial literacy
       - Ethics and Professional Conduct
       - Social responsibility and financial inclusion
       Address : Av. Republica de Panama 3664, Lima, Peru.
       Website : www.bn.com.pe, Phone number :  511-519-2000
5.       Banco Financiero - 
        Banco Financiero, began operations in 1954 as a banking institution, its principal shareholder since 1996 is Banco Pichincha C. A., with a current share of 99.9% of common stock and is part of Ecuador Financial Group, backed by Banco Pichincha. Among the services offered by the Bank, are, made for Small Business and People. The Bank has an office in Lima and a network of 112 branches, of which 49 are located in Metropolitan Lima and 63 offices in the major centers nationwide.
        Address : Av. Ricardo Palma 278, Lima, Peru.
        Website : www.financiero.com.pe, Phone number : 511-612-2222
6.       Interbank - 
        View 
        Be the best bank from the best people. 
        Mission 
        Improving the quality of life for our customers, providing fast and friendly service at all times and in all places. 
        History 
        Banco Internacional del Peru was founded on May 1, 1897, and commenced operations on 17 August with a group chaired by Mr. Elias Mujica Directory. His first store was located in the street Espaderos today Jiron de la Union. In 1934 he began the process of administrative decentralization, Chiclayo and Arequipa being the first agencies to open, followed by the Piura and Sullana a year later.  The expansion policy intensified dramatically in 1942, acquiring a property in the Plaza de la Merced and another in the street Lescano, where "La Merced headquarters" building was constructed, whose beautiful finishes led the National Institute of Culture cataloged as a Historic Monument. 
        In the past, the bank's shareholders included capital relating to agribusiness, such as SA and WR Grace Manufacturing Co. In the seventies, the Chemical Bank of New York participated in the shareholding and was responsible for the bank's management. In 1970, National Bank acquired the largest percentage of the bank's shares, thus becoming a member of the Associated Banks of the country. In 1980 the bank was renamed Interbank. 
        The July 20, 1994 a financial group led by Dr. Carlos Rodriguez-Pastor Mendoza, and integrated by large investors as Nicholas Brady (former Secretary of the U.S. Treasury), among others, became the main shareholder of the bank to acquire 91% of the available actions.  In 1996 it was decided to change the name to Interbank, and convert each agency in a real financial shop where you just enter the customer feel that accessed a reliable and solid bank, where he could find products and provided financial services with necessary advice and special treatment. The results obtained by the Financial Shops were of great satisfaction and additionally Interbank decided to be the first bank to approach the customer through their stores with extended hours, an unprecedented initiative in the national financial system, which was able to carry banking supermarket. Interbank has continued to make significant progress in its development into a modern bank. Its headquarters, Interbank Tower, located between Avenues Javier Prado and Paseo de la República, marks the beginning of a new era, with better integrated services, advanced technology and with the same values, philosophy and commitment to ensure that Interbank provide one excellent service to its customers. 
        Address : Av. Larco 690, Miraflores, Lima, Peru.
        Website : www.interbank.com.pe, Phone number : 511-311-9001
7.       Mibanco - 
        It was established in the city of Lima on March 2, 1998, by public deed executed between the notary public Dr. Ricardo Barreda Fernandini. The Company is registered under heading 11020316 Registry of Legal Entities of the Public Records of Lima. It commenced operations on May 4, 1998 in Lima, based on the experience of Community Action Peru (ACP), a civil association, profit 42 years operating in the field of micro and small enterprises, which has excellent national and international reputation and maintains a permanent and close relationship with national and international banks as well as multilateral and bilateral agencies. MIBANCO is the first private commercial bank specialized in microfinance in Peru.
        Our Vision
        Being the leader and the benchmark for banks with a strong social commitment, where people are proud to belong to the community of customers and partners MiBanco.
        Our Mission
        We provide opportunities for progress and give you access to the financial system, with social commitment.
        Our Values
        HONESTY
        We work with moral integrity and professional ethics, developing transparent, providing clear and accurate information, generating confidence. 
        COMMITMENT
        We believe in giving the best of ourselves, getting involved and actively participating in the development and implementation of the mission and vision of MiBanco. 
        EFFICIENCY
        Optimally manage our resources, continually improving processes and productivity to achieve greater competitiveness and sustainability over time. 
        RESPECT
        We recognize and appreciate the value holistically person with a sense of fairness and justice through an environment of harmony, freedom of opinion and equal opportunities.  
        INNOVATION
        Encourage the generation of original and creative ideas, through the active participation of customers, employees and managers, the application generates substantial and successful changes. 
        QUALITY
        Effectively develop our activities and projects, continuously exceeding our management standards, ensuring meeting the rising expectations of internal and external customers to ensure our competitiveness, leadership and image in the market.
