Namibia
1. Bank Windhoek -
Bank Windhoek was established in 1982, when a group of Namibian entrepreneurs took over eight local branches of Volkskas Bank. The aim was to create a financially independent bank for Namibians in Namibia. Currently, Bank Windhoek is operating under the umbrella of Bank Windhoek Holdings Ltd group of companies, in which Capricorn Investment Holding (CIH) is the main shareholder. Over the years, Bank Windhoek has built a strong financial position and achieved remarkable growth. This was confirmed by Global Credit Ratings, an international credit rating organization. As a result, Bank Windhoek received a short term credit rating of A1+ and a long term credit rating of AA, placing the Bank in the same league as other leading banks in Southern Africa.
Bank Windhoek offers a wide range of financial services and products. This includes personal, corporate, electronic and international banking services via a network of 50 branches, agencies and more than 85 ATMs countrywide. As a truly Namibian Bank, we are always looking for opportunities to expand and improve our services in order to transform and strengthen the economy of Namibia.
As a financial institution, Bank Windhoek believes in social development and poverty alleviation. Hence, we invest in a range of social and community-based projects that make a sustainable difference in the lives of those who benefit from them. Our main focus areas of social investment are entrepreneurship, education, job creation and health with specific focus on creating awareness to help prevent cancer. Guided by our corporate values, Bank Windhoek continuously pursues the vision to become the preferred bank in Namibia. Hence, we value the friendships and relationships that we have formed with our clients, staff, shareholders, partners and government. Without these strong bonds, the Bank would not have been able to attain growth and long-term sustainability. That's why we say: “Together we do better.”
Address : 119 Independence Avenue (2nd Floor), Capricorn House, Windhoek, Namibia.
Website : www.bankwindhoek.com.na, Phone number : 264-61-299-1200
2. Development Bank of Namibia -
The Development Bank of Namibia fosters, empowers and finances bold new ventures. Whether large or small, a start-up or expansion, private or public sector, the Development Bank of Namibia generates success, innovation, growth and prosperity. The Bank provides finance for private sector start-ups and expansions, equity deals, bridging finance, enterprise development finance, trade finance, small and medium enterprises, public private partnerships, public sector infrastructure, local authorities, and bulk finance to responsible micro-finance providers. The DBN only finances Namibian participation in projects.
Projects are evaluated on the basis of :
- Viability
- Sound equity structure
- Adequate security
- Management skills, experience and participation
- Environmental soundness
- Employment creation
- Income generation
- Development of infrastructure
- Diversification of economic activity
The Development Bank believes that good business, smart partnerships and good ideas are good for development. Its doors are open for firms with bold visions, sound business plans or excellent business proposals.
Address : PO Box 235, Windhoek, Namibia.
Website : www.dbn.com.na, Phone number : 264-61-290-8000
3. First National Bank of Namibia -
Group Vision
To be the local world class financial solutions provider of first choice
Group Mission
To create sustainable wealth for all stakeholders through discipline, innovation, empowerment, value added partnerships, and a passion for service excellence.
Group Values
Our values are: integrity, accountability, innovation, respect and passion.
Address : 209-211 Independence Avenue, Windhoek, Namibia.
Website : www.fnbnamibia.com.na, Phone number : 264-61-299-2222
4. Nedbank Namibia -
At Nedbank, we aim to make things happen for you and your family by consistently offering value for money through innovative products and a superior banking service that is accessible and convenient. We do more than just make day-to-day banking easy through our cheque, savings and investment accounts and credit cards. We can make things happen by providing vehicle finance and home loans, foreign exchange for your travels, and life assurance and insurance to cover you and your assets.
More and more Namibians are making things happen with Nedbank. The growth in value of savings with Nedbank Namibia and in asset based finance and home loans is well ahead of competitors, as we continue to enhance our administrative efficiency. And, increasingly, high net worth individuals are turning to our Private Banking business unit for superior service in protecting and growing assets.
Address : 12-20 Dr Frans Indongo Street, Windhoek, Namibia.
Website : www.nedbank.com.na, Phone number : 264-61-295-2222
Nepal
1. Agricultural Development Bank Nepal -
With the main objective of providing institutional credit for enhancing the production and productivity of the agricultural sector in the country, the Agricultural Development Bank, Nepal was established in 1968 under the ADBN Act 1967, as successor to the cooperative Bank. The Land Reform Savings Corporation was merged with ADBN in 1973. Subsequent amendments to the Act empowered the bank to extend credit to small farmers under group liability and expand the scope of financing to promote cottage industries. The amendments also permitted the bank to engage in commercial banking activities for the mobilization of domestic resources.
Agricultural Development Bank Limited (ADBL) is an autonomous organization largely owned by Government of Nepal. The bank has been working as a premier rural credit institution since the last three decades, contributing a more than 67 percent of institutional credit supply in the country. Hence, rural finance is the principal operational area of ADBL. Besides, it has also been executing Small Farmer Development Program (SFDP), the major poverty alleviation program launched in the country. Furthermore, the bank has also been involved in commercial banking operations since 1984.
The enactment of Bank and Financial Institution Ordinance (BAFIO) in February 2004 abolished all Acts related to financial institutions including the ADBN Act, 1967. In line with the BAFIO, ADBL has been incorporated as a public limited company on July 14, 2005. Thus, ADBL operates as a "A" category financial Institution under the legal framework of BAFIO and the Company Act, 2053.
Address : Ramshah Path, Kathmandu, Nepal.
Website : http://adbl.gov.np, Phone number : 977-1-4262885
2. Development Credit Bank Ltd -
Grand Bank Nepal Limited formerly identified as DCBL Bank Limited or Development Credit Bank Ltd came into operation in 2001 as development bank backed by the expertise of the professional bankers, prominent industrialists, entrepreneurs, bureaucrats and career diplomats. The Bank has been providing diversified services to its clientele by offering its products in the form of Loans, Guarantees and Venture Capital etc. The bank has started its operation in the capacity of 'A' class commercial bank since May 2008. We have, at present, total 21 branches including the Head Office at Kamaladi.
The idea behind renaming is to purge the puzzlement in people's mind, giving them the clear view about us being the 'A' class Commercial Bank, as it was observed that our clients were still in confusion, about us being Commercial Bank. The policy of the Bank is to create a relationship with the customer based on shared vision and mutual understanding for mutual benefit. It focuses in providing qualitative and diversified banking services backed by efficient personal approach at desired level.
Address : Kathmandu Plaza First Floor, Kamaladi, Kathmandu, Nepal.
Website : www.grandbanknepal.com.np, Phone number : 977-1- 4168605
3. Everest Bank Limited -
Catering to more than 5.5 lacs customers today, Everest Bank Limited (EBL) is a name you can depend on for professionalized and efficient banking services. Founded in 1994, the bank has been one of the leading banks of the country and has been catering its services to various segments of the society since then. With clients from all walks of life, the bank has helped develop the nation corporately, agriculturally and industrially.
Joint Venture Partner
Punjab National Bank (PNB), our joint venture partner (holding 20% equity in the bank) is the largest nationalized bank in India. With its presence virtually in all the important centers at India and over 6050 ATM counters, Punjab National Bank offers a wide variety of banking services which include corporate and personal banking, industrial finance, agricultural finance, financing of trade and international banking. For its excellence in banking services, it was recently awarded the "Best Bank Award 2011"amongst all banks in India by the leading corporate magazine, Business India.
Networks
Everest Bank Limited (EBL) provides customer-friendly services through its Branch Network and all it's branches are connected through Anywhere Branch Banking System (ABBS), which enables customers for operational transactions from any branches. The bank has 50 Branches, 68 ATM Counters, 5 extension counter & 20 Revenue Collection across the country making it a very efficient and accesible bank for its customers, anytime, anywhere.
Address : EBL House, Lazimpat, P.O.Box 13384, Kathmandu, Nepal.
Website : www.everestbankltd.com, Phone number : 977-1-4443377
4. Himalayan Bank Ltd -
Himalayan Bank was established in 1993 in joint venture with Habib Bank Limited of Pakistan. Despite the cut-throat competition in the Nepalese Banking sector, Himalayan Bank has been able to maintain a lead in the primary banking activities- Loans and Deposits.
Legacy of Himalayan lives on in an institution that's known throughout Nepal for its innovative approaches to merchandising and customer service. Products such as Premium Savings Account, HBL Proprietary Card and Millionaire Deposit Scheme besides services such as ATMs and Tele-banking were first introduced by HBL. Other financial institutions in the country have been following our lead by introducing similar products and services. Therefore, we stand for the innovations that we bring about in this country to help our Customers besides modernizing the banking sector. With the highest deposit base and loan portfolio amongst private sector banks and extending guarantees to correspondent banks covering exposure of other local banks under our credit standing with foreign correspondent banks, we believe we obviously lead the banking sector of Nepal. The most recent rating of HBL by Bankers’ Almanac as country’s number 1 Bank easily confirms our claim.
All Branches of HBL are integrated into Globus (developed by Temenos), the single Banking software where the Bank has made substantial investments. This has helped the Bank provide services like ‘Any Branch Banking Facility’, Internet Banking and SMS Banking. Living up to the expectations and aspirations of the Customers and other stakeholders of being innovative, HBL introduced several new products and services. Millionaire Deposit Scheme, Small and Medium Enterprises Loan, Pre-paid Visa Card, International Travel Quota Credit Card, Consumer Finance through Credit Card and online TOEFL, SAT, IELTS, etc. fee payment facility are some of the products and services. HBL also has a dedicated offsite ‘Disaster Recovery Management System’. Looking at the number of Nepalese workers abroad and their need for formal money transfer channel; HBL has developed exclusive and proprietary online money transfer software- HimalRemitTM. By deputing our own staff with technical tie-ups with local exchange houses and banks, in the Middle East and Gulf region, HBL is the biggest inward remittance handling Bank in Nepal. All this only reflects that HBL has an outside-in rather than inside-out approach where Customers’ needs and wants stand first.
Address : P.O.Box: 20590, Kamaladi, Kathmandu, Nepal.
Website : www.himalayanbank.com, Phone number : 977-1-4484990
5. Lumbini Bank Limited -
Lumbini Bank Limited is offering a wide range of banking solutions and services meticulously customized to the needs of the customers. Established in 1998, this is the first regional commercial bank in Nepal, which started its operation from Narayangarh spreading its wings to further fourteen more places at Hetauda, Butwal, Durbarmarg, Biratnagar, Parsa Bazaar, Indrachowk, Baneshwor, Bardhghat, Parasi, Suryabinayak, Gwarko, Damauli, Mangal Bazaar and Lanku of Chitwan District. Bank is highly committed to assure of the standard and excellence in the services it offers. Our team is guided towards obtaining new challenges and opportunities. Backed by state-of-the-art technology and experienced professionals adept in modern banking management, we strive to make banking simple, fast and customer friendly. Just the way you like it.
Bank has restructured various products, as a part of an ongoing process, to cater to the retail segment. The newly structured products in retail segment cover Personal Loan, Home Loan, Auto Loan, Mortgage Loan, Educational Loan, Time Loan, and Loan against Shares. Our commitment extends further, from our customers, investors, stakeholders and employees to society at outsized. By focusing on sustainability and corporate social responsibility, we aspire to be a role model institution in responsible Banking. Our foundations have been inscribed with stringent Corporate Governance measures, whereby transparency, disclosure, instruction norms and accountability have paramount importance, in order to safeguard the trust and wealth of each and every stakeholders and customers.
Address : Pragatipath, Narayangarh, Chitwan, Nepal.
Website : www.lumbinibank.com, Phone number : 977-1-4434158
6. Nepal Investment Bank Ltd -
“Our Vision is to be the most preferred provider of Financial Services in Nepal”
Mission Statement :
To be the leading Nepali bank, delivering world class service through the blending of state-of-the-art technology and visionary management in partnership with competent and committed staff, to achieve sound financial health with sustainable value addition to all our stakeholders. We are committed to do this mission while ensuring the highest levels of ethical standards, professional integrity, corporate governance and regulatory compliance.
Core Values and Ethical Principles :
Our core values tell us, our customers and the communities we serve, who we really are; what we are about; and the principles by which we pledge to conduct business. In essence, we believe that success can only be achieved by living our core values and principles:
Customer Focus : At NIBL, our prime focus is to perfect our customer service. Customers are our first priority and driving force. We wish to gain customer confidence and be their trusted partner.
Quality : We believe a quality service experience is a paramount to our customers and we are strongly committed in fulfilling this ideal.
Honesty and Integrity : We ensure the highest level of integrity to our customers, creating an ongoing relationship of trust and confidence. We treat our customers with honesty, fairness and respect.
Belief in our people : We recognize that employees are our most valuable asset and our competitive strength. We respect the worth and dignity of individual employees who devote their careers for the progress of the Bank.
Teamwork : We are a firm believer in team work and feel that loyal and motivated teams can produce extraordinary results. We are drived by a performance culture where recognition and rewards are based on individual merit and demonstrated track record.
Good Corporate Governance : Effective Corporate Governance procedures are essential to achieve and maintain public trust and confidence in any company, more so in a banking company. At NIBL, we are committed in following best practices resulting in good corporate governance.
Corporate Social Responsibility : As a responsible corporate citizen, we consider it important to act in a responsible manner towards the environment and society. Our commitment has always been to behave ethically and contribute towards the improvement of quality of life of our people, the community and greatly the society, of which we are an integral part.
Address : P.O. Box 3412, Durbar Marg, Nepal.
Website : www.nibl.com.np, Phone number : 977-1-4228229
7. Nepal Rastra Bank -
Nepal Rastra Bank (NRB), the Central Bank of Nepal, was established in 1956 under the Nepal Rastra Bank Act, 1955, to discharge the central banking responsibilities including guiding the development of the embryonic domestic financial sector. Since inception, there has been a significant growth in both the number and the activities of the domestic financial institutions. To reflect this dynamic environment, the functions and objectives of the Bank have been recast by the new NRB Act of 2002, the preamble of which lays down the primary functions of the Bank as:
- to formulate necessary monetary and foreign exchange policies to maintain the stability in price and consolidate the balance of payments for sustainable development of the economy of Nepal;
- to develop a secure, healthy and efficient system of payments;
- to make appropriate supervision of the banking and financial system in order to maintain its stability and foster
its healthy development; and
- to further enhance the public confidence in Nepal's entire banking and financial system.
The Bank is eminently aware that, for the achievement of the above objectives in the present dynamic environment, sustained progress and continued reform of the financial sector is of utmost importance. Continuously aware of this great responsibility, NRB is seriously pursuing various policies, strategies and actions, all of which are conveyed in the annual report on monetary policy.
Vision
To become “ A modern, dynamic, credible and effective Central Bank”
Mission
To maintain macro-economic stability through sound and effective monetary, foreign exchange and financial sector policies.
Address : P. O. Box 73, Baluwatar, Kathmandu, Nepal.
Website : www.nrb.org.np, Phone number : 977-1-4410158
8. Rastriya Banijya Bank -
RBB Ltd. - established on January 23, 1966 ( 2022 Magh 10 ) - a synonymous of stable and people's bank in Nepal - is one of the pioneer Bank in the country with the history of nearly a half century. Earlier constituted under RBB act 2021 with the full ownership of the government of Nepal , the Bank has been running under Bank and Financial Institute Act ( BAFIA ) and Company Act (CA) 2063 at present.The Bank licensed by NRB as a 'A' class commercial Bank of the country, has grown up as an indispensable component of the Nepalese economy.
RBBL – which has made glorious history of contributing for the monetization of the economy ,eliminating dual currency in the market , initiating preliminary financial literacy, help flourish industrial ,commercial and financial sector of the country has now emerged as a modern and strong financial institute of the country. The Bank with 2600 hands has expanded its wings in the most part of the country through multiple distribution outlets of 141 branches ,10 counters,8 branch less banking (BLB) and 50 ATMs. The Bank with the highest public confidence- reflected in the highest deposit base and growing demand for branch establishment in the various parts -has stood as a pyramid in the financial arena of the country. The Bank with as many as 1.7 millions satisfied /direct customers ranging from poor to elite ones and millions of indirect ones,has drawn important imprint in the picture of country's economy through its significant involvement in the best use of its resources to enhance the production,income and employment opportunities.The Bank is fully committed to contribute its best for the socio economic development of the country and people in the days to come.
Address : Bishal Bazaar, New Road, Kathmandu. Nepal.
Website : http://rbb.com.np, Phone number : 977-1-425-2595
Netherlands
1. ABN AMRO -
ABN AMRO serves retail, private and commercial banking customers in the Netherlands and across the globe. Along with a comprehensive range of products and services, we offer in-depth financial expertise, extensive knowledge of numerous sectors and an international network supporting our customers’ domestic and international operations. We aim to respond to the ever-changing market and, in doing so, to our customers’ ever-changing needs. Customers want a bank that acts in the context of today’s realities and is straightforward with them at all times; a bank that learns from its experiences and whose top priority is to provide the best possible service.
Markets
As a leading retail and commercial bank, we have a strong base in the Netherlands and follow our customers abroad. We are active internationally in areas in which we have substantial expertise, such as Energy, Commodities & Transportation (ECT) and ABN AMRO Clearing, and focus on our existing Private Banking activities in the Netherlands, Europe and Asia.
Approach
ABN AMRO boasts a history reaching back 300 years. We combine our rich heritage with a forward-looking approach in order to meet the needs of today’s customers. Our goal is to exceed our customers’ expectations by retaining their trust and by standing out from the crowd through our professionalism and customer-centred approach. Everything we do is aimed at supporting our customers and helping them to achieve more. We believe this ambition is the essence of professional banking.
Sustainability
When it comes to sustainability, we aim to be a leading bank in this area within a few years. With this in mind, we consciously embed sustainability in the bank’s strategy and operations.
Developments
ABN AMRO takes its responsibilities to its stakeholders seriously. We strive to achieve excellent financial results, but we never allow our customers to take irresponsible risks. We have learned from our experiences and are working openly to further improve our organisation and to contribute to reforms in the banking industry. The Dutch state acquired ownership of the Dutch activities of ABN AMRO Holding N.V. and Fortis Bank Nederland in 2008. ABN AMRO and Fortis Bank Nederland merged in 2010 to form the current ABN AMRO.
Address : Gustav Mahlerlaan 10, 1082 PP Amsterdam, The Netherlands.
Website : www.abnamro.com, Phone number : 31-20-628-9393
2. AEGON Bank -
Aegon feels responsible for financial awareness of people. Therefore, we help the world around forty million customers with solutions in the areas of pensions, insurance and wealth management. We develop products that make you financially independent and autonomous. In addition, solutions are understandable and honest dialogue center.
Pensions
In the Netherlands, people are getting older. From our pension business, we develop products for retirement financially to deliver. People a pleasant old age We pay monthly 130 million in pension funds from. In total, we are responsible for 25 billion pension money. We try to invest. In the best possible way So our pension for 850,000 Dutch meet. How old they are.
Mortgages
In the mortgage market in recent years, many developments. As a financial services provider, we help clients in financing their home and we take care of the mortgage loan.
Savings and investments
We develop different capacity-building products. Capacity building is different for each customer. Are you getting on? Then power up via a solid investment option. Are you young? Then you might just take a bit more risk in order to better come out.'s Long-term For each customer, we offer different options.
Insure
In the Netherlands there are about 475,000 cars driving around that are insured by Aegon. We therefore have private Aegon Insurance Service containing a network of body shops, which provide our customers with auto or glass help prevent damage daily. In addition to the insurance, we develop various types of insurance for your home and contents insurance. We also sell travel insurance. In addition, we have insurance that some of your expenses if you catch unexpectedly unemployed or disabled.
Address : Nebula Gaarde 60, Nieuwegein, 3436 ZZ, The Netherlands.
Website : www.aegonbank.nl, Phone number : 088-344-0344
3. Credit Europe Bank -
More than 3.5 million customers around the world entrust their financial affairs to Credit Europe Bank.
We offer to our corporate customers a wide range of banking products, including international trade and commodity finance, project finance and working capital loans. Represented in key trading hubs we are well positioned to finance our customers’ transaction flows across the globe. To our retail and SME customers we offer simple and transparent products in seven Western and Eastern European countries. Credit Europe Bank N.V. is headquartered in the Netherlands and operates around 200 branches, 960 ATMs, 8,300 sales points and nearly 20,000 sales points and more than 19,000 point of sale terminals. The bank has over 7,000 employees in 11 countries.
