Kazakhstan
1. BTA Bank -
BTA Today
- Over 1.2 mln. private customers and 132 th. corporate clients;
- 19 branches and 165 units around Kazakhstan;
- International representative offices in Russian Federation, United Arab Emirates, Great Britain and China;
- BTA banking network extends to Russia, Ukraine, Belarus, Kyrgyzstan, Armenia, Georgia, Kazakhstan and Turkey.
BTA Bank is a backbone bank of Kazakhstan, the major shareholder of which is the Government of the Republic of
Kazakhstan, represented by “Samruk Kazyna” National Welfare Fund having 97,28 % of shares. After “Samruk
Kazyna” National Welfare Fund entered into authorized capital of BTA Bank JSC, financial and investment
strategy of the Bank has been changed.
BTA refocused its business to local market instead of foreign projects lending, laying emphasis on good servicing
of corporate and retails customers and investing reliable projects in Kazakhstan. The Bank is an active participant
of governmental economic support programs. In 2009 the Bank took part in financing SMEs, companies of
agricultural sector, refinancing of mortgage loans and financing of completion of housing estate.
Address : 97, Zholdasbekova str., md Samal-2, Almaty, 050051, Kazakhstan.
Website : www.bta.kz, Phone number : 7-727-2505-111
2. Citibank Kazakhstan -
Citigroup has maintained its presence in Kazakhstan since 1994 when it opened a representative office. In 1998 Citibank Kazakhstan, a 100% subsidiary of Citigroup with a full banking license from the National Bank of Kazakhstan(#247 as of 06/28/1998), opened its doors to corporate customers. Today Citibank Kazakhstan is a major lending, transactional and investment bank to Kazakhstan corporations, financial institutions, and state owned companies, as well as Kazakhstan subsidiaries and representative offices of leading international firms.
Citi was one of the first international banks to come to this market and now Citi is by any measure one of the strongest banks in the country. Kazakhstan is among the priority emerging markets countries that will drive the future growth and development of Citi. Despite the recent economic stresses that Kazakhstan has faced, Citi remains committed to its long-term strategy and sees tremendous potential in this country. In addition to our branches in Almaty and Astana, we have established Representative Offices in Aktau and Atyrau to be even closer to our clients.
In 2009 Citibank Kazakhstan was honored by being named the Best Cash Management Bank by Euromoney, and the Best Corporate/Institutional Internet Bank by Global Finance.
Address : Floor 2, Park Palace, Building A 41 Kazybek Bi, 050010.
Website : www.citibank.com/kazakhstan, Phone number : 7-727-2980-400
3. Kazkommerts Bank -
Kazkommertsbank is one of the largest private banks in CIS and the market leader by total assets in Kazakhstan. The Bank provides a wide range of banking and other financial services to corporate and retail clients across the region. Headquartered in Almaty, the Bank serves its retail clients through a network of branches in 45 cities all over Kazakhstan under the KAZKOM logo. In addition, Kazkommertsbank has international banking subsidiaries in Kyrgyzstan, Tajikistan and the Russian Federation.
Kazkommertsbank is in operation since 1991, and it is the dominant provider of banking services and other financial products to large and medium-sized corporations across all sectors of the Kazakh economy.
The Bank’s employees across the region are devoted to the task of maintaining the Bank’s position as the premier financial services company in Kazakhstan based on superior understanding of our clients' financial needs and the ability to meet these through the highest quality of service.
Strategy
In view of the slowdown of Kazakh economy, significant turbulence and uncertainty in the global financial system and worsening economic conditions in key markets, Kazkommertsbank is focusing on asset qualtiy and liquidity management, whilst continuing to maintain operating efficiency.
Address : 135 zh, Gagarin Ave., Almaty, Kazakhstan 050060.
Website : http://en.kkb.kz, Phone number : 7-727-2585-444
4. The National Bank of Kazakhstan-
The Republic of Kazakhstan has a two-tier banking system. The National Bank of the Republic of Kazakhstan (hereinafter - the National Bank) is the central bank of Kazakhstan and presents the upper (first) tier of the banking system of Kazakhstan. All other banks present lower (second) tier of the banking system, excluding the Development Bank of Kazakhstan, that has peculiar legal status.The National Bank represents, within the limits of its authority, the interests of the Republic of Kazakhstan in the relationship with the central banks, with banks of other countries, in the international banks and other financial-credit organizations.
The National Bank should not be guided by the aim of gaining profit in performing its tasks. The National Bank is the entity that reports to the President of the Republic of Kazakhstan, but within the limits of authority granted by the legislation, is independent in its activity. The National Bank coordinates its activity with the Government of the Republic of Kazakhstan, in its activity takes into consideration the economic policy of the Government and facilitates its implementation, if doing so is not in conflict with the realization of its main functions and implementation of monetary policy. The National Bank is a common centralized system with the vertical administrative scheme. The highest administrative authority of the National Bank is the Board, the authority of the executive management is the Board of Directors.
The primary goal of the National Bank is to ensure the stability of prices in the Republic of Kazakhstan. To accomplish the main goal, the National Bank is assigned the following tasks :
- development and implementation of the state’s monetary policy;
- ensuring the functioning of payment systems;
- implementation of foreign exchange regulation and foreign exchange control;
- promotion of the stability of financial system;
- regulation, control and supervision of the financial market and financial institutions and also other parties,
within its competence;
- ensuring a due level of protection of the rights and legitimate interests of consumers of financial services;
- carrying out statistics activities in the area of monetary statistics and external sector statistics.
In accordance with the assigned tasks, the National Bank including its territorial branches and arms exercises the functions as specified in the Statement laying down the National Bank’s operation, namely the Statement as approved by Kazakhstan Presidential Decree dated December 31, 2003, number 1271.
The structure of National Bank of Kazakhstan is :
- The headquarter with 20 departments (one department is in Astana), 4 independent divisions;
-16 territorial branches and one branch in the city of Almaty: cash operations and valuables storage center;
- the Representative Office of the National Bank in the Russian Federation;
Address : 21 "Koktem-3", Almaty, 050040, Kazakhstan.
Website : www.nationalbank.kz, Phone number : 7-727-2588-716
Kenya
1. African Banking Corporation -
Our Vision
Empowering you to achieve the extra-ordinary
Our Mission
To nurture lasting relationships with all our stakeholders through innovative value adding financial solutions and services that help them realize their objectives.
Our Brand Promise
To create engaging moments for our customers in their daily business interactions, adding real value to their time and money through a positive and pleasant banking experience.
Bank History
African Banking Corporation or ABC Bank started out as a financial institution called Consolidated Finance Company Ltd. Its founders comprised of a coterie of experienced bankers, lawyers and industrialists whose vision was to provide unique financial services through personalized and tailor-made solutions. The company opened its doors on 13th November, 1984.
Core Value
- Customer Centricity
We strive to be an understanding, friendly, flexible and reliable bank in meeting our customer needs.
- Professionalism
We exhibit professional conduct and sound judgment in standards and service; we are objective and focused on issues.
- Teamwork
We believe that the path to greatness is along with others.
- Continuous Improvement
We recognize that there is always a way to improve in every aspect of our corporation and we pride ourselves on our relentless pursuit of improving the quality of everything done in ABC Bank.
- Excellence
We pride ourselves in our relentless pursuit of excellence by improving the quality of everything we do.
- Commitment
We are deeply committed to our customers, to each other and every community we serve.
Our People
We have a dedicated team of experienced, qualified and professional staff. Our blend of innovativeness, dynamism and passion in doing what we do inspires us to want to do more in order to achieve the best. From the CEO to the bank tellers, these unique qualities are always at play enabling our customers to expect and get tailor-made solutions to their needs.
Address : P. O. Box 46452 - 00100, Nairobi, Kenya.
Website : www.abcthebank.com, Phone number : 254-20-426-3000
2. CfC Stanbic Bank-
Rooted in Kenya, CfC Stanbic Bank is a corporate and retail bank licensed by the Central Bank of Kenya to provide banking services in the Kenyan economy. The bank is part of the Standard Bank Group a leading African financial services organisation, which was founded more than 150 years ago and today has operations in 18 African countries and across the globe. At the core of CfC Stanbic Bank’s values is a commitment to offer relevant and first class financial services within both the corporate and retail banking segments. CfC Stanbic Bank has over the years build a formidable reputation in the corporate and investment banking space and has structured some of the East Africa Region’s largest and most important financial transactions. Leveraging its regional, continental and global network, CfC Stanbic Bank is the premier service provider of international corporate and investment banking services and takes pride in providing innovative financial solutions for Kenya’s growing retail banking population.
CfC Stanbic Bank is listed on the Nairobi Stock Exchange (NSE) and currently has a market capitalization of Sh11.7 billion (USD 129 Million) at November 28th 2011.
Address : CfC Stanbic Center, Chiromo Road, Westlands, Po Box 3055000100, Nairobi, Kenya.