        Address : Av. Paseo de la República 4297 esq. con la Av. Domingo Orué Nº 165, Lima, Peru.
        Website : www.mibanco.com.pe, Phone number : 511-319-9999
8.       NorAndina Merchant Bankers - 
        Our products and services are focused on :
        M&A, ADVISORY SERVICES
        M&A Advisory Services begin with the identification of a firm, and continue with company analysis and the negotiations closing the deal. NorAndina 's efficiency and leading position in the Peruvian market is illustrated by its annual number of registered closed transactions, US$ 100 million in business.
        FINANCIAL ENGINEERING
        NorAndina financial engineering services are designed to assist local business in solving their financial problems which derive from the restructuring and opening of Latin American economies. NorAndina takes advantage of opportunities created by the liberalization of the financial sector to provide innovative solutions.
        PROJECT DESIGN AND EVALUATION
         NorAndina 's Project Design and Evaluation services ensure an optimum debt/capital structure for each project. This is based on the analysis for all relevant factors that determine a project 's financial revenue, such as its location, market structure and technology. 
        PROJECT STRUCTURING AND FINANCIAL MANAGEMENT
        NorAndina 's services in this area include the identification, structuring and negotiation of custom-tailored financial packages for presentation to international sources of capital. These services are specifically designed to satisfy each customer 's requirements.
        SPECIALIZED SERVICES
        NorAndina offers advanced financial products and services, including derivatives, which are designed to meet all its client 's special needs.
        Address : Oficina 1402 San Isidro, Lima 27 - Perú.
        Website : www.ascinsa.net/NORANDINA, Phone number : 511-222-1214

Philippines
1.       Allied Bank - 
       Allied Bank was incorporated on April 1, 1977 and granted by the Central Bank of the Philippines the Certificate of Authority to operate as a commercial bank on May 20, 1977. It began its operations on June 2, 1977 with around 26 branches. On August 19, 1977, it was authorized to operate an expanded foreign currency deposit unit (FCDU), and in December 1981, it officially became an expanded commercial bank or universal bank. Today, Allied Bank operates a total of 288 domestic branches/offices, including its subsidiaries Allied Savings Bank (27 branches), Allied Leasing and Finance Corporation, and the PNB Life Insurance, Inc.-formerly New York Life Insurance Philippines, Inc (NYLIP)-which was acquired by the Bank in 2007.
        Aside from its local branch network, Allied Bank also operates 2 offshore branches in Bahrain and in Guam; a wholly-owned subsidiary in the United Kingdom (Allied Bank Philippines (UK) Plc) and a majority-owned subsidiary in Hong Kong (Allied Banking Corporation (Hong Kong), Ltd.); a majority-owned commercial bank subsidiary in Xiamen, China (Allied Commercial Bank); and an affiliate commercial bank based in California, U.S.A. (Oceanic Bank), with offshore branches in San Francisco (Union Square Branch) and in Guam (Guam Branch). Representative offices were also established in Germany, Singapore and Australia, and consultancies/remittance desks in Saudi Arabia, Kuwait, Qatar and the United Arab Emirates. As of June 30, 2009, Allied Bank was ranked 8th largest private domestic bank in the country in terms of total deposits, total assets and net worth.
        Address : Allied Bank Center 6754 Ayala Avenue corner, Legaspi Street, Makati City, P.O. Box 2906 MCC
                           Makati City, Philippines.
        Website : www.alliedbank.com.ph, Phone number : 632-818-7961
2.       Central Bank of the Philippines - 
        The BSP’s primary objective is to maintain price stability conducive to a balanced and sustainable economic growth. The BSP also aims to promote and preserve monetary stability and the convertibility of the national currency.
        Responsibilities
        The BSP provides policy directions in the areas of money, banking and credit. It supervises operations of banks and exercises regulatory powers over non-bank financial institutions with quasi-banking functions. Under the New Central Bank Act, the BSP performs the following functions, all of which relate to its status as the Republic’s central monetary authority.
        - Liquidity Management. The BSP formulates and implements monetary policy aimed at influencing money supply   consistent with its primary objective to maintain price stability. 
        - Currency issue. The BSP has the exclusive power to issue the national currency. All notes and coins issued by      the BSP are fully guaranteed by the Government and are considered legal tender for all private and public debts. 
        - Lender of last resort. The BSP extends discounts, loans and advances to banking institutions for liquidity   
           purposes. 
        - Financial Supervision. The BSP supervises banks and exercises regulatory powers over non-bank institutions     
          performing quasi-banking functions. 
        - Management of foreign currency reserves. The BSP seeks to maintain sufficient international reserves to meet    
          any foreseeable net demands for foreign currencies in order to preserve the international stability and 
          convertibility of the Philippine peso.