Address : Karspeldreef 6A, 1101 CJ Amsterdam, The Netherlands.
Website : www.crediteuropebank.com, Phone number : 31-20-357-6300
4. De Nederlandsche Bank -
DNB seeks to safeguard financial stability and thus contributes to sustainable prosperity in the Netherlands. To this end, DNB operates as an independent central bank and supervisor to ensure :
- price stability and balanced macroeconomic development in Europe, together with the other central banks of the Eurosystem;
- a shock-resilient financial system and a secure, reliable and efficient payment system;
- strong and sound financial institutions that meet their obligations.
By issuing independent economic advice, DNB strengthens policies aimed at its primary targets.
In 1814 King William I of the Netherlands founded De Nederlandsche Bank (DNB). In time DNB developed from a private lender into, ultimately, a part of the European System of Central Banks and the Dutch prudential supervisor of the entire financial sector. The monetary centre of gravity shifted from DNB to the ECB in Frankfurt, the guilder went out and the euro came in. What remained unchanged through all those years was the role of DNB as guardian of financial stability.
Address : Postbus 98, 1000 AB Amsterdam, The Netherlands.
Website : www.dnb.nl, Phone number : 31-20- 524- 9111
5. DHB Bank -
Demir-Halkbank (Nederland) N.V. (DHB Bank) is owned by HCBG Holding BV (70%), which was established in the Netherlands, and by Türkiye Halk Bankasi A.S. (30%), a public bank whose 48.8% shares are listed on the Istanbul stock exchange. DHB Bank operates according to the regulations of the Dutch Central Bank through 10 offices in major cities in the Netherlands, Germany, Belgium, and Turkey.
DHB Bank is a Dutch bank that plays a unique role within the European financial community. Our retail banking business provides our customers with a wide range of essential products, from deposit and savings accounts to retail and mortgage loans to a lesser extent. But we also have an important, specialised area of expertise: delivering finance services to Turkish commercial ventures abroad and/or to their European business partners.
Our business is centered on clients first principles. Furthermore, all our clients - both individual and corporate - benefit from our innovative, solution-oriented financial advice and services that can be tailored to specific needs.
In addition, cooperation in CIS countries are becoming again an area of interest in our core businesses while we are exploring further diversification opportunities in Central, Eastern and South-Eastern Europe alongside cooperation with multinational banks.
Address : Parklaan 8-12, 3016 BB Rotterdam, The Netherlands.
Website : www.dhbbank.com, Phone number : 31-10-436-9151
6. Friesland Bank -
Mission Statement
Friesland Bank chooses to go together with Rabobank. Friesland Bank and Rabobank have reached agreement on the merger of Friesland Bank and Rabobank. To this end, Friesland Bank will initially be a 100% subsidiary of Rabobank Netherlands.
Corporate Social Responsibility (CSR)
For every entrepreneur's Corporate Social Responsibility is an important issue nowadays. That fits in perfectly with the vision of Friesland Bank. Because business needs with respect to the world, with the destruction of the environment, environment or fellow man can play. No role Friesland Bank thinks logically. With origins in the agricultural world, from the province full of water and wind is Corporate Social Responsibility for us for granted. What does CSR (Corporate Social Responsibility) at Friesland Bank in practice? With four simple questions Friesland Bank assesses its operations to take fair and responsible :
- What we do with your money ?
- How do we use it ? What considerations we make when we invest your money ?
- How do we provide loans .
- Whom? And for what? Are our core questions.
- How to manage our 'own coffers. "
- Where Friesland Bank invests its own capital? And what citeria we adopt ?
- How we behave as a bank ?, we take into account the requirements of Corporate Social Responsibility to us and how can you notice? What we would do for the world ?
Address : 20, 1171 BD Badhoevedorp, Amsterdam, The Netherlands.
Website : www.frieslandbank.nl, Phone number : 31-58-299-4499
7. NIBC Bank -
NIBC is the bank of choice for decisive moments. Our Corporate Banking activities include a combination of advice, financing and investment. For each transaction, we propose a carefully selected Corporate Banking team. We have extensive knowledge of Food, Agri & Retail, Industry, Technology, Media & Services, Commercial Real Estate, Shipping & Intermodal Transportation, Oil & Gas and Infrastructure & Renewable Energy. Our Consumer Banking activities include mortgages and offering online retail saving deposits via NIBC Direct in the Netherlands, Germany and Belgium.
Our clients are our top priority. We build long-term relationships with our clients - corporations, financial institutions, institutional investors, financial sponsors, family offices, entrepreneurial investors and retail customers. Headquartered in The Hague, but also has offices in Brussels, Frankfurt and London. NIBC is building a sustainable franchise for the future and demonstrates its social responsibility. Within our power and boundaries, we want to contribute to a more sustainable society for future generations.
Address : Carnegieplein 4, 2517 KJ The Hague, The Netherlands.
Website : www.nibc.nl, Phone number : 31-70-342-5425
8. KAS Bank -
KAS BANK N.V. is the independent European specialist in securities services and risk control and reporting services for professional clients in the pensions and securities industry. KAS BANK pursues a ‘pure play’ strategy, underlining the bank’s absolute neutrality and independence. A low risk profile is integral to its services and is reflected in the quality of its balance sheet and its high solvency ratio.
Our role as a specialist in securities custody, clearing and settlement is complemented by compliance services, risk control and management information. We view the market from our clients’ perspective. Outsourcing their administrative functions to KAS BANK enables our clients to focus primarily on their own core activities. Tailor-made services and complete transparency are paramount: this is achieved by combining a proactive approach with advanced information technology and rigorous process control.
Founded in 1806 and listed on the NYSE Euronext Amsterdam stock exchange, KAS BANK is a European institution with a strong international presence. KAS BANK has offices in Amsterdam, London and Wiesbaden and employs around 750 staff, representing over 35 nationalities.
Address : Nieuwezijds Voorburgwal 225, 1012 RL Amsterdam, The Netherlands.
Website : www.kasbank.com, Phone number : 31-20-557-5911
9. Rabo Bank -
Rabobank is not a shareholder-driven company, but instead puts the interests and ambitions of its customers and members first. The strong points of our cooperative structure became more patently evident than ever before during the financial crises of recent years. We did not have to ask for state aid and were able to keep our financial results well up to standard.
Our cooperative identity stems back to the early twentieth century when farmers united financially into Raiffeisen and Agricultural Co-operative Banks. The Local Member Rabobanks continue to be the collective owner of Rabobank to this day. Rabobank Nederland supports the Local Member Banks and oversees the subsidiaries and affiliated companies. With nearly two million members, Rabobank is one of the Netherlands’ largest cooperatives. The members not only benefit from banking and non-banking advantages, they also have the opportunity to join in the discussion and co-decide on the bank’s course.
The independent Local Member Rabobanks form the most finely-meshed network of banks in the Netherlands. Our Local Member Rabobanks serve millions of Dutch retail and wholesale customers with a comprehensive range of financial services. Rabobank is market leader in nearly all customer and product segments, from youth to start-ups and from mortgages to corporate enterprises.
Rabobank can rightfully be called a group because the organisation comprises both the Local Member Rabobanks and Rabobank Nederland as well as subsidiaries such as lease company De Lage Landen and real estate company Rabo Real Estate.
In order to be able to provide customers with service and support beyond the Netherlands’ national borders, Rabobank has become more and more international through the years. Rabobank International aspires to gain a worldwide position as the leading food and agri bank. In line with this ambition, Rabobank is likewise committed to making its contribution to key themes such as food safety and food security.
Rabobank is one of the world’s most creditworthy and sound banks. Measured according to Tier 1 capital, the Rabobank Group is one of the world’s largest financial institutions. All rating agencies continue to give Rabobank high ratings.
Address : Croeselaan 18, 3521 CB Utrecht, The Netherlands.
Website : www.rabobank.com, Phone number : 31-30-712-2401
10. Regio Bank -
RegioBank deliberately chooses offices in villages and small towns. Because in the Netherlands people earn a bank nearby. You will be helped by a local Independent Consultant. He knows who you are and what is happening in your area. We take time for you. Just a good conversation with a cup of coffee. In this way we can give you real advice. everything under one roof , you can contact us for payments, savings, mortgages, everything. Both you and your company. And you can control the way you want. At the office, at home or on the road over the internet through our Mobile Banking App. Comprehensive solutions for savings, payments, everything we bring back to your financial questions comprehensible solutions. In addition, we keep it simple: just good products and a clear explanation on features. So you make good choices and feel good about your finances. What we stand for.
Address : PO Box 918, Croeselaan 1, 3521 BJ Utrecht, The Netherlands.
Website : www.regiobank.nl, Phone number : 31-30-291-4300
New Zealand
1. ANZ Bank -
In one way or another, ANZ New Zealand touches the lives of almost every New Zealander. Through some of New Zealand's best known financial brands, including ANZ, OnePath, ANZ Investments, UDC Finance, Bonus Bonds and Direct Broking, we enjoy remarkable scale, diversity, resources and influence. We also have global reach as a member of the ANZ group of companies. ANZ is currently one of New Zealand's largest companies based on profit and assets. With that scale comes responsibility, and we take that responsibility seriously. From individuals and families, to the farms and small businesses that are the lifeblood of our economy, to our largest institutions and corporations, we play a key part in helping New Zealanders achieve their financial aspirations.
Our breadth and diversity is reflected in our people. We employ around 9,000 people throughout New Zealand. They come from a wide range of backgrounds, skills and specialisations and we value the richness that diversity brings to our business. We offer unparalleled career opportunities within our different brands or as part of our central services, which includes IT, Risk Management and Marketing Strategy. We take our commitment to corporate responsibility very seriously. We believe applying sustainable business practices will help us deliver better outcomes for our customers, our staff, the environment and the communities in which we live and work. Through initiatives such as our volunteering programme and our Staff Foundation, we take pride in making a major contribution to the communities we serve.
Some other facts about us
- Nearly one in two New Zealanders have a banking relationship with one of our brands
- ANZ finances over 30% of all home loans in New Zealand
- ANZ accounts for around 1% of New Zealand's Gross Domestic Product (GDP)
- Our people provided over 16,000 volunteer hours for a range of community organisations in our last financial
year
- Our sponsorship of Daffodil Day is one of New Zealand's longest-running sponsorships
- Since 1990, staff fundraising has generated over $13 million for The Cancer Society
- We are New Zealand's largest rural banker, with a market share of 39%
- Nearly 20% of all employees in the New Zealand finance and insurance sector work for us.
Address : Wellington, New Zealand.
Website : www.anz.co.nz, Phone number : 64-4-382-9608
2. ASB Bank -
ASB opened its doors in 1847 with the pledge to ‘serve the community; to grow; and to help kiwis grow.’ We’ve done that over the years by not standing still; by continuing to rethink the way people bank and how they interact with their money; by not just being another ‘bank’. We’re also inspired by success. Big or small, every milestone reached by our customers is a success and pushes us to go even further; to do better. Which is probably why more than 1.3 million personal, business and rural customers choose to bank with us.
ASB Bank is one of New Zealand's leading commercial banks, aiming always to be 'one step ahead' in terms of both products and service. The directors of ASB Bank Limited are :
- Barbara Joan Chapman of Auckland, New Zealand
- Jonathan Peter Hartley of Wellington, New Zealand
- Garry Lynton Mackrell of Sydney, NSW, Australia
- Gavin Ronald Walker of Auckland, New Zealand
- Robert Dharshan Jesudason of Waverley, NSW, Australia
- Jane Lesley Freeman of Auckland, New Zealand
- Michael Brian Coomer of Melbourne, VIC, Australia
- Simon Robert Saunders Blair of Sydney, NSW, Australia
Address : ASB North Wharf, 12 Jellicoe Street, Auckland Central, Auckland 1010, New Zealand.
Website : www.asb.co.nz, Phone number : 64-9-374-7300
3. Bank of New Zealand -
Bank of New Zealand was founded in 1861 and has been an integral part of New Zealand life ever since. Today the bank employs over 5,000 people in New Zealand; works with Personal, Business, Agri and Private Wealth clients; and has 180 retail stores and Partners' Centres across New Zealand. The main management and administration functions of the Bank are located in Wellington and Auckland. To run our business we spend more than $370m annually on goods and services, which is spread across more than 3,500 suppliers, creating jobs right around New Zealand. Bank of New Zealand is a subsidiary of the National Australia Bank Group of companies; and is governed locally by a fully empowered New Zealand Board of Directors.
BNZ has been helping people, farmers and businesses with their finances for close to 150 years. Today, we're a strong, reliable bank with a determination to empower the lives of our customers.
Personal
We have a network of 180 stores across New Zealand to help you manage your banking needs. Our range of home loan, savings, investment, transaction and insurance products is designed to help you achieve your personal and financial goals.
Business
We have a nationwide network of small business specialists to help you manage and grow your business. We also support agribusinesses and businesses with a turnover of more than $1m by teaming them up with a BNZ Partner to accelerate their success.
Institutional
Our New Zealand-based relationship management teams offer large corporates, financial institutions and government entities access to a network of local and international experts, who specialise in corporate banking, financial institutions and foreign exchange.
Private Bank
Private Bank specialises in investment advice and wealth management services for wealthy individuals and large charitable organisations. It provides a range of sophisticated transaction accounts, credit cards, finance and deposit options, foreign exchange, and interest rate risk management solutions. At the heart of this service is a dedicated private banking partner.
Out of the Box
You’ll find information stands at your local BNZ store that help make banking easy. Pick up a how to guide, product snapshot, better off kit or better off combo. It’s financial education made simple. We call it Out of the Box banking.
Address : 1,Willis Street, Wellington Central, Wellington, New Zealand.
Website : www.bnz.co.nz, Phone number : 80-027-5269
4. Citibank -
Citi New Zealand has provided financial services in New Zealand since 1974. Recognised for its innovative range of global products and services, Citi is one of the largest financial services organisations in the world, with over 300,000 staff in over 100 countries. With a presence in Auckland, Citi provides services to global and local corporations, financial institutions, and government bodies. Citi offers a full range of corporate and investment banking services, global transactional banking, trade finance, securities services, equities, forex and fixed income trading, commodity and exposure hedging, and investment research. Citi aims to make the local communities in every country in which it operates a better place. In New Zealand, it is committed to supporting employee volunteerism, financial education, childrens' education and community development through programs funded locally and by the US-based Citi Foundation.
Address : 23, Customs Street East, PO Box 3429, Auckland 1140, New Zealand.
Website : www.citi.co.nz, Phone number : 64-9-307-1902
5. Deutsche Bank -
Deutsche Bank has had a presence in New Zealand since 1986, and was granted a banking licence in 1996. Today, Deutsche Bank is a leading provider of fully integrated investment banking services in New Zealand. Deutsche Bank is determined to create sustainable added value for all our stakeholders: shareholders, customers, staff and society. This commitment lies at the heart of our culture, which focuses on performance, together with mutual respect and understanding of others. In Australia and New Zealand, Deutsche Bank is actively involved in a wide range of community activities. We accomplish this through our own initiatives, as well as partnerships, to contribute to communities both locally and regionally.
Address : 48 Shortland Street, Auckland 1010, New Zealand.
Website : www.newzealand.db.com, Phone number : 64-9-351-1000
6. HBS Bank -
On 20 March 1885, the Hastings Permanent Building and Investment Society (now known as HBS Bank) was founded based on mutual ownership, thereby preserving the benefits to existing and future generations. HBS Bank spans over a century of careful stewardship based on commercial robustness and operational prudence.
On 31 August 2010 our members voted in favour of a merger with the Southland Building Society (SBS Bank) with a massive 98% majority. Like HBS, SBS Bank is a mutual building society owned by its customers. We believe the merger will give us a great opportunity in the Hawke’s Bay market while enabling us to provide our HBS members with access to the much wider range of products and services. These new products and services are anticipated to be available in February 2011.
The principles of the HBS Bank charter are :
- Sustainability through prudence
- Commitment to mutual benefit
- The prosperity of our community
- Our people make the difference
We use these guiding principles in every decision we make and we will continue to exercise ethical practices and due care in growing the value of HBS Bank.
Address : PO BOX 10, Hastings 4156, New Zealand.
Website : www.hbsnz.com, Phone number : 64-6-872-7299
7. Heartland Bank -
With roots stretching back to 1875, Heartland Bank has a proud history of supporting small-to-medium sized New Zealand businesses, farms and families in your region. It's great to offer Kiwis another banking option that is 100% for New Zealand.
Service the Heartland Way
Heartland Bank has a number of branches and offices located throughout New Zealand, where you will be welcomed by our team of locals. They work hard to earn and retain our customers' trust and loyalty every day, and have developed many long-standing relationships as a result.
Made for you
The Heartland Bank team knows banking and finance, and we know your community because we're part of it. We will work with you to understand your needs and help you find the best solution. We have a wide range of financial services solutions available right now for businesses, farms and families.
Investments
- Lending
- Working Capital
- Livestock and Seasonal Finance
- Home and Vehicle Loans
- Day to Day Accounts
- Insurance
Address : PO Box 9919, Newmarket, Auckland 1149, New Zealand.
Website : www.heartland.co.nz, Phone number : 64-9-927-9025
8. Kiwibank -
Back in 2002, we launched with a thought: New Zealand needs a better banking alternative—a bank that provides real value for money, that has Kiwi values at heart, and that keeps Kiwi money where it belongs—right here, in New Zealand. So we set up shop in PostShops throughout the country, putting us in more locations than any other bank in New Zealand literally overnight.
Where that thinking got us
Just a few short years later, we have more than 800,000 customers, with hundreds more joining each week. We have more than 900 Kiwibank staff around the country and a nationwide ATM network. We're in more than 280 PostShops, which means we can stay open longer than other banks, even on weekends in many places.
We've got what you need
Kiwibank's full range of accounts and services are leading the charge.
Personal banking - home loans, personal loans, credit cards, everyday accounts, savings accounts, investments and insurance.
Business banking - lending, cheque accounts, savings accounts, credit cards, investments, merchant services and insurance.
International services - online and manual international money transfers, foreign exchange and Foreign Currency Accounts and travellers' cheques.
All the banking services you could possibly need including internet, phone and mobile banking, txt and email alerts, online and email statements, a nationwide network of ATMs —the works !
Some of our great thinking
We're challenging the Aussie banks and their old fashioned thinking. As well as being voted New Zealand’s Most Trusted Bank three years in a row at the Readers Digest Trusted Brand Awards, we are:
Giving you better value
Our great deals have seen us win the Sunday Star–Times CANSTAR (previously CANNEX) Supreme Award for best value bank in 2006, 2007, 2008, 2009, 2010, 2011 and 2012.
Guaranteeing our home loans
Kiwibank Home Loans are guaranteed to save you money on the overall cost of your home loan over the first six years compared with any equivalent home loan from any other bank with branches nationwide. Or we’ll beat the difference. The comparison must be with a home loan available to you and similar members of the general public and be based on identical patterns of use.
Giving you the good stuff, first
We were first to introduce real time mobile phone banking, beating the world's biggest banks to win the international 2007 Financial Innovation Award. We were also the first bank in New Zealand to launch a PIE Term Deposit Fund, TXT alerts and online international money transfers.
New Zealand Post guarantee
New Zealand Post Limited, our parent company, has guaranteed our payment obligations, including any payment obligation in respect of any deposit made with us. The guarantee does not apply to payment obligations where the terms of the obligation expressly provide in writing that the obligation will not have the benefit of the guarantee. This means that the guarantee does not apply to unsecured, subordinated bonds issued by us. The guarantee is not secured and its amount is not limited. The guarantee is unconditional and is terminable by New Zealand Post Limited upon three months' notice to us. Any such termination does not affect any existing payment obligations owed under the guarantee at the termination date.
Address : Private Bag 39888, Wellington Mail Centre, Lower Hutt 5045, New Zealand.
Website : www.kiwibank.co.nz, Phone number : 64-4-473-1133
9. Rabobank New Zealand -
The Netherlands-based Rabobank is among the world's 30 largest financial institutions (based on Tier 1 Capital) and is one of Europe’s most recognised financial institutions. It is the dominant financial services provider in the Dutch market.