Website : www.cfcstanbicbank.co.ke, Phone number : 254-20-326-8888
3. Co-operative Bank of Kenya -
The Co-operative Bank of Kenya Limited ('the Bank') is incorporated in Kenya under the Company's Act and is also licensed to do the business of banking under the Banking Act. The Bank was initially registered under the Co-operative Societies Act at the point of founding in 1965. This status was retained up to and until June 27th 2008 when the Bank's Special General Meeting resolved to incorporate under the Companies Act with a view to complying with the requirements for listing on the Nairobi Stock Exchange (NSE).
The Bank went public and was listed on December 22 2008. Shares previously held by the 3,805 co-operatives societies and unions were ring-fenced under CoopHoldings Co-operative Society Limited which became the strategic investor in the Bank with a 64.56% stake. The Bank runs three subsidiary companies, namely :
- Kingdom Securities Limited, a stockbroking firm with the bank holding a controlling 60% stake;
- Co-opTrust Investment Services Limited, the fund management subsidiary wholly-owned by the bank; and
- Co-op Consultancy & Insurance Agency Limited (CCIA), the corporate finance, financial advisory and capacity- building subsidiary wholly-owned by the bank.
Vision
To be the leading and dominant Kenyan bank with a strong countrywide presence, playing a central role in the co-operative movement and providing relevant and innovative financial services to our customers for the optimum benefit of all our stakeholders.
Mission
To offer value-added financial services to our chosen market segments with special emphasis on the co-operative movement through a highly effective network of service points, excellent customer service and a highly motivated team of qualified personnel.
Shareholding Structure
The Co-operative Bank is owned by over 154,942 shareholders (as at 2011 close). Out of this, CoopHoldings Co-operative Society Limited owns 64.56%, with the rest held by other investors. The Bank has an Authorised share capital of Kes 5,000,000,000 made up of 5,000,000,000 shares of Kes 1.00 each, and an Issued and fully paid capital of Kes 3,492,370,900 made up of 3,492,370,900 shares of Kes 1.00 each.
Staff Complement
As at the close of 2011, Co-op Bank had a staff establishment of 3,193 employees.
Address : Haile Selassie Avenue, P.O. Box 48231-00100, Nairobi, Kenya.
Website : www.co-opbank.co.ke, Phone number : 254-20-222-3109
4. Commercial Bank of Africa -
Commercial Bank of Africa (CBA) is a financial services provider headquartered in Nairobi, Kenya. CBA is one of the forty-four licensed commercial banks in the country. As of December 2010, the bank was one of the largest commercial banks in Kenya with assets of approximately US$913 million (KES:75.5 billion), with shareholders' equity of approximately US$100 million (KES:8.3 billion). It is the largest privately owned commercial bank in Kenya, according to its website. The bank focuses on serving the banking needs of large corporations, diplomatic missions, NGOs and high networth private clients.
Commercial Bank of Africa Group
- Commercial Bank of Africa (Kenya) is a member of the CBA Group of companies. These include:
- Commercial Bank of Africa (Kenya) – Nairobi, Kenya Kenya – 100% shareholding
- Commercial Bank of Africa (Tanzania) – Dar es Salaam, Tanzania Tanzania – 100% shareholding
- Commercial Bank of Africa (Uganda) – Kampala, Uganda Uganda[4] – 100% shareholding
The CBA Group is a large financial services group in Eastern Africa, with an asset base estimated at almost US$1 billion, with shareholders' equity of approximately US$100 million.
History
The bank was founded in 1962 in Dar es Salaam, Tanzania. Soon, branches were opened in Nairobi & Mombasa, Kenya and in Kampala, Uganda. When Tanzania nationalised private banks in 1967, the bank moved its headquarters to Nairobi. Following political changes in Uganda in 1971, the bank sold its assets in that country.
At the beginning, CBA was owned by a consortium of financial institutions known as Societe Financiere pour les pays D`Outre Mer (SFOM), based in Switzerland. Original members of the consortium included Banque National de Paris, Bank Bruxelles Lambert, Commerz Bank and Bank of America. In 1980, Bank of America acquired 84% shareholding, effectively buying out all the other SFOM partners. 16% shareholding in CBA remained in the hands of Kenyan investors. During the 1980s Bank of America divested from the bank, putting 100% shareholding in CBA in the hands of Kenyan nationals.
Address : Mara and Ragati Roads, Upper Hill, P.O. Box 30437-00100, Nairobi, Kenya.
Website : www.cbagroup.com, Phone number : 254-20-288-4444
5. Consolidate Bank of Kenya -
Consolidated Bank of Kenya Limited was incorporated on 7th December, 1989 . This was in an effort to stabilise the financial sector through the acquisition of nine insolvent institutions and thereafter restructuring them into a viable, professionally run commercial bank. The Bank enjoys an independent, dynamic, result oriented culture and a flexible and innovative approach. We understand the markets in which our clients operate and offer a service built on personalised and specialised banking solutions. We offer one of the widest range of banking products and services in the market today. We realize that a growing business demands a lot of time and energy. We understand these challenges and continously develop flexible, innovative and convinient financial solutions to help our customers achieve personal and business success.
With years of banking experience and special focus on SMEs, we are in a strong position to help growing businesses unlock their potential and sail through the complexities they may face. The Bank is fully owned by the Government with the majority shareholding in the Bank (51%) held by the Treasury through the Deposit Protection Fund. The remaining shareholding is spread over twenty five (25) parastatals and other government related/controlled organizations.
Our Vision
To be the Bank of choice offering pleasant and convenient services.
Our Mission
To provide flexible financial solutions that support our customers achieve success.
Our Core Values
- We are guided by the following core values in our day to day activities:
- Customer focus- The customer is at the centre of our service delivery.
- Integrity- We undertake to operate with the highest degree of honesty and integrity
- Professionalism- We adhere to high professional and personal standards in the conduct of our business.
- Team work- We work as a team and nurture a performance driven culture.
- Innovation- We continuously make product improvements to serve the evolving needs of our customers.
Our Focus
We aim to be the most respected SME Bank. We provide innovative, flexible and convenient financial solutions
that enables the achievement of business and personal success. To achieve this we are guided by the following
pillars:
Flexibility
We are a dynamic and progressive bank. We offer flexible financial solutions that are innovative and in touch with
our customers’ needs.
Customer First
We are driven by our customers’ needs. We serve them with a personal, friendly and human touch while always
being responsive and build close working relationships with them.
Partnership
We have the same goals as our customers – to grow. We view our customers as partners and always strive to
facilitate and support them as we mutually grow and achieve success.
Address : Consolidated Bank Hse; Koinange Street, P.O. Box 51133-00200, Nairobi, Kenya.
Website : www.consolidated-bank.com, Phone number : 254-20-222-2051
6. Development Bank of Kenya -
Since its founding in 1963, Development Bank of Kenya Ltd (DBK) and its people have helped redefine the meaning of financial services in Kenya. The bank started off as a non-banking financial institution whose principal activity was to promote and develop commercially viable projects. The bank commenced financing operations in 1964 and for a period of 3 decades as a Development Financial Institution (DFI), it concentrated its investment in a wide range of sectors spanning from the agriculture, manufacturing to construction, communication and tourism encompassing all major investment sectors in Kenya.
In the evaluation of projects for investment, the broad criteria of commercial viability and developmental value were given particular attention, with emphasis on such aspects as promotion of local entrepreneurship, stimulus to economic and social environment, generation and conservation of foreign exchange, use of local raw materials, job creation and efficient use of foreign and local know-how. DBK has continually broken new ground in advising our clients on strategic projects, in pioneering the expansion of the local economy, and in providing new opportunities for individual and institutional investors.
Vision
To be the leading provider of financial services in the region by delivering premium banking products to our customers.
Mission
To consistently promote and support sustainable investments by providing innovative and responsive financial services and products to our clients, remaining passionate to the maximization of our shareholders value, and providing friendly and an empowering environment for our employees.
Core Values
- Equity: “We will pursue a policy where all stakeholders will receive equitable treatment in the conduct of the Bank’s business”.
- Fairness: “We will endeavor to treat every stakeholder fairly within the jurisprudence of law”.
- Professionalism: “We will handle the bank’s business with utmost professionalism”.
- Equal opportunity employer: “We shall strive to be an equal opportunity employer”
Corporate Social Responsibility
We shall deal with all stakeholders in a responsible manner for the general good of the society.
Address : Loita Street, PO Box 30483, Nairobi, Kenya.
Website : www.devbank.com, Phone number : 254-20-224-6973
7. Diamond Trust Bank Ltd -
Diamond Trust Bank (DTB) is a leading regional bank, listed on the Nairobi Stock Exchange. An affiliate of the Aga Khan Development Network (AKDN), DTB has operated in East Africa for over 65 years. DTB’s focus on the SME sector and commitment to enhancing convenience for customers through branch network expansion has driven the Bank’s growth in recent years. With over 90 branches in Kenya, Tanzania, Uganda, and Burundi, some of which operate 7-days a week for extended hours, DTB is committed to enabling people to advance with confidence and success. The Bank’s heritage and values are articulated in its brand promise, Achieve More, and brought to life through an engaged diverse workforce.
Address : Nation Centre, Kimathi Street, Nairobi, Kenya.