       - Determination of exchange rate policy. The BSP determines the exchange rate policy of the Philippines. Currently,   the BSP adheres to a market-oriented foreign exchange rate policy such that the role of Bangko Sentral is     
          principally to ensure orderly conditions in the market. 
       - Other activities. The BSP functions as the banker, financial advisor and official depository of the Government, its   political subdivisions and instrumentalities and government-owned and -controlled corporations.
        Address : A. Mabini St. cor. P. Ocampo St., Malate Manila, Philippines.
        Website : www.bsp.gov.ph, Phone number : 632-708-7701
3.       Citystate Savings Bank - 
        Assuring the Filipino of financial stability and educating the people in the principles of wise saving and investment is the corporate goal of Citystate Savings Bank. It aims to provide financial support for businesses to maximize their full potential for growth. Citystate Savings Bank believes that in business, it does not matter how small an enterprise is, but how big it can become. It offers products and services attuned to the financial needs of clients, big or small. Citystate Savings Bank was registered with the Securities and Exchange Commission (SEC) on May 20, 1997. It was licensed to operate as a thrift bank by the Bangko Sentral ng Pilipinas (BSP) on August 7, 1997. The bank was publicly listed in the Philippine Stock Exchange (PSE) in January 2002. 
        Citystate Savings Bank established its first branch on Chino Roces Avenue, corner De La Rosa Street , Makati City on August 8, 1997, forging a solid partnership between a team of Filipino businessmen belonging to the Fortune Insurance Group and a prominent Singaporean investment holding company, the Citystate Management Group Holdings Pte Ltd of Singapore. Fortune Insurance Group is composed of Fortune Life Insurance Company, Fortune General Insurance Corporation, and Fortune Medicare, Inc., or FortuneCare, a managed care organization. At present, Citystate Savings Bank has a network of 25 branches strategically located within Metro Manila and provincial areas: 21 in Metro Manila and four provincial branches in Meycauayan, Baliuag, Plaridel and Cebu. The bank is embarking on an active ATM rollout program in places with high pedestrian traffic, such as malls and nearby transport terminals. This allows more clients to experience maximum convenience through its premium products and services. In March 2004, Citystate Savings Bank obtained approval from the Bangko Sentral to engage in quasi-banking services. As such, the bank can issue various debt instruments and develop new products and loan programs. 
        In July 2005, Citystate Bank was accredited by the Bureau of Treasury (BTr) as government securities eligible dealer (GSED). With the license, Citystate can participate in electronic auction of government securities with other banks and non-bank financial institutions through the Automated Debt Auction Process System (ADAPS).  In October 2005, Citystate successfully ventured into a stock rights offer of P22 Million common shares with a P10.00 par value per share. With the stock rights offer, the bank increased its capitalization to P670 Million from P450 Million.  In November 2006, Citystate Savings Bank was granted a license to operate Foreign Currency Deposit Unit (FCDU) and Trust operation by the BSP. This authorizes the bank to accept US dollar deposits and manage funds, securities and properties for the benefit of its clients. 
        Through the years, Citystate Savings Bank has won recognition from prestigious awards-giving bodies, including the 2004 Most Outstanding Savings Bank Award by the Philippine Marketing Excellence Awards Committee; 2003 - 2005 Top Savings Bank by the National Consumers Affairs Foundation; 2004 - 2005 Most Outstanding Savings Bank by the Consumers Union of the Philippines; 2005 Top Savings Bank by the Brand Champions Governing Council; 2002 Highest ATM Transaction Approval and 2005 – 2009 Highest Host Availability Rate Award by Bancnet.
       Address : 709 Shaw Boulevard Brgy. Oranbo, 1600 Pasig City, Manila, Philippines.
       Website : www1.citystate.com.ph, Phone number : 632-470-1497
4.       Metro Bank - 
        Vision :
        To be the best bank for all our stakeholders.
        Mission Statement :
        - We aim to be a premier universal bank of international standing, committed to creating and providing the best        possible value for our core constituents – clients, employees, shareholders, and the communities whom we    
           serve. 
        - We shall exert all efforts to transform every opportunity to expand our sphere of business activities into 
           instruments to help our constituents realize their own goals and aspirations. 
        - We shall strive to reach a highly diversified customer base through an extensive distribution network at the 
          same time delivering a wide array of premium-value products and services with distinctive quality.
        - We realize that our success depends on the quality of our people, the efficiency of our systems, and the 
          strength of our organization.  Hence, we shall continuously invest in our human resources to ensure a service 
          force characterized by the highest standards of dignity, probity and professionalism.