Our vision
The vision conveys our uniqueness and strengths, while providing a sense of direction to unite and inspire the organisation and all of its stakeholders.
"Through our people we will build on our outstanding customer relationships,
expert knowledge and global strength to be the most successful food and
agribusiness bank and emerging financial services provider in our region."
Our values
We believe the following values should guide all our dealings with our clients, the community and each other.
Integrity and high ethical standards
We are open in our relationships, we do what we say and we act honourably in our dealings.
Performance at the highest level
We focus on delivering strong results and aiming for excellence in what we do.
Respect for each other
We work in a cooperative manner and believe that teamwork is fundamental to a successful enterprise.
Committed to our clients
We apply our expertise to add real value to your businesses and believe in working with a long-term view.
Sustainable and responsible growth
We aim to be environmentally and financially responsible and to do business in a socially accountable way.
Address : Level 23, 157 Lambton Quay, Wellington 6011, New Zealand.
Website : www.rabobank.co.nz, Phone number : 64-4-819-2700
10. Reserve Bank of New Zealand -
The Reserve Bank of New Zealand is New Zealand’s central bank. We promote a sound and dynamic monetary and financial system. We work towards our vision by :
- Operating monetary policy to achieve and maintain price stability
- Assisting the functioning of a sound and efficient financial system
- Meeting the currency needs of the public
- Overseeing and operating effective payments systems
- Providing effective support services to the Bank
What we do — the Bank and its functions
The Reserve Bank is required to ensure that, throughout the economy, money works as well as possible as a mechanism for making transactions, storing value, and keeping account. The Bank also promotes a sound and efficient financial system. To fulfil these functions, the Bank carries out a wide range of tasks, from operating monetary policy to monitoring and supervising the health of the financial system, maintaining foreign reserves, operating in the financial markets if necessary, and issuing currency as required. To do this, we have defined the vision and values by which we operate.
Management & Board structure
The Reserve Bank has a Board of Directors whose primary function is to review the performance of the Governor and the Bank. The Board holds regular meetings at which it receives extensive briefings on the Bank’s activities, decisions and policies. At these meetings the Board also provides advice to the Governor. The Board, through an Audit Committee, also reviews the Bank’s financial statements. Each year the Board writes an assessment of the Bank’s and the Governor’s performance, which is provided as advice to the Minister of Finance and made public later in the Bank’s Annual Report.
Address : 2 The Terrace, PO Box 2498, Wellington 6140, New Zealand.
Website : www.rbnz.govt.nz, Phone number : 64-4-472-2029
11. SBS Bank -
About SBS
- We’re proud to be a New Zealand bank that is 100% owned by our customers.
- Because we are owned by our customers we don't have overseas shareholders to keep happy which means
that our customers have a direct stake in SBS Bank.
- At SBS Bank our people really do make the difference. It’s one of the reasons we’ve been named Financial Institution of the Year for 2011 by our satisfied customers.
- Established in 1869, SBS Bank (Southland Building Society) is New Zealand’s largest building society and believed to be the first building society in the world to have achieved bank registration while retaining its
mutual structure.
- We have 14 SBS Bank branches spanning New Zealand, from Invercargill to Tauranga as well as three HBS
Bank branches in Hawke's Bay.
- Over the past 12 months we’ve sponsored more than 300 community groups and events and given over
$500,000 to non-profit organisations throughout New Zealand.
We're New Zealand owned and we keep it local.
Address : PO Box 835, Invercargill 9840, New Zealand.
Website : www.sbsbank.co.nz, Phone number : 0800-502-442
12. The Co-operative Bank Limited -
The Co-operative Bank is a New Zealand based registered bank that provides everyday banking, deposits, savings, loans, insurance and small business banking throughout the country. Originally set up in 1928 as PSIS, The Co-operative Bank became a registered bank in October 2011. The Bank has 33 branches throughout the country and employs 300 staff. There are around 128,000 customers of the Bank from all over New Zealand. As a co-operative the Bank is owned by its customers and its main purpose is to create prosperity for these customers.
Rebates
The Co-operative Bank is the only bank in New Zealand to share its profits with its customers in the form of rebates. In July 2013, The Co-operative Bank paid $1 million of surplus profit back to 80% of its customers. In most cases, customers received a rebate of between $5 and $100.
Address : Cnr Featherston & Ballance Streets, Wellington, New Zealand.
Website : www.co-operativebank.co.nz, Phone number : 64-4-495-7700
13. TSB Bank -
Why is independence important?
We’re different to other banks. We’ve been independent and New Zealand owned ever since we started in 1850. Not having overseas owners means that we can make decisions based on what’s best for our customers. So if we want to NOT charge you cheque, ATM or EFTPOS transaction fees, it’s up to us. Having real people on the other end of the phone when you call ? That’s our choice too. We think that putting you first is just a better way to bank.
Why bank with us?
Here are some great reasons to consider TSB Bank. Or feel good if you’re already a customer.
All of your calls will be answered by our friendly, helpful staff, not answerphone. Monday to Friday 8.30am —
7pm. We offer a full range of banking services, including savings, investment, home loans and every day account
options. There are no cheque, bank operated ATM or EFTPOS transaction fees on personal accounts.
Address : Level Five, TSB Centre, 120 Devon Street East, New Plymouth, New Zealand.
Website : www.tsb.co.nz, Phone number : 64-6-968-3700
Nicaragua
1. Bancentro -
Lafise BanCentro Bank, the banking unit of Nicaraguan Central American banking group Lafise, Provides a range of financial services to companies and Individuals. Its products range from banking staff savings and checking accounts, and credit and debit cards to home financing, consumer and auto loans. The bank's corporate banking products and services include factoring, leasing, trust, and investment banking services. Also Lafise Bank offers insurance products through its insurer Seguros Lafise. The bank was founded in 1991 and is headquartered in Managua, Nicaragua.
Regular Savings Account
Savings Account dollars in cords or funds subject to retirement by book. A total of 6 withdrawals per month at no cost is allowed. It Universal Savings Account: A savings account for 5 years in which the customer can withdraw up to 50% of the balance available after the first two years. Its aim is to offer our customers a better alternative to higher savings and more defined than a regular savings account terms.
Certificates of Deposit
Bank backed LAFISE BANCENTRO in cords or dollars at a previously agreed fixed term, from one (1) month to several years Deposits. The interest rate on certificates of time deposit depends on the timing and amount of investment.
Address : Km. 5 1/2 Carretera a Masaya, Managua, Nicaragua.
Website : www.lafise.com/blb, Phone number : 505-2255-8888
2. Banco Central de Nicaragua -
According to provision 19 of the article 148 of the Constitution of 1950 the Central Bank of Nicaragua was created by Legislative Decree No. 525 of September 16, 1960. Its operation began on January 1, 1961, as a institution with functional autonomy, indefinite duration, own capital and legal personality.
The current Political Constitution of Nicaragua in its article 99 states: "The Central Bank is the state entity in charge of the regulation of the monetary system." Nowadays, the BCN is governed by Law No. 732 "Organic Law of the Central Bank of Nicaragua", published in La Gaceta, Diario Oficial No. 148 and 149, dated August 5 and 6, 2010 respectively. This Law defines the BCN: "..as a state decentralized entity of technical nature, indefinite duration, legal personality, own capital and full legal capacity." Its domicile is the city of Managua and it may establish branches and agencies in other places within the country.
The main objective of the Central Bank of Nicaragua is the stability of the domestic currency and the normal development of internal and external payments.
Mission :
To keep stability of the national currency and the normal operation of internal and external payments.
Vision :
To be an institution that builds trust in the domestic currency, keeping a low and stable inflation, contributing effectively to the development model of our country.
Values :
- Commitment
- Excellence
- Leadership
- Probity
- Transparency
Address : Kilómetro 7 Carretera Sur, Managua, Nicaragua.
Website : www.bcn.gob.ni, Phone number : 505-2255-7171
3. Banco de América Central -
Our Mission
Facilitating excellence and financing exchange of goods and services through innovative payment systems and cost-effective financial solutions to help generate wealth, create jobs and promote sustainable and inclusive economic growth in the markets we serve.
Our Vision
To be the preferred financial organization of the communities we serve for our leadership in payment methods, for our strength, reliability, advanced technology and connectivity to people and businesses to simplify their lives by facilitating the realization of their dreams and achieve their goals.
Our Values
- Excellence
- Integrity
- Innovation
- Responsibility
- Respect
Address : Centro BAC KM4 1/2 Carretera A Managua, Managua, Nicaragua.
Website : www.bac.net, Phone number : 505-2274-4505
4. Banco de Finanzas -
Banco de Finanzas S. A. (BDF), a private Nicaraguan bank specializing in mortgages and consumer loans. BDF also offers corporate loans, especially for medium-sized businesses. The proceeds of the loan will enable BDF to fund at least 180 subloans to SMEs.
Address : Esquina opuesta al Hotel Crowne Plaza, Managua, Nicaragua.
Website : www.bdfnet.com, Phone number : 505-2240-3001
Nigeria
1. Access Bank -
Access Bank Plc is a remarkable story of the transformation of a small obscure Nigerian Bank into an African financial institution of note; with emerging footprints on the international banking landscape. Access Bank today is one of the top 10 largest banks in Nigeria in terms of asset base. A phenomenal accomplishment considering its antecedents.
The Beginning (1988 – 2002)
December 19, 1988: Access Bank was issued a banking license
February 8, 1989: Access Bank incorporated as a privately owned commercial bank
May 11, 1989: Access Bank commenced operations at its Burma Road, Apapa Head Office.
March 24, 1998: Access Bank became a Public Limited Liability Company.
November 18, 1998: Access Bank listed on the Nigeria Stock Exchange.
February 5, 2001: Access Bank obtained a Universal Banking License from the Central Bank of Nigeria
The Rebirth
The Board of Directors appointed Aigboje Aig-Imoukhuede as MD/CEO and Herbert Wigwe as Deputy Managing Director. The mandate was clear: “Reposition the bank to one of Nigeria’s leading financial institutions within a five - year period (March 2002 – March 2007)” This task was perceived by many as audacious, given the realities of the Bank at the time. Also appointed to the Board was Mr. Gbenga Oyebode who brought commendable board experience gathered from some of Nigeria’s leading companies, such as MTN Nigeria, Okomu Oil Palm Plc. The new management then articulated a transformation agenda for Access Bank Plc. This agenda represented a complete departure from all that characterized the bank in the past and became the road map for the transformation of the bank into a world class financial institution. The focus was to :
- Assemble a credible and high caliber management team
- Introduce a culture of excellence founded on professionalism and integrity
- Ensure Human Capital Development
- Enlarge Shareholder Base
- Introduce strong procedures and processes to drive day-to-day activities of the Bank
- Instill a passion for customers in all members of staff
- Establish a low cost liability generation strategy
- Expand branch network to cover all clearing zones within Nigeria
- Create a world class Brand Image
The impact of the transformation agenda was reflected in the first year. The bank grew its balance sheet by 100% and posted an impressive N1 billion profit before tax. The profit before tax figure was more than the cumulative profit made by the bank in the previous 12 years. This also marked the beginning of what would be a 6 year record triple digit growth trend. Similarly, earnings per share had rebounded to 21 kobo from a negative 2 kobo position, leading to a declaration of a 5 kobo dividend to shareholders for the first time in 3 years.
Address : Off Adeola Odeku/Idejo Street, Victoria Island, Lagos, Nigeria.
Website : www.accessbankplc.com, Phone number : 234-1-280-5628
2. Mainstreet Bank Limited -
Mainstreet Bank Limited is repositioning to become the most customer-centric bank in Nigeria. Our entire banking system and ideology is centered on bringing every one of our customers or users of any of our bank or financial products or services to the achievement of their financial goals. We have reengineered the heart and soul of our banking system and we have achieved a new positioning which has seen us attract the best talents in the Nigerian Banking Industry. Our effective robust and disciplined approach to investment and risk management has positioned us to deliver amazing value to every stakeholder.
Address : Mainstreet Bank Plaza, 51/55 Broad street, Marina, Lagos, Nigeria.
Website : www.mainstreetbanklimited.com, Phone number : 234-1-462-2706
3. Keystone Bank -
The Keystone Bank Brand is built on meeting and exceeding customer expectations by providing simple, convenient, anytme banking service at all times.
Keystone - Literarily suggests that an object, system or philosophy is indeed born to hold together all the pieces that helps with its success.
The Keystone Bank Logo is a motif made up of interlocking stones which represents; safety, trust, strength and service, and it is further accentuated by different eye-pleasing hues of the colour BLUE - Royal Blue, Cyan and Ice Blue. The Keystone Bank Brand pay-off line is . . . New horizons!
Vision :
To set the pace in financial services delivery, creating utmost value for our stakeholders
Mission :
To deliver consistent superior performance and be the preferred partner
Our Passion :
At Keystone Bank we have the single focus to partner with you as you seek to realise your personal and business goals. With over 200 business offices and a vibrant workforce, we leverage our technology to offer leading solutions and services to our clients. In living true to our brand and service promise, Keystone Bank clients enjoy the expertise of professionals with experience in Retail Banking, Corporate Banking, Commercial Banking and the Public Sector.
We provide our services with four core pillars in mind; Safety, Trust, Strength, Service. We offer a unique experience to individuals, start-up businesses, large corporations and public institutions, using a platform of innovative products and solutions that are delivered through convenient and accessible channels.
Address : 21, Lagos Road, Epe, Lagos, Nigeria.
Website : www.keystonebankng.com, Phone number : 234-1-448-5742
4. Central Bank of Nigeria -
Since the late 1990s, the CBN has expanded its involvement in community based activities beyond sporting development to include other areas of community development. In response to the general concern about the decaying infrastructure in the first generation universities, the Bank attempted to provide/improve key infrastructure under the Nigerian Universities Capacity Building Programme. Following the success of the pilot scheme, the programme has since been extended to include second generation universities. The projects carried out under this capacity building programme include the construction of administrative blocks, lecture halls, laboratories, health centres, and provision of IT and V-sat equipment.
The Bank has so far spent the sum of over N453m on such projects and more Universities are expected to benefit from the programme in subsequent years.
CBN Vision - By 2015
"Be THE MODEL CENTRAL BANK delivering PRICE and FINANCIAL SYSTEM STABILITY and promoting SUSTAINABLE ECONOMIC DEVELOPMENT."
Mission Statement
"To be proactive in providing a stable framework for the economic development of Nigeria, through effective, efficient, and transparent implementation of monetary and exchange rate policy, and management of the financial sector."
Core Values
Our core values of Meritocracy, Leadership, Learning and Customer-Focus are to guide the behavior of both management and employees of CBN towards the achievement of the Bank's vision. It should be these shared standards that are dear to us, which guide our daily interactions, decisions, plans and implementations. No one, from Governor to Office-Assistant should be in doubt as to what our values are and every execution of their duties should fully reflect those values.
Address : Plot 33, Abubakar Tafawa Balewa Way, Central Business District, Nigeria.
Website : http://cenbank.org, Phone number : 234-9-462-39701
5. Diamond Bank -
Diamond Bank Plc began as a private limited liability company on March 21, 1991 (the company was incorporated on December 20, 1990). Ten years later, in February 2001, it became a universal bank. In January 2005, following a highly successful Private Placement share offer which substantially raised the Bank's equity base, Diamond Bank became a public limited company. In May 2005, the Bank was listed on The Nigerian Stock Exchange. Moreover, in January 2008, Diamond Bank's Global Depositary Reciepts (GDR) was listed on the Professional Securities Market of the London Stock Exchange. The first bank in Africa to record that feat.
Today, Diamond Bank is one of the leading banks in Nigeria* - respected for its excellent service delivery, driven by innovation and operating on the most advanced banking technology platform in the market. Diamond Bank has over the years leveraged on its underlying resilience to grow its asset base and to successfully retain its key business relationships. And like a diamond, our strength makes us even more valued and valuable. Diamond Bank has won several awards including the prestigious "Nigerian Bank of the Year, 2009", the "Most Improved Bank of the Year, 2007" and "Best Bank in Mergers & Acquisition, 2006" all by the ThisDay Annual Awards.
Address : Plot 1261, Adeola Hopewell Street, Victoria Island, Lagos, Nigeria.
Website : www.diamondbank.com, Phone number : 234-1-270-1500
6. Fidelity Bank Plc -
OUR VISION
To be No. 1 in every market we serve and every branded product we offer.
OUR MISSION
To make financial services easy and accesible.
OUR CORE VALUES
C - Customer First
R - Respect
E - Excellence
S - Shared Ambition
T - Tenacity
CORPORATE SOCIAL RESPONSIBLITIES
Fidelity bank’s involvement in Corporate Social Responsibilities (CSR) dates back to the earliest days of the Life of the Institution and we have not wavered for two reasons. One is that we genuinely believe that just as a more endowed neighbor or relative has a divine responsibility to assist the needy ones around him, so does a corporation have responsibility to support the community in which he does business. Secondly, we believe that though we are not able to solve all the problems of mankind, we can do something. And this is what the Fidelity Helping Hands Programme is all about doing something good!. As you surf through the content of this site, we stress that it is not so much a record of our achievements as it is a challenge to ourselves that there is still work to be done; and we are committed to doing the work. As a step in that direction, we have established a full-fledged Unit in Charge of Community Relations in the Bank which oversees the gifting and social welfare impact initiatives in the various communities spread across where we exist. The Fidelity Helping Hands Programme has been revitalized and our desire is to create a revolution of good works where every stakeholder in every Community is challenged to do some good within that Community and uplift the lives of the people situated there.
Address : 2, Kofo Abayomi Street, Victoria Island, Lagos, Nigeria.
Website : www.fidelitybankplc.com, Phone number : 234-1-270-0529
7. First Bank of Nigeria Plc -
FirstBank has solidified itself as a brand of fortitude, strength and innovation in the Nigerian financial sector since its inception in 1894. The iconic African elephant with navy blue and ivory colours has been a national symbol of one of the biggest international players in the financial services industry to date.
Legacy
As the First Bank Group moved into its second century of operations, on April 27 2004, the brand unveiled a new corporate identity with a new logo and new colours. Entering into a sophisticated and dynamic era in the life of FirstBank, the brand seeks to draw from our history of being one of Nigeria’s biggest and most prosperous financial services group and streamlining with new age processes, technology and most importantly, group mindset. FirstBank’s new logo consists of a walking African elephant on a navy blue back ground with tan or ivory lettering in Garamond font with the strapline “Since 1894” at the bottom. Carefully chosen, each element of the brand emanates from the organisation’s legacy of permanence, leadership, confidence and dependability.
Pillars
In the ever evolving Nigerian financial sector, our brand essence of being “Dependably Dynamic” stands firmly on our four pillars of success: Leadership, Safety & Security, Enterprise and Service Excellence.
Ratings
FirstBank was rated a Superbrand in 2007, from a pool of 2000 highly graded brands in Nigeria, by the Superbrand Nigeria Council and the 2012 BrandFinance Banking League tables rated us in the top 500 most valuable banking brands worldwide and the most valuable Nigerian banking brand in 2011. These ratings show that as the Bank revolutionizes its operations and dynamics with new products and services, at the heart of the organisation is the understanding that customer service delivery and trust are the ultimate way to stay ‘truly the first...’
Address : Samuel Asabia House, 35 Marina, P.O. Box 5216, Lagos, Nigeria.
Website : www.firstbanknigeria.com, Phone number : 234-1-905-2326
8. First City Monument Bank -
First City Monument Bank (FCMB) Ltd is a full service banking group, headquartered in Lagos, Nigeria, with the vision ‘to be the premier financial services group of African origin’.
From its early origins in investment banking as City Securities Limited in 1977, FCMB, established in 1982, has emerged as one of the leading financial services institutions in Nigeria and one of the top eight lenders in the country with subsidiaries that are market leaders in their respective segments. FCMB was incorporated as a private limited liability company on 20 April 1982 and granted a banking licence on 11 August 1983. On 15 July 2004, the Bank changed its status from a private limited liability company to a public limited liability company and was listed on the Nigerian Stock Exchange, by introduction, on 21 December 2004. As at December 2012, FCMB had 2 million customers, 271 branches in Nigeria and a presence in the United Kingdom (through its FSA-authorised investment banking subsidiary, FCMB UK) and a representative office in the Republic of South Africa.