Website : www.dtbafrica.com, Phone number : 254-20-284-9000
8. Equatorial Commercial Bank Ltd -
Established as a Finance Company in 1983, Equatorial Commercial Bank Limited (ECB) commenced operations as a fully-fledged commercial bank in 1995. In June 2010 Equatorial Commercial Bank merged with Southern Credit Banking Corporation, creating a new enlarged bank under the Equatorial Commercial Bank brand. The merger has given ECB critical mass to further develop & grow in a dynamic & competitive market place.
With a diverse client base, ECB provides a comprehensive package of financial services and products, tailored to suit our clients’ requirements, while keeping our procedures simple and rates competitive. Our goal is to offer specialized services by using a professional approach, which in turn will build long-term relationships with our clients. At ECB, creating good customer relations is a vital part of our business strategy.
Address : Equatorial Fidelity Centre, P.O. Box 52467 – 00200, Nairobi.
Website : www.equatorialbank.co.ke, Phone number : 254-20-498-1000
9. Imperial Bank Ltd -
Mission Statement
To be a customer focused institution that offers innovative service and solutions to our customers, utilizing secure, cutting edge delivery channels and well trained human resource.
Our Values
Integrity, strength and stability
To be responsible to stakeholders through promoting excellence in financial reporting, implementing sound risk management systems and the highest ideals in corporate governance and social responsibility.
Progressiveness
To grow our business and deliver a solid financial performance while offering innovative products and premium service to our customers. Strive to offer the latest technology based solutions to our customers.
Commitment to our people
Committed to realizing the full potential of our staff by putting in place robust procedures, providing a friendly working environment, having an equitable reward system, engaging in open and flexible communications and investing in staff development through training. Imperial Bank is an equal opportunity employer.
Address : Westlands Road, P.O Box 44905, 00100, Nairobi, Kenya.
Website : www.imperialbank.co.ke, Phone number : 254-20-287-4000
10. Kenya Commercial Bank -
Kenya Commercial Bank (KCB) is a financial services provider headquartered in Nairobi, Kenya. As of December 2010, it was among the three largest commercial banks in Kenya with assets of more than US$2.65 billion (KES:223 billion), and shareholders capital valued at US$486 million (KES:40.9 billion).[1] The other two large Kenyan commercial banks are Barclays Bank Kenya and Standard Chartered Bank Kenya. As of December 2010, KCB Group, the parent company of KCB Kenya, had the largest branch network in Kenya (168 branches) of all 44 licensed commercial banks in the country.[2]
Shares of the stock of Kenya Commercial Bank Group (KCB Group), the parent company of Kenya Commercial Bank, are listed on the Nairobi Stock Exchange (NSE), under the symbol (KCB). The Group's stock is also cross listed on the Uganda Securities Exchange (USE), the Rwanda Stock Exchange (RSE) and the Dar es Salaam Stock Exchange (DSE).
Address : Kencom House, Moi Avenue, Nairobi, Kenya.
Website : www.kcbbankgroup.com, Phone number : 254-20-327-0000
11. National Bank of Kenya -
At National Bank of Kenya we are able to provide a secure and professional service to a number of customers in both the Retail and Corporate market sectors. National Bank of Kenya has one of the largest networks in the country.
Vision
"To be the preferred Bank in the provision of comprehensive financial solutions in the region"
Mission
"At National Bank, we are dedicated to excellence in providing competitive Financial Solutions, meeting the changing needs of our customers, being a responsible Corporate Citizen, providing attractive opportunities to our employees and improving Shareholders Value".
Values
- Our duty is to our customer,
- We shall uphold customer confidentiality,
- We shall serve with diligence, integrity and with passion, accord utmost respect to our Colleagues.
- We shall exercise prudence in handling Bank affairs and Assets to ensure a fair return to the investment.
Address : National Bank Builiding, Harambee Avenue, Nairobi, Kenya.
Website : www.nationalbank.co.ke, Phone number : 254-20-282-8000
12. NIC Bank -
NIC was incorporated in Kenya on 29th September 1959, when Standard Bank Limited (“Standard”) and Mercantile Credit Company Limited (Mercantile) -both based in the United Kingdom – jointly formed the company. The company was amongst the first non-bank financial institutions to provide hire purchase and installment credit finance facilities in Kenya. NIC became a public company in 1971 and is currently quoted on the Nairobi Stock Exchange with approximately 22,000 shareholders. Barclays Bank of Kenya Limited acquired 51% of NIC’s total shares through the acquisition of Mercantile in the 1970s and Standard’s shareholding in NIC in the 1980s. Between 1993 and 1996, BBK divested its shares, selling 38% of its shares to the public in 1994, and the remaining 20% in 1996 to the First Chartered Securities Group (FCS).
Due to changing trends, regulatory requirements in the Kenyan banking industry and the need to meet growing customer requirements, NIC obtained a commercial banking license in 1995. In order to effectively diversify into mainstream commercial banking, NIC Bank merged in November 1997 with African Mercantile Bank Limited (AMBank), which was then owned by FCS, by way of a share swap. The purpose of this merger was to allow NIC Bank to enhance its market position, provide a broader and more efficient range of services to its customers and increase the returns to shareholders.
Address : Masaba Road, Upperhill Area, P.O.Box 44599-00100 Nairobi, Kenya.
Website : www.nic-bank.com, Phone number : 254-20-288-8000
13. Oriental Commercial Bank Ltd-
Oriental Commercial Bank opened its doors to the world in 2002. The head quarters are based in the business hub of Westlands, located on the 2nd floor of Apollo Centre. With an ever expanding network of branches, currently it has a presence strategically in the CBD-Nairobi, Westlands-Nairobi, Nakuru, Eldoret and Kitale with plans for further expansions within Kenya.
Oriental Commercial Bank Senior Management and Board of Directors have rich experience, high level of integrity and professional skills. In a short span of time, Oriental Commercial Bank has built a name for itself, respected in the banking industry and valued by customers. With a growing customer base and branch expansion, Oriental Commercial Bank is able to meet rising demands of its customers, able to partner all businesses interested in setting up base in Kenya and ready to recommend the best financial strategies.
Our team of highly qualified and competent staff, Oriental Commercial Bank provides excellent service with suitable products and packages to all its customers. The Bank has established correspondent relationship with leading international banks in major currencies and provides quality services in efficient funds transfers to any part of the world.
Address : Apollo Centre (2nd Floor), Ring Road Westlands, P.O.Box 14357 00800 Nairobi, Kenya.
Website : www.orientalbank.co.ke, Phone number : 254-20-374-3278
14. Transnational Bank Ltd-
Vision
Our Vision is our big dream, our ideal future, the world as we would like it to become, and at TNB we see it as a society where we are all "an enterprising people" prospering from the fruits of our labour and the power of our ideas.
Mission
Our Mission defines how we go about achieving our vision day to day and for TNB it is simply the everyday hunger that enables us to remain an organization that is "always seeking to turn opportunities into successes" to the benefit of our shareholders, staff and the community.
Values
- We think community
At Transnational Bank, We have a stake in the development of the communities we work in and work with. Community starts with our colleagues, to our customers, to the wider society. We are home grown, Kenyan owned with a vested interest in Kenya, the region and its people's success, we at Transnational Bank therefore have role in developing a better, more prosperous society; a society that is enterprising and thus a progressive society.
- We behave Collaboration
We believe in finding ways to ensure mutually rewarding collaboration with our clients. We go beyond providing what clients need, to anticipating what clients imagine and working together with clients to ensure success. Transnational Bank is always on the lookout for new ways to partner with our customers, grow them and prosper together.
- We feel Caring
At Transnational Bank we work with a human face, a human character and we do this in a truly caring manner, ensuring that we seek to serve the clients interests as much with a human touch
Address : Transnational Building (2nd floor), P.O BOX 34353- 00100, Nairobi, Kenya.
Website : www.tnbl.co.ke, Phone number : 254-20-222-4235
Kuwait
1. Burgan Bank -
Established in 1977, Burgan Bank is the youngest commercial Bank and third largest by assets in Kuwait, with a significant focus on the corporate and financial institutions sectors, as well as having a growing retail and private bank customer base. Burgan Bank has five majority owned subsidiaries, which include Gulf Bank Algeria - AGB (Algeria), Bank of Baghdad - BOB (Iraq & Lebanon), Jordan Kuwait Bank - JKB (Jordan) Tunis International Bank – TIB (Tunisia), and fully owned Burgan Bank – Turkey, (collectively known as the “Burgan Bank Group”). The Bank has continuously improved its performance over the years through an expanded revenue structure, diversified funding sources, and a strong capital base. The adoption of state-of-the-art services and technology has positioned it as a trendsetter in the domestic market and within the MENA region.
Burgan Bank’s brand has been created on a foundation of real values – of trust, commitment, excellence and progression, to remind us of the high standards to which we aspire. ‘People come first’ is the foundation on which its products and services are developed. Earlier this year, ‘Brand Finance’ – the international brand valuation company- rated Burgan Bank brand as AA with positive outlook. The rating places Burgan Bank Brand at 2nd amongst the most valuable banking brands in Kuwait. Excellence is one of the Bank’s four key values and Burgan Bank continually strives to maintain the highest standards in the industry. The Bank was re-certified in 2010 with the ISO 9001:2008 certification in all its banking businesses, making it the first bank in the GCC, and the only bank in Kuwait to receive such accreditation. The Bank also has to its credit the distinction of being the only Bank in Kuwait to have won the JP Morgan Chase Quality Recognition Award for twelve consecutive years.