        - We shall  constantly endeavor to be more responsive to dynamic market conditions, flexible in coping with 
          customer needs, innovative in leading the competition, and united in pursuing common objectives.  Our financial   capability shall likewise be continually invigorated to maintain dynamism, growth and stability.
       Recognizing our responsibility to our shareholders, we shall exercise judicious management to consistently 
       provide them with fair returns and enhance the value of their investments. As a responsible corporate citizen, we 
       shall remain committed to making meaningful contributions for the economic and social development of the 
       communities in which we serve.
       Address : Metrobank Plaza Sen. Gil J. Puyat Avenue, Makati City, 1200 Philippines.
       Website : www.metrobank.com.ph, Phone number : 632-870-0700
5.       Philippine Business Bank - 
       Started as a thrift bank with only one branch fifteen years ago, PHILIPPINE BUSINESS BANK, one of the biggest savings banks in the country today; started operations on February 12, 1997 as TOTAL SAVINGS BANK. It obtained S.E.C. approval of its change in corporate name before the year was over. The Bank's current name sets out clearly the Bank's thrust and future plans. 
        To keep itself close to the small and medium scale businesses which includes both small and medium enterprises (SMEs) and large companies which it seeks to serve, Philippine Business Bank operates from its Head Office in Caloocan City, not in the plush of Makati or Ortigas business centers as favored by other banks. Although considered as a newcomer in the banking community, PBB established in its first year - 10 branches. By the end of its second year, it had 15 branches in Metro Manila and neighboring business centers. At present, Philippine Business Bank has a total of 94 branches nationwide.
        Address : 350 Rizal Avenue Extension corner, 8th Avenue, Grace Park, Caloocan 1400, Philippines.
        Website : www.pbb.com.ph, Phone number : 632-363-3333
6.       Philippine National Bank - 
       The Philippine National Bank was established as a government-owned banking institution on July 22, 1916 with headquarters in the old Masonic Temple along Escolta, Manila. Its primary mandate was to provide financial services to Philippine industry and agriculture and support the government's economic development effort. World War I, then raging in Europe, generated huge demand for the country's major exports namely: sugar, copra, coconut oil, Manila hemp and tobacco. However, not much was being done to develop the industries that produced these sought-after crops since access to credit facilities was limited then. To solve this problem, Henderson Martin, Vice Governor of the Philippines, together with Mr. Miguel Cuaderno (who later became Central Bank governor) drafted the charter for a national bank.
        In February 4, 1916, Public Act 2612 was passed by the Philippine legislature providing for the establishment of the PNB to replace the small P1 million government-owned Agricultural Bank. PNB's first head office was the Masonic Temple along Escolta, the then "Wall Street of the Philippines" in the bustling district of Sta. Cruz in Manila. An American, H. Parker Willis, was its first president. "The First Universal Bank in the country"
        With PNB's establishment, Filipinos found a bank of their own. PNB was authorized to grant short and long-term loans to agriculture and industry. The Filipino farmers then could avail of loans with interest between 8% to 10% per annum. PNB was also authorized to receive deposits, open foreign credits and rediscount bills. It was also given the special power to issue circulating notes. As such, PNB functioned as the de facto Central Bank of the country until 1949.
        Address : Pres. Diosdado Macapagal Boulevard, Pasay City, Philippines 1300.
        Website : www.pnb.com.ph, Phone number : 632-573-8888
7.       Planters Development Bank - 
       Planters Development Bank (Plantersbank) is a privately-owned and managed bank with a complete range of commercial banking products and services especially geared towards promoting the interest of Small and Medium Enterprises (SMEs). For the past four decades, Plantersbank has devoted its organization and resources to the service of the Filipino entrepreneur and will continue to champion the cause of SMEs by bringing to them the resources needed in this period of accelerated change and global competition.
        Plantersbank is…
        - The country’s largest private development Bank with total assets of over P50 Billion, capital of of P3.9 Billion    
           and a nationwide network of 75 branches.
        - Nationally acclaimed as the lead SME Bank for Small and Medium Enterprises (SMEs)
        - One of the top 500 in the country’s top 1,000 corporations
        - Provider of global expertise and resources through partnerships with the World Bank’s International Finance     
          Corporation (IFC), the Netherlands Development Finance Company (FMO) and Asian Development Bank (ADB)
         - Consistent recipient of awards and citations for SME finance and development, including the first-ever 
           President’s Citation for MSME Development in 2009 and the 2008 Outstanding SME Development Project    
           Award in Asia-  Pacific for the Plantersbank SME Business Park.
         - Gateway for SMEs into the Internet through the joint venture company with International Finance Corporation       (IFC) – PDB SME Solutions, Inc. (sme.com.ph), winner of the 2001 Asian Banking Award for e-commerce    
            service. 
        Address : Plantersbank Building 314 Sen. Gil Puyat Avenue Makati City, Manila.