Having successfully transformed to a retail and commercial banking-led group, the Bank expects to continue to distinguish itself by delivering exceptional service and taking its unique brand of supportive banking to every household in Nigeria.
Address : Primrose Towers, 17A Tinubu Street, Marina, Lagos, Nigeria.
Website : www.fcmb.com, Phone number : 234-1-279-3030
9. Skye Bank -
Skye Bank PLC has evolved into one of the top financial institutions in Nigeria, after its very seamless consolidation exercise in 2006. It operates as a group that provides facets of financial products and services powered by a purpose built technological framework that supports the service delivery process to customers. With a cumulative wealth of experience that spans over 50 years, Skye Bank is historically one of the oldest banks in Nigeria and West Africa. We are quoted on the Nigerian Stock Exchange with over 450,000 diverse shareholders with a shareholding structure that puts no more than 5% in the control of any one individual or company.
Address : 3, Akin Adesola Street, Victoria Island, Lagos, Nigeria.
Website : www.skyebankng.com, Phone number : 234-1-270-1600
10. Union Bank of Nigeria plc -
Union Bank of Nigeria Plc. has an asset base of over N826.7 Billion Naira and shareholders’ funds in excess of N183.1 Billion Naira. The bank's impressive track record over the years has secured its position as Nigeria's most dependable bank. Union Bank is primarily focused on commercial and retail banking in the Real /Agriculture/Public Financing sectors. Among the bank's markets are retail, small and medium sized enterprises, real estate, corporate/commercial, correspondent, and trade finance. The bank also offers investment and financial management, trust services, private banking, insurance services, and pension services. The bank's commercial clients include communications, agriculture, energy, public utilities, retailing, and other specialty industries
The Union Bank Group
Union Bank has subsidiaries and affiliate companies in Nigeria and across West Africa, providing a range of financial services and products through the following major business segments: Retail & Corporate Banking, Mortgage and Real Estate Services, Insurance, Pension, Stock Brokerage and Asset Management Services. The Group operates an interlocking organizational structure- one that ensures effective oversight and participation in the decision-making process of subsidiaries or associated companies, thereby helping to safe guard the Bank’s investment.
Union Bank’s subsidiaries and affiliate companies include :
Subsidiaries :
- Union Homes Savings and Loans Plc
- Union Trustees Limited
- Union Assurance Company Limited
- Union Bank UK Plc.
- Banque Internationale du Benin , Cotonou
- UBN Property Company Limited
- Union Capital Markets Limited
- Union Registrars Limited
- Union Pensions
Associated Companies :
- Consolidated Discounts Ltd.
- Unique Venture Capital Management Co.
- Union Express
- Saffer-Union West Africa
Address : Stallion Plaza 36, Marina, P.M.B 2027 Lagos, Nigeria.
Website : www.unionbankng.com, Phone number : 234-1-263-0361
11. Wema Bank Plc -
Widely reputed as the longest surviving and most resilient indigenous Nigerian bank, Wema Bank Plc has over the years, diligently offered a fully-fledged range of value-adding banking and financial advisory services to the Nigerian public. Incorporated in 1945 as a Private Limited Liability Company (under the old name of Agbomagbe Bank Limited) and commencing banking operations in Nigeria the same year, Wema Bank later transformed into a Public Limited Company (PLC) in April 1987 and was listed on the floor of the Nigerian Stock Exchange (NSE) in January 1990. On February 5, 2001, Wema Bank Plc was granted a universal banking licence by the Central Bank of Nigeria (CBN), thus allowing the Bank provide the Nigerian public with diverse financial and business advisory services.
However, in 2009, the Bank underwent a strategic repositioning exercise spearheaded by a new management team that has seen its profile rise considerably which finally culminated into its taking a sound strategic decision to operate as a commercial Bank with regional Scope in South-South Nigeria, South-West Nigeria, Lagos and Abuja in 2011.
OUR SERVICES
With a distinctive industry brand, Wema Bank's offers a full range of financial services to a select clientele that include but are not limited to; commercial and consumer banking, institutional banking, corporate finance, retail banking, trade finance and foreign-exchange operations. The Bank maintains a broad client base comprising; government parastatals and agencies, small and medium-scale enterprises (SMEs), middle-tier to multinational companies and diversified business enterprises whilst also ensuring different sectors of the Nigerian economy from telecommunications, manufacturing, agriculture, food and beverages, oil and gas industries, construction, are impacted.
With about 130 branches spread across its target areas, the Bank's operation is presently supported by processes, technology and structures that are in tune with global standards, and most importantly, a highly skilled workforce to ensure seamless and excellent service delivery to its various customers. In the past few years, Wema Bank Plc has achieved major advances in e-banking, network expansion and quality of service delivery and today operates an ultra-modern innovative Information Technology structure with an integrated computerized banking system based on the world-class Finacle Banking Software platform. This infrastructure interconnects all the Bank's branches and service stations, while enabling the provision of online, real-time banking services to the Bank's customer base. These have positively impacted the bank’s financial performance and with its current drive at corporate transformation, the bank is strategically positioned to fully leverage new and exciting opportunities in the industry.
Wema Bank offers a wide range of electronic banking products accessible via its website, www.wemabank.com, and has deployed scores of Automated Teller Machines (ATMs) located to all major branches. The Bank also introduced its innovative electronic debit card, “The Wema MasterCard”, that allows customers to perform basic financial transactions via ATMs, PoS (Point of Sale) terminals, Online Shops & e-commerce websites, WemaMobile (Wema Bank Java & Android-based Mobile banking applications) and Internet-based Web Pay (online purchase/payment) 24hours a day, 7 days a week.
Address : 54 Marina, P.M.B. 12862 Lagos Nigeria.
Website : www.wemabank.com, Phone number : 234-01-277-7700
12. Zenith Bank Plc -
Zenith Bank Plc, a leader in financial services with headquarters in Nigeria and subsidiaries in the United Kingdom, Ghana, Sierra Leone, Gambia, and South Africa (Representative Office), offers premium solutions to its teeming customers. We have been growing our customers' businesses and wealth in the last 20 years and this has positioned Zenith Bank as the financial institution of choice. Our business is built on our core principle of working in our customers' best interest. Over the years, the Zenith brand has become synonymous with the deployment of state-of-the-art technologies in banking. We define service standards in our environment as we are in business to always deliver exceptional services to our ever expanding clientele.
Address : Plot 84, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria.
Website : www.zenithbank.com, Phone number : 234-1-278-7000
North Korea
1. KDB Bank -
Korea Development Bank (kdb, Korean: 한국산업은행, Hanja: 韓國産業銀行) is a wholly state-owned policy
bank in South Korea It was founded in 1954 in accordance with The Korea Development Bank Act to finance and
manage major industrial projects to expedite industrial development and enhance the national economy. As
Korea’s representative development financing bank, No. 1 arranger in Asia-Pacific project finance market and
leader of domestic capital market, KDB has fostered the growth and heightened the competitiveness of strategic
industries by meeting their changing financial needs. Following public policy, KDB facilitates the management
normalization of troubled companies through corporate restructuring and consulting services, and provides
capital for strategic regional development projects.
Through a network of forty domestic branches, seven overseas branches, five overseas subsidiaries, two
representative offices, and three domestic subsidiaries, KDB provides a full range of financial services. It has
more than 2,100 employees.
Address : 14 Eunhaeng-ro, Yeongdeungpo-gu, Seoul, 150-973 South Korea.
Website : www.kdb.co.kr, Phone number : 82-2-1588-1500
2. Citibank Korea -
Citi was the first foreign bank to establish a presence in Korea in 1967 and formed Citibank Korea on November 1,
2004, with the acquisition of KorAm bank. Citi Korea includes Citigroup Global Markets Korea and Citi Capital
Korea and has businesses representing the Markets & Banking group, Global Consumer Group, and Citi Private
Bank.
Citi Korea, with nearly 200 consumer branches, offers a combination of local knowledge and global expertise and
resources to provide our clients unmatched products and services in terms of variety and range. Offerings include
transactional banking, treasury and risk management instruments, loans syndication, capital markets expertise,
and credit cards and wealth management.
Address : 39, Da-Dong, Chung-gu, Seoul, 100-180, South Korea.
Website : www.citibank.co.kr, Phone number : 82-2-3704-7100
3. KB Kookmin Bank -
KB Kookmin Bank (Korean: KB국민은행) or KB is the largest bank by both asset value and market capitalization
in South Korea. Kookmin intended to take over Korea Exchange Bank, a government-owned bank with offices in
foreign countries, by the end of 2006, to facilitate foreign exchange and corporate banking (as in contrast
Kookmin is better known for its consumer banking services). The deal to buy Korea Exchange Bank was
contingent on not finding any evidence of criminality when the Lone Star Equity Funds purchased Korea
Exchange Bank in 2003. However as of December 2006, the takeover will not happen having been cancelled by
Lone Star.
In Sep, 2004, Kookmin Bank set to restate its 2003 and 2004 earnings after a financial watchdog found the bank
avoided $270 million in taxes. According to the company website, Kookmin EPS in 2006 was 6977 South Korean
won, and the dividend paid was 550 won per share. In September 2006 the share price was 73,000 won.
Address : 5F- 7F #9-1 Namdaemunro 2-ga, Jung-gu, Seoul, South Korea.
Website : www.kbfg.com, Phone number : 82-2-2073-2841
4. Daegu Bank - Website : www.dgbfg.co.kr, Phone number : 82-5-3742-5050
Norway
1. Norges Bank -
Norges Bank is Norway’s central bank. The Bank shall promote economic stability in Norway. Norges Bank has executive and advisory responsibilities in the area of monetary policy and is responsible for promoting robust and efficient payment systems and financial markets. Norges Bank manages Norway’s foreign exchange reserves and the Government Pension Fund Global. The objectives of the Bank's core activities are price stability, financial stability and added value in investment management.
Facts about Norges Bank
- Norges Bank is a separate legal entity owned by the state
- The Bank's activities are regulated the Norges Bank Act
- Norges Bank has 660 employees (31 December 2012)
- Head office in Oslo, and offices in London, New York, Shanghai and Singapore.
- The Executive Board is the Bank's executive and advisory body and comprises seven members, all appointed by the King. When administrative matters are discussed, there are two staff representatives, elected by the
employees, on the Board.
- The Central Bank Governor is Chairman and the Deputy Central Bank Governor is Deputy Chairman of the
Executive Board. The Governor is responsible for the day-to-day management of the Bank, and represents the
Bank externally.
- The Supervisory Council supervises the Bank’s operations and ensures that the rules governing the Bank's activities are observed, adopts the annual accounts and approves the Bank's budget. The Council comprises fifteen members, all elected by the Storting (Norwegian parliament).
Address : P.O. Box 1179 Sentrum, 0107 Oslo, Norway.
Website : www.norges-bank.no, Phone number : 47- 2231- 6000
2. Bank Norwegian -
Bank Norwegian is an online retail market. The bank sells simple, standardized deposit and lending products via the web. We will, with the help of technology and innovation, creating the best online solutions for the purchase and use of financial services for the benefit of our customers. You should always be confident that you are getting one of the market's best conditions when you are a customer with us ! Bank Norwegian AS is a wholly owned subsidiary of Norwegian Finans Holding ASA. Norwegian Finans Holding ASA is purely a holding company and has no other functions than managing the shares in the subsidiary. There are currently no several companies in the Group.
Address : Postboks 338, 0101 Oslo, Norway.
Website : www.banknorwegian.no, Phone number : 47- 2336-1699
3. BN Bank -
BN Bank is one of the best products on deposits and mortgages. We have repeatedly won and gained good positions in Your money's Bank NM over the years. BN Bank has just over 100 employees and approximately 60,000 customers throughout Norway. We have no branches, but we are always available on the web, tablet and mobile.
BN Bank for private clients
For residential customers, BN Bank is a pure online banking, and it enables us to provide easier and more profitable products and services. BN Bank is keen to think again, and we're constantly developing intelligent self-service solutions for customers. As the world's first bank, we gave bank customers to switch banks and create bank within one minute with Bank ID. BN Bank has a call center that answers questions via email and phone, and for general questions and feedback can Facebook be used.
BN Bank for business customers
BN Bank is a major player in the market for commercial real estate financing, and has experience in a wide range of different clients with customized financial solutions. Customer Benefits of BN Bank include rapid and targeted case management, experience-based advice and good conditions.
Address : PO Box 2415 sloop, 7005 Trondheim, Norway.
Website : www.bnbank.no, Phone number : 47-7389-2000
4. Danske Bank -
The Danske Bank Group is one of the leading financial institutions in the Nordic countries.
Danske Bank in Norway is located in 36 branches with the headquarter based in Trondheim.
We value our customers
Danske Bank provides services both within Retail Banking as well as Corporate Banking. We offer financial advice, great service and products designed for your individual needs. We are available to our customers through various channels, such as Internet Banking and top-of-the-range self-service solutions for your mobile phone and iPad. We also offer assistance and financial advice both over the phone and through personal meetings with one of our certified financial advisers.
New Normal - New Standards
We pride ourselves on a high customer satisfaction, and our goal is to be recognised as the most trusted financial partner. In order to reach that objective, we must set new standards for banking operations.
Opening an account with us
If you are interested in opening an account with us and are not a Norwegian citizen, we will need you to provide us with the following information :
- What type of account / customer relationship would you like to create?
- Why do you want to open an account with our bank?
- What is your occupation?
- What is your net income?
- What amount are you planning on depositing with us as cash (approximately)?
- How many international deposits and withdrawals do you expect to make with us in the course of a year ?
Between which countries ?
We also need your D-number(Norwegian social security number). If you do not have a D-number, we may assist
you in obtaining one. Once your D-number is obtained, we may establish the account. A notarized copy of your
passport will also have to be provided. The certification must take place in one of the Norwegian, Swedish or
Danish embassies or consulates and sent directly from them.
Address : Søndre gate 15, 7011 Trondheim, Norway.
Website : www.danskebank.no, Phone number : 47- 9150- 8540
5. DNB Bank -
DNB is Norway's largest financial services group and one of the largest in the Nordic region in terms of market capitalisation. The Group is among the world’s leading banks within shipping, energy and seafood. The Group offers a full range of financial services, including loans, savings, advisory services, insurance and pension products for retail and corporate customers and the public sector. DNB is Norway's largest Internet bank, with more than 1.6 million users. Total assets: NOK 2,265 billion (as of December 31, 2012).
Address : Stranden 21, Aker Brygge, Oslo, Norway.
Website : www.dnb.no, Phone number : 47- 9150-3000
6. Express Bank -
Express Bank will offer its customers efficient and affordable financing solutions without requiring collateral. We have chosen to offer a few products so that we can maintain expertise and specialization in our products, which will benefit our customers. Currently, we only EkspressLån, but we will later launch credit insurance and credit cards with the same high quality and ease of use that EkspressLån. You can search our products through the Internet. Our hours are flexible, so we can be there when you need us. We keep costs down for our customers by not offering a branch network. Ekspress Bank is a Norwegian branch of the Danish Ekspres Bank A / S. Express Bank in Norway has a license to engage in banking and is subject to the same strict laws, requirements and regulations as other banks in Norway. Ekspress Bank's logo symbolizes a growing sprout with new energy and ideas. Through its core values of customer focus, commitment and credibility, the Express Bank aims to add another dimension to the Norwegian market for unsecured loans and credit, and support the banks' responsibility to provide proper customer right debt load and a healthy economy. Ekspres Bank A / S in Denmark was established in 1987 as Trade Finance and part of Danske Bank. Ekspres Bank A / S was acquired in 2005 by the French Laser SA, which employs 5,000 people globally and manages more than 20 million cards. Laser SA owned by Galeries Lafayette's and one of the world's largest banks, BNP Paribas, which is a solid base for Express Bank. Through his dedication and strong focus on innovation and customer service, Ekspres Bank A / S experienced an enormous development in loans and currently has more than 110,000 customers in Denmark.
Address : Postboks 1189 Sentrum, NO-0107 Oslo, Norway.
Website : www.ekspressbank.no, Phone number : 47-8154-5300
7. Landkreditt Bank -
Landkreditt Bank is a Norwegian bank with a long history and strong roots in the community. We all banking services online and mobile - so we are available in your area. For us it is as natural as brown cheese on slice of bread.
Brief Bank
Landkreditt Bank is a nationwide self-service bank with the internet as the main communication channel. The bank is part of a cooperative society with roots in agriculture. The activities are aimed at both retail and corporate market, where agriculture constitutes the bulk. The group has a balance of close to 17 billion.
How is the bank organized :
At the beginning of 2013, we have about 80 employees in the bank.
Address : PO Box 1824 Vika, 0123 Oslo, Norway.
Website : www.landkredittbank.no, Phone number : 47-2300-0800
8. Nordea Bank -
Nordea Bank Norge ASA is a fully owned subsidiary of Nordea AB. It is the Norwegian retail part of the Nordea financial group. The Norwegian headquarter is located in Middeltuns gate 17, Oslo. Nordea Bank Norge is one of the major banks in Norway. Our customers are served through a nationwide distribution network of about 140 branch offices and service outlets, supplemented by an extensive network of ATMs and cash dispensers. In addition, customers have access to efficient Internet and telephone banking services. The bank's retail operations provide a complete range of financial services and products for a broad circle of private individuals, companies and institutions as well as the public sector.In 2000 MeritaNordbanken purchased Christiania Bank from the Norwegian Government with its subsidiaries. All the divisions was thereafter re-branded as Nordea. Through Christiania Bank the bank has a legacy which goes back to 1848 in Norway.
Address : Middelthunsgate 17, PO Box 1166 Sentrum, N-0107 Oslo, Norway.
Website : www.nordea.no, Phone number : 47- 2248-5000
9. Santander Consumer Bank -
Santander Consumer Bank AS is owned by Santander Consumer Finance, part of Grupo Santander, one of the world's four largest financial institutions. Santander Consumer Finance is one of the European leader in automotive and consumer finance. The company is represented in 14 countries in Europe. The Nordic region is defined as a priority. Santander Consumer Bank AS operates in the automotive and leisure financing, credit cards (Visa Gebyrfri, Flexi Visa and Santander Red) and consumer loans . The company is Norway's leading car financing with substantial operations in Sweden, Finland and Denmark. Santander Consumer Bank AS aims to be one of the leading companies in the Nordic region. The company has 600 employees in Norway, Sweden, Finland and Denmark and total assets of NOK 65 billion.
Address : Strandveien 18, PO Box 177, 1325 Lysaker, Norway.
Website : www.santander.no, Phone number : 47-2108- 3000
10. Storebrand Bank -
The Storebrand Group is a leading player in the Nordic market for long-term savings and insurance. The group's head office is at Lysaker near Oslo. The company has also established life insurance, asset management and health insurance activities in Sweden. By the end of 2012 there were 2250 employees. Storebrand operates a total of 1.8 million customers in Norway and Sweden. We make it possible for customers to take the best financial choices adapted to their different needs and situation. Storebrand's history dates back to 1767. The company has provided occupational pensions to Norwegian employees since 1917, 50 years before social security was established.
The Storebrand Group - business units
Bank and asset management
The Bank and asset management business area encompasses products that offer savings for retirement with no explicit interest rate guarantees. The business area thus consists of defined contribution pensions in Norway and Sweden, asset management and banking products for individuals.
Insurance
The Insurance business area encompasses the Group's risk products. This business area offers health insurance in the Norwegian and Swedish corporate and retail markets, P&C insurance and personal risk products in the Norwegian retail market and employee insurance and pensions-related insurance in the Norwegian corporate market.
Guaranteed pensions
The Guaranteed pension business area encompasses long-term pension savings products that give customers a guaranteed rate of return. The business area covers defined benefits pensions in Norway and Sweden, paid-up policies and individual capital and pension insurance.
In addition, the Storebrand Group consists of the following business areas :
- Customer Area Norway : Sales and marketing unit in Norway
- Customer Area Sweden : Sales and marketing unit in Sweden
- Finance
- Staff and business support
Address : Professor Kohts vei 9, PO Box 474, N-1327 Lysaker, Norway.