Burgan Bank won the prestigious “Banking Web Awards” prize in the commercial and corporate Category for Kuwait. In 2010 Burgan Bank was awarded with the “Best Internet Banking Service award” from Banker Middle East Awards. Burgan Bank was recognized in 2011 as Kuwait’s “Best Private Bank”, by World Finance. The bank also won, in 2011, the coveted “International Platinum Star for Quality” award from Business Initiative Directions, and “The Best Technical Award” from Banking Web Awards. In 2012, Global Banking and Finance Review online magazine recognized Burgan Bank as the “Best Banking Group in the MENA” as well as the “Best Corporate Bank in Kuwait”. The bank also won the coveted “Best Bank Branding” award by the Banker Middle East. For the second consecutive year in 2012, Burgan Bank also won World Finance’s “Best Private Bank” award, as well as the “Best Private Bank in Kuwait 2012” award from Capital Finance International. The bank recently won the “Best Bank in Kuwait” award from EMEA Finance.
Burgan Bank, a subsidiary of KIPCO (Kuwait Projects Company), is a strongly positioned regional Bank in the MENA region.
Address : P.O Box 5389 – Safat 12170 – Kuwait.
Website : www.burgan.com, Phone number : 965-22-988000
2. Boubyan Bank-
Interactive and Dynamic - Our strategy defines the evolutionary character of Boubyan Bank as a learning organization. It promotes interactivity by adopting a bottom-up approach within the organization engendering debate and analysis of the Domestic, Regional, Arab and Islamic markets to identify Shari'ah compatible business opportunities. It encourages active testing of procedures on a regular basis and aligns work processes to market developments and customer expectations.
Strengths
Our strategy leverages our inherent strengths in three critical areas:
- A unique business architecture.
- A culture promoting learning organization dynamics.
- The solid foundation of good corporate citizenship principles.
Implementation
- We diligently cultivate a culture that promotes learning organization dynamics, enabling and infusing our business architecture with vitality and the ability to rejuvenate itself in relation to changing market trends.
- Our corporate policies are derived from strong value-based ideology of Islamic banking & finance, which predates the recent importance attributed to good corporate citizenship and its indispensable link to positive business performance.
- Our business objectives, while promoting profitable performance, are closely linked to Shari'ah principles and practices which govern every aspect of our operations.
- Our action-specific performance benchmark reflects our human resource management policies aimed at inspiring and motivating employees.
Address : Abdullah AL-Salem St., Kuwait City, Kuwait.
Website : www.bankboubyan.com, Phone number : 965-22-282000
3. Central Bank of Kuwait -
Establishment and Objectives
The Central Bank of Kuwait (CBK) was established by virtue of the Law No. (32) of 1968 concerning Currency, the Central Bank of Kuwait and the Organization of Banking Business. It replaced the Kuwaiti Currency Board, which had been established by virtue of the Amiri Decree No. 41 of 1960. The role of the Kuwaiti Currency Board, unlike central banks, which carry out broad functions ranging from the drawing and implementation of monetary policies to supervision over banks, was confined to the issuance of bank notes and coins. Therefore, the establishment of CBK was in response to the need for keeping abreast with both domestic and international economic developments, especially as the role of the monetary and financial policy gained further importance in the pursuit of social and economic development in the country.
CBK started operating on the 1st of April 1969 as specified in Article 15 of Law No. 32 of 1968. Its objectives are :
- to exercise the privilege of the issue of currency on behalf of the State
- to endeavor to secure the stability of the Kuwaiti currency and its free convertibility into foreign currencies
- to direct the credit policy to assist social and economic progress and increase national income
- to supervise the banking system in the State of Kuwait
- to serve as Banker to the Government
- to provide financial advice to the Government
Capital of the Central Bank
The capital of the Central Bank of Kuwait is five million Kuwaiti Dinars, fully paid up by the Government. This capital may be increased by virtue of a decree and the increase drawn from the General Reserve of the Bank.
Address : Al Khaleej Al Arabi Street, Sharq Area 526, Kuwait City, Kuwait.
Website : www.cbk.gov.kw, Phone number : 965-22-449200
4. Commercial Bank of Kuwait-
Commercial Bank of Kuwait is one of the largest financial institutions in Kuwait with a strong and growing corporate and retail banking franchise providing innovative financial and investment solutions to its ever growing customer base.
Commercial Bank of Kuwait - Profile
Established on 19th June 1960, Commercial Bank is the second oldest Bank in Kuwait. From retail banking to mega project finance, CBK is mobilizing its substantial capital base and decades of expertise to assume a cutting edge role in Kuwait economy. The Bank has emerged as a lead financier, arranging a flow of loans to diverse power, construction and notable infrastructure projects in Kuwait.
Mission Statement
For the sake of greater customer convenience, Commercial Bank of Kuwait endeavors to develop and enhance its product offerings to become the premier provider of banking services to its large customer base along with maximizing shareholders' funds.
Innovative Banking Products & Services
Integrated through local Branches network, CBK offers its customers a wide spectrum of sophisticated banking services which best suit all customers' segments and satisfy their banking, financial and investment needs. Additionally, the Bank's remote and online banking package uses the latest electronic technologies to bring unrivalled banking services at our customers' fingertips via our site www.cbk-online.com, telephone landline, mobile, internet and ATMs. Further information on our products and services can be found on our website.
Corporate Social Responsibility
Corporate social responsibility comes within the Bank's priorities. Drawing form this, the Bank adopts a balanced policy by devoting its resources to serve the community in which it operates. This is clearly demonstrated through the Bank's generous donations and support of all societal activities. CBK endeavors to revive the old Kuwaiti heritage by issuing prints depicting the old Kuwaiti traditions.
Address : Al Kabeer Street Souk Area, 2861, Kuwait City, Kuwait.
Website : www.cbk.com, Phone number : 965-22-990059
5. Industrial Bank of Kuwait -
Industrial Bank of Kuwait was established in late 1973 at the initiative of the Government of the State of Kuwait, a specialist bank aims to support and promote the industry in Kuwait. The bank provides a funding facilitator moderate and long-term to set up industrial projects, expanded and updated in Kuwait, it also offers multiple bank credit facilities in the form of trade financing to meet working capital needs, and provides many other banking services for industry and industrialists.
Vision
Contribute to the diversification of the production base to pay the industrial development process, through the provision of concessional financing and all financial and banking services, to encourage industrial investment.
Tasks
Expand bilateral growth and profitability based on the development of performance efficiency, and improve the level and quality of financial and banking services for industrialists, based on the continuous strengthening of human and technical capabilities.
Address : PO Box 3146, Safat, 13032, Kuwait.
Website : www.ibkuwt.com, Phone number : 965-22-844446
6. Gulf Bank-
Gulf Bank Kuwait was first incorporated on November 23, 1960 and commenced business on October 5, 1961. The Bank opened in a rented flat on Fahad Al-Salem Street in Kuwait City with a total of 50 employees and 1.8 million Kuwaiti dinars ($6 million US Dollars). The Bank's Headquarters relocated to Abdulla Al Salem Street in 1964 and then to Mubarak Al Kabir Street in 1974, which is its current location. It has 51 branches distributed around Kuwait, including the Head-Office (Mubarak Al Kabir branch) and has approximately 1500 employees of various nationalities, with more than 60% Nationals in the Head-Office and over 90% in the branches. The main groups of the Bank are Consumer, Corporate, Treasury and International Banking. Gulf Bank's commitment to Kuwaiti youth springs from its belief that a nation rises when its younger generation can benefit from practical assistance and educational channels to help the acquire professional business skills at an early stage, giving them the tools to become successful entrepreneurs in the future.
Address : P.O. Box 3200, Safat 13032, Kuwait.
Website : www.gulfbank.com.kw, Phone number : 965-22-449501
7. National Bank of Kuwait-
Since its incorporation in 1952 as the first indigenous bank and the first shareholding company in the entire Gulf region, NBK has been known as ‘The Bank You Know And Trust’. Thanks to the recognized excellence of its very stable management along with its unequivocal strategy, consistent profitability, high asset quality and strong capitalization, NBK, throughout the years, succeeded in building an advanced banking institution that offers a full spectrum of innovative and unrivalled financial and investment services and solutions to individuals, corporate and institutional clients. NBK enjoys a dominant market share with a large and ever expanding local and regional clientele. NBK also boasts the largest overseas branch network spanning many of the world financial and business centers.
Our Vision
- To be the premier Arab Bank
- To achieve consistently superior return for our shareholders
- To deliver world-class products and services to our customers
- Invest in people
- Benefit the communities in which we operate
Address : P.O. Box 95, Safat, 13001 Kuwait.