        Website : www.plantersbank.com.ph, Phone number : 632-884-7600
8.       Rizal Commercial Banking Corporation - 
        Established in 1960, Rizal Development Bank started as a small development bank in the humble province of Rizal. It received the Central Bank's approval to operate as a commercial bank in December 1962, and commenced operations under its present name in January 1963. With the inauguration of its mother office at 219 Buendia Avenue (then part of Rizal), RCBC officially became the first commercial bank to ever establish its head office in that province. Judging by its spontaneous growth from Manila to Mindanao, it can be said that RCBC had a fruitful maiden year. It was already out of the red after less than two months of operations, constantly propelled by its vision of joining the ranks of industry leaders; building a strong and established brand among consumers; and delivering quality service to clients as it provides the best returns to stockholders. 
        Further solidifying its growth was RCBC's partnership with two foreign banks in the '70s -- one in America, and the other in Japan. These critical collaborations were designed to strengthen the bank's international network. With such measures in place, the company soon passed the P1 billion mark in total resources in 1973 and hit the P2 billion mark three years later. The bank never stopped growing since.  Along with rapid expansion came a steady wave of oportunities from a wide range of market segments. These integral growths were first felt in the consumer/retail segment, middle income groups, locators in the export processing zones, corporate partners, and the Filipino-Chinese market segment. RCBC also developed into one of the remittance industry's strongest players, thanks to its extensive presence that is further boosted by its remittance subsidiaries and partners in North America, Europe and Hong Kong. 
        Address : Yuchengco Tower, RCBC Plaza, 6819 Ayala Avenue, Makati City, 0727 Philippines.
        Website : www.rcbc.com, Phone number : 632 894-9000
9.       Security Bank Corporation - 
        Security Bank Corporation is one of the Philippines’ leading universal banks serving retail, commercial, corporate and institutional clients. Established on June 18, 1951, it was the first private and Filipino-controlled Bank of the post-World War II period. Security Bank was publicly listed on the Philippine Stock Exchange (PSE: SECB) in 1995. Over the years, the Bank prudently managed to remain one of the most stable in the banking industry and is steadfast in its commitment to serve its clients and stakeholders. Security Bank major businesses include retail, commercial, and corporate banking, and financial markets. It offers a wide range of services in financing and leasing, foreign exchange brokerage, stock brokerage, investment banking and asset management through its subsidiaries. Subsidiaries and affiliates include SB Cards Corporation; SB Capital Investment Corporation and its subsidiary, SB Equities, Inc.; SB Forex, Inc.; Security Land Corporation; and SBM Leasing, Inc., a joint venture with the Marubeni Corporation of Japan. 
        In February 2012, the bank acquired a thrift bank, Premiere Development Bank and renamed it Security Bank Savings to further expand the bank’s distribution reach nationwide and serve the needs of the consumer finance, small and mid-sized market segments. Security Bank joined an elite circle of the world’s top financial institutions recognized for global banking excellence when it received two of the most prestigious global banking awards in 2012 as Bank of the Year – Philippines by The Banker of the Financial Times of London; and the Strongest Bank in the Philippines by The Asian Banker of Singapore. Committed to continuously provide exceptional value to its clients and stakeholders, Security Bank has been acclaimed with awards and recognition from international and local organizations for product innovation, market leadership, and best-of-class management practices. 
        Security Bank is committed to supporting various educational and livelihood activities, disaster relief operations and other sustainable programs as part of its corporate social responsibility through Security Bank Foundation, Inc. (SBFI). SBFI’s initiatives promote deeper engagement among Security Bank employees and encourage active involvement in creating positive changes to society.
        Address : Security Bank Centre, 6776 Ayala Avenue, Makati City, 0719 Philippines.
        Website : www.securitybank.com, Phone number : 632-867-6788
10.    United Coconut Planters Bank - 
       The infinity-like sign in our new logo represents two hands clasping each other – yours and ours. They symbolize the solid partnership that we seek to build with you. The perpetual motion they suggest reflects our commitment to continue innovating to keep abreast of your evolving needs. You are the reason we are changing. Our goal is to continue providing a unique banking experience that you will find rewarding. We will do this by being personal and pro-active, meaning, we will exert every effort to know you better so that we can anticipate your needs and address them to the best of our ability. Our new logo will remind us of that promise. If ever we slip, or do something extraordinary that is worth repeating, do let us know. Share with us your UCPB moment through crc@ucpb.com.
        Vision
        To be the bank of choice of the middle and consumer markets by providing personal and proactive service and innovative products.
        Address : UCPB Corporate Offices, 7907 Makati Avenue, Makati City, Philippines.