Website : www.storebrand.no, Phone number : 47-2231-5050
1. Bank Windhoek -
Bank Windhoek was established in 1982, when a group of Namibian entrepreneurs took over eight local branches of Volkskas Bank. The aim was to create a financially independent bank for Namibians in Namibia. Currently, Bank Windhoek is operating under the umbrella of Bank Windhoek Holdings Ltd group of companies, in which Capricorn Investment Holding (CIH) is the main shareholder. Over the years, Bank Windhoek has built a strong financial position and achieved remarkable growth. This was confirmed by Global Credit Ratings, an international credit rating organization. As a result, Bank Windhoek received a short term credit rating of A1+ and a long term credit rating of AA, placing the Bank in the same league as other leading banks in Southern Africa.
Bank Windhoek offers a wide range of financial services and products. This includes personal, corporate, electronic and international banking services via a network of 50 branches, agencies and more than 85 ATMs countrywide. As a truly Namibian Bank, we are always looking for opportunities to expand and improve our services in order to transform and strengthen the economy of Namibia.
As a financial institution, Bank Windhoek believes in social development and poverty alleviation. Hence, we invest in a range of social and community-based projects that make a sustainable difference in the lives of those who benefit from them. Our main focus areas of social investment are entrepreneurship, education, job creation and health with specific focus on creating awareness to help prevent cancer. Guided by our corporate values, Bank Windhoek continuously pursues the vision to become the preferred bank in Namibia. Hence, we value the friendships and relationships that we have formed with our clients, staff, shareholders, partners and government. Without these strong bonds, the Bank would not have been able to attain growth and long-term sustainability. That's why we say: “Together we do better.”
Address : 119 Independence Avenue (2nd Floor), Capricorn House, Windhoek, Namibia.
Website : www.bankwindhoek.com.na, Phone number : 264-61-299-1200
2. Development Bank of Namibia -
The Development Bank of Namibia fosters, empowers and finances bold new ventures. Whether large or small, a start-up or expansion, private or public sector, the Development Bank of Namibia generates success, innovation, growth and prosperity. The Bank provides finance for private sector start-ups and expansions, equity deals, bridging finance, enterprise development finance, trade finance, small and medium enterprises, public private partnerships, public sector infrastructure, local authorities, and bulk finance to responsible micro-finance providers. The DBN only finances Namibian participation in projects.
Projects are evaluated on the basis of :
- Viability
- Sound equity structure
- Adequate security
- Management skills, experience and participation
- Environmental soundness
- Employment creation
- Income generation
- Development of infrastructure
- Diversification of economic activity
The Development Bank believes that good business, smart partnerships and good ideas are good for development. Its doors are open for firms with bold visions, sound business plans or excellent business proposals.
Address : PO Box 235, Windhoek, Namibia.
Website : www.dbn.com.na, Phone number : 264-61-290-8000
3. First National Bank of Namibia -
Group Vision
To be the local world class financial solutions provider of first choice
Group Mission
To create sustainable wealth for all stakeholders through discipline, innovation, empowerment, value added partnerships, and a passion for service excellence.
Group Values
Our values are: integrity, accountability, innovation, respect and passion.
Address : 209-211 Independence Avenue, Windhoek, Namibia.
Website : www.fnbnamibia.com.na, Phone number : 264-61-299-2222
4. Nedbank Namibia -
At Nedbank, we aim to make things happen for you and your family by consistently offering value for money through innovative products and a superior banking service that is accessible and convenient. We do more than just make day-to-day banking easy through our cheque, savings and investment accounts and credit cards. We can make things happen by providing vehicle finance and home loans, foreign exchange for your travels, and life assurance and insurance to cover you and your assets.
More and more Namibians are making things happen with Nedbank. The growth in value of savings with Nedbank Namibia and in asset based finance and home loans is well ahead of competitors, as we continue to enhance our administrative efficiency. And, increasingly, high net worth individuals are turning to our Private Banking business unit for superior service in protecting and growing assets.
Address : 12-20 Dr Frans Indongo Street, Windhoek, Namibia.
Website : www.nedbank.com.na, Phone number : 264-61-295-2222
Nepal
1. Agricultural Development Bank Nepal -
With the main objective of providing institutional credit for enhancing the production and productivity of the agricultural sector in the country, the Agricultural Development Bank, Nepal was established in 1968 under the ADBN Act 1967, as successor to the cooperative Bank. The Land Reform Savings Corporation was merged with ADBN in 1973. Subsequent amendments to the Act empowered the bank to extend credit to small farmers under group liability and expand the scope of financing to promote cottage industries. The amendments also permitted the bank to engage in commercial banking activities for the mobilization of domestic resources.
Agricultural Development Bank Limited (ADBL) is an autonomous organization largely owned by Government of Nepal. The bank has been working as a premier rural credit institution since the last three decades, contributing a more than 67 percent of institutional credit supply in the country. Hence, rural finance is the principal operational area of ADBL. Besides, it has also been executing Small Farmer Development Program (SFDP), the major poverty alleviation program launched in the country. Furthermore, the bank has also been involved in commercial banking operations since 1984.
The enactment of Bank and Financial Institution Ordinance (BAFIO) in February 2004 abolished all Acts related to financial institutions including the ADBN Act, 1967. In line with the BAFIO, ADBL has been incorporated as a public limited company on July 14, 2005. Thus, ADBL operates as a "A" category financial Institution under the legal framework of BAFIO and the Company Act, 2053.
Address : Ramshah Path, Kathmandu, Nepal.
Website : http://adbl.gov.np, Phone number : 977-1-4262885
2. Development Credit Bank Ltd -
Grand Bank Nepal Limited formerly identified as DCBL Bank Limited or Development Credit Bank Ltd came into operation in 2001 as development bank backed by the expertise of the professional bankers, prominent industrialists, entrepreneurs, bureaucrats and career diplomats. The Bank has been providing diversified services to its clientele by offering its products in the form of Loans, Guarantees and Venture Capital etc. The bank has started its operation in the capacity of 'A' class commercial bank since May 2008. We have, at present, total 21 branches including the Head Office at Kamaladi.
The idea behind renaming is to purge the puzzlement in people's mind, giving them the clear view about us being the 'A' class Commercial Bank, as it was observed that our clients were still in confusion, about us being Commercial Bank. The policy of the Bank is to create a relationship with the customer based on shared vision and mutual understanding for mutual benefit. It focuses in providing qualitative and diversified banking services backed by efficient personal approach at desired level.
Address : Kathmandu Plaza First Floor, Kamaladi, Kathmandu, Nepal.
Website : www.grandbanknepal.com.np, Phone number : 977-1- 4168605
3. Everest Bank Limited -
Catering to more than 5.5 lacs customers today, Everest Bank Limited (EBL) is a name you can depend on for professionalized and efficient banking services. Founded in 1994, the bank has been one of the leading banks of the country and has been catering its services to various segments of the society since then. With clients from all walks of life, the bank has helped develop the nation corporately, agriculturally and industrially.
Joint Venture Partner
Punjab National Bank (PNB), our joint venture partner (holding 20% equity in the bank) is the largest nationalized bank in India. With its presence virtually in all the important centers at India and over 6050 ATM counters, Punjab National Bank offers a wide variety of banking services which include corporate and personal banking, industrial finance, agricultural finance, financing of trade and international banking. For its excellence in banking services, it was recently awarded the "Best Bank Award 2011"amongst all banks in India by the leading corporate magazine, Business India.
Networks
Everest Bank Limited (EBL) provides customer-friendly services through its Branch Network and all it's branches are connected through Anywhere Branch Banking System (ABBS), which enables customers for operational transactions from any branches. The bank has 50 Branches, 68 ATM Counters, 5 extension counter & 20 Revenue Collection across the country making it a very efficient and accesible bank for its customers, anytime, anywhere.
Address : EBL House, Lazimpat, P.O.Box 13384, Kathmandu, Nepal.
Website : www.everestbankltd.com, Phone number : 977-1-4443377
4. Himalayan Bank Ltd -
Himalayan Bank was established in 1993 in joint venture with Habib Bank Limited of Pakistan. Despite the cut-throat competition in the Nepalese Banking sector, Himalayan Bank has been able to maintain a lead in the primary banking activities- Loans and Deposits.
Legacy of Himalayan lives on in an institution that's known throughout Nepal for its innovative approaches to merchandising and customer service. Products such as Premium Savings Account, HBL Proprietary Card and Millionaire Deposit Scheme besides services such as ATMs and Tele-banking were first introduced by HBL. Other financial institutions in the country have been following our lead by introducing similar products and services. Therefore, we stand for the innovations that we bring about in this country to help our Customers besides modernizing the banking sector. With the highest deposit base and loan portfolio amongst private sector banks and extending guarantees to correspondent banks covering exposure of other local banks under our credit standing with foreign correspondent banks, we believe we obviously lead the banking sector of Nepal. The most recent rating of HBL by Bankers’ Almanac as country’s number 1 Bank easily confirms our claim.
All Branches of HBL are integrated into Globus (developed by Temenos), the single Banking software where the Bank has made substantial investments. This has helped the Bank provide services like ‘Any Branch Banking Facility’, Internet Banking and SMS Banking. Living up to the expectations and aspirations of the Customers and other stakeholders of being innovative, HBL introduced several new products and services. Millionaire Deposit Scheme, Small and Medium Enterprises Loan, Pre-paid Visa Card, International Travel Quota Credit Card, Consumer Finance through Credit Card and online TOEFL, SAT, IELTS, etc. fee payment facility are some of the products and services. HBL also has a dedicated offsite ‘Disaster Recovery Management System’. Looking at the number of Nepalese workers abroad and their need for formal money transfer channel; HBL has developed exclusive and proprietary online money transfer software- HimalRemitTM. By deputing our own staff with technical tie-ups with local exchange houses and banks, in the Middle East and Gulf region, HBL is the biggest inward remittance handling Bank in Nepal. All this only reflects that HBL has an outside-in rather than inside-out approach where Customers’ needs and wants stand first.
Address : P.O.Box: 20590, Kamaladi, Kathmandu, Nepal.
Website : www.himalayanbank.com, Phone number : 977-1-4484990
5. Lumbini Bank Limited -
Lumbini Bank Limited is offering a wide range of banking solutions and services meticulously customized to the needs of the customers. Established in 1998, this is the first regional commercial bank in Nepal, which started its operation from Narayangarh spreading its wings to further fourteen more places at Hetauda, Butwal, Durbarmarg, Biratnagar, Parsa Bazaar, Indrachowk, Baneshwor, Bardhghat, Parasi, Suryabinayak, Gwarko, Damauli, Mangal Bazaar and Lanku of Chitwan District. Bank is highly committed to assure of the standard and excellence in the services it offers. Our team is guided towards obtaining new challenges and opportunities. Backed by state-of-the-art technology and experienced professionals adept in modern banking management, we strive to make banking simple, fast and customer friendly. Just the way you like it.
Bank has restructured various products, as a part of an ongoing process, to cater to the retail segment. The newly structured products in retail segment cover Personal Loan, Home Loan, Auto Loan, Mortgage Loan, Educational Loan, Time Loan, and Loan against Shares. Our commitment extends further, from our customers, investors, stakeholders and employees to society at outsized. By focusing on sustainability and corporate social responsibility, we aspire to be a role model institution in responsible Banking. Our foundations have been inscribed with stringent Corporate Governance measures, whereby transparency, disclosure, instruction norms and accountability have paramount importance, in order to safeguard the trust and wealth of each and every stakeholders and customers.
Address : Pragatipath, Narayangarh, Chitwan, Nepal.
Website : www.lumbinibank.com, Phone number : 977-1-4434158
6. Nepal Investment Bank Ltd -
“Our Vision is to be the most preferred provider of Financial Services in Nepal”
Mission Statement :
To be the leading Nepali bank, delivering world class service through the blending of state-of-the-art technology and visionary management in partnership with competent and committed staff, to achieve sound financial health with sustainable value addition to all our stakeholders. We are committed to do this mission while ensuring the highest levels of ethical standards, professional integrity, corporate governance and regulatory compliance.
Core Values and Ethical Principles :
Our core values tell us, our customers and the communities we serve, who we really are; what we are about; and the principles by which we pledge to conduct business. In essence, we believe that success can only be achieved by living our core values and principles:
Customer Focus : At NIBL, our prime focus is to perfect our customer service. Customers are our first priority and driving force. We wish to gain customer confidence and be their trusted partner.
Quality : We believe a quality service experience is a paramount to our customers and we are strongly committed in fulfilling this ideal.
Honesty and Integrity : We ensure the highest level of integrity to our customers, creating an ongoing relationship of trust and confidence. We treat our customers with honesty, fairness and respect.
Belief in our people : We recognize that employees are our most valuable asset and our competitive strength. We respect the worth and dignity of individual employees who devote their careers for the progress of the Bank.
Teamwork : We are a firm believer in team work and feel that loyal and motivated teams can produce extraordinary results. We are drived by a performance culture where recognition and rewards are based on individual merit and demonstrated track record.
Good Corporate Governance : Effective Corporate Governance procedures are essential to achieve and maintain public trust and confidence in any company, more so in a banking company. At NIBL, we are committed in following best practices resulting in good corporate governance.
Corporate Social Responsibility : As a responsible corporate citizen, we consider it important to act in a responsible manner towards the environment and society. Our commitment has always been to behave ethically and contribute towards the improvement of quality of life of our people, the community and greatly the society, of which we are an integral part.
Address : P.O. Box 3412, Durbar Marg, Nepal.
Website : www.nibl.com.np, Phone number : 977-1-4228229
7. Nepal Rastra Bank -
Nepal Rastra Bank (NRB), the Central Bank of Nepal, was established in 1956 under the Nepal Rastra Bank Act, 1955, to discharge the central banking responsibilities including guiding the development of the embryonic domestic financial sector. Since inception, there has been a significant growth in both the number and the activities of the domestic financial institutions. To reflect this dynamic environment, the functions and objectives of the Bank have been recast by the new NRB Act of 2002, the preamble of which lays down the primary functions of the Bank as:
- to formulate necessary monetary and foreign exchange policies to maintain the stability in price and consolidate the balance of payments for sustainable development of the economy of Nepal;
- to develop a secure, healthy and efficient system of payments;
- to make appropriate supervision of the banking and financial system in order to maintain its stability and foster
its healthy development; and
- to further enhance the public confidence in Nepal's entire banking and financial system.
The Bank is eminently aware that, for the achievement of the above objectives in the present dynamic environment, sustained progress and continued reform of the financial sector is of utmost importance. Continuously aware of this great responsibility, NRB is seriously pursuing various policies, strategies and actions, all of which are conveyed in the annual report on monetary policy.
Vision
To become “ A modern, dynamic, credible and effective Central Bank”
Mission
To maintain macro-economic stability through sound and effective monetary, foreign exchange and financial sector policies.
Address : P. O. Box 73, Baluwatar, Kathmandu, Nepal.
Website : www.nrb.org.np, Phone number : 977-1-4410158
8. Rastriya Banijya Bank -
RBB Ltd. - established on January 23, 1966 ( 2022 Magh 10 ) - a synonymous of stable and people's bank in Nepal - is one of the pioneer Bank in the country with the history of nearly a half century. Earlier constituted under RBB act 2021 with the full ownership of the government of Nepal , the Bank has been running under Bank and Financial Institute Act ( BAFIA ) and Company Act (CA) 2063 at present.The Bank licensed by NRB as a 'A' class commercial Bank of the country, has grown up as an indispensable component of the Nepalese economy.
RBBL – which has made glorious history of contributing for the monetization of the economy ,eliminating dual currency in the market , initiating preliminary financial literacy, help flourish industrial ,commercial and financial sector of the country has now emerged as a modern and strong financial institute of the country. The Bank with 2600 hands has expanded its wings in the most part of the country through multiple distribution outlets of 141 branches ,10 counters,8 branch less banking (BLB) and 50 ATMs. The Bank with the highest public confidence- reflected in the highest deposit base and growing demand for branch establishment in the various parts -has stood as a pyramid in the financial arena of the country. The Bank with as many as 1.7 millions satisfied /direct customers ranging from poor to elite ones and millions of indirect ones,has drawn important imprint in the picture of country's economy through its significant involvement in the best use of its resources to enhance the production,income and employment opportunities.The Bank is fully committed to contribute its best for the socio economic development of the country and people in the days to come.
Address : Bishal Bazaar, New Road, Kathmandu. Nepal.
Website : http://rbb.com.np, Phone number : 977-1-425-2595
Netherlands
1. ABN AMRO -
ABN AMRO serves retail, private and commercial banking customers in the Netherlands and across the globe. Along with a comprehensive range of products and services, we offer in-depth financial expertise, extensive knowledge of numerous sectors and an international network supporting our customers’ domestic and international operations. We aim to respond to the ever-changing market and, in doing so, to our customers’ ever-changing needs. Customers want a bank that acts in the context of today’s realities and is straightforward with them at all times; a bank that learns from its experiences and whose top priority is to provide the best possible service.
Markets
As a leading retail and commercial bank, we have a strong base in the Netherlands and follow our customers abroad. We are active internationally in areas in which we have substantial expertise, such as Energy, Commodities & Transportation (ECT) and ABN AMRO Clearing, and focus on our existing Private Banking activities in the Netherlands, Europe and Asia.
Approach
ABN AMRO boasts a history reaching back 300 years. We combine our rich heritage with a forward-looking approach in order to meet the needs of today’s customers. Our goal is to exceed our customers’ expectations by retaining their trust and by standing out from the crowd through our professionalism and customer-centred approach. Everything we do is aimed at supporting our customers and helping them to achieve more. We believe this ambition is the essence of professional banking.
Sustainability
When it comes to sustainability, we aim to be a leading bank in this area within a few years. With this in mind, we consciously embed sustainability in the bank’s strategy and operations.
Developments
ABN AMRO takes its responsibilities to its stakeholders seriously. We strive to achieve excellent financial results, but we never allow our customers to take irresponsible risks. We have learned from our experiences and are working openly to further improve our organisation and to contribute to reforms in the banking industry. The Dutch state acquired ownership of the Dutch activities of ABN AMRO Holding N.V. and Fortis Bank Nederland in 2008. ABN AMRO and Fortis Bank Nederland merged in 2010 to form the current ABN AMRO.
Address : Gustav Mahlerlaan 10, 1082 PP Amsterdam, The Netherlands.
Website : www.abnamro.com, Phone number : 31-20-628-9393
2. AEGON Bank -
Aegon feels responsible for financial awareness of people. Therefore, we help the world around forty million customers with solutions in the areas of pensions, insurance and wealth management. We develop products that make you financially independent and autonomous. In addition, solutions are understandable and honest dialogue center.
Pensions
In the Netherlands, people are getting older. From our pension business, we develop products for retirement financially to deliver. People a pleasant old age We pay monthly 130 million in pension funds from. In total, we are responsible for 25 billion pension money. We try to invest. In the best possible way So our pension for 850,000 Dutch meet. How old they are.
Mortgages
In the mortgage market in recent years, many developments. As a financial services provider, we help clients in financing their home and we take care of the mortgage loan.
Savings and investments
We develop different capacity-building products. Capacity building is different for each customer. Are you getting on? Then power up via a solid investment option. Are you young? Then you might just take a bit more risk in order to better come out.'s Long-term For each customer, we offer different options.
Insure
In the Netherlands there are about 475,000 cars driving around that are insured by Aegon. We therefore have private Aegon Insurance Service containing a network of body shops, which provide our customers with auto or glass help prevent damage daily. In addition to the insurance, we develop various types of insurance for your home and contents insurance. We also sell travel insurance. In addition, we have insurance that some of your expenses if you catch unexpectedly unemployed or disabled.
Address : Nebula Gaarde 60, Nieuwegein, 3436 ZZ, The Netherlands.
Website : www.aegonbank.nl, Phone number : 088-344-0344
3. Credit Europe Bank -
More than 3.5 million customers around the world entrust their financial affairs to Credit Europe Bank.
We offer to our corporate customers a wide range of banking products, including international trade and commodity finance, project finance and working capital loans. Represented in key trading hubs we are well positioned to finance our customers’ transaction flows across the globe. To our retail and SME customers we offer simple and transparent products in seven Western and Eastern European countries. Credit Europe Bank N.V. is headquartered in the Netherlands and operates around 200 branches, 960 ATMs, 8,300 sales points and nearly 20,000 sales points and more than 19,000 point of sale terminals. The bank has over 7,000 employees in 11 countries.