Website : www.nbk.com, Phone number : 965-22-422011
1. BTA Bank -
BTA Today
- Over 1.2 mln. private customers and 132 th. corporate clients;
- 19 branches and 165 units around Kazakhstan;
- International representative offices in Russian Federation, United Arab Emirates, Great Britain and China;
- BTA banking network extends to Russia, Ukraine, Belarus, Kyrgyzstan, Armenia, Georgia, Kazakhstan and Turkey.
BTA Bank is a backbone bank of Kazakhstan, the major shareholder of which is the Government of the Republic of
Kazakhstan, represented by “Samruk Kazyna” National Welfare Fund having 97,28 % of shares. After “Samruk
Kazyna” National Welfare Fund entered into authorized capital of BTA Bank JSC, financial and investment
strategy of the Bank has been changed.
BTA refocused its business to local market instead of foreign projects lending, laying emphasis on good servicing
of corporate and retails customers and investing reliable projects in Kazakhstan. The Bank is an active participant
of governmental economic support programs. In 2009 the Bank took part in financing SMEs, companies of
agricultural sector, refinancing of mortgage loans and financing of completion of housing estate.
Address : 97, Zholdasbekova str., md Samal-2, Almaty, 050051, Kazakhstan.
Website : www.bta.kz, Phone number : 7-727-2505-111
2. Citibank Kazakhstan -
Citigroup has maintained its presence in Kazakhstan since 1994 when it opened a representative office. In 1998 Citibank Kazakhstan, a 100% subsidiary of Citigroup with a full banking license from the National Bank of Kazakhstan(#247 as of 06/28/1998), opened its doors to corporate customers. Today Citibank Kazakhstan is a major lending, transactional and investment bank to Kazakhstan corporations, financial institutions, and state owned companies, as well as Kazakhstan subsidiaries and representative offices of leading international firms.
Citi was one of the first international banks to come to this market and now Citi is by any measure one of the strongest banks in the country. Kazakhstan is among the priority emerging markets countries that will drive the future growth and development of Citi. Despite the recent economic stresses that Kazakhstan has faced, Citi remains committed to its long-term strategy and sees tremendous potential in this country. In addition to our branches in Almaty and Astana, we have established Representative Offices in Aktau and Atyrau to be even closer to our clients.
In 2009 Citibank Kazakhstan was honored by being named the Best Cash Management Bank by Euromoney, and the Best Corporate/Institutional Internet Bank by Global Finance.
Address : Floor 2, Park Palace, Building A 41 Kazybek Bi, 050010.
Website : www.citibank.com/kazakhstan, Phone number : 7-727-2980-400
3. Kazkommerts Bank -
Kazkommertsbank is one of the largest private banks in CIS and the market leader by total assets in Kazakhstan. The Bank provides a wide range of banking and other financial services to corporate and retail clients across the region. Headquartered in Almaty, the Bank serves its retail clients through a network of branches in 45 cities all over Kazakhstan under the KAZKOM logo. In addition, Kazkommertsbank has international banking subsidiaries in Kyrgyzstan, Tajikistan and the Russian Federation.
Kazkommertsbank is in operation since 1991, and it is the dominant provider of banking services and other financial products to large and medium-sized corporations across all sectors of the Kazakh economy.
The Bank’s employees across the region are devoted to the task of maintaining the Bank’s position as the premier financial services company in Kazakhstan based on superior understanding of our clients' financial needs and the ability to meet these through the highest quality of service.
Strategy
In view of the slowdown of Kazakh economy, significant turbulence and uncertainty in the global financial system and worsening economic conditions in key markets, Kazkommertsbank is focusing on asset qualtiy and liquidity management, whilst continuing to maintain operating efficiency.
Address : 135 zh, Gagarin Ave., Almaty, Kazakhstan 050060.
Website : http://en.kkb.kz, Phone number : 7-727-2585-444
4. The National Bank of Kazakhstan-
The Republic of Kazakhstan has a two-tier banking system. The National Bank of the Republic of Kazakhstan (hereinafter - the National Bank) is the central bank of Kazakhstan and presents the upper (first) tier of the banking system of Kazakhstan. All other banks present lower (second) tier of the banking system, excluding the Development Bank of Kazakhstan, that has peculiar legal status.The National Bank represents, within the limits of its authority, the interests of the Republic of Kazakhstan in the relationship with the central banks, with banks of other countries, in the international banks and other financial-credit organizations.
The National Bank should not be guided by the aim of gaining profit in performing its tasks. The National Bank is the entity that reports to the President of the Republic of Kazakhstan, but within the limits of authority granted by the legislation, is independent in its activity. The National Bank coordinates its activity with the Government of the Republic of Kazakhstan, in its activity takes into consideration the economic policy of the Government and facilitates its implementation, if doing so is not in conflict with the realization of its main functions and implementation of monetary policy. The National Bank is a common centralized system with the vertical administrative scheme. The highest administrative authority of the National Bank is the Board, the authority of the executive management is the Board of Directors.
The primary goal of the National Bank is to ensure the stability of prices in the Republic of Kazakhstan. To accomplish the main goal, the National Bank is assigned the following tasks :
- development and implementation of the state’s monetary policy;
- ensuring the functioning of payment systems;
- implementation of foreign exchange regulation and foreign exchange control;
- promotion of the stability of financial system;
- regulation, control and supervision of the financial market and financial institutions and also other parties,
within its competence;
- ensuring a due level of protection of the rights and legitimate interests of consumers of financial services;
- carrying out statistics activities in the area of monetary statistics and external sector statistics.
In accordance with the assigned tasks, the National Bank including its territorial branches and arms exercises the functions as specified in the Statement laying down the National Bank’s operation, namely the Statement as approved by Kazakhstan Presidential Decree dated December 31, 2003, number 1271.
The structure of National Bank of Kazakhstan is :
- The headquarter with 20 departments (one department is in Astana), 4 independent divisions;
-16 territorial branches and one branch in the city of Almaty: cash operations and valuables storage center;
- the Representative Office of the National Bank in the Russian Federation;
Address : 21 "Koktem-3", Almaty, 050040, Kazakhstan.
Website : www.nationalbank.kz, Phone number : 7-727-2588-716
Kenya
1. African Banking Corporation -
Our Vision
Empowering you to achieve the extra-ordinary
Our Mission
To nurture lasting relationships with all our stakeholders through innovative value adding financial solutions and services that help them realize their objectives.
Our Brand Promise
To create engaging moments for our customers in their daily business interactions, adding real value to their time and money through a positive and pleasant banking experience.
Bank History
African Banking Corporation or ABC Bank started out as a financial institution called Consolidated Finance Company Ltd. Its founders comprised of a coterie of experienced bankers, lawyers and industrialists whose vision was to provide unique financial services through personalized and tailor-made solutions. The company opened its doors on 13th November, 1984.
Core Value
- Customer Centricity
We strive to be an understanding, friendly, flexible and reliable bank in meeting our customer needs.
- Professionalism
We exhibit professional conduct and sound judgment in standards and service; we are objective and focused on issues.
- Teamwork
We believe that the path to greatness is along with others.
- Continuous Improvement
We recognize that there is always a way to improve in every aspect of our corporation and we pride ourselves on our relentless pursuit of improving the quality of everything done in ABC Bank.
- Excellence
We pride ourselves in our relentless pursuit of excellence by improving the quality of everything we do.
- Commitment
We are deeply committed to our customers, to each other and every community we serve.
Our People
We have a dedicated team of experienced, qualified and professional staff. Our blend of innovativeness, dynamism and passion in doing what we do inspires us to want to do more in order to achieve the best. From the CEO to the bank tellers, these unique qualities are always at play enabling our customers to expect and get tailor-made solutions to their needs.
Address : P. O. Box 46452 - 00100, Nairobi, Kenya.
Website : www.abcthebank.com, Phone number : 254-20-426-3000
2. CfC Stanbic Bank-
Rooted in Kenya, CfC Stanbic Bank is a corporate and retail bank licensed by the Central Bank of Kenya to provide banking services in the Kenyan economy. The bank is part of the Standard Bank Group a leading African financial services organisation, which was founded more than 150 years ago and today has operations in 18 African countries and across the globe. At the core of CfC Stanbic Bank’s values is a commitment to offer relevant and first class financial services within both the corporate and retail banking segments. CfC Stanbic Bank has over the years build a formidable reputation in the corporate and investment banking space and has structured some of the East Africa Region’s largest and most important financial transactions. Leveraging its regional, continental and global network, CfC Stanbic Bank is the premier service provider of international corporate and investment banking services and takes pride in providing innovative financial solutions for Kenya’s growing retail banking population.
CfC Stanbic Bank is listed on the Nairobi Stock Exchange (NSE) and currently has a market capitalization of Sh11.7 billion (USD 129 Million) at November 28th 2011.
Address : CfC Stanbic Center, Chiromo Road, Westlands, Po Box 3055000100, Nairobi, Kenya.