        Website : www.ucpb.com, Phone number : 632-811-9111
11.    United Overseas Bank - 
        United Overseas Bank Philippines (UOBP) is a thrift bank subsidiary of United Overseas Bank Limited ("UOB"), one of the biggest banks in Singapore. UOBP offers a full range of thrift bank products and services to both individuals and corporations. Its business is backed by the global resources, product expertise, and international network of the UOB Group. As a brief history, UOB acquired in November 1999 a 60% stake in a domestic bank, Westmont Bank, which was subsequently renamed United Overseas Bank Philippines. In July 2002, UOB increased its ownership stake in UOBP from 60% to 100%. In 2006, UOBP converted from a commercial bank into a thrift bank and sold 66 branches to Banco De Oro Universal Bank.
        Parent Company
        United Overseas Bank Limited ("UOB") is a leading bank in Singapore. It provides a wide range of financial services through a global network of branches/offices and subsidiaries/associate: personal financial services, private banking, trust services, commercial and corporate banking, investment banking, corporate finance, capital market activities, treasury services, futures broking, asset management, venture capital management, general insurance, life assurance and stockbroking services. UOB's vast network of 500 offices around the world comprises of 68 branches in Singapore and over 430 offices in Australia, Brunei, Canada, China, Hong Kong, India, Indonesia, Japan, Malaysia, Myanmar, South Korea, Taiwan, Thailand, United Kingdom, USA and Vietnam.
        UOB has a banking subsidiary, Far Eastern Bank, in Singapore, while its other banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai) and PT Bank UOB Indonesia. UOB was founded in 1935 by Sarawak-born Datuk Wee Kheng Chiang - the father of the present UOB Group Chairman Mr. Wee Cho Yaw - and a group of Chinese businessmen. 
       Address : United Overseas Bank Philippines, 17th Floor, Pacific Star Bldg., Sen. Gil Puyat Ave., Cor. Makati Ave.,
                          Makati City.
       Website : www.uob.com.ph, Phone number : 632-548-6400

Poland
1.       Bank Gospodarstwa Krajowego - 
        BGK history dates back to 1924, when the initiative of the then Prime Minister and Minister of the Treasury, Władysław Grabski (pictured), has been issued a decree appointing the President of the Republic to life BGK. It was formed from the merger of three coming from Galicia public banks: Polish National Bank, State Bank of Reconstruction and Credit Department Urban Malopolska. Establishment of National Economy Bank resulted from the economic concepts of Prime Minister Grabski, who, being opposed to nationalization of industry and trade, was also a strong supporter of the state banking . The main tasks of the bank had long-term loans through the issuance of mortgage bonds, municipal bonds, rail and bank lending to local governments, as well as lending and savings institutions to perform any other banking operations. Specific obligations resting on the bank to state-owned enterprises and local government. Securities issued by BGK were guaranteed by the Treasury. After 1,926 years BGK activities focused on supporting state and municipal institutions, the arms industry, and passing under the control of the management of state industrial enterprises. In this period was called. BGK company, bringing together m.in.Towarzystwo Starachowice the Mining and Metallurgical, Chemical Plant "Grodzisk" Chemical Industry "Borut", SA Exploitation of potassium salts and a few other plants. The Bank also administered special funds of the government, including Help Fund the Credit Institutions, the National Fund for the Building, the National Fund for Credit and Working Fund. At the turn of the twenties and thirties BGK has become one of the largest banks in the Second Republic, acting as a primary participant in the restructuring of the economy (Central Industrial District, Gdynia). Between 1928-1931 built - designed by Rudolf Świerczyński - National Economy Bank building in Jerusalem Avenue. After the war BGK resumed. Its president was known economist, Professor. Edward Lipinski. However, in 1948, the reform of banking, operational activities BGK was suspended. in 1989 was the reactivation of operations of the Bank of National Economy, which - as a state - served mainly features the issuing agent for Treasury bonds, issued for the first time in decades . The bank's activities included the preparation of printing bonds, contracts subagencyjnych for sale and redemption of the bonds, the development of accounting and reporting, as well as organizing the sales network throughout the country. At the same time BGK was an organizer of specialized training, distribution and promotion and information campaigns and advertising. In December 1997 the National Economy Bank regained its pre-war office - building in Jerusalem Avenue. It was a kind of return to the roots, and at the same time return to the best traditions of the Bank currently BGK also actively participates in the implementation of economic tasks of the state. Manages a number of special-purpose funds and many government programs. An important element in financing and supporting the development of housing, small business, the market for energy efficiency. BGK took their mission to support economic development and entrepreneurship. Therefore, the particular great concern relates to the activities of Polish companies, institutions and governments.
        Address : Al. Jerusalem 7, 00-955 Warsaw.