Address : Karspeldreef 6A, 1101 CJ Amsterdam, The Netherlands.
Website : www.crediteuropebank.com, Phone number : 31-20-357-6300
4. De Nederlandsche Bank -
DNB seeks to safeguard financial stability and thus contributes to sustainable prosperity in the Netherlands. To this end, DNB operates as an independent central bank and supervisor to ensure :
- price stability and balanced macroeconomic development in Europe, together with the other central banks of the Eurosystem;
- a shock-resilient financial system and a secure, reliable and efficient payment system;
- strong and sound financial institutions that meet their obligations.
By issuing independent economic advice, DNB strengthens policies aimed at its primary targets.
In 1814 King William I of the Netherlands founded De Nederlandsche Bank (DNB). In time DNB developed from a private lender into, ultimately, a part of the European System of Central Banks and the Dutch prudential supervisor of the entire financial sector. The monetary centre of gravity shifted from DNB to the ECB in Frankfurt, the guilder went out and the euro came in. What remained unchanged through all those years was the role of DNB as guardian of financial stability.
Address : Postbus 98, 1000 AB Amsterdam, The Netherlands.
Website : www.dnb.nl, Phone number : 31-20- 524- 9111
5. DHB Bank -
Demir-Halkbank (Nederland) N.V. (DHB Bank) is owned by HCBG Holding BV (70%), which was established in the Netherlands, and by Türkiye Halk Bankasi A.S. (30%), a public bank whose 48.8% shares are listed on the Istanbul stock exchange. DHB Bank operates according to the regulations of the Dutch Central Bank through 10 offices in major cities in the Netherlands, Germany, Belgium, and Turkey.
DHB Bank is a Dutch bank that plays a unique role within the European financial community. Our retail banking business provides our customers with a wide range of essential products, from deposit and savings accounts to retail and mortgage loans to a lesser extent. But we also have an important, specialised area of expertise: delivering finance services to Turkish commercial ventures abroad and/or to their European business partners.
Our business is centered on clients first principles. Furthermore, all our clients - both individual and corporate - benefit from our innovative, solution-oriented financial advice and services that can be tailored to specific needs.
In addition, cooperation in CIS countries are becoming again an area of interest in our core businesses while we are exploring further diversification opportunities in Central, Eastern and South-Eastern Europe alongside cooperation with multinational banks.
Address : Parklaan 8-12, 3016 BB Rotterdam, The Netherlands.
Website : www.dhbbank.com, Phone number : 31-10-436-9151
6. Friesland Bank -
Mission Statement
Friesland Bank chooses to go together with Rabobank. Friesland Bank and Rabobank have reached agreement on the merger of Friesland Bank and Rabobank. To this end, Friesland Bank will initially be a 100% subsidiary of Rabobank Netherlands.
Corporate Social Responsibility (CSR)
For every entrepreneur's Corporate Social Responsibility is an important issue nowadays. That fits in perfectly with the vision of Friesland Bank. Because business needs with respect to the world, with the destruction of the environment, environment or fellow man can play. No role Friesland Bank thinks logically. With origins in the agricultural world, from the province full of water and wind is Corporate Social Responsibility for us for granted. What does CSR (Corporate Social Responsibility) at Friesland Bank in practice? With four simple questions Friesland Bank assesses its operations to take fair and responsible :
- What we do with your money ?
- How do we use it ? What considerations we make when we invest your money ?
- How do we provide loans .
- Whom? And for what? Are our core questions.
- How to manage our 'own coffers. "
- Where Friesland Bank invests its own capital? And what citeria we adopt ?
- How we behave as a bank ?, we take into account the requirements of Corporate Social Responsibility to us and how can you notice? What we would do for the world ?
Address : 20, 1171 BD Badhoevedorp, Amsterdam, The Netherlands.
Website : www.frieslandbank.nl, Phone number : 31-58-299-4499
7. NIBC Bank -
NIBC is the bank of choice for decisive moments. Our Corporate Banking activities include a combination of advice, financing and investment. For each transaction, we propose a carefully selected Corporate Banking team. We have extensive knowledge of Food, Agri & Retail, Industry, Technology, Media & Services, Commercial Real Estate, Shipping & Intermodal Transportation, Oil & Gas and Infrastructure & Renewable Energy. Our Consumer Banking activities include mortgages and offering online retail saving deposits via NIBC Direct in the Netherlands, Germany and Belgium.
Our clients are our top priority. We build long-term relationships with our clients - corporations, financial institutions, institutional investors, financial sponsors, family offices, entrepreneurial investors and retail customers. Headquartered in The Hague, but also has offices in Brussels, Frankfurt and London. NIBC is building a sustainable franchise for the future and demonstrates its social responsibility. Within our power and boundaries, we want to contribute to a more sustainable society for future generations.
Address : Carnegieplein 4, 2517 KJ The Hague, The Netherlands.
Website : www.nibc.nl, Phone number : 31-70-342-5425
8. KAS Bank -
KAS BANK N.V. is the independent European specialist in securities services and risk control and reporting services for professional clients in the pensions and securities industry. KAS BANK pursues a ‘pure play’ strategy, underlining the bank’s absolute neutrality and independence. A low risk profile is integral to its services and is reflected in the quality of its balance sheet and its high solvency ratio.
Our role as a specialist in securities custody, clearing and settlement is complemented by compliance services, risk control and management information. We view the market from our clients’ perspective. Outsourcing their administrative functions to KAS BANK enables our clients to focus primarily on their own core activities. Tailor-made services and complete transparency are paramount: this is achieved by combining a proactive approach with advanced information technology and rigorous process control.
Founded in 1806 and listed on the NYSE Euronext Amsterdam stock exchange, KAS BANK is a European institution with a strong international presence. KAS BANK has offices in Amsterdam, London and Wiesbaden and employs around 750 staff, representing over 35 nationalities.
Address : Nieuwezijds Voorburgwal 225, 1012 RL Amsterdam, The Netherlands.
Website : www.kasbank.com, Phone number : 31-20-557-5911
9. Rabo Bank -
Rabobank is not a shareholder-driven company, but instead puts the interests and ambitions of its customers and members first. The strong points of our cooperative structure became more patently evident than ever before during the financial crises of recent years. We did not have to ask for state aid and were able to keep our financial results well up to standard.
Our cooperative identity stems back to the early twentieth century when farmers united financially into Raiffeisen and Agricultural Co-operative Banks. The Local Member Rabobanks continue to be the collective owner of Rabobank to this day. Rabobank Nederland supports the Local Member Banks and oversees the subsidiaries and affiliated companies. With nearly two million members, Rabobank is one of the Netherlands’ largest cooperatives. The members not only benefit from banking and non-banking advantages, they also have the opportunity to join in the discussion and co-decide on the bank’s course.
The independent Local Member Rabobanks form the most finely-meshed network of banks in the Netherlands. Our Local Member Rabobanks serve millions of Dutch retail and wholesale customers with a comprehensive range of financial services. Rabobank is market leader in nearly all customer and product segments, from youth to start-ups and from mortgages to corporate enterprises.
Rabobank can rightfully be called a group because the organisation comprises both the Local Member Rabobanks and Rabobank Nederland as well as subsidiaries such as lease company De Lage Landen and real estate company Rabo Real Estate.
In order to be able to provide customers with service and support beyond the Netherlands’ national borders, Rabobank has become more and more international through the years. Rabobank International aspires to gain a worldwide position as the leading food and agri bank. In line with this ambition, Rabobank is likewise committed to making its contribution to key themes such as food safety and food security.
Rabobank is one of the world’s most creditworthy and sound banks. Measured according to Tier 1 capital, the Rabobank Group is one of the world’s largest financial institutions. All rating agencies continue to give Rabobank high ratings.
Address : Croeselaan 18, 3521 CB Utrecht, The Netherlands.
Website : www.rabobank.com, Phone number : 31-30-712-2401
10. Regio Bank -
RegioBank deliberately chooses offices in villages and small towns. Because in the Netherlands people earn a bank nearby. You will be helped by a local Independent Consultant. He knows who you are and what is happening in your area. We take time for you. Just a good conversation with a cup of coffee. In this way we can give you real advice. everything under one roof , you can contact us for payments, savings, mortgages, everything. Both you and your company. And you can control the way you want. At the office, at home or on the road over the internet through our Mobile Banking App. Comprehensive solutions for savings, payments, everything we bring back to your financial questions comprehensible solutions. In addition, we keep it simple: just good products and a clear explanation on features. So you make good choices and feel good about your finances. What we stand for.
Address : PO Box 918, Croeselaan 1, 3521 BJ Utrecht, The Netherlands.
Website : www.regiobank.nl, Phone number : 31-30-291-4300
New Zealand
1. ANZ Bank -
In one way or another, ANZ New Zealand touches the lives of almost every New Zealander. Through some of New Zealand's best known financial brands, including ANZ, OnePath, ANZ Investments, UDC Finance, Bonus Bonds and Direct Broking, we enjoy remarkable scale, diversity, resources and influence. We also have global reach as a member of the ANZ group of companies. ANZ is currently one of New Zealand's largest companies based on profit and assets. With that scale comes responsibility, and we take that responsibility seriously. From individuals and families, to the farms and small businesses that are the lifeblood of our economy, to our largest institutions and corporations, we play a key part in helping New Zealanders achieve their financial aspirations.
Our breadth and diversity is reflected in our people. We employ around 9,000 people throughout New Zealand. They come from a wide range of backgrounds, skills and specialisations and we value the richness that diversity brings to our business. We offer unparalleled career opportunities within our different brands or as part of our central services, which includes IT, Risk Management and Marketing Strategy. We take our commitment to corporate responsibility very seriously. We believe applying sustainable business practices will help us deliver better outcomes for our customers, our staff, the environment and the communities in which we live and work. Through initiatives such as our volunteering programme and our Staff Foundation, we take pride in making a major contribution to the communities we serve.
Some other facts about us
- Nearly one in two New Zealanders have a banking relationship with one of our brands
- ANZ finances over 30% of all home loans in New Zealand
- ANZ accounts for around 1% of New Zealand's Gross Domestic Product (GDP)
- Our people provided over 16,000 volunteer hours for a range of community organisations in our last financial
year
- Our sponsorship of Daffodil Day is one of New Zealand's longest-running sponsorships
- Since 1990, staff fundraising has generated over $13 million for The Cancer Society
- We are New Zealand's largest rural banker, with a market share of 39%
- Nearly 20% of all employees in the New Zealand finance and insurance sector work for us.
Address : Wellington, New Zealand.
Website : www.anz.co.nz, Phone number : 64-4-382-9608
2. ASB Bank -
ASB opened its doors in 1847 with the pledge to ‘serve the community; to grow; and to help kiwis grow.’ We’ve done that over the years by not standing still; by continuing to rethink the way people bank and how they interact with their money; by not just being another ‘bank’. We’re also inspired by success. Big or small, every milestone reached by our customers is a success and pushes us to go even further; to do better. Which is probably why more than 1.3 million personal, business and rural customers choose to bank with us.
ASB Bank is one of New Zealand's leading commercial banks, aiming always to be 'one step ahead' in terms of both products and service. The directors of ASB Bank Limited are :
- Barbara Joan Chapman of Auckland, New Zealand
- Jonathan Peter Hartley of Wellington, New Zealand
- Garry Lynton Mackrell of Sydney, NSW, Australia
- Gavin Ronald Walker of Auckland, New Zealand
- Robert Dharshan Jesudason of Waverley, NSW, Australia
- Jane Lesley Freeman of Auckland, New Zealand
- Michael Brian Coomer of Melbourne, VIC, Australia
- Simon Robert Saunders Blair of Sydney, NSW, Australia
Address : ASB North Wharf, 12 Jellicoe Street, Auckland Central, Auckland 1010, New Zealand.
Website : www.asb.co.nz, Phone number : 64-9-374-7300
3. Bank of New Zealand -
Bank of New Zealand was founded in 1861 and has been an integral part of New Zealand life ever since. Today the bank employs over 5,000 people in New Zealand; works with Personal, Business, Agri and Private Wealth clients; and has 180 retail stores and Partners' Centres across New Zealand. The main management and administration functions of the Bank are located in Wellington and Auckland. To run our business we spend more than $370m annually on goods and services, which is spread across more than 3,500 suppliers, creating jobs right around New Zealand. Bank of New Zealand is a subsidiary of the National Australia Bank Group of companies; and is governed locally by a fully empowered New Zealand Board of Directors.
BNZ has been helping people, farmers and businesses with their finances for close to 150 years. Today, we're a strong, reliable bank with a determination to empower the lives of our customers.
Personal
We have a network of 180 stores across New Zealand to help you manage your banking needs. Our range of home loan, savings, investment, transaction and insurance products is designed to help you achieve your personal and financial goals.
Business
We have a nationwide network of small business specialists to help you manage and grow your business. We also support agribusinesses and businesses with a turnover of more than $1m by teaming them up with a BNZ Partner to accelerate their success.
Institutional
Our New Zealand-based relationship management teams offer large corporates, financial institutions and government entities access to a network of local and international experts, who specialise in corporate banking, financial institutions and foreign exchange.
Private Bank
Private Bank specialises in investment advice and wealth management services for wealthy individuals and large charitable organisations. It provides a range of sophisticated transaction accounts, credit cards, finance and deposit options, foreign exchange, and interest rate risk management solutions. At the heart of this service is a dedicated private banking partner.
Out of the Box
You’ll find information stands at your local BNZ store that help make banking easy. Pick up a how to guide, product snapshot, better off kit or better off combo. It’s financial education made simple. We call it Out of the Box banking.
Address : 1,Willis Street, Wellington Central, Wellington, New Zealand.
Website : www.bnz.co.nz, Phone number : 80-027-5269
4. Citibank -
Citi New Zealand has provided financial services in New Zealand since 1974. Recognised for its innovative range of global products and services, Citi is one of the largest financial services organisations in the world, with over 300,000 staff in over 100 countries. With a presence in Auckland, Citi provides services to global and local corporations, financial institutions, and government bodies. Citi offers a full range of corporate and investment banking services, global transactional banking, trade finance, securities services, equities, forex and fixed income trading, commodity and exposure hedging, and investment research. Citi aims to make the local communities in every country in which it operates a better place. In New Zealand, it is committed to supporting employee volunteerism, financial education, childrens' education and community development through programs funded locally and by the US-based Citi Foundation.
Address : 23, Customs Street East, PO Box 3429, Auckland 1140, New Zealand.
Website : www.citi.co.nz, Phone number : 64-9-307-1902
5. Deutsche Bank -
Deutsche Bank has had a presence in New Zealand since 1986, and was granted a banking licence in 1996. Today, Deutsche Bank is a leading provider of fully integrated investment banking services in New Zealand. Deutsche Bank is determined to create sustainable added value for all our stakeholders: shareholders, customers, staff and society. This commitment lies at the heart of our culture, which focuses on performance, together with mutual respect and understanding of others. In Australia and New Zealand, Deutsche Bank is actively involved in a wide range of community activities. We accomplish this through our own initiatives, as well as partnerships, to contribute to communities both locally and regionally.
Address : 48 Shortland Street, Auckland 1010, New Zealand.
Website : www.newzealand.db.com, Phone number : 64-9-351-1000
6. HBS Bank -
On 20 March 1885, the Hastings Permanent Building and Investment Society (now known as HBS Bank) was founded based on mutual ownership, thereby preserving the benefits to existing and future generations. HBS Bank spans over a century of careful stewardship based on commercial robustness and operational prudence.
On 31 August 2010 our members voted in favour of a merger with the Southland Building Society (SBS Bank) with a massive 98% majority. Like HBS, SBS Bank is a mutual building society owned by its customers. We believe the merger will give us a great opportunity in the Hawke’s Bay market while enabling us to provide our HBS members with access to the much wider range of products and services. These new products and services are anticipated to be available in February 2011.
The principles of the HBS Bank charter are :
- Sustainability through prudence
- Commitment to mutual benefit
- The prosperity of our community
- Our people make the difference
We use these guiding principles in every decision we make and we will continue to exercise ethical practices and due care in growing the value of HBS Bank.
Address : PO BOX 10, Hastings 4156, New Zealand.
Website : www.hbsnz.com, Phone number : 64-6-872-7299
7. Heartland Bank -
With roots stretching back to 1875, Heartland Bank has a proud history of supporting small-to-medium sized New Zealand businesses, farms and families in your region. It's great to offer Kiwis another banking option that is 100% for New Zealand.
Service the Heartland Way
Heartland Bank has a number of branches and offices located throughout New Zealand, where you will be welcomed by our team of locals. They work hard to earn and retain our customers' trust and loyalty every day, and have developed many long-standing relationships as a result.
Made for you
The Heartland Bank team knows banking and finance, and we know your community because we're part of it. We will work with you to understand your needs and help you find the best solution. We have a wide range of financial services solutions available right now for businesses, farms and families.
Investments
- Lending
- Working Capital
- Livestock and Seasonal Finance
- Home and Vehicle Loans
- Day to Day Accounts
- Insurance
Address : PO Box 9919, Newmarket, Auckland 1149, New Zealand.
Website : www.heartland.co.nz, Phone number : 64-9-927-9025
8. Kiwibank -
Back in 2002, we launched with a thought: New Zealand needs a better banking alternative—a bank that provides real value for money, that has Kiwi values at heart, and that keeps Kiwi money where it belongs—right here, in New Zealand. So we set up shop in PostShops throughout the country, putting us in more locations than any other bank in New Zealand literally overnight.
Where that thinking got us
Just a few short years later, we have more than 800,000 customers, with hundreds more joining each week. We have more than 900 Kiwibank staff around the country and a nationwide ATM network. We're in more than 280 PostShops, which means we can stay open longer than other banks, even on weekends in many places.
We've got what you need
Kiwibank's full range of accounts and services are leading the charge.
Personal banking - home loans, personal loans, credit cards, everyday accounts, savings accounts, investments and insurance.
Business banking - lending, cheque accounts, savings accounts, credit cards, investments, merchant services and insurance.
International services - online and manual international money transfers, foreign exchange and Foreign Currency Accounts and travellers' cheques.
All the banking services you could possibly need including internet, phone and mobile banking, txt and email alerts, online and email statements, a nationwide network of ATMs —the works !
Some of our great thinking
We're challenging the Aussie banks and their old fashioned thinking. As well as being voted New Zealand’s Most Trusted Bank three years in a row at the Readers Digest Trusted Brand Awards, we are:
Giving you better value
Our great deals have seen us win the Sunday Star–Times CANSTAR (previously CANNEX) Supreme Award for best value bank in 2006, 2007, 2008, 2009, 2010, 2011 and 2012.
Guaranteeing our home loans
Kiwibank Home Loans are guaranteed to save you money on the overall cost of your home loan over the first six years compared with any equivalent home loan from any other bank with branches nationwide. Or we’ll beat the difference. The comparison must be with a home loan available to you and similar members of the general public and be based on identical patterns of use.
Giving you the good stuff, first
We were first to introduce real time mobile phone banking, beating the world's biggest banks to win the international 2007 Financial Innovation Award. We were also the first bank in New Zealand to launch a PIE Term Deposit Fund, TXT alerts and online international money transfers.
New Zealand Post guarantee
New Zealand Post Limited, our parent company, has guaranteed our payment obligations, including any payment obligation in respect of any deposit made with us. The guarantee does not apply to payment obligations where the terms of the obligation expressly provide in writing that the obligation will not have the benefit of the guarantee. This means that the guarantee does not apply to unsecured, subordinated bonds issued by us. The guarantee is not secured and its amount is not limited. The guarantee is unconditional and is terminable by New Zealand Post Limited upon three months' notice to us. Any such termination does not affect any existing payment obligations owed under the guarantee at the termination date.
Address : Private Bag 39888, Wellington Mail Centre, Lower Hutt 5045, New Zealand.
Website : www.kiwibank.co.nz, Phone number : 64-4-473-1133
9. Rabobank New Zealand -
The Netherlands-based Rabobank is among the world's 30 largest financial institutions (based on Tier 1 Capital) and is one of Europe’s most recognised financial institutions. It is the dominant financial services provider in the Dutch market.