Website : www.cfcstanbicbank.co.ke, Phone number : 254-20-326-8888
3. Co-operative Bank of Kenya -
The Co-operative Bank of Kenya Limited ('the Bank') is incorporated in Kenya under the Company's Act and is also licensed to do the business of banking under the Banking Act. The Bank was initially registered under the Co-operative Societies Act at the point of founding in 1965. This status was retained up to and until June 27th 2008 when the Bank's Special General Meeting resolved to incorporate under the Companies Act with a view to complying with the requirements for listing on the Nairobi Stock Exchange (NSE).
The Bank went public and was listed on December 22 2008. Shares previously held by the 3,805 co-operatives societies and unions were ring-fenced under CoopHoldings Co-operative Society Limited which became the strategic investor in the Bank with a 64.56% stake. The Bank runs three subsidiary companies, namely :
- Kingdom Securities Limited, a stockbroking firm with the bank holding a controlling 60% stake;
- Co-opTrust Investment Services Limited, the fund management subsidiary wholly-owned by the bank; and
- Co-op Consultancy & Insurance Agency Limited (CCIA), the corporate finance, financial advisory and capacity- building subsidiary wholly-owned by the bank.
Vision
To be the leading and dominant Kenyan bank with a strong countrywide presence, playing a central role in the co-operative movement and providing relevant and innovative financial services to our customers for the optimum benefit of all our stakeholders.
Mission
To offer value-added financial services to our chosen market segments with special emphasis on the co-operative movement through a highly effective network of service points, excellent customer service and a highly motivated team of qualified personnel.
Shareholding Structure
The Co-operative Bank is owned by over 154,942 shareholders (as at 2011 close). Out of this, CoopHoldings Co-operative Society Limited owns 64.56%, with the rest held by other investors. The Bank has an Authorised share capital of Kes 5,000,000,000 made up of 5,000,000,000 shares of Kes 1.00 each, and an Issued and fully paid capital of Kes 3,492,370,900 made up of 3,492,370,900 shares of Kes 1.00 each.
Staff Complement
As at the close of 2011, Co-op Bank had a staff establishment of 3,193 employees.
Address : Haile Selassie Avenue, P.O. Box 48231-00100, Nairobi, Kenya.
Website : www.co-opbank.co.ke, Phone number : 254-20-222-3109
4. Commercial Bank of Africa -
Commercial Bank of Africa (CBA) is a financial services provider headquartered in Nairobi, Kenya. CBA is one of the forty-four licensed commercial banks in the country. As of December 2010, the bank was one of the largest commercial banks in Kenya with assets of approximately US$913 million (KES:75.5 billion), with shareholders' equity of approximately US$100 million (KES:8.3 billion). It is the largest privately owned commercial bank in Kenya, according to its website. The bank focuses on serving the banking needs of large corporations, diplomatic missions, NGOs and high networth private clients.
Commercial Bank of Africa Group
- Commercial Bank of Africa (Kenya) is a member of the CBA Group of companies. These include:
- Commercial Bank of Africa (Kenya) – Nairobi, Kenya Kenya – 100% shareholding
- Commercial Bank of Africa (Tanzania) – Dar es Salaam, Tanzania Tanzania – 100% shareholding
- Commercial Bank of Africa (Uganda) – Kampala, Uganda Uganda[4] – 100% shareholding
The CBA Group is a large financial services group in Eastern Africa, with an asset base estimated at almost US$1 billion, with shareholders' equity of approximately US$100 million.
History
The bank was founded in 1962 in Dar es Salaam, Tanzania. Soon, branches were opened in Nairobi & Mombasa, Kenya and in Kampala, Uganda. When Tanzania nationalised private banks in 1967, the bank moved its headquarters to Nairobi. Following political changes in Uganda in 1971, the bank sold its assets in that country.
At the beginning, CBA was owned by a consortium of financial institutions known as Societe Financiere pour les pays D`Outre Mer (SFOM), based in Switzerland. Original members of the consortium included Banque National de Paris, Bank Bruxelles Lambert, Commerz Bank and Bank of America. In 1980, Bank of America acquired 84% shareholding, effectively buying out all the other SFOM partners. 16% shareholding in CBA remained in the hands of Kenyan investors. During the 1980s Bank of America divested from the bank, putting 100% shareholding in CBA in the hands of Kenyan nationals.
Address : Mara and Ragati Roads, Upper Hill, P.O. Box 30437-00100, Nairobi, Kenya.
Website : www.cbagroup.com, Phone number : 254-20-288-4444
5. Consolidate Bank of Kenya -
Consolidated Bank of Kenya Limited was incorporated on 7th December, 1989 . This was in an effort to stabilise the financial sector through the acquisition of nine insolvent institutions and thereafter restructuring them into a viable, professionally run commercial bank. The Bank enjoys an independent, dynamic, result oriented culture and a flexible and innovative approach. We understand the markets in which our clients operate and offer a service built on personalised and specialised banking solutions. We offer one of the widest range of banking products and services in the market today. We realize that a growing business demands a lot of time and energy. We understand these challenges and continously develop flexible, innovative and convinient financial solutions to help our customers achieve personal and business success.
With years of banking experience and special focus on SMEs, we are in a strong position to help growing businesses unlock their potential and sail through the complexities they may face. The Bank is fully owned by the Government with the majority shareholding in the Bank (51%) held by the Treasury through the Deposit Protection Fund. The remaining shareholding is spread over twenty five (25) parastatals and other government related/controlled organizations.
Our Vision
To be the Bank of choice offering pleasant and convenient services.
Our Mission
To provide flexible financial solutions that support our customers achieve success.
Our Core Values
- We are guided by the following core values in our day to day activities:
- Customer focus- The customer is at the centre of our service delivery.
- Integrity- We undertake to operate with the highest degree of honesty and integrity
- Professionalism- We adhere to high professional and personal standards in the conduct of our business.
- Team work- We work as a team and nurture a performance driven culture.
- Innovation- We continuously make product improvements to serve the evolving needs of our customers.
Our Focus
We aim to be the most respected SME Bank. We provide innovative, flexible and convenient financial solutions
that enables the achievement of business and personal success. To achieve this we are guided by the following
pillars:
Flexibility
We are a dynamic and progressive bank. We offer flexible financial solutions that are innovative and in touch with
our customers’ needs.
Customer First
We are driven by our customers’ needs. We serve them with a personal, friendly and human touch while always
being responsive and build close working relationships with them.
Partnership
We have the same goals as our customers – to grow. We view our customers as partners and always strive to
facilitate and support them as we mutually grow and achieve success.
Address : Consolidated Bank Hse; Koinange Street, P.O. Box 51133-00200, Nairobi, Kenya.
Website : www.consolidated-bank.com, Phone number : 254-20-222-2051
6. Development Bank of Kenya -
Since its founding in 1963, Development Bank of Kenya Ltd (DBK) and its people have helped redefine the meaning of financial services in Kenya. The bank started off as a non-banking financial institution whose principal activity was to promote and develop commercially viable projects. The bank commenced financing operations in 1964 and for a period of 3 decades as a Development Financial Institution (DFI), it concentrated its investment in a wide range of sectors spanning from the agriculture, manufacturing to construction, communication and tourism encompassing all major investment sectors in Kenya.
In the evaluation of projects for investment, the broad criteria of commercial viability and developmental value were given particular attention, with emphasis on such aspects as promotion of local entrepreneurship, stimulus to economic and social environment, generation and conservation of foreign exchange, use of local raw materials, job creation and efficient use of foreign and local know-how. DBK has continually broken new ground in advising our clients on strategic projects, in pioneering the expansion of the local economy, and in providing new opportunities for individual and institutional investors.
Vision
To be the leading provider of financial services in the region by delivering premium banking products to our customers.
Mission
To consistently promote and support sustainable investments by providing innovative and responsive financial services and products to our clients, remaining passionate to the maximization of our shareholders value, and providing friendly and an empowering environment for our employees.
Core Values
- Equity: “We will pursue a policy where all stakeholders will receive equitable treatment in the conduct of the Bank’s business”.
- Fairness: “We will endeavor to treat every stakeholder fairly within the jurisprudence of law”.
- Professionalism: “We will handle the bank’s business with utmost professionalism”.
- Equal opportunity employer: “We shall strive to be an equal opportunity employer”
Corporate Social Responsibility
We shall deal with all stakeholders in a responsible manner for the general good of the society.
Address : Loita Street, PO Box 30483, Nairobi, Kenya.
Website : www.devbank.com, Phone number : 254-20-224-6973
7. Diamond Trust Bank Ltd -
Diamond Trust Bank (DTB) is a leading regional bank, listed on the Nairobi Stock Exchange. An affiliate of the Aga Khan Development Network (AKDN), DTB has operated in East Africa for over 65 years. DTB’s focus on the SME sector and commitment to enhancing convenience for customers through branch network expansion has driven the Bank’s growth in recent years. With over 90 branches in Kenya, Tanzania, Uganda, and Burundi, some of which operate 7-days a week for extended hours, DTB is committed to enabling people to advance with confidence and success. The Bank’s heritage and values are articulated in its brand promise, Achieve More, and brought to life through an engaged diverse workforce.
Address : Nation Centre, Kimathi Street, Nairobi, Kenya.