        Website : www.bgk.com.pl, Phone number : 48-22-596-5881
2.       Bank Handlowy - 
        Bank Handlowy w Warszawie S.A. is one of the leading financial institutions in Poland offering a wide range of corporate, investment and consumer products and services under the Citi Handlowy brand. We have modern distribution channels, a network of 88 branches as well as highly professional and experienced staff. We offer innovative products based on the world-class technology.
        The Bank was set up as a result of the merger of Bank Handlowy w Warszawie S.A. - the oldest operating commercial bank in Poland - and Citibank (Poland) S.A. in March 2001. As a result, a strong local banking institution has been created and included in the global network of Citigroup - a pre-eminent financial services company.
        Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.
        Citi currently operates via two primary business segments: Citicorp, representing Citi's core growth franchises and Citi Holdings which contains businesses and assets that are not core to Citi's future. Citicorp includes the Global Consumer Banking Business and the Institutional Clients Group and is focused on providing best-in-class products and services to customers and leveraging Citi's unparalleled global network, including many of the world's emerging economies.
        Address : Bank Handlowy w Warszawie S.A. ul. Senatorska 16, 00-923 Warsaw, Poland.
        Website : www.citibank.pl, Phone number : 48-22-657-7200
3.       Bank Millennium - 
        Bank Millennium is a nationwide universal bank, offering its services to all market segments via a network of branches, individual advisors and electronic banking. The founders and shareholders of the Bank were from the beginning guided by the idea of building a modern institution, drawing on the best banking tradition and successfully competing in all segments of the financial market. We have built our knowledge of the Polish financial market on the many years of experience in providing service to corporate and individual customers, now adding the financial know-how and international expertise contributed by Banco Comercial Portugues (Millennium bcp) - Portugal's largest commercial bank and the strategic shareholder of Bank Millennium.
        Thanks to its subsidiaries and partners the Bank has for many years been operating on all financial markets, thus delivering to Customers comprehensive financial services, all in one institution. The Bank is the centre of the Bank Millennium Group, which also comprises: Millennium Leasing, Millennium Dom Maklerski, Millennium Towarzystwo Funduszy Inwestycyjnych. We employ over 6000 persons.
        Address : Ul.Stanisława Żaryna 2A, 02-593 Warszawa, Poland.
        Website : www.bankmillennium.pl, Phone number : 48-22-598-4040
4.       BRE Bank - 
       Creating mutual benefit from the relationship and cooperation with stakeholders - shareholders, customers, employees, business partners and local communities to BRE Bank is a very important part of its corporate culture. Social responsibility is a fundamental principle on which the Bank builds its relations with the environment. in the business is not enough merely to be guided by the principles of economic rationality and comply with all legal and formal requirements. In pursuing its business strategy, BRE Bank will perform the selection of preferred solutions not only from the point of view of the company, but the entire environment, employees, communities and the environment in which it operates. 
        Address : Street. Senators 18, 00-950 Warsaw, PO Box. 728, Poland.
        Website : www.bresa.com.pl, Phone number : 48-22-829-0000

Portugal
1.       Banco Popular Portugal - 
       Banco Popular Portugal, S.A. provides banking services in Portugal. The company offers current accounts, demand deposits, and term deposits; and personal loans, mortgage loans, short-term financing, trade discount, promissory notes, overdrafts, commercial papers, medium and long term financing, construction loans, leasing and factoring, and bank guarantees. It also provides various services, including credit and debit card, project finance, mergers and acquisitions, asset management, private banking, treasury and risk management, and primary and secondary market services, as well as online banking services. The company operates through a network of 232 branches. It was formerly known as Bank Nacional de Credito, S.A and changed its name to Banco Popular Portugal, S.A. in September 2005. The company was incorporated in 1991 and is headquartered in Lisbon, Portugal. Banco Popular Portugal, S.A. operates as a subsidiary of Banco Popular Espanol S.A.
        Address : Rua Ramalho Ortigao 51, Lisbon 1099-090, Portugal.
        Website : www.bancopopular.pt, Phone number : 351-21-007-1000
2.       Banco Comercial Portugues - 
        Banco Comercial Português (BCP) (English: Portuguese Commercial Bank), is a Portuguese bank that was founded in 1985 and is the largest private bank in the country. BCP is a member of the Euronext 100 stock index and its current chief executive officer is Nuno Manuel da Silva Amado. BCP is based in Porto, but its operations are headquartered in Oeiras, Greater Lisbon. It operates a branch brand dubbed and restyled in 2004 as Millennium BCP. It has nearly 4.3 million customers throughout the world and over 900 branches in Portugal. In 2008, it reported a profit of €201 million. It was ranked at number 453 in the 2007 Forbes Global 2000 list. However, by 2012, the bank was in deep financial stress and had to be rescued by a state bailout of 3 billion euros ($3.8 billion) in state funds it took from the country's IMF/EU bailout package.