Our vision
The vision conveys our uniqueness and strengths, while providing a sense of direction to unite and inspire the organisation and all of its stakeholders.
"Through our people we will build on our outstanding customer relationships,
expert knowledge and global strength to be the most successful food and
agribusiness bank and emerging financial services provider in our region."
Our values
We believe the following values should guide all our dealings with our clients, the community and each other.
Integrity and high ethical standards
We are open in our relationships, we do what we say and we act honourably in our dealings.
Performance at the highest level
We focus on delivering strong results and aiming for excellence in what we do.
Respect for each other
We work in a cooperative manner and believe that teamwork is fundamental to a successful enterprise.
Committed to our clients
We apply our expertise to add real value to your businesses and believe in working with a long-term view.
Sustainable and responsible growth
We aim to be environmentally and financially responsible and to do business in a socially accountable way.
Address : Level 23, 157 Lambton Quay, Wellington 6011, New Zealand.
Website : www.rabobank.co.nz, Phone number : 64-4-819-2700
10. Reserve Bank of New Zealand -
The Reserve Bank of New Zealand is New Zealand’s central bank. We promote a sound and dynamic monetary and financial system. We work towards our vision by :
- Operating monetary policy to achieve and maintain price stability
- Assisting the functioning of a sound and efficient financial system
- Meeting the currency needs of the public
- Overseeing and operating effective payments systems
- Providing effective support services to the Bank
What we do — the Bank and its functions
The Reserve Bank is required to ensure that, throughout the economy, money works as well as possible as a mechanism for making transactions, storing value, and keeping account. The Bank also promotes a sound and efficient financial system. To fulfil these functions, the Bank carries out a wide range of tasks, from operating monetary policy to monitoring and supervising the health of the financial system, maintaining foreign reserves, operating in the financial markets if necessary, and issuing currency as required. To do this, we have defined the vision and values by which we operate.
Management & Board structure
The Reserve Bank has a Board of Directors whose primary function is to review the performance of the Governor and the Bank. The Board holds regular meetings at which it receives extensive briefings on the Bank’s activities, decisions and policies. At these meetings the Board also provides advice to the Governor. The Board, through an Audit Committee, also reviews the Bank’s financial statements. Each year the Board writes an assessment of the Bank’s and the Governor’s performance, which is provided as advice to the Minister of Finance and made public later in the Bank’s Annual Report.
Address : 2 The Terrace, PO Box 2498, Wellington 6140, New Zealand.
Website : www.rbnz.govt.nz, Phone number : 64-4-472-2029
11. SBS Bank -
About SBS
- We’re proud to be a New Zealand bank that is 100% owned by our customers.
- Because we are owned by our customers we don't have overseas shareholders to keep happy which means
that our customers have a direct stake in SBS Bank.
- At SBS Bank our people really do make the difference. It’s one of the reasons we’ve been named Financial Institution of the Year for 2011 by our satisfied customers.
- Established in 1869, SBS Bank (Southland Building Society) is New Zealand’s largest building society and believed to be the first building society in the world to have achieved bank registration while retaining its
mutual structure.
- We have 14 SBS Bank branches spanning New Zealand, from Invercargill to Tauranga as well as three HBS
Bank branches in Hawke's Bay.
- Over the past 12 months we’ve sponsored more than 300 community groups and events and given over
$500,000 to non-profit organisations throughout New Zealand.
We're New Zealand owned and we keep it local.
Address : PO Box 835, Invercargill 9840, New Zealand.
Website : www.sbsbank.co.nz, Phone number : 0800-502-442
12. The Co-operative Bank Limited -
The Co-operative Bank is a New Zealand based registered bank that provides everyday banking, deposits, savings, loans, insurance and small business banking throughout the country. Originally set up in 1928 as PSIS, The Co-operative Bank became a registered bank in October 2011. The Bank has 33 branches throughout the country and employs 300 staff. There are around 128,000 customers of the Bank from all over New Zealand. As a co-operative the Bank is owned by its customers and its main purpose is to create prosperity for these customers.
Rebates
The Co-operative Bank is the only bank in New Zealand to share its profits with its customers in the form of rebates. In July 2013, The Co-operative Bank paid $1 million of surplus profit back to 80% of its customers. In most cases, customers received a rebate of between $5 and $100.
Address : Cnr Featherston & Ballance Streets, Wellington, New Zealand.
Website : www.co-operativebank.co.nz, Phone number : 64-4-495-7700
13. TSB Bank -
Why is independence important?
We’re different to other banks. We’ve been independent and New Zealand owned ever since we started in 1850. Not having overseas owners means that we can make decisions based on what’s best for our customers. So if we want to NOT charge you cheque, ATM or EFTPOS transaction fees, it’s up to us. Having real people on the other end of the phone when you call ? That’s our choice too. We think that putting you first is just a better way to bank.
Why bank with us?
Here are some great reasons to consider TSB Bank. Or feel good if you’re already a customer.
All of your calls will be answered by our friendly, helpful staff, not answerphone. Monday to Friday 8.30am —
7pm. We offer a full range of banking services, including savings, investment, home loans and every day account
options. There are no cheque, bank operated ATM or EFTPOS transaction fees on personal accounts.
Address : Level Five, TSB Centre, 120 Devon Street East, New Plymouth, New Zealand.
Website : www.tsb.co.nz, Phone number : 64-6-968-3700
Nicaragua
1. Bancentro -
Lafise BanCentro Bank, the banking unit of Nicaraguan Central American banking group Lafise, Provides a range of financial services to companies and Individuals. Its products range from banking staff savings and checking accounts, and credit and debit cards to home financing, consumer and auto loans. The bank's corporate banking products and services include factoring, leasing, trust, and investment banking services. Also Lafise Bank offers insurance products through its insurer Seguros Lafise. The bank was founded in 1991 and is headquartered in Managua, Nicaragua.
Regular Savings Account
Savings Account dollars in cords or funds subject to retirement by book. A total of 6 withdrawals per month at no cost is allowed. It Universal Savings Account: A savings account for 5 years in which the customer can withdraw up to 50% of the balance available after the first two years. Its aim is to offer our customers a better alternative to higher savings and more defined than a regular savings account terms.
Certificates of Deposit
Bank backed LAFISE BANCENTRO in cords or dollars at a previously agreed fixed term, from one (1) month to several years Deposits. The interest rate on certificates of time deposit depends on the timing and amount of investment.
Address : Km. 5 1/2 Carretera a Masaya, Managua, Nicaragua.
Website : www.lafise.com/blb, Phone number : 505-2255-8888
2. Banco Central de Nicaragua -
According to provision 19 of the article 148 of the Constitution of 1950 the Central Bank of Nicaragua was created by Legislative Decree No. 525 of September 16, 1960. Its operation began on January 1, 1961, as a institution with functional autonomy, indefinite duration, own capital and legal personality.
The current Political Constitution of Nicaragua in its article 99 states: "The Central Bank is the state entity in charge of the regulation of the monetary system." Nowadays, the BCN is governed by Law No. 732 "Organic Law of the Central Bank of Nicaragua", published in La Gaceta, Diario Oficial No. 148 and 149, dated August 5 and 6, 2010 respectively. This Law defines the BCN: "..as a state decentralized entity of technical nature, indefinite duration, legal personality, own capital and full legal capacity." Its domicile is the city of Managua and it may establish branches and agencies in other places within the country.
The main objective of the Central Bank of Nicaragua is the stability of the domestic currency and the normal development of internal and external payments.
Mission :
To keep stability of the national currency and the normal operation of internal and external payments.
Vision :
To be an institution that builds trust in the domestic currency, keeping a low and stable inflation, contributing effectively to the development model of our country.
Values :
- Commitment
- Excellence
- Leadership
- Probity
- Transparency
Address : Kilómetro 7 Carretera Sur, Managua, Nicaragua.
Website : www.bcn.gob.ni, Phone number : 505-2255-7171
3. Banco de América Central -
Our Mission
Facilitating excellence and financing exchange of goods and services through innovative payment systems and cost-effective financial solutions to help generate wealth, create jobs and promote sustainable and inclusive economic growth in the markets we serve.
Our Vision
To be the preferred financial organization of the communities we serve for our leadership in payment methods, for our strength, reliability, advanced technology and connectivity to people and businesses to simplify their lives by facilitating the realization of their dreams and achieve their goals.
Our Values
- Excellence
- Integrity
- Innovation
- Responsibility
- Respect
Address : Centro BAC KM4 1/2 Carretera A Managua, Managua, Nicaragua.
Website : www.bac.net, Phone number : 505-2274-4505
4. Banco de Finanzas -
Banco de Finanzas S. A. (BDF), a private Nicaraguan bank specializing in mortgages and consumer loans. BDF also offers corporate loans, especially for medium-sized businesses. The proceeds of the loan will enable BDF to fund at least 180 subloans to SMEs.
Address : Esquina opuesta al Hotel Crowne Plaza, Managua, Nicaragua.
Website : www.bdfnet.com, Phone number : 505-2240-3001
Nigeria
1. Access Bank -
Access Bank Plc is a remarkable story of the transformation of a small obscure Nigerian Bank into an African financial institution of note; with emerging footprints on the international banking landscape. Access Bank today is one of the top 10 largest banks in Nigeria in terms of asset base. A phenomenal accomplishment considering its antecedents.
The Beginning (1988 – 2002)
December 19, 1988: Access Bank was issued a banking license
February 8, 1989: Access Bank incorporated as a privately owned commercial bank
May 11, 1989: Access Bank commenced operations at its Burma Road, Apapa Head Office.
March 24, 1998: Access Bank became a Public Limited Liability Company.
November 18, 1998: Access Bank listed on the Nigeria Stock Exchange.
February 5, 2001: Access Bank obtained a Universal Banking License from the Central Bank of Nigeria
The Rebirth
The Board of Directors appointed Aigboje Aig-Imoukhuede as MD/CEO and Herbert Wigwe as Deputy Managing Director. The mandate was clear: “Reposition the bank to one of Nigeria’s leading financial institutions within a five - year period (March 2002 – March 2007)” This task was perceived by many as audacious, given the realities of the Bank at the time. Also appointed to the Board was Mr. Gbenga Oyebode who brought commendable board experience gathered from some of Nigeria’s leading companies, such as MTN Nigeria, Okomu Oil Palm Plc. The new management then articulated a transformation agenda for Access Bank Plc. This agenda represented a complete departure from all that characterized the bank in the past and became the road map for the transformation of the bank into a world class financial institution. The focus was to :
- Assemble a credible and high caliber management team
- Introduce a culture of excellence founded on professionalism and integrity
- Ensure Human Capital Development
- Enlarge Shareholder Base
- Introduce strong procedures and processes to drive day-to-day activities of the Bank
- Instill a passion for customers in all members of staff
- Establish a low cost liability generation strategy
- Expand branch network to cover all clearing zones within Nigeria
- Create a world class Brand Image
The impact of the transformation agenda was reflected in the first year. The bank grew its balance sheet by 100% and posted an impressive N1 billion profit before tax. The profit before tax figure was more than the cumulative profit made by the bank in the previous 12 years. This also marked the beginning of what would be a 6 year record triple digit growth trend. Similarly, earnings per share had rebounded to 21 kobo from a negative 2 kobo position, leading to a declaration of a 5 kobo dividend to shareholders for the first time in 3 years.
Address : Off Adeola Odeku/Idejo Street, Victoria Island, Lagos, Nigeria.
Website : www.accessbankplc.com, Phone number : 234-1-280-5628
2. Mainstreet Bank Limited -
Mainstreet Bank Limited is repositioning to become the most customer-centric bank in Nigeria. Our entire banking system and ideology is centered on bringing every one of our customers or users of any of our bank or financial products or services to the achievement of their financial goals. We have reengineered the heart and soul of our banking system and we have achieved a new positioning which has seen us attract the best talents in the Nigerian Banking Industry. Our effective robust and disciplined approach to investment and risk management has positioned us to deliver amazing value to every stakeholder.
Address : Mainstreet Bank Plaza, 51/55 Broad street, Marina, Lagos, Nigeria.
Website : www.mainstreetbanklimited.com, Phone number : 234-1-462-2706
3. Keystone Bank -
The Keystone Bank Brand is built on meeting and exceeding customer expectations by providing simple, convenient, anytme banking service at all times.
Keystone - Literarily suggests that an object, system or philosophy is indeed born to hold together all the pieces that helps with its success.
The Keystone Bank Logo is a motif made up of interlocking stones which represents; safety, trust, strength and service, and it is further accentuated by different eye-pleasing hues of the colour BLUE - Royal Blue, Cyan and Ice Blue. The Keystone Bank Brand pay-off line is . . . New horizons!
Vision :
To set the pace in financial services delivery, creating utmost value for our stakeholders
Mission :
To deliver consistent superior performance and be the preferred partner
Our Passion :
At Keystone Bank we have the single focus to partner with you as you seek to realise your personal and business goals. With over 200 business offices and a vibrant workforce, we leverage our technology to offer leading solutions and services to our clients. In living true to our brand and service promise, Keystone Bank clients enjoy the expertise of professionals with experience in Retail Banking, Corporate Banking, Commercial Banking and the Public Sector.
We provide our services with four core pillars in mind; Safety, Trust, Strength, Service. We offer a unique experience to individuals, start-up businesses, large corporations and public institutions, using a platform of innovative products and solutions that are delivered through convenient and accessible channels.
Address : 21, Lagos Road, Epe, Lagos, Nigeria.
Website : www.keystonebankng.com, Phone number : 234-1-448-5742
4. Central Bank of Nigeria -
Since the late 1990s, the CBN has expanded its involvement in community based activities beyond sporting development to include other areas of community development. In response to the general concern about the decaying infrastructure in the first generation universities, the Bank attempted to provide/improve key infrastructure under the Nigerian Universities Capacity Building Programme. Following the success of the pilot scheme, the programme has since been extended to include second generation universities. The projects carried out under this capacity building programme include the construction of administrative blocks, lecture halls, laboratories, health centres, and provision of IT and V-sat equipment.
The Bank has so far spent the sum of over N453m on such projects and more Universities are expected to benefit from the programme in subsequent years.
CBN Vision - By 2015
"Be THE MODEL CENTRAL BANK delivering PRICE and FINANCIAL SYSTEM STABILITY and promoting SUSTAINABLE ECONOMIC DEVELOPMENT."
Mission Statement
"To be proactive in providing a stable framework for the economic development of Nigeria, through effective, efficient, and transparent implementation of monetary and exchange rate policy, and management of the financial sector."
Core Values
Our core values of Meritocracy, Leadership, Learning and Customer-Focus are to guide the behavior of both management and employees of CBN towards the achievement of the Bank's vision. It should be these shared standards that are dear to us, which guide our daily interactions, decisions, plans and implementations. No one, from Governor to Office-Assistant should be in doubt as to what our values are and every execution of their duties should fully reflect those values.
Address : Plot 33, Abubakar Tafawa Balewa Way, Central Business District, Nigeria.
Website : http://cenbank.org, Phone number : 234-9-462-39701
5. Diamond Bank -
Diamond Bank Plc began as a private limited liability company on March 21, 1991 (the company was incorporated on December 20, 1990). Ten years later, in February 2001, it became a universal bank. In January 2005, following a highly successful Private Placement share offer which substantially raised the Bank's equity base, Diamond Bank became a public limited company. In May 2005, the Bank was listed on The Nigerian Stock Exchange. Moreover, in January 2008, Diamond Bank's Global Depositary Reciepts (GDR) was listed on the Professional Securities Market of the London Stock Exchange. The first bank in Africa to record that feat.
Today, Diamond Bank is one of the leading banks in Nigeria* - respected for its excellent service delivery, driven by innovation and operating on the most advanced banking technology platform in the market. Diamond Bank has over the years leveraged on its underlying resilience to grow its asset base and to successfully retain its key business relationships. And like a diamond, our strength makes us even more valued and valuable. Diamond Bank has won several awards including the prestigious "Nigerian Bank of the Year, 2009", the "Most Improved Bank of the Year, 2007" and "Best Bank in Mergers & Acquisition, 2006" all by the ThisDay Annual Awards.
Address : Plot 1261, Adeola Hopewell Street, Victoria Island, Lagos, Nigeria.
Website : www.diamondbank.com, Phone number : 234-1-270-1500
6. Fidelity Bank Plc -
OUR VISION
To be No. 1 in every market we serve and every branded product we offer.
OUR MISSION
To make financial services easy and accesible.
OUR CORE VALUES
C - Customer First
R - Respect
E - Excellence
S - Shared Ambition
T - Tenacity
CORPORATE SOCIAL RESPONSIBLITIES
Fidelity bank’s involvement in Corporate Social Responsibilities (CSR) dates back to the earliest days of the Life of the Institution and we have not wavered for two reasons. One is that we genuinely believe that just as a more endowed neighbor or relative has a divine responsibility to assist the needy ones around him, so does a corporation have responsibility to support the community in which he does business. Secondly, we believe that though we are not able to solve all the problems of mankind, we can do something. And this is what the Fidelity Helping Hands Programme is all about doing something good!. As you surf through the content of this site, we stress that it is not so much a record of our achievements as it is a challenge to ourselves that there is still work to be done; and we are committed to doing the work. As a step in that direction, we have established a full-fledged Unit in Charge of Community Relations in the Bank which oversees the gifting and social welfare impact initiatives in the various communities spread across where we exist. The Fidelity Helping Hands Programme has been revitalized and our desire is to create a revolution of good works where every stakeholder in every Community is challenged to do some good within that Community and uplift the lives of the people situated there.
Address : 2, Kofo Abayomi Street, Victoria Island, Lagos, Nigeria.
Website : www.fidelitybankplc.com, Phone number : 234-1-270-0529
7. First Bank of Nigeria Plc -
FirstBank has solidified itself as a brand of fortitude, strength and innovation in the Nigerian financial sector since its inception in 1894. The iconic African elephant with navy blue and ivory colours has been a national symbol of one of the biggest international players in the financial services industry to date.
Legacy
As the First Bank Group moved into its second century of operations, on April 27 2004, the brand unveiled a new corporate identity with a new logo and new colours. Entering into a sophisticated and dynamic era in the life of FirstBank, the brand seeks to draw from our history of being one of Nigeria’s biggest and most prosperous financial services group and streamlining with new age processes, technology and most importantly, group mindset. FirstBank’s new logo consists of a walking African elephant on a navy blue back ground with tan or ivory lettering in Garamond font with the strapline “Since 1894” at the bottom. Carefully chosen, each element of the brand emanates from the organisation’s legacy of permanence, leadership, confidence and dependability.
Pillars
In the ever evolving Nigerian financial sector, our brand essence of being “Dependably Dynamic” stands firmly on our four pillars of success: Leadership, Safety & Security, Enterprise and Service Excellence.
Ratings
FirstBank was rated a Superbrand in 2007, from a pool of 2000 highly graded brands in Nigeria, by the Superbrand Nigeria Council and the 2012 BrandFinance Banking League tables rated us in the top 500 most valuable banking brands worldwide and the most valuable Nigerian banking brand in 2011. These ratings show that as the Bank revolutionizes its operations and dynamics with new products and services, at the heart of the organisation is the understanding that customer service delivery and trust are the ultimate way to stay ‘truly the first...’
Address : Samuel Asabia House, 35 Marina, P.O. Box 5216, Lagos, Nigeria.
Website : www.firstbanknigeria.com, Phone number : 234-1-905-2326
8. First City Monument Bank -
First City Monument Bank (FCMB) Ltd is a full service banking group, headquartered in Lagos, Nigeria, with the vision ‘to be the premier financial services group of African origin’.
From its early origins in investment banking as City Securities Limited in 1977, FCMB, established in 1982, has emerged as one of the leading financial services institutions in Nigeria and one of the top eight lenders in the country with subsidiaries that are market leaders in their respective segments. FCMB was incorporated as a private limited liability company on 20 April 1982 and granted a banking licence on 11 August 1983. On 15 July 2004, the Bank changed its status from a private limited liability company to a public limited liability company and was listed on the Nigerian Stock Exchange, by introduction, on 21 December 2004. As at December 2012, FCMB had 2 million customers, 271 branches in Nigeria and a presence in the United Kingdom (through its FSA-authorised investment banking subsidiary, FCMB UK) and a representative office in the Republic of South Africa.