Website : www.dtbafrica.com, Phone number : 254-20-284-9000
8. Equatorial Commercial Bank Ltd -
Established as a Finance Company in 1983, Equatorial Commercial Bank Limited (ECB) commenced operations as a fully-fledged commercial bank in 1995. In June 2010 Equatorial Commercial Bank merged with Southern Credit Banking Corporation, creating a new enlarged bank under the Equatorial Commercial Bank brand. The merger has given ECB critical mass to further develop & grow in a dynamic & competitive market place.
With a diverse client base, ECB provides a comprehensive package of financial services and products, tailored to suit our clients’ requirements, while keeping our procedures simple and rates competitive. Our goal is to offer specialized services by using a professional approach, which in turn will build long-term relationships with our clients. At ECB, creating good customer relations is a vital part of our business strategy.
Address : Equatorial Fidelity Centre, P.O. Box 52467 – 00200, Nairobi.
Website : www.equatorialbank.co.ke, Phone number : 254-20-498-1000
9. Imperial Bank Ltd -
Mission Statement
To be a customer focused institution that offers innovative service and solutions to our customers, utilizing secure, cutting edge delivery channels and well trained human resource.
Our Values
Integrity, strength and stability
To be responsible to stakeholders through promoting excellence in financial reporting, implementing sound risk management systems and the highest ideals in corporate governance and social responsibility.
Progressiveness
To grow our business and deliver a solid financial performance while offering innovative products and premium service to our customers. Strive to offer the latest technology based solutions to our customers.
Commitment to our people
Committed to realizing the full potential of our staff by putting in place robust procedures, providing a friendly working environment, having an equitable reward system, engaging in open and flexible communications and investing in staff development through training. Imperial Bank is an equal opportunity employer.
Address : Westlands Road, P.O Box 44905, 00100, Nairobi, Kenya.
Website : www.imperialbank.co.ke, Phone number : 254-20-287-4000
10. Kenya Commercial Bank -
Kenya Commercial Bank (KCB) is a financial services provider headquartered in Nairobi, Kenya. As of December 2010, it was among the three largest commercial banks in Kenya with assets of more than US$2.65 billion (KES:223 billion), and shareholders capital valued at US$486 million (KES:40.9 billion).[1] The other two large Kenyan commercial banks are Barclays Bank Kenya and Standard Chartered Bank Kenya. As of December 2010, KCB Group, the parent company of KCB Kenya, had the largest branch network in Kenya (168 branches) of all 44 licensed commercial banks in the country.[2]
Shares of the stock of Kenya Commercial Bank Group (KCB Group), the parent company of Kenya Commercial Bank, are listed on the Nairobi Stock Exchange (NSE), under the symbol (KCB). The Group's stock is also cross listed on the Uganda Securities Exchange (USE), the Rwanda Stock Exchange (RSE) and the Dar es Salaam Stock Exchange (DSE).
Address : Kencom House, Moi Avenue, Nairobi, Kenya.
Website : www.kcbbankgroup.com, Phone number : 254-20-327-0000
11. National Bank of Kenya -
At National Bank of Kenya we are able to provide a secure and professional service to a number of customers in both the Retail and Corporate market sectors. National Bank of Kenya has one of the largest networks in the country.
Vision
"To be the preferred Bank in the provision of comprehensive financial solutions in the region"
Mission
"At National Bank, we are dedicated to excellence in providing competitive Financial Solutions, meeting the changing needs of our customers, being a responsible Corporate Citizen, providing attractive opportunities to our employees and improving Shareholders Value".
Values
- Our duty is to our customer,
- We shall uphold customer confidentiality,
- We shall serve with diligence, integrity and with passion, accord utmost respect to our Colleagues.
- We shall exercise prudence in handling Bank affairs and Assets to ensure a fair return to the investment.
Address : National Bank Builiding, Harambee Avenue, Nairobi, Kenya.
Website : www.nationalbank.co.ke, Phone number : 254-20-282-8000
12. NIC Bank -
NIC was incorporated in Kenya on 29th September 1959, when Standard Bank Limited (“Standard”) and Mercantile Credit Company Limited (Mercantile) -both based in the United Kingdom – jointly formed the company. The company was amongst the first non-bank financial institutions to provide hire purchase and installment credit finance facilities in Kenya. NIC became a public company in 1971 and is currently quoted on the Nairobi Stock Exchange with approximately 22,000 shareholders. Barclays Bank of Kenya Limited acquired 51% of NIC’s total shares through the acquisition of Mercantile in the 1970s and Standard’s shareholding in NIC in the 1980s. Between 1993 and 1996, BBK divested its shares, selling 38% of its shares to the public in 1994, and the remaining 20% in 1996 to the First Chartered Securities Group (FCS).
Due to changing trends, regulatory requirements in the Kenyan banking industry and the need to meet growing customer requirements, NIC obtained a commercial banking license in 1995. In order to effectively diversify into mainstream commercial banking, NIC Bank merged in November 1997 with African Mercantile Bank Limited (AMBank), which was then owned by FCS, by way of a share swap. The purpose of this merger was to allow NIC Bank to enhance its market position, provide a broader and more efficient range of services to its customers and increase the returns to shareholders.
Address : Masaba Road, Upperhill Area, P.O.Box 44599-00100 Nairobi, Kenya.
Website : www.nic-bank.com, Phone number : 254-20-288-8000
13. Oriental Commercial Bank Ltd-
Oriental Commercial Bank opened its doors to the world in 2002. The head quarters are based in the business hub of Westlands, located on the 2nd floor of Apollo Centre. With an ever expanding network of branches, currently it has a presence strategically in the CBD-Nairobi, Westlands-Nairobi, Nakuru, Eldoret and Kitale with plans for further expansions within Kenya.
Oriental Commercial Bank Senior Management and Board of Directors have rich experience, high level of integrity and professional skills. In a short span of time, Oriental Commercial Bank has built a name for itself, respected in the banking industry and valued by customers. With a growing customer base and branch expansion, Oriental Commercial Bank is able to meet rising demands of its customers, able to partner all businesses interested in setting up base in Kenya and ready to recommend the best financial strategies.
Our team of highly qualified and competent staff, Oriental Commercial Bank provides excellent service with suitable products and packages to all its customers. The Bank has established correspondent relationship with leading international banks in major currencies and provides quality services in efficient funds transfers to any part of the world.
Address : Apollo Centre (2nd Floor), Ring Road Westlands, P.O.Box 14357 00800 Nairobi, Kenya.
Website : www.orientalbank.co.ke, Phone number : 254-20-374-3278
14. Transnational Bank Ltd-
Vision
Our Vision is our big dream, our ideal future, the world as we would like it to become, and at TNB we see it as a society where we are all "an enterprising people" prospering from the fruits of our labour and the power of our ideas.
Mission
Our Mission defines how we go about achieving our vision day to day and for TNB it is simply the everyday hunger that enables us to remain an organization that is "always seeking to turn opportunities into successes" to the benefit of our shareholders, staff and the community.
Values
- We think community
At Transnational Bank, We have a stake in the development of the communities we work in and work with. Community starts with our colleagues, to our customers, to the wider society. We are home grown, Kenyan owned with a vested interest in Kenya, the region and its people's success, we at Transnational Bank therefore have role in developing a better, more prosperous society; a society that is enterprising and thus a progressive society.
- We behave Collaboration
We believe in finding ways to ensure mutually rewarding collaboration with our clients. We go beyond providing what clients need, to anticipating what clients imagine and working together with clients to ensure success. Transnational Bank is always on the lookout for new ways to partner with our customers, grow them and prosper together.
- We feel Caring
At Transnational Bank we work with a human face, a human character and we do this in a truly caring manner, ensuring that we seek to serve the clients interests as much with a human touch
Address : Transnational Building (2nd floor), P.O BOX 34353- 00100, Nairobi, Kenya.
Website : www.tnbl.co.ke, Phone number : 254-20-222-4235
Kuwait
1. Burgan Bank -
Established in 1977, Burgan Bank is the youngest commercial Bank and third largest by assets in Kuwait, with a significant focus on the corporate and financial institutions sectors, as well as having a growing retail and private bank customer base. Burgan Bank has five majority owned subsidiaries, which include Gulf Bank Algeria - AGB (Algeria), Bank of Baghdad - BOB (Iraq & Lebanon), Jordan Kuwait Bank - JKB (Jordan) Tunis International Bank – TIB (Tunisia), and fully owned Burgan Bank – Turkey, (collectively known as the “Burgan Bank Group”). The Bank has continuously improved its performance over the years through an expanded revenue structure, diversified funding sources, and a strong capital base. The adoption of state-of-the-art services and technology has positioned it as a trendsetter in the domestic market and within the MENA region.
Burgan Bank’s brand has been created on a foundation of real values – of trust, commitment, excellence and progression, to remind us of the high standards to which we aspire. ‘People come first’ is the foundation on which its products and services are developed. Earlier this year, ‘Brand Finance’ – the international brand valuation company- rated Burgan Bank brand as AA with positive outlook. The rating places Burgan Bank Brand at 2nd amongst the most valuable banking brands in Kuwait. Excellence is one of the Bank’s four key values and Burgan Bank continually strives to maintain the highest standards in the industry. The Bank was re-certified in 2010 with the ISO 9001:2008 certification in all its banking businesses, making it the first bank in the GCC, and the only bank in Kuwait to receive such accreditation. The Bank also has to its credit the distinction of being the only Bank in Kuwait to have won the JP Morgan Chase Quality Recognition Award for twelve consecutive years.