        Address : Praca D. Joao I, 28, Santo Ildefonso PORTO, 4000-295. Portugal.
        Website : www.millenniumbcp.pt, Phone number : 351-70-750-2424
3.       Banco Espirito Santo - 
        Banco Espírito Santo (BES) is a private Portuguese bank based in Lisbon. It is currently the largest listed Portuguese bank, with a stock market capitalisation of €3,200 million on 31 May 2011; it is the sixth largest on the PSI-20 index. BES is the second largest private financial institution in Portugal in terms of net assets (€80,700 million in March 2011), with an average market share of 20.3% in Portugal and 2.1 million clients.
        Address : Avenida da Liberdade 195, Coracao de Jesus LISBOA, 1250-142, Portugal.
        Website : www.bes.pt, Phone number : 351-21-350-1000
4.       Banco Internacional do Funchal - 
        Banif - Banco Internacional do Funchal, S.A. provides banking and financial products and services. The company offers housing loans and consumer credit, current accounts, overdraft facilities, and debit and credit cards to private individuals, sole traders, and small businesses, as well as provides factoring, liquidity facilities, import and export credit, and commercial services to companies and institutions. It also offers retirement and education savings schemes, universal multiple plans, secure retirement accounts, planned savings accounts, and life insurance products; and non-life insurance products, such as employers liability, hunters, household, personal, travel, vehicle, and safe business. In addition, the company develops, rents, manages, and markets real estate properties; offers capital market services, comprising market making and financial risk management in the primary markets, as well as services in debt capital markets, equity capital markets, brokerage, research, and securitization areas in the secondary markets; manages mutual funds, real estate funds, private and public real estate funds, alternative investment funds, and pension funds; and provides wealth management services. Further, the company offers financial consultancy services, such as financial advice on M&A, assessment of companies or business areas, financial restructuring, and consultancy in privatisation or reprivatisation processes; project finance and leveraged finance services; and financial consultancy for small and medium-sized enterprises. The company offers its services through branches, as well as provides Internet and telephone banking services. It has operations in Portugal, rest of the European Union, Latin America, North America, and rest of the world. Banif - Banco Internacional do Funchal, S.A. is headquartered in Lisbon, Portugal. As of December 17, 2012, Banif - Banco Internacional do Funchal, S.A. operates as a subsidiary of Rentipar Financeira - SGPS, S.A.
        Address : Avenida José Malhoa, 22 Lisbon, 1099-012, Portugal.
        Website : www.banif.pt, Phone number : 351-21-721-1500
5.       Caixa Geral de Depositos - 
        MISSION AND STRATEGY 
        INTERNATIONAL EXPANSION VECTORS
        CGD Group has distinguished itself in the Portuguese financial market through its impressive geographic diversification, having adopted a prudent policy of internationalisation, based on clearly defined profitability criteria.
        SOLID FINANCIAL POSITION
        The solidity and stability of its financial status is CGD’s most characteristic corporate feature, demonstrating its recognised capacity to increase volume of business and results, even in stages in which the domestic economy has fared less successfully.
        GLOBAL GUIDELINES
        CGD has been at the forefront of Portuguese economic and social development.
        INNOVATION
        On-going investments in innovation and the application of new technologies to facilitate access to banking services via channels other than traditional branch offices enable CGD to improve its personal customer care capacity.
        AN INTEGRATED APPROACH TO BANKING
        Although operating as a universal bank, CGD is also fully involved in specialised financial services, providing customers with a full service international group.
        CODE OF CONDUCT 
        Ethical business conduct is a factor of the utmost relevance for the development and growth of companies and 
        particularly financial institutions. It brings innumerable benefits such as attracting and retaining the loyalty of 
        customers, fulfilling the expectations of internal and external stakeholders, differentiation and reputational 
        consolidation and efficiency gains in terms of productive processes or prudent risk management. 
        Ethical business management comprises a fundamental decision-making tool in a business context, as there is a 
        certain ethical content, whether explicit or implicit, in the vast majority of decisions which, accordingly, require 
        instruments designed to formalise and operationalise such ethical management in which the code of conduct is 
        particularly important. 
        Caixa Geral de Depósitos Group’s actual dimension and its aim to provide stakeholders and the public in general 
        with information on the ethical principles upon which its activities are based are also reasons for the adoption of a code of conduct, as a constantly evolving document which is intended to be a permanent fixture in the daily 
        activity of CGD and its workers. 
       Address : Av. João XXI, 63 – 1000-300 LISBOA, Portugal.
       Website : www.cgd.pt, Phone number : 351-21-795-3000