Having successfully transformed to a retail and commercial banking-led group, the Bank expects to continue to distinguish itself by delivering exceptional service and taking its unique brand of supportive banking to every household in Nigeria.
Address : Primrose Towers, 17A Tinubu Street, Marina, Lagos, Nigeria.
Website : www.fcmb.com, Phone number : 234-1-279-3030
9. Skye Bank -
Skye Bank PLC has evolved into one of the top financial institutions in Nigeria, after its very seamless consolidation exercise in 2006. It operates as a group that provides facets of financial products and services powered by a purpose built technological framework that supports the service delivery process to customers. With a cumulative wealth of experience that spans over 50 years, Skye Bank is historically one of the oldest banks in Nigeria and West Africa. We are quoted on the Nigerian Stock Exchange with over 450,000 diverse shareholders with a shareholding structure that puts no more than 5% in the control of any one individual or company.
Address : 3, Akin Adesola Street, Victoria Island, Lagos, Nigeria.
Website : www.skyebankng.com, Phone number : 234-1-270-1600
10. Union Bank of Nigeria plc -
Union Bank of Nigeria Plc. has an asset base of over N826.7 Billion Naira and shareholders’ funds in excess of N183.1 Billion Naira. The bank's impressive track record over the years has secured its position as Nigeria's most dependable bank. Union Bank is primarily focused on commercial and retail banking in the Real /Agriculture/Public Financing sectors. Among the bank's markets are retail, small and medium sized enterprises, real estate, corporate/commercial, correspondent, and trade finance. The bank also offers investment and financial management, trust services, private banking, insurance services, and pension services. The bank's commercial clients include communications, agriculture, energy, public utilities, retailing, and other specialty industries
The Union Bank Group
Union Bank has subsidiaries and affiliate companies in Nigeria and across West Africa, providing a range of financial services and products through the following major business segments: Retail & Corporate Banking, Mortgage and Real Estate Services, Insurance, Pension, Stock Brokerage and Asset Management Services. The Group operates an interlocking organizational structure- one that ensures effective oversight and participation in the decision-making process of subsidiaries or associated companies, thereby helping to safe guard the Bank’s investment.
Union Bank’s subsidiaries and affiliate companies include :
Subsidiaries :
- Union Homes Savings and Loans Plc
- Union Trustees Limited
- Union Assurance Company Limited
- Union Bank UK Plc.
- Banque Internationale du Benin , Cotonou
- UBN Property Company Limited
- Union Capital Markets Limited
- Union Registrars Limited
- Union Pensions
Associated Companies :
- Consolidated Discounts Ltd.
- Unique Venture Capital Management Co.
- Union Express
- Saffer-Union West Africa
Address : Stallion Plaza 36, Marina, P.M.B 2027 Lagos, Nigeria.
Website : www.unionbankng.com, Phone number : 234-1-263-0361
11. Wema Bank Plc -
Widely reputed as the longest surviving and most resilient indigenous Nigerian bank, Wema Bank Plc has over the years, diligently offered a fully-fledged range of value-adding banking and financial advisory services to the Nigerian public. Incorporated in 1945 as a Private Limited Liability Company (under the old name of Agbomagbe Bank Limited) and commencing banking operations in Nigeria the same year, Wema Bank later transformed into a Public Limited Company (PLC) in April 1987 and was listed on the floor of the Nigerian Stock Exchange (NSE) in January 1990. On February 5, 2001, Wema Bank Plc was granted a universal banking licence by the Central Bank of Nigeria (CBN), thus allowing the Bank provide the Nigerian public with diverse financial and business advisory services.
However, in 2009, the Bank underwent a strategic repositioning exercise spearheaded by a new management team that has seen its profile rise considerably which finally culminated into its taking a sound strategic decision to operate as a commercial Bank with regional Scope in South-South Nigeria, South-West Nigeria, Lagos and Abuja in 2011.
OUR SERVICES
With a distinctive industry brand, Wema Bank's offers a full range of financial services to a select clientele that include but are not limited to; commercial and consumer banking, institutional banking, corporate finance, retail banking, trade finance and foreign-exchange operations. The Bank maintains a broad client base comprising; government parastatals and agencies, small and medium-scale enterprises (SMEs), middle-tier to multinational companies and diversified business enterprises whilst also ensuring different sectors of the Nigerian economy from telecommunications, manufacturing, agriculture, food and beverages, oil and gas industries, construction, are impacted.
With about 130 branches spread across its target areas, the Bank's operation is presently supported by processes, technology and structures that are in tune with global standards, and most importantly, a highly skilled workforce to ensure seamless and excellent service delivery to its various customers. In the past few years, Wema Bank Plc has achieved major advances in e-banking, network expansion and quality of service delivery and today operates an ultra-modern innovative Information Technology structure with an integrated computerized banking system based on the world-class Finacle Banking Software platform. This infrastructure interconnects all the Bank's branches and service stations, while enabling the provision of online, real-time banking services to the Bank's customer base. These have positively impacted the bank’s financial performance and with its current drive at corporate transformation, the bank is strategically positioned to fully leverage new and exciting opportunities in the industry.
Wema Bank offers a wide range of electronic banking products accessible via its website, www.wemabank.com, and has deployed scores of Automated Teller Machines (ATMs) located to all major branches. The Bank also introduced its innovative electronic debit card, “The Wema MasterCard”, that allows customers to perform basic financial transactions via ATMs, PoS (Point of Sale) terminals, Online Shops & e-commerce websites, WemaMobile (Wema Bank Java & Android-based Mobile banking applications) and Internet-based Web Pay (online purchase/payment) 24hours a day, 7 days a week.
Address : 54 Marina, P.M.B. 12862 Lagos Nigeria.
Website : www.wemabank.com, Phone number : 234-01-277-7700
12. Zenith Bank Plc -
Zenith Bank Plc, a leader in financial services with headquarters in Nigeria and subsidiaries in the United Kingdom, Ghana, Sierra Leone, Gambia, and South Africa (Representative Office), offers premium solutions to its teeming customers. We have been growing our customers' businesses and wealth in the last 20 years and this has positioned Zenith Bank as the financial institution of choice. Our business is built on our core principle of working in our customers' best interest. Over the years, the Zenith brand has become synonymous with the deployment of state-of-the-art technologies in banking. We define service standards in our environment as we are in business to always deliver exceptional services to our ever expanding clientele.
Address : Plot 84, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria.
Website : www.zenithbank.com, Phone number : 234-1-278-7000
North Korea
1. KDB Bank -
Korea Development Bank (kdb, Korean: 한국산업은행, Hanja: 韓國産業銀行) is a wholly state-owned policy
bank in South Korea It was founded in 1954 in accordance with The Korea Development Bank Act to finance and
manage major industrial projects to expedite industrial development and enhance the national economy. As
Korea’s representative development financing bank, No. 1 arranger in Asia-Pacific project finance market and
leader of domestic capital market, KDB has fostered the growth and heightened the competitiveness of strategic
industries by meeting their changing financial needs. Following public policy, KDB facilitates the management
normalization of troubled companies through corporate restructuring and consulting services, and provides
capital for strategic regional development projects.
Through a network of forty domestic branches, seven overseas branches, five overseas subsidiaries, two
representative offices, and three domestic subsidiaries, KDB provides a full range of financial services. It has
more than 2,100 employees.
Address : 14 Eunhaeng-ro, Yeongdeungpo-gu, Seoul, 150-973 South Korea.
Website : www.kdb.co.kr, Phone number : 82-2-1588-1500
2. Citibank Korea -
Citi was the first foreign bank to establish a presence in Korea in 1967 and formed Citibank Korea on November 1,
2004, with the acquisition of KorAm bank. Citi Korea includes Citigroup Global Markets Korea and Citi Capital
Korea and has businesses representing the Markets & Banking group, Global Consumer Group, and Citi Private
Bank.
Citi Korea, with nearly 200 consumer branches, offers a combination of local knowledge and global expertise and
resources to provide our clients unmatched products and services in terms of variety and range. Offerings include
transactional banking, treasury and risk management instruments, loans syndication, capital markets expertise,
and credit cards and wealth management.
Address : 39, Da-Dong, Chung-gu, Seoul, 100-180, South Korea.
Website : www.citibank.co.kr, Phone number : 82-2-3704-7100
3. KB Kookmin Bank -
KB Kookmin Bank (Korean: KB국민은행) or KB is the largest bank by both asset value and market capitalization
in South Korea. Kookmin intended to take over Korea Exchange Bank, a government-owned bank with offices in
foreign countries, by the end of 2006, to facilitate foreign exchange and corporate banking (as in contrast
Kookmin is better known for its consumer banking services). The deal to buy Korea Exchange Bank was
contingent on not finding any evidence of criminality when the Lone Star Equity Funds purchased Korea
Exchange Bank in 2003. However as of December 2006, the takeover will not happen having been cancelled by
Lone Star.
In Sep, 2004, Kookmin Bank set to restate its 2003 and 2004 earnings after a financial watchdog found the bank
avoided $270 million in taxes. According to the company website, Kookmin EPS in 2006 was 6977 South Korean
won, and the dividend paid was 550 won per share. In September 2006 the share price was 73,000 won.
Address : 5F- 7F #9-1 Namdaemunro 2-ga, Jung-gu, Seoul, South Korea.
Website : www.kbfg.com, Phone number : 82-2-2073-2841
4. Daegu Bank - Website : www.dgbfg.co.kr, Phone number : 82-5-3742-5050
Norway
1. Norges Bank -
Norges Bank is Norway’s central bank. The Bank shall promote economic stability in Norway. Norges Bank has executive and advisory responsibilities in the area of monetary policy and is responsible for promoting robust and efficient payment systems and financial markets. Norges Bank manages Norway’s foreign exchange reserves and the Government Pension Fund Global. The objectives of the Bank's core activities are price stability, financial stability and added value in investment management.
Facts about Norges Bank
- Norges Bank is a separate legal entity owned by the state
- The Bank's activities are regulated the Norges Bank Act
- Norges Bank has 660 employees (31 December 2012)
- Head office in Oslo, and offices in London, New York, Shanghai and Singapore.
- The Executive Board is the Bank's executive and advisory body and comprises seven members, all appointed by the King. When administrative matters are discussed, there are two staff representatives, elected by the
employees, on the Board.
- The Central Bank Governor is Chairman and the Deputy Central Bank Governor is Deputy Chairman of the
Executive Board. The Governor is responsible for the day-to-day management of the Bank, and represents the
Bank externally.
- The Supervisory Council supervises the Bank’s operations and ensures that the rules governing the Bank's activities are observed, adopts the annual accounts and approves the Bank's budget. The Council comprises fifteen members, all elected by the Storting (Norwegian parliament).
Address : P.O. Box 1179 Sentrum, 0107 Oslo, Norway.
Website : www.norges-bank.no, Phone number : 47- 2231- 6000
2. Bank Norwegian -
Bank Norwegian is an online retail market. The bank sells simple, standardized deposit and lending products via the web. We will, with the help of technology and innovation, creating the best online solutions for the purchase and use of financial services for the benefit of our customers. You should always be confident that you are getting one of the market's best conditions when you are a customer with us ! Bank Norwegian AS is a wholly owned subsidiary of Norwegian Finans Holding ASA. Norwegian Finans Holding ASA is purely a holding company and has no other functions than managing the shares in the subsidiary. There are currently no several companies in the Group.
Address : Postboks 338, 0101 Oslo, Norway.
Website : www.banknorwegian.no, Phone number : 47- 2336-1699
3. BN Bank -
BN Bank is one of the best products on deposits and mortgages. We have repeatedly won and gained good positions in Your money's Bank NM over the years. BN Bank has just over 100 employees and approximately 60,000 customers throughout Norway. We have no branches, but we are always available on the web, tablet and mobile.
BN Bank for private clients
For residential customers, BN Bank is a pure online banking, and it enables us to provide easier and more profitable products and services. BN Bank is keen to think again, and we're constantly developing intelligent self-service solutions for customers. As the world's first bank, we gave bank customers to switch banks and create bank within one minute with Bank ID. BN Bank has a call center that answers questions via email and phone, and for general questions and feedback can Facebook be used.
BN Bank for business customers
BN Bank is a major player in the market for commercial real estate financing, and has experience in a wide range of different clients with customized financial solutions. Customer Benefits of BN Bank include rapid and targeted case management, experience-based advice and good conditions.
Address : PO Box 2415 sloop, 7005 Trondheim, Norway.
Website : www.bnbank.no, Phone number : 47-7389-2000
4. Danske Bank -
The Danske Bank Group is one of the leading financial institutions in the Nordic countries.
Danske Bank in Norway is located in 36 branches with the headquarter based in Trondheim.
We value our customers
Danske Bank provides services both within Retail Banking as well as Corporate Banking. We offer financial advice, great service and products designed for your individual needs. We are available to our customers through various channels, such as Internet Banking and top-of-the-range self-service solutions for your mobile phone and iPad. We also offer assistance and financial advice both over the phone and through personal meetings with one of our certified financial advisers.
New Normal - New Standards
We pride ourselves on a high customer satisfaction, and our goal is to be recognised as the most trusted financial partner. In order to reach that objective, we must set new standards for banking operations.
Opening an account with us
If you are interested in opening an account with us and are not a Norwegian citizen, we will need you to provide us with the following information :
- What type of account / customer relationship would you like to create?
- Why do you want to open an account with our bank?
- What is your occupation?
- What is your net income?
- What amount are you planning on depositing with us as cash (approximately)?
- How many international deposits and withdrawals do you expect to make with us in the course of a year ?
Between which countries ?
We also need your D-number(Norwegian social security number). If you do not have a D-number, we may assist
you in obtaining one. Once your D-number is obtained, we may establish the account. A notarized copy of your
passport will also have to be provided. The certification must take place in one of the Norwegian, Swedish or
Danish embassies or consulates and sent directly from them.
Address : Søndre gate 15, 7011 Trondheim, Norway.
Website : www.danskebank.no, Phone number : 47- 9150- 8540
5. DNB Bank -
DNB is Norway's largest financial services group and one of the largest in the Nordic region in terms of market capitalisation. The Group is among the world’s leading banks within shipping, energy and seafood. The Group offers a full range of financial services, including loans, savings, advisory services, insurance and pension products for retail and corporate customers and the public sector. DNB is Norway's largest Internet bank, with more than 1.6 million users. Total assets: NOK 2,265 billion (as of December 31, 2012).
Address : Stranden 21, Aker Brygge, Oslo, Norway.
Website : www.dnb.no, Phone number : 47- 9150-3000
6. Express Bank -
Express Bank will offer its customers efficient and affordable financing solutions without requiring collateral. We have chosen to offer a few products so that we can maintain expertise and specialization in our products, which will benefit our customers. Currently, we only EkspressLån, but we will later launch credit insurance and credit cards with the same high quality and ease of use that EkspressLån. You can search our products through the Internet. Our hours are flexible, so we can be there when you need us. We keep costs down for our customers by not offering a branch network. Ekspress Bank is a Norwegian branch of the Danish Ekspres Bank A / S. Express Bank in Norway has a license to engage in banking and is subject to the same strict laws, requirements and regulations as other banks in Norway. Ekspress Bank's logo symbolizes a growing sprout with new energy and ideas. Through its core values of customer focus, commitment and credibility, the Express Bank aims to add another dimension to the Norwegian market for unsecured loans and credit, and support the banks' responsibility to provide proper customer right debt load and a healthy economy. Ekspres Bank A / S in Denmark was established in 1987 as Trade Finance and part of Danske Bank. Ekspres Bank A / S was acquired in 2005 by the French Laser SA, which employs 5,000 people globally and manages more than 20 million cards. Laser SA owned by Galeries Lafayette's and one of the world's largest banks, BNP Paribas, which is a solid base for Express Bank. Through his dedication and strong focus on innovation and customer service, Ekspres Bank A / S experienced an enormous development in loans and currently has more than 110,000 customers in Denmark.
Address : Postboks 1189 Sentrum, NO-0107 Oslo, Norway.
Website : www.ekspressbank.no, Phone number : 47-8154-5300
7. Landkreditt Bank -
Landkreditt Bank is a Norwegian bank with a long history and strong roots in the community. We all banking services online and mobile - so we are available in your area. For us it is as natural as brown cheese on slice of bread.
Brief Bank
Landkreditt Bank is a nationwide self-service bank with the internet as the main communication channel. The bank is part of a cooperative society with roots in agriculture. The activities are aimed at both retail and corporate market, where agriculture constitutes the bulk. The group has a balance of close to 17 billion.
How is the bank organized :
At the beginning of 2013, we have about 80 employees in the bank.
Address : PO Box 1824 Vika, 0123 Oslo, Norway.
Website : www.landkredittbank.no, Phone number : 47-2300-0800
8. Nordea Bank -
Nordea Bank Norge ASA is a fully owned subsidiary of Nordea AB. It is the Norwegian retail part of the Nordea financial group. The Norwegian headquarter is located in Middeltuns gate 17, Oslo. Nordea Bank Norge is one of the major banks in Norway. Our customers are served through a nationwide distribution network of about 140 branch offices and service outlets, supplemented by an extensive network of ATMs and cash dispensers. In addition, customers have access to efficient Internet and telephone banking services. The bank's retail operations provide a complete range of financial services and products for a broad circle of private individuals, companies and institutions as well as the public sector.In 2000 MeritaNordbanken purchased Christiania Bank from the Norwegian Government with its subsidiaries. All the divisions was thereafter re-branded as Nordea. Through Christiania Bank the bank has a legacy which goes back to 1848 in Norway.
Address : Middelthunsgate 17, PO Box 1166 Sentrum, N-0107 Oslo, Norway.
Website : www.nordea.no, Phone number : 47- 2248-5000
9. Santander Consumer Bank -
Santander Consumer Bank AS is owned by Santander Consumer Finance, part of Grupo Santander, one of the world's four largest financial institutions. Santander Consumer Finance is one of the European leader in automotive and consumer finance. The company is represented in 14 countries in Europe. The Nordic region is defined as a priority. Santander Consumer Bank AS operates in the automotive and leisure financing, credit cards (Visa Gebyrfri, Flexi Visa and Santander Red) and consumer loans . The company is Norway's leading car financing with substantial operations in Sweden, Finland and Denmark. Santander Consumer Bank AS aims to be one of the leading companies in the Nordic region. The company has 600 employees in Norway, Sweden, Finland and Denmark and total assets of NOK 65 billion.
Address : Strandveien 18, PO Box 177, 1325 Lysaker, Norway.
Website : www.santander.no, Phone number : 47-2108- 3000
10. Storebrand Bank -
The Storebrand Group is a leading player in the Nordic market for long-term savings and insurance. The group's head office is at Lysaker near Oslo. The company has also established life insurance, asset management and health insurance activities in Sweden. By the end of 2012 there were 2250 employees. Storebrand operates a total of 1.8 million customers in Norway and Sweden. We make it possible for customers to take the best financial choices adapted to their different needs and situation. Storebrand's history dates back to 1767. The company has provided occupational pensions to Norwegian employees since 1917, 50 years before social security was established.
The Storebrand Group - business units
Bank and asset management
The Bank and asset management business area encompasses products that offer savings for retirement with no explicit interest rate guarantees. The business area thus consists of defined contribution pensions in Norway and Sweden, asset management and banking products for individuals.
Insurance
The Insurance business area encompasses the Group's risk products. This business area offers health insurance in the Norwegian and Swedish corporate and retail markets, P&C insurance and personal risk products in the Norwegian retail market and employee insurance and pensions-related insurance in the Norwegian corporate market.
Guaranteed pensions
The Guaranteed pension business area encompasses long-term pension savings products that give customers a guaranteed rate of return. The business area covers defined benefits pensions in Norway and Sweden, paid-up policies and individual capital and pension insurance.
In addition, the Storebrand Group consists of the following business areas :
- Customer Area Norway : Sales and marketing unit in Norway
- Customer Area Sweden : Sales and marketing unit in Sweden
- Finance
- Staff and business support
Address : Professor Kohts vei 9, PO Box 474, N-1327 Lysaker, Norway.
Website : www.storebrand.no, Phone number : 47-2231-5050
No comments:
Post a Comment