Burgan Bank won the prestigious “Banking Web Awards” prize in the commercial and corporate Category for Kuwait. In 2010 Burgan Bank was awarded with the “Best Internet Banking Service award” from Banker Middle East Awards. Burgan Bank was recognized in 2011 as Kuwait’s “Best Private Bank”, by World Finance. The bank also won, in 2011, the coveted “International Platinum Star for Quality” award from Business Initiative Directions, and “The Best Technical Award” from Banking Web Awards. In 2012, Global Banking and Finance Review online magazine recognized Burgan Bank as the “Best Banking Group in the MENA” as well as the “Best Corporate Bank in Kuwait”. The bank also won the coveted “Best Bank Branding” award by the Banker Middle East. For the second consecutive year in 2012, Burgan Bank also won World Finance’s “Best Private Bank” award, as well as the “Best Private Bank in Kuwait 2012” award from Capital Finance International. The bank recently won the “Best Bank in Kuwait” award from EMEA Finance.
Burgan Bank, a subsidiary of KIPCO (Kuwait Projects Company), is a strongly positioned regional Bank in the MENA region.
Address : P.O Box 5389 – Safat 12170 – Kuwait.
Website : www.burgan.com, Phone number : 965-22-988000
2. Boubyan Bank-
Interactive and Dynamic - Our strategy defines the evolutionary character of Boubyan Bank as a learning organization. It promotes interactivity by adopting a bottom-up approach within the organization engendering debate and analysis of the Domestic, Regional, Arab and Islamic markets to identify Shari'ah compatible business opportunities. It encourages active testing of procedures on a regular basis and aligns work processes to market developments and customer expectations.
Strengths
Our strategy leverages our inherent strengths in three critical areas:
- A unique business architecture.
- A culture promoting learning organization dynamics.
- The solid foundation of good corporate citizenship principles.
Implementation
- We diligently cultivate a culture that promotes learning organization dynamics, enabling and infusing our business architecture with vitality and the ability to rejuvenate itself in relation to changing market trends.
- Our corporate policies are derived from strong value-based ideology of Islamic banking & finance, which predates the recent importance attributed to good corporate citizenship and its indispensable link to positive business performance.
- Our business objectives, while promoting profitable performance, are closely linked to Shari'ah principles and practices which govern every aspect of our operations.
- Our action-specific performance benchmark reflects our human resource management policies aimed at inspiring and motivating employees.
Address : Abdullah AL-Salem St., Kuwait City, Kuwait.
Website : www.bankboubyan.com, Phone number : 965-22-282000
3. Central Bank of Kuwait -
Establishment and Objectives
The Central Bank of Kuwait (CBK) was established by virtue of the Law No. (32) of 1968 concerning Currency, the Central Bank of Kuwait and the Organization of Banking Business. It replaced the Kuwaiti Currency Board, which had been established by virtue of the Amiri Decree No. 41 of 1960. The role of the Kuwaiti Currency Board, unlike central banks, which carry out broad functions ranging from the drawing and implementation of monetary policies to supervision over banks, was confined to the issuance of bank notes and coins. Therefore, the establishment of CBK was in response to the need for keeping abreast with both domestic and international economic developments, especially as the role of the monetary and financial policy gained further importance in the pursuit of social and economic development in the country.
CBK started operating on the 1st of April 1969 as specified in Article 15 of Law No. 32 of 1968. Its objectives are :
- to exercise the privilege of the issue of currency on behalf of the State
- to endeavor to secure the stability of the Kuwaiti currency and its free convertibility into foreign currencies
- to direct the credit policy to assist social and economic progress and increase national income
- to supervise the banking system in the State of Kuwait
- to serve as Banker to the Government
- to provide financial advice to the Government
Capital of the Central Bank
The capital of the Central Bank of Kuwait is five million Kuwaiti Dinars, fully paid up by the Government. This capital may be increased by virtue of a decree and the increase drawn from the General Reserve of the Bank.
Address : Al Khaleej Al Arabi Street, Sharq Area 526, Kuwait City, Kuwait.
Website : www.cbk.gov.kw, Phone number : 965-22-449200
4. Commercial Bank of Kuwait-
Commercial Bank of Kuwait is one of the largest financial institutions in Kuwait with a strong and growing corporate and retail banking franchise providing innovative financial and investment solutions to its ever growing customer base.
Commercial Bank of Kuwait - Profile
Established on 19th June 1960, Commercial Bank is the second oldest Bank in Kuwait. From retail banking to mega project finance, CBK is mobilizing its substantial capital base and decades of expertise to assume a cutting edge role in Kuwait economy. The Bank has emerged as a lead financier, arranging a flow of loans to diverse power, construction and notable infrastructure projects in Kuwait.
Mission Statement
For the sake of greater customer convenience, Commercial Bank of Kuwait endeavors to develop and enhance its product offerings to become the premier provider of banking services to its large customer base along with maximizing shareholders' funds.
Innovative Banking Products & Services
Integrated through local Branches network, CBK offers its customers a wide spectrum of sophisticated banking services which best suit all customers' segments and satisfy their banking, financial and investment needs. Additionally, the Bank's remote and online banking package uses the latest electronic technologies to bring unrivalled banking services at our customers' fingertips via our site www.cbk-online.com, telephone landline, mobile, internet and ATMs. Further information on our products and services can be found on our website.
Corporate Social Responsibility
Corporate social responsibility comes within the Bank's priorities. Drawing form this, the Bank adopts a balanced policy by devoting its resources to serve the community in which it operates. This is clearly demonstrated through the Bank's generous donations and support of all societal activities. CBK endeavors to revive the old Kuwaiti heritage by issuing prints depicting the old Kuwaiti traditions.
Address : Al Kabeer Street Souk Area, 2861, Kuwait City, Kuwait.
Website : www.cbk.com, Phone number : 965-22-990059
5. Industrial Bank of Kuwait -
Industrial Bank of Kuwait was established in late 1973 at the initiative of the Government of the State of Kuwait, a specialist bank aims to support and promote the industry in Kuwait. The bank provides a funding facilitator moderate and long-term to set up industrial projects, expanded and updated in Kuwait, it also offers multiple bank credit facilities in the form of trade financing to meet working capital needs, and provides many other banking services for industry and industrialists.
Vision
Contribute to the diversification of the production base to pay the industrial development process, through the provision of concessional financing and all financial and banking services, to encourage industrial investment.
Tasks
Expand bilateral growth and profitability based on the development of performance efficiency, and improve the level and quality of financial and banking services for industrialists, based on the continuous strengthening of human and technical capabilities.
Address : PO Box 3146, Safat, 13032, Kuwait.
Website : www.ibkuwt.com, Phone number : 965-22-844446
6. Gulf Bank-
Gulf Bank Kuwait was first incorporated on November 23, 1960 and commenced business on October 5, 1961. The Bank opened in a rented flat on Fahad Al-Salem Street in Kuwait City with a total of 50 employees and 1.8 million Kuwaiti dinars ($6 million US Dollars). The Bank's Headquarters relocated to Abdulla Al Salem Street in 1964 and then to Mubarak Al Kabir Street in 1974, which is its current location. It has 51 branches distributed around Kuwait, including the Head-Office (Mubarak Al Kabir branch) and has approximately 1500 employees of various nationalities, with more than 60% Nationals in the Head-Office and over 90% in the branches. The main groups of the Bank are Consumer, Corporate, Treasury and International Banking. Gulf Bank's commitment to Kuwaiti youth springs from its belief that a nation rises when its younger generation can benefit from practical assistance and educational channels to help the acquire professional business skills at an early stage, giving them the tools to become successful entrepreneurs in the future.
Address : P.O. Box 3200, Safat 13032, Kuwait.
Website : www.gulfbank.com.kw, Phone number : 965-22-449501
7. National Bank of Kuwait-
Since its incorporation in 1952 as the first indigenous bank and the first shareholding company in the entire Gulf region, NBK has been known as ‘The Bank You Know And Trust’. Thanks to the recognized excellence of its very stable management along with its unequivocal strategy, consistent profitability, high asset quality and strong capitalization, NBK, throughout the years, succeeded in building an advanced banking institution that offers a full spectrum of innovative and unrivalled financial and investment services and solutions to individuals, corporate and institutional clients. NBK enjoys a dominant market share with a large and ever expanding local and regional clientele. NBK also boasts the largest overseas branch network spanning many of the world financial and business centers.
Our Vision
- To be the premier Arab Bank
- To achieve consistently superior return for our shareholders
- To deliver world-class products and services to our customers
- Invest in people
- Benefit the communities in which we operate
Address : P.O. Box 95, Safat, 13001 Kuwait.
Website : www.nbk.com, Phone number : 965-22-422011
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